Under The Covers

Iowa Cover Crop

Under the Covers is a farmer-led agriculture podcast hosted by Bill Frederick and James Holz, Iowa farmers and founders of Iowa Cover Crop.Each episode is recorded during a game of cribbage. When the game ends, the episode ends.We’re working Midwest farmers who built an independent seed business rooted in practical farming and sustainable agriculture. The unfiltered conversations we’ve had for years, in the seed shed, at the farm gate, and over a few pond beers, are now on the record.This show is about modern agriculture, the real decisions, tradeoffs, and debates shaping farming today.We talk about:Midwest farming and row crop agricultureRegenerative agriculture and soil healthCover cropsWater quality and land stewardshipSmall grains, forages, alfalfa, turf, and native seedingCattle, grazing systems, and pasture managementFarm profitability and business strategyRural economics and agricultural policySome episodes are light.Some will tackle harder issues.All of them are grounded in the reality of actual working Iowa farms.We don’t script it.We won’t always agree.We sort it out as we go.It’s honest farm talk, all our cards on the table.Follow us on social media @iowacovercrop

  1. Oct 8

    Fall Grazing Plans

    Fall grazing can be one of the most underused feed resources on a farm. In this episode of Under the Covers, Bill and James talk through how they use cover crops, corn stalks, and other forages to keep cattle grazing later into the year — and what actually makes those systems work. They get into rye versus wheat for grazing, why cattle may prefer wheat even when rye produces more biomass, and when an oat-and-brassica mix makes sense for fall-only grazing. They also discuss why grazing mixes are often seeded heavier than minimum conservation rates when the goal is producing more feed. From corn stalks to sorghum sudangrass, cowpeas, millets, turnips, and other cover crops, the guys share strategies for stretching the grazing season while managing frost risk, fencing, water, muddy traffic areas, and the occasional cattle-related headache. They also talk about some of the tradeoffs they've seen, including healthier cattle and more movement in the field — but potentially lower dressing percentages compared with cattle finished in a lot. And before they get too serious, they check the podcast listener map, discover Under the Covers has somehow reached several countries around the world, and offer a t-shirt to whoever can prove they’re listening from the farthest point away from Jefferson, Iowa. Subscribe to the show so you don’t miss the next hand. Also, if you have enjoyed the podcast, leave us a review and share this episode to your support! Find us on social media in between episodes on: Facebook: https://facebook.com/iowacovercrop Instagram: @iowacovercrop X: @iacovercrop YouTube: https://www.youtube.com/@iowacovercrop Learn more about Iowa Cover Crop at www.iowacovercrop.com

  2. Sep 24

    Farming, Finance & Risk

    Farming is a business built around risk, and when margins get tight, every decision gets a little more attention. In this episode of Under the Covers, Bill and James sit down with Scott Weber, Vice President at Heartland Bank in Jefferson, Iowa, and Chris Nelson of TWFG Fortress Insurance to talk about what they’re seeing from the banking and insurance side of agriculture. They dig into high interest rates, input costs, equipment purchases, crop insurance, land values and the financial pressures shaping decisions on the farm. The conversation also turns to cover crops, cost-share programs and whether financial incentives could play a bigger role in helping farmers try conservation practices without taking on more risk. Plus, they discuss why fear of yield loss can be such a hurdle when trying something new, and how starting with simpler, lower-management options can make cover crops a little less intimidating. It’s a conversation about farming, finance and figuring out how much risk you’re willing to carry when there isn’t much room in the budget for mistakes. Subscribe to the show so you don’t miss the next hand. Also, if you have enjoyed the podcast, leave us a review and share this episode to your support! Find us on social media in between episodes on: Facebook: https://facebook.com/iowacovercrop Instagram: @iowacovercrop X: @iacovercrop YouTube: https://www.youtube.com/@iowacovercrop Learn more about Iowa Cover Crop at www.iowacovercrop.com

