UK Property Tax Show by Simon Misiewicz

Simon Misiewicz UK Property Tax Specialist
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UK property tax is changing fast and most landlords, investors, and even advisers are getting it wrong. This podcast breaks down the real rules behind UK property taxation, cutting through outdated advice, social media myths, and risky strategies that could cost you thousands in tax, penalties, or HMRC enquiries. Hosted by Simon Misiewicz, a UK property tax specialist and founder of Optimise Accountants, each episode delivers clear, practical insights you can actually use, whether you own one buy-to-let or a complex property portfolio. What you’ll learn How to legally reduce tax on rental income and property profitsThe truth about limited companies, Section 24, and incorporation risksCapital Gains Tax strategies when selling propertyStamp Duty (SDLT) traps and how to avoid overpayingHMRC investigations — what triggers them and how to stay compliantReal case studies from UK landlords and investorsTax-efficient structures for long-term wealth and succession planning Who this is for UK landlords and property investorsProperty developers and portfolio buildersLetting agents, mortgage brokers, and IFAsAccountants and advisers working with property clients Why this podcast is different Most “property tax advice” online is either: OutdatedOver-simplifiedOr dangerously aggressive This podcast focuses on what actually works under current UK tax law, based on real client experience and HMRC practice — not theory. New episodes weekly Each episode is designed to be: Straight to the pointActionableBacked by real-world experience ⚠️ Important This podcast is for educational purposes only and does not constitute personalised tax advice. Always seek professional advice before implementing any strategy. 📩 Work with us  | UK Property Tax Options:  | 🌐 UK Property Tax Website: https://www.optimiseaccountants.co.uk/ | 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call | 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB | 🎧 Podcasts: https://www.buzzsprout.com/2607825 | 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/ |  | A quick mention of our proud sponsor Calm Buddies: helping children, parents and families bring a little more comfort, calm and reassurance into everyday life. You can find out more about their products here: https://calmbuddiesofficial.myshopify.com/

  1. 5d ago

    CGT and IHT Double Tax: How 54% of a Gain Disappears

    Send us a message Simon Misiewicz of Optimise Accountants shows how capital gains tax then inheritance tax can take 54% of a £100,000 gain, and what UK landlords and investors can consider instead. Selling shares, crypto or property? CGT and IHT double tax can take 54% of a £100,000 gain from your family. This video is for UK landlords and property investors, and anyone selling shares or crypto, who wants to know what is left for their heirs after capital gains tax and then inheritance tax. Simon Misiewicz of Optimise Accountants walks through a worked example so you can see the numbers before you sell. You'll learn: ✅ How a £100,000 gain at 24% CGT leaves £76,000, and why inheritance tax at 40% can then take £30,400 ✅ Why that adds up to an effective tax rate of 54% ✅ What happens if you keep the asset instead: IHT only, leaving £60,000 rather than £45,600 ✅ How the £325,000 nil-rate band and £175,000 residence nil-rate band fit in (both frozen until 5 April 2031) ✅ Why spending or reinvesting the cash matters, and how growth can push the whole estate into IHT ✅ How borrowing against an asset instead of selling can avoid CGT now and reduce the estate for IHT, and why you need advice first The example ignores reliefs and allowances so you see the raw numbers. Your own position will differ, so speak to your accountant, solicitor and financial adviser before acting. Free Next Phase Property Tax eBook: https://www.optimiseaccountants.co.uk/next-phase-property-tax-planning/ Book a call to discuss your situation: https://optimise-accountants.zohobookings.com/5011554000000096027 Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    CGT and IHT Double Tax: How 54% of a Gain Disappears

