Asset Avenue

Asset Avenue

Asset Avenue is the podcast for anyone who was never taught how the system really works. Hosted by Bola Sol, qualified financial adviser, author of Your Money Life and one of the UK's most trusted voices in personal finance. Asset Avenue sits at the intersection of money, identity, power and everyday life. The name says it all: an asset is whatever you decide it is. Money, health, relationships, culture, time and knowledge. This show explores what it truly means to build a life of value on your own terms. Each episode unpacks the conversations that schools skipped and families avoided, coveri

  1. From Stolen Car & Zero Savings to a $100K Fintech 💸 | Tosin Olaseinde, Money Africa

    6d ago

    From Stolen Car & Zero Savings to a $100K Fintech 💸 | Tosin Olaseinde, Money Africa

    She had the dream CV. Chartered accountant, Bloomberg, CNBC, British American Tobacco. Then her only car got stolen, her savings vanished and she found herself at church unable to drop a $2 offering. That rock-bottom moment became the spark for Money Africa and Asset Avenue flew to Lagos, Nigeria to hear the whole story. In this episode, Bola Sol sits down with Tosin Olaseinde, founder of Money Africa, Money Africa Kids and the fintech Ladda and a World Economic Forum Young Global Leader, for an honest conversation about going broke, betting on yourself before anyone validates you, and turning a single invoice into a company. ⏱️ TIMESTAMPS 00:00 – The $2 offering that changed everything (intro) 01:30 – "I am my greatest asset" 02:45 – The dream CV vs. the money reality behind it 04:30 – The stolen car that wiped her out 06:30 – Broke at church: the wake-up call 09:30 – The 6-month "career break" at 30 that never ended 11:30 – One invoice that accidentally started a company 14:00 – Building Money Africa on Instagram from zero 16:30 – Teaching money when unemployment is at 27% 20:00 – Winning the $100,000 NSIA Prize & launching Money Kids 23:30 – Almost 1 million reached — and why it's not enough 25:30 – 3 tips for betting on yourself 28:30 – Becoming a WEF Young Global Leader 31:00 – How to REALLY network (work ethic beats connections) 34:00 – The hardest part of being a CEO 36:30 – Your personal brand vs. the person behind it 38:30 – Earning ₦200k/month with nothing saved? Start here 40:30 – The biggest investing mistake Nigerians make 43:30 – Her dream dinner guest list 45:00 – Surviving hyperinflation & the future of money in Africa 47:30 – Rapid fire + where to find Tosin 👤 ABOUT THE GUEST — Tosin Olaseinde Instagram: @tosinolaseinde | @moneyafrica | @moneyafricakidsX (Twitter): @tosinolaseindeLinkedIn: Money AfricaApp: Ladda (@ladda.ng) 🎙️ ABOUT ASSET AVENUEAsset Avenue is the podcast hosted by financial adviser and two-time Penguin author Bola Sol, exploring how people really build, manage and think about money. New episodes regularly, subscribe and turn on notifications so you never miss one. 🔗 Follow Bola & Asset Avenue:Instagram: @bola_sol | @assetavenuehqTikTok: @bolasol | @assetavenuehq Newsletter & links: bolasol.co.co.uk

    34 min
  2. Why I Still Work a 9-5 (Despite Making £300k Online)

    May 29

    Why I Still Work a 9-5 (Despite Making £300k Online)

    Welcome to this episode of the podcast, where we sit down with James Beckett, the personal finance expert and creator behind The Money Stocker! In this candid conversation, James breaks down the taboo surrounding personal finances by opening up completely about his own numbers, including his £250,000 pension pot and his goal to achieve financial freedom by age 45.Despite pulling in an incredible £300,000 from his social media channels over the last 12 months, James continues to work his full-time 9-to-5 marketing role. Tune in to discover how he balances entrepreneurship, manages pay rises using his signature 50-50 rule, and protects his wealth against upcoming tax changes.⏱️ Timestamps00:00 - Introduction & The Power of Pensions: James discusses why your pension is often your biggest financial asset and why human capital matters just as much.02:15 - Building The Money Stocker: Moving from dead SEO blogs to building an active community on social media.04:30 - How to Make £300k on Social Media: A completely transparent breakdown of content creator revenue streams.06:45 - Brand Deals, Affiliates, & Facebook Monetisation: Capitalising on algorithm changes pushing finance Reels to wider audiences.09:15 - The Default Pension Fund Mistake: Why 96% of people are losing out on tens of thousands in growth by staying in conservative default funds.12:30 - Staying Grounded with a 9-to-5: Why James hasn't quit his day job and how he avoids the traps of glamorised entrepreneurship.14:45 - The 50-50 Pay Rise Rule & Car Finance Traps: Practical budgeting tips to ensure you don't inflate your lifestyle out of water.18:00 - 2027 Cash ISA Cuts & Understanding Gilts: How to transition into government bonds as tax exemptions change.21:15 - 3 Steps to Start a Stocks & Shares ISA: Choosing low-cost platforms and setting up automated monthly contributions.24:00 - Who to Trust Online: Why you should be sceptical of get-rich-quick schemes and look to trusted authorities like Martin Lewis.26:15 - Why Stock Picking is a Trap: Reviewing why 90% of active fund managers fail to beat a simple global index fund over 15 years.28:30 - Buying Future Freedom & Wedding Spending: Prioritising experiences and memory-making over modern gadgets.📱 Connect with James & The Money StockerInstagram: @themoneystockerTikTok: @themoneystockerYouTube: @moneystockerWebsite: www.moneystocker.com🔗 Follow Bola & Asset Avenue:Instagram: @bola_sol | @assetavenuehqTikTok: @bolasol | @assetavenuehqNewsletter & links: bolasol.co.co.uk

