Pak Chat

Blake Thorn

Pak Chat is where ambition and real conversation collide. Hosted by Blake Thorn, Pak Chat shares real lessons, mindset shifts, and strategies from Australia’s leading minds in property, business, sport, and beyond. From building wealth to navigating growth, it’s real people, real lessons, and making the complex simple. The conversation starts now!

  1. Jun 1

    #17 - Clay Brodie: 15 Years, Top 1%, and the Next Chapter at WHITEFOX

    Clay Brodie spent 15 years becoming one of the most recognised real estate agents in New South Wales , straight years in Ray White's Chairman's Elite, the top 1% of Australia's biggest network, and director of an office that placed top 10 in the country. Now he's putting all of it behind his boldest move yet: building a new office at WHITEFOX Sydney. At 35, Clay is starting the next chapter from a position of real strength, 15 years of hard-won experience, a personal brand that's outlasted every business card he's printed, and the clarity that comes from doing the work on himself, not just his business. In this conversation, Blake and Clay go deep on what it actually takes to build a long, durable career in sales, not the scripts or the tactics, but the foundation underneath them. They get into why consistency is the only real strategy, why a personal brand compounds for decades, and what it looks like to back yourself completely on something new. What you'll learn: Why your personal brand will always outlast the agency on your business card and how Clay built his before it was obviousWhat 15 years of consistency actually compounds into, and why almost no one stays long enough to find outThe Brodie corner: how he built brand awareness before anyone else had a strategyHow investing in your health and mindset becomes the foundation for your best workWhy the biggest opportunities tend to find you when you're building from a clear, grounded placeWhat's structurally different about WHITEFOX, and why its model changes how agents grow and earnWhat Clay is building in Paddington over the next 12 to 24 monthsAdvice for anyone starting out, or backing themselves on something newChapters: 00:00:00 Introduction and Clay's connection to the Thorns 00:01:39 From rugby to real estate by accident 00:03:42 First years: grinding the phones and building a network 00:08:54 The Brodie corner at East Rugby 00:11:59 Consistency as the foundation of a 15-year career 00:13:42 Building a personal brand before it was obvious 00:16:18 From agent to director: what changes when you lead people 00:20:12 Pressure, mistakes, and learning from both 00:22:59 Mentoring others: what he shares from his own journey 00:24:10 The six-month reset: health, mindset, and a fresh start 00:27:16 How Clay sells now vs. how he sold at 20 00:30:24 Authenticity in sales: connecting before pitching 00:32:30 Recognising when the lifestyle stops serving you 00:34:19 The move to WHITEFOX after 15 years 00:37:43 Ray White vs. WHITEFOX: what's actually different 00:40:31 The collaborative structure that changes how teams earn 00:43:16 Building in Paddington and the next 12–24 months 00:48:22 Passion, legacy, and what he wants his daughters to see 00:50:32 Advice for anyone starting out or backing themselves on something new 00:54:05 How to reach Clay and what's next About Clay Brodie Clay Brodie is Associate Director at WHITEFOX Sydney. A former professional rugby union player who entered real estate in 2009, Clay built a 15-year career at Ray White - top 1% of the network, running an office that consistently placed top 10 nationwide. Find Clay on Instagram @thebrodiegroup and at whitefoxrealestate.com.au.

    55 min
  2. May 3

    #18 - Baber Zaka, GM Third Party Banking: What CBA Really Thinks About Brokers

    Mortgage broker market share is pushing 80 per cent in Australia. But the Commonwealth Bank executive who runs the broker channel rarely sits down and says, on the record, what the bank is actually thinking. CBA's Baber Zaka just did. As General Manager of Third Party Banking at Commonwealth Bank, Baber holds one of the most influential roles in the entire Australian mortgage industry, he controls how CBA, the country's largest lender, works with its broker network. And in this conversation, he's candid in a way bank executives almost never are. Blake and Baber go deep on where broking is actually headed: the consolidation coming for a 22,000-broker industry, the value-proposition shift most brokers haven't prepared for, the truth about broker vs. branch channel conflict, and what CBA is building behind the scenes for 2026 and beyond. If you're a broker, this is a rare chance to hear what the other side of the desk is planning. If you're not, it's a masterclass in reading an industry before it changes. What you'll learn: Why the traditional broker value proposition is about to shift and what replaces it when the back end of a loan becomes a five-minute processCBA's real position on broker vs. branch channel conflict, straight from the sourceThe 22,000-broker stat (and the 22 per cent who are inactive): why consolidation is coming, and what it means for youWhat CBA's platinum tier actually looks like from the insideWhy process consistency - not rate - is what CBA believes winsHow a philosophy student became a Morgan Stanley banker, then GM at Australia's biggest bankCareer advice: why you should apply for the things you don't feel qualified forChapters:00:00:00 Introduction and Baber's background00:00:52 From philosophy degree to investment banking00:02:06 The Virgin Money deal: one analyst, 6,000-person acquisition00:07:17 Leadership lessons from the hard years00:13:27 Why CBA's process consistency wins00:26:25 Channel conflict: broker vs. branch, the real picture00:34:17 Broker consolidation: 22,000 brokers, 22 per cent inactive00:35:07 The future value proposition of a broker00:48:49 CBA's strategy for 2026 and beyond00:53:20 Career advice: find what you actually enjoy Subscribe for new episodes every week: [Pak Chat YouTube link]Listen on the go: Spotify [link], Apple Podcasts [link]Watch next: [related Pak Chat episode] About Baber ZakaBaber Zaka is General Manager of Third Party Banking at Commonwealth Bank, where he leads the broker channel for Australia's largest lender. A graduate of the London School of Economics (Economics and Philosophy), he spent two decades in finance across Morgan Stanley, Royal Bank of Canada and Virgin Money before joining CBA, where he held senior roles including Chief Operating Officer of third-party banking. Connect with Baber on LinkedIn: https://www.linkedin.com/in/baber-zaka-b059339/ About Pak ChatPak Chat is hosted by Blake Thorn, Director of Auspak Home Loans - long-form conversations with the founders, agents and operators who've built something. New episodes weekly. If you work in or around the mortgage industry, follow Pak Chat and send this one to a broker who needs to hear it.

    58 min

About

Pak Chat is where ambition and real conversation collide. Hosted by Blake Thorn, Pak Chat shares real lessons, mindset shifts, and strategies from Australia’s leading minds in property, business, sport, and beyond. From building wealth to navigating growth, it’s real people, real lessons, and making the complex simple. The conversation starts now!