SAVER

Michael Dillard
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Helping couples stop living paycheck to paycheck and build wealth using the SAVER System™. Join retired U.S. Diplomat and personal finance educator Michael Dillard as he shares practical strategies to help families take control of their money and create financial freedom. You’ll learn how to: • Pay off debt faster • Maximize your 401(k) and retirement accounts • Invest with confidence • Reduce financial stress • Build generational wealth • Teach your children smart money habits Simple money lessons. Real-life examples. Actionable steps you can use today. FREE 7 Day Stop Living Paycheck to Paycheck challenge www.MichaelDillard.org

  1. 2h ago

    Money Secrets No One Shares

    💰 Most people work hard for their money but were never taught how to make their money work harder. A difference of just a few percentage points in your long-term investment return can potentially mean hundreds of thousands of dollars over your lifetime. For example, investing $500 per month for 35 years produces dramatically different outcomes depending on the return you earn. At approximately 6%, you could accumulate around $700,000. At 9%, the same monthly investment could grow to roughly $1.5 million.* That's an approximately $800,000 difference without increasing the $500 monthly contribution. In this video, I break down why financial literacy matters and the financial principles many of us were never taught, including: 💵 Making your income work for you 📈 Understanding your retirement and investments 💳 Managing debt strategically 🛡️ Protecting your income and family 👨‍👩‍👧 Teaching the next generation about money 🎁 Get My FREE Financial Literacy LessonWant to learn the 5 fundamental steps I teach for building a stronger financial foundation? 👉 Get the FREE Financial Literacy Lesson You don't necessarily need more money. You need to understand what the money you already earn is doing. Subscribe for more practical financial education and wealth-building strategies. #FinancialLiteracy #PersonalFinance #Investing #Retirement #WealthBuilding #FinancialFreedom #MoneyManagement *Examples are hypothetical illustrations and do not represent guaranteed investment returns or results.

    Money Secrets No One Shares

  2. 4d ago

    WARNING Borrowed Gold

    Is gold becoming money again? Central banks are buying it. Countries are stockpiling it. And some investors are looking beyond traditional stocks and bonds to gold as another way to diversify their wealth. 🎓 FREE PERSONAL FINANCE TRAINING: Want to get better with your money? Watch Michael Dillard’s free personal finance training and learn the key numbers that can affect your ability to build wealth and retire with confidence. 👉 Watch free at MichaelDillard.org In this episode of The SAVER Show, Michael Dillard sits down with Grayson Geiler, manager of the Gold Rush Yield Fund in Scottsdale, to explore how gold fits into today's financial system and whether it can do more than simply sit in a vault. Grayson brings 25 years of market experience, including time on the commodity exchanges in Chicago. He explains how those experiences shaped his views of the financial system and his long-term interest in gold. They also explore the concept of putting gold to work through strategies such as digitization and leasing, rather than treating it solely as a store of value. You'll discover: Why some central banks have increased their gold reservesHow global gold markets and pricing workWhy gold plays a major role in countries such as India and TurkeyHow gold leasing works and the potential risks and returnsThe difference between owning physical gold, gold ETFs, and other gold-related strategiesWhere investors can buy gold and how much they may need to get startedTax considerations surrounding different forms of gold ownershipHow investors think about gold as part of a diversified portfolioMichael and Grayson also tackle a bigger question: Can gold be more than an inflation hedge or fear trade? If you've wondered where gold belongs alongside stocks, retirement accounts, cash, and other investments, this conversation will give you a framework for thinking about it. Subscribe to The SAVER Show for conversations about personal finance, investing, taxes, retirement, and building long-term wealth. 🎓 Get your FREE Personal Finance Training: MichaelDillard.org

