The Design & Build Show

Lamont Bros. Design & Construction
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  • Home & Garden

A comprehensive look at home remodeling from experts in the industry.

Episodes

  1. Feb 27

    Financing Your Remodel: Interest Rates, Renovation Loans, and Avoiding Costly Mistakes with Vanessa Res

    Is your low mortgage rate holding your home's potential hostage? In this episode, Joseph sits down with 25-year lending veteran Vanessa Res to break down the complex world of renovation and construction financing. Vanessa explains why "rate lock-in" is changing the remodeling landscape, how to borrow against the future value of your home, and the step-by-step process of securing a renovation loan in today’s economy. In this episode, you’ll learn: The "Rate Trap": Why homeowners with 2.5% rates are struggling to finance renovations and the alternative options available.Budgeting Backwards: How to determine your renovation budget based on your target monthly payment.The Loan Process: A deep dive into "After-Improved Value" appraisals and how banks fund projects through the draw system.Vetting Contractors: What lenders look for in a builder and why the cheapest bid can actually disqualify your loan.Permit Problems: How to use a renovation loan to fix and legalize unpermitted additions.2026 Outlook: What changing conforming loan limits mean for your future project.Whether you’re looking to buy a fixer-upper with 5% down or transform your current house into a forever home, this episode provides the financial roadmap you need to succeed. About Vanessa Res: Vanessa is a specialist in construction and renovation lending with over two decades of experience helping homeowners navigate the "puzzle" of mortgage financing. Connect with The Design Build Show: Website: https://www.lamontbros.com/Listen & Subscribe: If you enjoyed this episode, please leave us a 5-star review on Apple Podcasts and Spotify! #HomeRenovation #ConstructionLoans #MortgageRates #DesignBuild #RealEstateInvesting #HomeRemodel #VanessaRes #DesignBuildShow

  • 1 Episode

About

A comprehensive look at home remodeling from experts in the industry.

Information

  • Creator
    Lamont Bros. Design & Construction
  • Years Active
    2026
  • Episodes
    1
  • Rating
    Clean
  • Copyright
    © 2026 The Design & Build Show
  • Show Website
    The Design & Build Show