Let's Talk SoCal Real Estate

Isabel Machrone and Rosa Ortiz

Isabel Machrone and Rosa Ortiz break down real estate in a clear, simple, and honest way. You’ll hear real stories, real scenarios, and conversations with expert guests from lenders to inspectors to industry pros. All focused on helping you make confident, informed decisions. Whether you’re a first-time buyer, a homeowner, or just thinking about your next move in Southern California.

  1. 3d ago

    Episode 018 | Natural Hazard Disclosures Report Explained: What Every California Homebuyer and Homeowner Should Know

    The importance of natural hazard disclosure reports inCalifornia real estate transactions. We Have Valerie Nassraway from MyNHD explain what these reports reveal about fire, flood, earthquake zones, and recent updates to hazard maps for homebuyers before you buy and homeowners before you sell. Guest Valerie Nassraway Account Executive MyNHD Resources myHazCheck.com - Flood& Fire Zones At Your Fingertips!   Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone   (DRE #02247104) Realtor® Rosa Ortiz ( DRE #01484772)  Realtor® Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

  2. Sep 30

    Episode 017 | 1031 Exchange Explained: Defer Taxes, Build Wealth & Leave a Legacy

    Isabel Machrone and Rosa Ortiz take a deep diveinto one of the most powerful tax-deferral strategies available to real estate investors: the 1031 Exchange. Whether you already own investment property, areconsidering selling a rental, or simply want to better understand how real estate investors build and preserve wealth, this episode is packed with valuable information you’ll want to know before you sell. Chapters   00:00 Introduction to 1031 Exchange and its importance 02:00 Properties that qualify for a 1031 Exchange 04:16 Understanding tax deferral versus tax elimination 07:25 Why baby boomers are using 1031 exchanges to pass onwealth 10:26 Using 1031 exchanges for vacation and rentalproperties 12:29 Tax ID matching and LLC considerations 14:29 Real-life example of a successful 1031 exchange 16:29 Tax implications and the carryover of basis 18:10 Calculating tax percentages and potential liabilities 19:02 The importance of a knowledgeable CPA 20:13 When investors typically learn about 1031 exchanges 21:29 The role of CPAs and tax professionals in the process 22:25 Success rate and common reasons for failed exchanges 23:16 Cost structure and flat fees of exchange companies 24:28 The flexibility of the 1031 exchange process 25:11 California's clawback provision and estate planning 26:23 The educational gap and need for better guidance 27:17 Life-changing stories of 1031 exchanges 28:12 Passive income and legacy transfer through 1031 28:38 Closing remarks and the importance of education Guest  Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone  (DRE 02247104) 310-871-4144 Rosa Ortiz ( DRE 01484772)  951-500-8783 Email: isabelandrosa@letstalksocalrealestate.com Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

  3. Sep 23

    Episode 016 | Condo Financing Explained: Warrantable vs. Non-Warrantable Condos

    Isabel Machrone and Rosa Ortiz interview Don Maher, a mortgage expert specializing in Non-Warrantable condos, explains the complexities of condo financing, including eligibility requirements, common issues, and how buyers and sellers can navigate these challenges effectively. Guest  Don Maher    Universal Capital Mortgage Corp.  NMLS # 366070 | CA DRE License # 01025802 | NMLS MLO # 241202 don@ucloan.net Cell (818) 515-1475 | Office (949) 503-2174  Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone  (DRE 02247104) 310-871-4144 Rosa Ortiz ( DRE 01484772)  951-500-8783 Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

  4. Sep 16

    Episode 015 | Before You Buy or Sell This Fall: What’s Happening in Today’s Housing Market

    Rosa and Isabel discuss the current market conditions in Southern California, including buyer and seller sentiment,pricing strategies, and tips for preparing homes for sale. Chapters 00:00 Introduction and episode overview 02:21 Market conditions in Southern California 04:19 Pricing and home condition strategies 07:50 Home updates and curb appeal 09:50 Market differences in San Bernardino and Riverside 13:27 Market trends in LA and Orange County 15:12 Overall market outlook and advice 17:27 Advice for buyers and sellers in fall 2026 Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone  (DRE 02247104) 310-871-4144 Rosa Ortiz ( DRE 01484772)  951-500-8783 Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

  5. Jul 22

    Episode 014 | Unlocking Homeownership: Key Insights in Real Estate

    In this episode, real estate professionals Isabel Machroneand Rosa Ortiz discuss Season 1 Recap the key aspects of home buying, including purchase power, loan programs, escrow, credit repair, and estate planning, providing valuable insights in real estate. Chapters 00:28 Understanding Purchase Power and Variables 03:27 New Studio and Episode Recap 04:14 Medical Professional Loan Program Highlights 05:58 Escrow Process and Fraud Prevention 08:23 Non-QM Loan Program Details 09:41 Loan Disclosures and Consumer Transparency 10:30 Loan Programs for Entrepreneurs and Self-Employed 11:49 Title Changes and Recording Uninsured Deeds 13:11 Homeowners Exemption and Property Tax Savings 15:27 Home Inspection Insights with Joseph Lang 18:48 Special Loan Programs and Grants for Buyers 20:35 Credit Repair and Score Improvement with David Lopez 22:12 Understanding Statute of Limitations on Collections 23:22 Importance of Good Credit and Debt-to-Income Ratio 25:16 Financial Education and Saving Strategies 26:40 VA Loans and Assumption Opportunities 30:43 Homeowners Insurance and Market Changes 33:11 Trust and Estate Planning with Josie We'll be back with Episode 15 - Drops August 19, 2026 If you have a question, we'd love to hear from you. Email: ask@letstalksocalrealestate.com Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone  (DRE 02247104) 310-871-4144 Isabelmachrone@kw.com Rosa Ortiz ( DRE 01484772)  951-500-8783 rosaelena@kw.com Homesbyrosaortiz.com Keller Williams College Park DRE # 02200120