  2. Oct 5

    Capital Gains Tax on Buy-to-Let: Why It May Not Be the Last Tax

    Send us a message Selling a buy-to-let? Simon Misiewicz explains why 24% CGT plus 40% inheritance tax can leave landlords 45.6p in £1, what changes in April 2027, and three ways to pay less. Capital gains tax on a buy-to-let sale may not be the last tax you pay. Landlords who hold the proceeds can lose another 40% to inheritance tax. Simon Misiewicz of Optimise Accountants works through a £100,000 buy-to-let gain at today's 18% and 24% CGT rates and the £3,000 annual exempt amount. He explains how unused pensions count for inheritance tax from 6 April 2027 under the Finance Act 2026, and why a move to income tax rates for CGT remains speculation, with the Autumn Budget due on 28 October 2026. In this episode you'll hear: - How 24% CGT plus 40% IHT leaves you 45.6p of every £1 of gain - The CGT bill on a £100,000 gain: £23,280, an effective 23.28% - How the total could reach 64% if CGT moved to income tax rates - Transfers to a spouse or civil partner, pension contributions and low-income tax years Questions answered in this episode: - How much capital gains tax do I pay when I sell a buy-to-let? - Is my property sale money subject to inheritance tax? - What changes for pensions and inheritance tax in April 2027? - Can I transfer a rental property to my wife or husband before selling? - Do pension contributions reduce capital gains tax? - Will capital gains tax rise to income tax rates? Takeaway: plan the sale and what happens to the proceeds together, not one at a time. Chapters 00:00:00 Why 24% CGT could become 64% 00:00:25 The 45p in the pound problem 00:01:11 Selling a buy-to-let today 00:02:38 What if CGT moved to income tax rates? 00:03:24 Pensions in your estate from April 2027 00:04:04 Two risks if you delay 00:04:51 Free e-book and webinar 00:05:33 Transfer the property to your spouse 00:06:25 Pension contributions extend your band 00:07:01 Sell in a low-income year 00:08:04 Your next step Episode links Free e-book, Next Phase Property Tax Planning: https://workdrive.zohoexternal.com/external/962b4a7c61c53ceb05f7535653bc5c9e4865bb1365f0dbda69857bf2f98b0c3d Free live webinar, Thursday 15 October, 7pm UK time: https://optimiseaccountantsltd.as.me/Optimise-Accountants-Property-Tax-Webinar Simon Misiewicz of Optimise Accountants UK Property Tax Options: 🌐 UK Property Tax Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimise-accountants.zohobookings.com/5011554000000096027 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB 🎧 Podcasts: https://www.buzzsprout.com/2607825 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/ General information only, not tax advice. Take advice on your own circumstances. Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    Capital Gains Tax on Buy-to-Let: Why It May Not Be the Last Tax

  3. Sep 28

    The Refurbishment Money Most Landlords Miss: Could Your Council Pay for Your Property Upgrade?

    Send us a message Could your local authority help pay for your next property refurbishment? In this eye opening episode, we reveal how landlords and property investors could reduce renovation costs, improve cash flow, raise returns, and bring a property to market faster through grants, loans, incentives, and valuable VAT relief. We explore buying below market value, tackling a rundown probate property, renovating a boarded up home, and improving an existing buy to let. Using Nottingham City Council as an example, we discuss how local and national schemes may support upgrades that improve energy performance and help landlords meet EPC requirements. Discover potential support for wall insulation, loft insulation, underfloor insulation, air source heat pumps, smart heating controls, solar panels, and boiler upgrades. We explain why smart controls may help HMO owners where bills are included, and how greater energy efficiency can benefit tenants while protecting your investment. Then we uncover the VAT details many investors overlook. Depending on the work, the property, and how qualifying materials are supplied and installed, energy saving improvements may attract a reduced or zero VAT rate instead of the standard rate. We also discuss homes left empty for more than two years, including probate properties, where qualifying refurbishment work may receive a reduced VAT rate in certain circumstances. You will learn where to search, what to ask your local authority, why you should send a full schedule of works, and how persistence with councils, government schemes, contractors, and advisers could uncover meaningful savings. Before funding the entire refurbishment yourself, ask, who else could help pay, what support is available, and could the VAT bill be reduced? Essential listening for landlords, buy to let investors, HMO owners, developers. Eligibility and tax treatment depend on current rules and individual circumstances, so verify details with the authority and a qualified adviser. #PropertyInvestment, #BuyToLet, #LandlordTips, #PropertyRefurbishment, #LocalAuthorityGrants, #VATRelief, #EPC, #HMO, #ProbateProperty, #UKProperty Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    The Refurbishment Money Most Landlords Miss: Could Your Council Pay for Your Property Upgrade?

