PRF Insurance is changing, and producers may want to take a closer look before simply renewing last year’s policy. In this episode, Anna talks with Rich about current drought conditions across South Dakota and surrounding cattle country, how Pasture, Rangeland, Forage insurance works, and why rainfall data is such a major part of the PRF Insurance program. They also discuss the move from CPC to NCEI rainfall data, how additional rainfall collection points may affect certain grids, and why PRF Insurance policies may look different under the updated data set. Rich breaks down why the change may create both adjustments and opportunities for producers depending on location, interval selection, and operation-specific forage risk. Topics covered: • Current drought conditions in South Dakota and surrounding areas • What PRF Insurance is and how rainfall indexing works • Why rainfall data matters for PRF coverage • CPC vs. NCEI rainfall data changes • How grid location and collection points can affect outcomes • Why producers may want to review PRF Insurance before renewal • Key PRF updates producers should be aware of this year PRF Insurance is not one-size-fits-all. Coverage decisions can vary by grid, interval, acreage, production needs, and risk tolerance. This conversation is intended to help producers better understand the changes and prepare better questions before reviewing their own policy. For more market, livestock, crop insurance, and PRF Insurance updates, follow Logic Ag and subscribe to the newsletter. Disclaimer: This video is provided for general education and market commentary only. It is not individualized insurance, trading, hedging, financial, or marketing advice and is not a solicitation to buy or sell futures, options, insurance products, or other commodity interests. PRF Insurance coverage, premiums, availability, and outcomes vary by location, policy, coverage level, interval selection, and operation. Futures and options trading involves substantial risk of loss and is not suitable for all investors. Consult qualified, licensed advisors regarding decisions for your specific operation.