  6. Jul 15

    Episode 013 | Understanding Title Insurance and Property Rights

    In this episode, experts Lisa Favorite and Leslie Shrimplin from Lawyer's Title share invaluable insights into title insurance, property transfer, Proposition 19, and how to safeguard your property rights. Perfect for homeowners, buyers,and real estate professionals seeking clarity on complex title issues. Chapters 00:00 Introduction to Title Insurance and Episode Overview 01:01 What is Title Insurance and How Long Does It Last? 08:25 Solar Liens, Bankruptcies, and Their Effect on Title 10:12 Passing of Property Without a Trust and ProbateProcess 12:12 Reassessment Triggers and Exemptions for PropertyTaxes Guest  Lisa Favorite  Account Executive  Lawyers Title Inland Empire 951.337.9638 Lisa.Favorite@ltic.com Leslie Shrimplin Title Operations Officer  Lawyers Title Inland Empire LShrimplin@ltic.com If you have a question, we'd love to hear from you. Email: ask@letstalksocalrealestate.com Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone  (DRE 02247104) 310-871-4144 Isabelmachrone@kw.com Rosa Ortiz ( DRE 01484772)  951-500-8783 Website: Homesbyrosaortiz.com Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.13:50 How to Protect Your Title with MonitoringServices

  7. Jul 8

    Episode 012 | How a Trust Can Save Your Family Thousands

    In this episode, estate planning expert Josie Chavez sharesessential insights on how homeowners can protect their assets, avoid probate, and ensure a smooth inheritance process through trusts. Perfect for anyone owning property or planning their estate. Chapters 01:41 The Importance of Living Trusts for Homeowners 02:39 Consequences of Dying Without a Trust 03:37 Misconceptions About Trust Control 05:06 Selling Property in a Trust 06:29 Revocable vs. Irrevocable Trusts 07:00 Trusts and Incapacity Protection 08:53 Proposition 19 and Property Tax Implications 09:46 Common Estate Planning Mistakes 10:38 Understanding Trusts and Their Funding 11:43 The Simplification of Property Transfer 12:20 Estate Planning for Real Estate Investors 13:16 Overcoming Hesitations in Trust Creation 15:05 The Importance of Trusts for Everyone 16:30 Wills vs. Trusts: Key Differences 20:17 Reviewing and Updating Your Trust 20:58 First Steps in Estate Planning 23:13 Consultation and Pricing for Trusts 24:17 Next Steps After a Trust Owner Passes Guest  Josie Chavez Estate Planning The Financial Architects.  951.314.8953 C  josie.chavez6@yahoo.com If you have a question, we'd love to hear from you. Email: ask@letstalksocalrealestate.com Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone  (DRE 02247104) 310-871-4144 Isabelmachrone@kw.com Rosa Ortiz ( DRE 01484772)  951-500-8783 Website: Homesbyrosaortiz.com Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

  8. Jul 1

    Episode 011 | The VA Loan Advantage: How Veterans Can Achieve Homeownership

    Ryan Shultz from New American Funding shares comprehensive insights into VA loans, including eligibility, benefits, misconceptions, and the process for veterans and their families. This episode is a must-listen for veterans considering homeownership and real estate professionals working withVA loan clients. Ryan also introduces the NAFCash program, an innovative financing solution that can help eligible home buyers submit more competitive offers in today's fast-moving real estate market. Chapters 00:00 Introduction and Setup Challenges 04:31 Understanding VA Loans 05:30 Eligibility and Advantages of VA Loans 12:00 Financial Aspects of VA Loans 18:07 Application Process and Common Misconceptions 22:03 VA Loan Assumptions and Inheritance 34:59 Conclusion and Additional Topics 35:56 NAFCash Loans and Closing Remarks Guest  Ryan Shultz  Area Manager | Glendora Branch  New American Funding  NMLS# 255668 626.991.1368 C  Email: ryan.shultz@nafinc.com https://www.newamericanfunding.com/branches/glendora If you have a question, we'd love to hear from you. Email: ask@letstalksocalrealestate.com Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ Produced by Isabel Machrone Isabel Machrone  (DRE 02247104) 310-871-4144 Isabelmachrone@kw.com Rosa Ortiz ( DRE 01484772)  951-500-8783 Website: Homesbyrosaortiz.com Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

See All (19)

Trailer

Ratings & Reviews

5
out of 5
11 Ratings

About

Isabel Machrone and Rosa Ortiz break down real estate in a clear, simple, and honest way. You’ll hear real stories, real scenarios, and conversations with expert guests from lenders to inspectors to industry pros. All focused on helping you make confident, informed decisions. Whether you’re a first-time buyer, a homeowner, or just thinking about your next move in Southern California.

Information

  • Creator
    Isabel Machrone and Rosa Ortiz
  • Years Active
    2026
  • Episodes
    19
  • Rating
    Clean
  • Copyright
    © Isabel Machrone and Rosa Ortiz
  • Show Website
    Let's Talk SoCal Real Estate

You Might Also Like