  4. Sep 28

    Pension Inheritance Tax 2027: Why Your Heirs Could Lose 64%

    Send us a message Pension inheritance tax starts on 6 April 2027, and landlords and property investors could see up to 64% of an inherited pension go in tax. In this episode you'll hear exactly how, and what to model now. Simon Misiewicz of Optimise Accountants explains the new rules on inheritance tax on pensions: from 6 April 2027 unused pension funds and death benefits count towards your estate (Finance Act 2026). If you die at 75 or over, your beneficiaries also pay income tax on what they draw, so a £300,000 pension can lose £120,000 to IHT and £72,000 to income tax. Simon also covers the nil-rate band frozen at £325,000 until April 2031, the £175,000 residence nil-rate band taper above £2m, and CGT at 24% on property sales. In this episode you'll hear: • Why the frozen £325,000 nil-rate band makes the real rate on your estate far higher than 40% • Simon's worked example: on a £750,000 estate, IHT is 81% of the "fair" excess • Record inheritance tax receipts and the government's £710m to £1.665bn forecast from taxing pensions • Why selling property can leave your family 45.6p of every £1 of gain after CGT and IHT • How pensions push estates over £2m and wipe out the residence nil-rate band • The 64% combined tax on a pension when you die at 75 or over • Seven-year gifts, gifts out of surplus income and staying under £2m • Simon's map, model, decide plan Questions answered in this episode: • Will my pension be subject to inheritance tax from April 2027? • Do my children pay income tax on my pension if I die after 75? • How much of a £300,000 pension would my family actually get? • What happens to the residence nil-rate band if my estate is over £2 million? • Is inheritance tax really only 40%? • How can I reduce inheritance tax on my pension and property? Key takeaway: Pensions join your estate on 6 April 2027, so map your assets and model your IHT now, while you still have time to act. Chapters: 00:00:00 Pensions taxed on death from April 2027 00:00:34 Why inheritance tax is really 81% 00:03:21 Inheritance tax receipts hit record highs 00:05:44 Selling property: CGT then IHT 00:06:55 Pensions join your estate in April 2027 00:08:18 Over £2m? Losing the residence nil-rate band 00:09:04 Die after 75: the 64% pension tax 00:12:35 How to cut inheritance tax on pensions 00:14:32 Map, model, decide your IHT plan Free Next Phase Property Tax Guide: https://workdrive.zohoexternal.com/external/ba8c5317928d187970f34de26f65e7e9714604ee2f48d58c3acdfc97d5ec9c1f Free webinar, 7pm, Wednesday 30 September or Thursday 15 October 2026: https://optimise-accountants.zohobookings.com/5011554000000065132/#/5011554000000065132 Simon Misiewicz of Optimise Accountants UK Property Tax Options: 🌐 UK Property Tax Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB 🎧 Podcasts: https://www.buzzsprout.com/2607825 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/ General information only, not tax advice. Take advice on your own circumstances. Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    Pension Inheritance Tax 2027: Why Your Heirs Could Lose 64%

  5. Sep 21

    Landlords Are Overpaying Capital Gains Tax, The Property Sale Mistakes Costing You Thousands

    Send us a message Are you about to sell a buy to let property and unknowingly hand HMRC thousands more than necessary? In today’s episode, we reveal the costly capital gains tax mistakes landlords and residential property investors make, and the practical planning opportunities that could protect more of your profit. We explain why panic selling after a tax news headline can be a financial mistake, especially when proposals, Budget announcements, implementation dates and legislation are not the same thing. You will hear why every decision should be based on the numbers, the official rules and the long term value of your property. Discover how to calculate your taxable gain properly, including the sale price, estate agent fees, conveyancing costs, VAT, original purchase price, mortgage arrangement fees, legal fees and stamp duty. We also explore capital improvements, the difference between genuine improvements and repairs already claimed against rental income, and why missing records can leave landlords paying too much tax. The episode covers residential property capital gains tax rates of 18 percent and 24 percent, the 3000 pound annual exemption, the 60 day HMRC reporting and payment deadline, and the danger of inaccurate self assessment calculations. We show how completion statements, historic tax returns and documentation can help support the correct claim. You will also learn how carefully timing 2 property sales across different tax years may unlock more than one annual exemption, how losses on property, shares or cryptocurrency may reduce taxable gains, and why recorded losses can sometimes be carried forward. Finally, we examine transfers between spouses and civil partners, deeds of trust, Form 17, ownership proportions, unused exemptions and the potential value of using a lower tax band. Before selling, transferring ownership or acting on rumours, run the numbers and speak with a qualified tax specialist. This episode is for education only and is not personal tax advice. #CapitalGainsTax, #PropertyTax, #UKLandlords, #PropertyInvestment, #BuyToLet, #TaxPlanning, #HMRC, #PropertyInvestor, #LandlordTips, #PropertySale Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    Landlords Are Overpaying Capital Gains Tax, The Property Sale Mistakes Costing You Thousands

