Wealth in Progress

Pijus Bulvinas, CFP®
  • 0.0 (0)
  • Education
  • Updated Weekly

Hi there! 👋 I'm Pijus, but you can call me PJ. I'm a CERTIFIED FINANCIAL PLANNER® professional and founder of Wealth & Plan. Each week, I share videos up to 15-minutes in length focused on helping busy professionals simplify their finances and make more intentional decisions with their money.

  1. 2d ago

    Ep #14: Fee-Based vs. Fee-Only vs. Flat-Fee vs. Hourly: What’s the Difference?

    Two advisors can give you the same advice and get paid in completely different ways. In this episode, I break down the most common ways financial advisors charge, what each one may mean for you, and the questions worth asking before you hire anyone.Learn more: https://www.wealthandplan.com#financialplanning #feeonly #personalfinance #wealthbuilding #finance---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  2. Sep 16

    Ep #13: Other Common Employer Benefits

    Part 5 of 5: Other Common Employer BenefitsWe wrap up this 5-part series on employer benefits by highlighting some other benefits that are less talked about, but still might be available to you. Learn about HSAs, FSAs, PTO, EAP, and more!#EmployeeBenefits #FinancialPlanning #PersonalFinance #Benefits #HSA ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  3. Aug 31

    Ep #12: Accidental Death & Dismemberment Coverage (AD&D)

    Part 4 of 5: Accidental Death & Dismemberment Coverage (AD&D)Most people think life insurance and AD&D are the same thing - they’re not.AD&D = accidental death and dismemberment. That means it can pay out if an accident causes death, loss of a limb, sight, or hearing.Worth to note: It only covers accidents, NOT illnesses. Death from a heart attack, stroke, or cancer diagnosis is not covered under AD&D.#ADD #EmployeeBenefits #FinancialPlanning #PersonalFinance #Benefits ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  4. Aug 24

    Ep #11: Group Life Insurance

    Part 3 of 5: Group Life Insurance Do you know if your employer life insurance is actually enough? Group life coverage can be a great benefit, but there’s one big catch: it usually doesn’t follow you when you leave your job. In this week’s episode, we break down what group life insurance really covers, why checking your beneficiaries matters, and how to decide if the coverage that you have is enough. #LifeInsurance #EmployeeBenefits #FinancialPlanning #PersonalFinance #InsuranceEducation --- Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change. The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  5. Aug 10

    Ep #10: Disability Coverage Benefits

    Part 2 of 5: Disability Coverage BenefitsDo you know how your employer’s disability coverage actually works?From own occupation vs. any occupation to short-term and long-term disability, understanding the fine print could make a huge difference if you ever need to rely on it.In this episode, we break down the basics so you can make smarter decisions about your benefits and your income protection.#DisabilityInsurance #EmployeeBenefits #FinancialPlanning #WealthManagement #PersonalFinance---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  6. Aug 5

    Ep #9: 401(k) Basics

    Part 1 of 5: 401(k) Basics Explained If your employer offers retirement benefits, understanding how your 401(k) works can make a big difference. In this video, we break down what a 401(k) actually is, compare traditional vs. Roth contributions, define employer match, vesting, and discuss some of the investment options that your plan may offer.This is the first episode of our 5-part series on employer benefits.#401k #RetirementPlanning #EmployeeBenefits #FinancialEducation #wealthplanning ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  7. Jul 28

    Ep #8: Trump Accounts... Are They Worth It?

    In today's financial landscape, savvy parents are always on the lookout for innovative ways to secure their children's financial future. One exciting option that has emerged is the Trump Account, a unique investment vehicle designed specifically for minors. In this post, we dive into what Trump Accounts are, how they work, and why they might be a beneficial addition to your financial planning strategy.We aim to answer the following questions:What is a Trump Account?How Does a Trump Account Work?What is The Purpose and Benefits of Trump Accounts?Considerations When Setting Up a Trump AccountHow to Open a Trump Account?---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

  8. Jul 13

    Ep #7: How to Budget for Travel and Still Hit Your Financial Goals

    Most financial plans have a spot for retirement, a house, maybe your kids' education. Travel? It usually just gets absorbed into "discretionary spending"... until it causes guilt or ends up on a credit card.My wife and I just got back from two weeks in Spain, and it got me thinking about travel differently: not as a splurge you apologize for, but as a real financial goal, one that deserves a name, a target, and its own savings plan.In this episode, I break down:✅ Why travel deserves its own line item in your financial plan (not just "leftover money")✅ What two weeks away from your normal spending routine actually reveals about your money habits✅ Why travel guilt is usually a planning problem in disguise (and how to fix it)Whether you're a frequent traveler who feels weird about the cost, or someone who's never actually planned for a trip and just "makes it work" every time, this one's for you.---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

See All (14)

About

Hi there! 👋 I'm Pijus, but you can call me PJ. I'm a CERTIFIED FINANCIAL PLANNER® professional and founder of Wealth & Plan. Each week, I share videos up to 15-minutes in length focused on helping busy professionals simplify their finances and make more intentional decisions with their money.

Information

  • Creator
    Pijus Bulvinas, CFP®
  • Years Active
    2026
  • Episodes
    14
  • Rating
    Clean
  • Copyright
    © Pijus Bulvinas, CFP®
  • Show Website
    Wealth in Progress