  3. Sep 10

    James Reports Back: Results of his first calving season

    Welcome back to Under the Covers, the unscripted podcast hosted by Bill and James, the founders of Iowa Cover Crop.  In this episode, James looks back on his first year transitioning from traditional feedlot management to try his hand at pasture calving. He breaks down the steep learning curve of managing 52 cows, sharing everything from unexpected events (like a cow struck by lightning) to the ultimate rewards of getting his fifth-grade son involved in the herd's day-to-day life. Highlights from this episode's conversation include: The Highs and Lows of the Calving Season: James and Bill compare their results from the year, including Bill's first-ever set of triplets and James's mental hurdle of missing a difficult delivery. The Birds and the Bees: How raising cattle on the range organically sparks some necessary, if awkward, family talks about the cycles of nature. Looking Ahead to Next Year: James lays out his ambitious future plans, from moving his calving schedule up to May, testing an AI breeding program for bulls, and hunting down a four-passenger side-by-side for family pasture tours. Meanwhile, Bill shares his thoughts on expanding his pasture and shopping for fall cows. The Fescue Debate & Finicky Eaters: A look at the behavioral differences between steers and cows when grazing, and how the guys manage uneven pasture growth. Will James retain his title as an "A-minus" cattleman? And who will pull ahead in a neck-and-neck cribbage finish? Tune in to find out! Subscribe to the show so you don’t miss the next hand. Also, if you have enjoyed the podcast, leave us a review and share this episode to your support! Find us on social media in between episodes on: Facebook: https://facebook.com/iowacovercrop Instagram: @iowacovercrop X: @iacovercrop YouTube: https://www.youtube.com/@iowacovercrop Learn more about Iowa Cover Crop at www.iowacovercrop.com

  4. Aug 27

    Cover Crop Selection 101

    If you’ve ever asked, “What cover crop should I plant?” this episode is for you. Bill and James walk through the questions every farmer should ask before picking a species or blend. From erosion control and weed suppression to grazing and soil health, they explain how your goals, crop rotation, application method, and management plan all influence the right recommendation. The guys also break down the three major cover crop families—grasses, legumes, and brassicas—discuss where each fits, talk about when blends add value (and when they’re just expensive confetti), and share some of their favorite simple mixes for the Midwest. Of course, it wouldn’t be Under the Covers without a few detours. Along the way, Bill and James debate their favorite presidents, dive into the history behind Jefferson’s street names, and even tackle how they’d renovate a pasture overrun with toxic fescue. Whether you’re planting your first cover crop or looking to fine-tune your mix, this episode will help make cover crop selection a little less intimidating. Subscribe to the show so you don’t miss the next hand. Also, if you have enjoyed the podcast, leave us a review and share this episode to your support! Find us on social media in between episodes on: Facebook: https://facebook.com/iowacovercrop Instagram: @iowacovercrop X: @iacovercrop YouTube: https://www.youtube.com/@iowacovercrop Learn more about Iowa Cover Crop at www.iowacovercrop.com

  5. Jul 2

    County Fair Memories & Life Lessons

    In this episode of Under the Covers, Bill and James celebrate county fair week with a look back at their 4-H days: livestock projects, static exhibits, fair memories, and the lessons that stuck around long after the ribbons were handed out. Growing up in the Greenbrier 4-H Club, the guys talk about the impact of long-time club leaders, how 4-H clubs changed over the years, and the shift from boys’ and girls’ clubs to co-ed groups, with a detour through some classic club names along the way. From showing cattle and hogs to static exhibits like rebuilding a John Deere tractor, building toolboxes, and making wooden stilts, this episode walks through the full fair experience. Bill and James talk about beef pen of three, the responsibility of livestock projects, the emotional side of raising animals, and the strange mix of freedom, chaos, and community that made the fair feel like the center of the universe. They also reflect on what 4-H taught them beyond the projects: record-keeping, public speaking, production agriculture, community service, responsibility, and how to function on very little sleep. Whether you grew up in 4-H, raised 4-H kids, judged a project, hauled livestock to the fairgrounds, or just know the beautiful madness of fair week, this episode is for you. Subscribe to the show so you don’t miss the next hand. Also, if you have enjoyed the podcast, leave us a review and share this episode to your support! Find us on social media in between episodes on: Facebook: https://facebook.com/iowacovercrop Instagram: @iowacovercrop X: @iacovercrop YouTube: https://www.youtube.com/@iowacovercrop Learn more about Iowa Cover Crop at www.iowacovercrop.com

About

Under the Covers is a farmer-led agriculture podcast hosted by Bill Frederick and James Holz, Iowa farmers and founders of Iowa Cover Crop.Each episode is recorded during a game of cribbage. When the game ends, the episode ends.We’re working Midwest farmers who built an independent seed business rooted in practical farming and sustainable agriculture. The unfiltered conversations we’ve had for years, in the seed shed, at the farm gate, and over a few pond beers, are now on the record.This show is about modern agriculture, the real decisions, tradeoffs, and debates shaping farming today.We talk about:Midwest farming and row crop agricultureRegenerative agriculture and soil healthCover cropsWater quality and land stewardshipSmall grains, forages, alfalfa, turf, and native seedingCattle, grazing systems, and pasture managementFarm profitability and business strategyRural economics and agricultural policySome episodes are light.Some will tackle harder issues.All of them are grounded in the reality of actual working Iowa farms.We don’t script it.We won’t always agree.We sort it out as we go.It’s honest farm talk, all our cards on the table.Follow us on social media @iowacovercrop

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