  6. Sep 14

    Your £50 Limited Company Could Lock Out Your Family, The Sole Director Trap Nobody Warns You About

    Send us a message Could your limited company become a financial prison for your family overnight? In today’s episode, we expose the hidden legal and financial risks behind one of the cheapest and most common company setups, having one director, one shareholder and a single ordinary share. If illness, an accident or another crisis leaves you incapacitated, who can access the business bank account, pay suppliers, collect customer income and support your household? We explain why simply handing your bank card and PIN to a spouse or partner can create serious questions around authority, company money, creditor duties and potential fraud. Your company is a separate legal entity, which means the cash inside it is not automatically yours to use however you wish. We explore practical ways to protect the business and the people who depend on it, including appointing a second director, arranging an appropriate power of attorney, reviewing bank access and seeking professional legal advice. We also examine share ownership, alphabet shares, dividends and how the right structure may create tax planning opportunities for couples with different income tax positions. Then we confront the worst case scenario, what happens when a sole director and shareholder dies? Company accounts may be frozen, appointing a replacement director can take time, shares must pass through the estate, and grieving relatives may struggle to get help from banks, accountants or lawyers. For unmarried couples, the danger may be even greater. Without a valid will and clear succession planning, a partner could receive nothing, while assets pass under intestacy rules to children, parents or other relatives. This episode is an urgent wake up call for company owners, landlords, consultants, tradespeople and family businesses. Review your directors, shareholders, will, power of attorney and succession plans now. A setup that saves money today could cost your family everything tomorrow. Take action today, before a crisis strikes. #LimitedCompany, #SoleDirector, #DirectorDuties, #UKTax, #EstatePlanning, #PowerOfAttorney, #Landlords, #SmallBusinessUK, #TaxPlanning, #FamilyFinance Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    Your £50 Limited Company Could Lock Out Your Family, The Sole Director Trap Nobody Warns You About

  7. Sep 9

    Limited Company Tax Trap Exposed, Could a Deed of Trust Save You More?

    Send us a message Are you paying more tax than necessary on your property portfolio, or could moving property into a limited company cost far more than expected? This episode examines the tax charges, finance costs and complications landlords should understand before restructuring ownership. We explain why transferring personally owned buy to let property into a limited company can create a costly combination of Stamp Duty Land Tax, higher rates for additional dwellings, Capital Gains Tax, refinancing fees, higher mortgage rates and conveyancing costs. What looks like a tax saving decision can become an expensive process. We then explore whether a deed of trust could provide an alternative for some married couples and civil partners. Discover how changing beneficial ownership may affect the allocation of rental income and allowable expenses between spouses in different tax bands. You will learn how a deed of trust differs from HMRC Form 17, when evidence of unequal beneficial ownership may be required and why the 60 day submission deadline matters where Form 17 applies. We compare a single deed for one property with a blanket deed covering several properties, including the flexibility and administration involved. The episode covers signing and witnessing the deed, reporting the correct ownership shares through Self Assessment and keeping records aligned with Making Tax Digital. We also discuss Section 24 mortgage interest restrictions and examine a scenario involving a 99 percent and 1 percent ownership split, changes to PAYE income and income from a side business. This is not a guaranteed tax saving or universal solution. Capital Gains Tax treatment, Stamp Duty Land Tax, mortgage conditions and legal consequences depend on the facts, including ownership, debt and consideration. Speak with an accountant, tax adviser, solicitor and mortgage broker before taking action. Listen now and discover whether incorporation or a deed of trust deserves a place in your property tax strategy. #PropertyTax, #DeedOfTrust, #LandlordTax, #UKLandlords, #TaxPlanningUK, #Form17, #Section24, #BuyToLet, #HMRC, #PropertyInvestment Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    Limited Company Tax Trap Exposed, Could a Deed of Trust Save You More?

  8. Sep 2

    UK Landlords, Could FreeAgent at £0 Beat Xero and QuickBooks?