    47 min
  3. The Truth About Business Funding: How To Raise Millions When You’re Underestimated

    May 7

    The Truth About Business Funding: How To Raise Millions When You’re Underestimated

    Why do banks reject 50% of small businesses — and what do you do when you're one of them? Bola Sol sits down with Demi, founder and MD of Lendoe, the UK finance intermediary placing millions into underestimated founders. Demi went from playing football to investment banking to brokering a mini bond for his church when no bank would lend. That deal became Lendoe — and the playbook for funding small and medium-sized businesses (£1m–£20m revenue) that the high-street banks ignore. In this episode you'll learn: - The CapEx vs OpEx mistake that puts founders in a pickle - Why "know your numbers" is the #1 green flag lenders look for - The 3 advisors every founder needs (and why an accountant alone isn't enough) - How underrepresented founders self-sabotage by asking for too little - Why Black-owned businesses get taken over — and how to build the balance sheet that protects you - Equity, dilution and investor rights before you sign anything - How AI is widening the gap between funded and unfunded entrepreneurs - What rising geopolitical tension and oil prices mean for SME margins - Demi's networking story with the chairman of UBS — and what to do instead of being timid This is a masterclass for founders, side hustlers and aspiring business owners who want to understand how UK business funding actually works in 2026. Hosted by Bola Sol — qualified financial adviser (DipFA, FCA regulated), Penguin/Merky Books author of How To Save It and Your Money Life. This episode is for educational purposes only and is not regulated financial advice. Follow Demi: @demi_vb_ on Instagram & TikTok | Lendo: @wearelendoe Follow the show: @assetavenuehq | bolasol.co.uk

    1h 4m
  4. The £1,000,000 Mistake: Why Most Founders Fail to Scale

    Apr 30

    The £1,000,000 Mistake: Why Most Founders Fail to Scale

    Welcome to the Asset Avenue podcast! Asset Avenue sits at the intersection of money, identity, power and everyday life in the hopes it can help a global audience who were never taught how the system really works.Ama Hill is a marketing expert, creator-entrepreneur, and the founder of the viral beauty brand Plant Made. After scaling a business to £1 million in just 12 months from her mother's kitchen, she has become a leading voice on the realities of scaling fast, protecting intellectual property, and the unique challenges faced by underserved founders.00:00 - £1 Million in 12 Months: How Emma turned a side hustle into a massive business in one year and what establishing brands miss about community.01:01 - The Greatest Asset: Why Emma identifies herself as her greatest asset and the importance of women choosing themselves over their entities.02:26 - The Psychology of Marketing: How studying human behavior in university became a "secret weapon" for building an online following.05:33 - Hiding Behind the Product: The shift from being a behind-the-scenes founder to a "creator entrepreneur" where you are the primary product.06:30 - Engineering Confidence: How to show up as an introvert in a world of content creation by flipping the script from "self" to "impact."10:43 - Starting with £100: The origin of Plant Made, dealing with hair loss at a young age, and documenting the journey for an audience of 900.14:34 - Prove the Concept: Why you should never launch without a community and how to build demand before the product even drops.16:01 - Problem-First Perspective: Moving away from "nice-to-haves" and building "painkillers" that consumers generally cannot live without.20:06 - The Cease and Desist: A 67% revenue drop overnight. The painful lesson on why IP, trademarks, and ownership are the keys to legacy.22:14 - The Scaling Team: Why you need an accountant who has worked at your specific scale and the necessity of an "Ops" function.25:15 - Sacrificial Lamb Syndrome: Why Ama stopped paying herself a salary and the danger of treating your business like a "baby."29:22 - Bodies vs. Machinery: Looking back at cost structure mistakes and the trade-offs between hiring staff and investing in automation.31:00 - The Credit Line Trap: How the risk appetite of lenders can change overnight and why your financial plan shouldn't rely on a single source of capital.34:42 - Working with a Partner: How Ama and her romantic partner used therapy and boundaries to manage a 6,000 square foot warehouse together.41:15 - The Margin of Grace: Discussing why the least resourced group (Black women) is often the most scrutinised in the business world.45:12 - Wealth is Freedom: Defining wealth as the ability to afford to be your most authentic self and the pursuit of exploration. In this video, we discuss: Scaling Fast vs. Building Right: The mechanical difference between a side hustle and a fully-fledged business that manages 20+ staff members. Identity & Authenticity: Why you cannot conflate your self-worth with your business skills and the need to recognise your own "light" outside of your entities. The Scrutiny of Founders: The reality of knocking on 100 doors for capital and facing a lack of network associations in traditional finance. Marketing vs. Income: Understanding the "zone of genius" required to not just build a brand, but to consistently generate cash and community. 🔗 Connect with Ama Hill:📸 Instagram: @amaaa__official💼 LinkedIn: linkedin.com/in/ama-hill🎵 TikTok: @amaamoagyei🔗 Connect with Bola SolGrab a copy of my book: "Your Money Life" - https://www.penguin.co.uk/books/45496...📸 Instagram: @bola_sol💼 LinkedIn: linkedin.com/in/bola-sol🎵 TikTok: @bolasol 🔔 Don't forget to SUBSCRIBE for more conversations at Asset Avenue.

    46 min

About

Asset Avenue is the podcast for anyone who was never taught how the system really works. Hosted by Bola Sol, qualified financial adviser, author of Your Money Life and one of the UK's most trusted voices in personal finance. Asset Avenue sits at the intersection of money, identity, power and everyday life. The name says it all: an asset is whatever you decide it is. Money, health, relationships, culture, time and knowledge. This show explores what it truly means to build a life of value on your own terms. Each episode unpacks the conversations that schools skipped and families avoided, coveri

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