    Send us a message Landlords and property investors, are you paying for accounting software while still guessing which properties are truly profitable? In today’s episode, we compare FreeAgent, Xero, and QuickBooks, and reveal why FreeAgent could be the smarter choice for UK landlords, developers, and property businesses preparing for Making Tax Digital. We explore the problems landlords and accountants may face when using Xero for Making Tax Digital, including separating income and expenses property by property. We also share a candid view of QuickBooks by Intuit, its usability, and why FreeAgent stands out as a simpler option for monitoring your portfolio. The biggest surprise is the price. We explain how eligible Mettle, NatWest, and Royal Bank of Scotland customers may be able to access FreeAgent for zero pounds per month. There are no commissions or kickbacks behind this recommendation, just an independent look at accounting software already being used with property clients. You will discover how FreeAgent can help you organise your bookkeeping, review monthly profitability, prepare for quarterly Making Tax Digital submissions, and support limited company reporting to HMRC and Companies House. More importantly, it can give you clearer financial information for every property, helping you identify the stars in your portfolio and the properties damaging your returns. Whether you own one rental property or manage a growing portfolio, accurate numbers can help you make better decisions about what to keep, improve, or sell. As we explain in the episode, what gets measured gets done, and what gets measured can improve your cash flow. If you are tired of clunky accounting software, confusing digital tax requirements, and unnecessary monthly costs, this episode offers a practical route towards simpler bookkeeping and greater control. Listen now to discover whether FreeAgent could save you money, reduce administration, and change how you manage your property business. HASHTAGS #FreeAgent, #MakingTaxDigital, #UKLandlords, #PropertyInvestors, #PropertyAccounting, #HMRC, #Xero, #QuickBooks, #Mettle, #PropertyPortfolio Links 🌐 Website: https://www.optimiseaccountants.co.uk/ 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB ▶️ YouTube Channel: https://www.youtube.com/@optimise-accountants 🎧 Apple Podcasts: https://podcastsconnect.apple.com/my-podcasts/show/uk-property-tax-by-simon-misiewicz-optimise-accountants/c62ef1a1-fcaa-4beb-8107-c671865cc71d 🎵 Spotify Podcasts: https://open.spotify.com/show/0LiWbYJI7pJIquPVaF4GeF?si=I3xXgUwgQJuG42Q14Fs0NQ 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/

    UK Landlords, Could FreeAgent at £0 Beat Xero and QuickBooks?
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About

UK property tax is changing fast and most landlords, investors, and even advisers are getting it wrong. This podcast breaks down the real rules behind UK property taxation, cutting through outdated advice, social media myths, and risky strategies that could cost you thousands in tax, penalties, or HMRC enquiries. Hosted by Simon Misiewicz, a UK property tax specialist and founder of Optimise Accountants, each episode delivers clear, practical insights you can actually use, whether you own one buy-to-let or a complex property portfolio. What you’ll learn How to legally reduce tax on rental income and property profitsThe truth about limited companies, Section 24, and incorporation risksCapital Gains Tax strategies when selling propertyStamp Duty (SDLT) traps and how to avoid overpayingHMRC investigations — what triggers them and how to stay compliantReal case studies from UK landlords and investorsTax-efficient structures for long-term wealth and succession planning Who this is for UK landlords and property investorsProperty developers and portfolio buildersLetting agents, mortgage brokers, and IFAsAccountants and advisers working with property clients Why this podcast is different Most “property tax advice” online is either: OutdatedOver-simplifiedOr dangerously aggressive This podcast focuses on what actually works under current UK tax law, based on real client experience and HMRC practice — not theory. New episodes weekly Each episode is designed to be: Straight to the pointActionableBacked by real-world experience ⚠️ Important This podcast is for educational purposes only and does not constitute personalised tax advice. Always seek professional advice before implementing any strategy. 📩 Work with us  | UK Property Tax Options:  | 🌐 UK Property Tax Website: https://www.optimiseaccountants.co.uk/ | 📅 Book a Call: https://optimiseaccountantsltd.as.me/Optimise-accountants-sales-call | 📄 UK Property Tax Guide: https://survey.zohopublic.com/zs/qhCNLB | 🎧 Podcasts: https://www.buzzsprout.com/2607825 | 💼 LinkedIn Articles: https://www.linkedin.com/in/simon-misiewicz-fcca-att-ea-caa-mba-61637033b/recent-activity/articles/ |  | A quick mention of our proud sponsor Calm Buddies: helping children, parents and families bring a little more comfort, calm and reassurance into everyday life. You can find out more about their products here: https://calmbuddiesofficial.myshopify.com/

Information

  • Creator
    Simon Misiewicz UK Property Tax Specialist
  • Years Active
    2026
  • Episodes
    21
  • Rating
    Clean
  • Copyright
    © 2026 UK Property Tax Show by Simon Misiewicz
  • Show Website
    UK Property Tax Show by Simon Misiewicz

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