    WARNING Borrowed Gold

  3. Sep 6

    Tax Strategy Secrets

    Making money is one thing. Keeping and protecting it is another. In this episode of the SAVER Show, Michael Dillard sits down with Matthew Meredith to discuss how tax planning, estate planning, and asset protection can play an important role in building and preserving long-term wealth. Matthew shares his journey from finance to law and explains how his experience in both worlds helps business owners and individuals think differently about their money. In this conversation, you'll learn: • Tax strategies that may help you keep more of what you earn • Why estate planning isn't only for the wealthy • How business owners can think about protecting their assets • Financial mistakes that can become expensive later • Why building wealth and protecting wealth require different strategies • How tax, legal, and financial decisions can work together • Steps to consider when creating a long-term wealth strategy Whether you're a business owner, high-income professional, or simply trying to build a stronger financial future, this conversation will help you think beyond earning money to protecting what you're building. 🌐 Book Michael Dillard Learn more from Michael Dillard: www.MichaelDillard.org Mathew Meredith https://meridianlg.com/about/ https://www.linkedin.com/in/matthewrmeredith/ Subscribe to the SAVER Show for conversations about personal finance, investing, debt, taxes, retirement, and building wealth. Disclaimer: This conversation is for educational purposes and should not be considered individualized legal, tax, or financial advice. Keywords: tax strategies, estate planning, asset protection, wealth building, tax planning, financial planning, business owner taxes, estate planning strategies, high income earners, protect your wealth, reduce taxes, generational wealth, personal finance, financial literacy

    Tax Strategy Secrets

  4. Aug 30

    Raise Money - Smart Kids

    How do you teach kids about money before they learn expensive financial lessons the hard way? In this episode of the SAVER Show, Michael Dillard sits down with Greg Young, author and founder of Money Mindset Academy, to discuss how parents can help their children develop a healthy relationship with money and build financial skills that can last a lifetime. Greg Junge shares practical strategies families can use to teach kids about saving, spending, budgeting, and making smarter financial decisions. They also discuss how the lessons children learn about money at home can influence whether they struggle financially or build wealth as adults. In this episode, you’ll learn: • How to start teaching kids about money • Why financial habits should begin early • How parents influence a child’s money mindset • Practical ways to teach saving and spending • How families can work toward breaking the paycheck-to-paycheck cycle • How to build financial resilience across generations If you’re a parent who wants your children to understand money better than you did at their age, this conversation is for you. Subscribe for more conversations about personal finance, building wealth, relationships and money, and financial literacy. 🌐 www.MichaelDillard.org Greg: https://moneymindsetacademy.com Keywords: financial literacy for kids, teaching kids about money, kids money education, money mindset, paycheck to paycheck, family finances, financial literacy for families, financial tips for parents, saving money for kids, generational wealth, personal finance, parenting and money

    Raise Money - Smart Kids

  5. Aug 13

    Budgeting for Couples: How to Stop Fighting About Money

    If you and your spouse fight about money every month, the problem may not be your budget. It may be how you communicate about money. In this episode, personal finance coach Michael Dillard shares the exact budgeting system for couples that he and his wife use to stop money arguments, make better financial decisions, and build wealth together. Their system takes less than one hour a month. You'll learn: • How to budget as a couple without one person controlling the money • Why Michael and his wife have a monthly money date • How to use the 50/30/20 budget as a starting point • How joint checking and savings accounts can simplify your finances • Why each spouse should have money they can spend without explaining every purchase • The simple $300 rule Michael and his wife use for larger purchases • How to discuss major decisions like buying a car, paying off the mortgage, investing in the S&P 500, and preparing for retirement • Three questions to ask during your next money date The goal isn't to create the perfect budget. It's to create a system that helps both spouses understand where the money is going, what they're working toward, and how they're going to build wealth together. If you're married or engaged and want to reduce money stress, get out of debt, save more, invest, and build a stronger financial future together, this episode is for you. Want help making better money decisions together? Visit www.MichaelDillard.org to learn about Michael's upcoming free couples webinar, SAVER resources, and personal finance coaching. Michael Dillard is a personal finance coach and creator of the SAVER™ Framework, helping couples stop fighting about money and start building wealth together. Topics: budgeting for couples, how to budget as a couple, couples finances, money management, marriage and money, money date, 50/30/20 budget, financial communication, getting out of debt, retirement planning, investing for couples, wealth building

    Budgeting for Couples: How to Stop Fighting About Money

  6. Jul 30

    Money Lies You Believe

    Lies couples tell each other about money can quietly destroy their financial future. In this video, you’ll learn the most common money lies, why they happen, and how to replace them with habits that build wealth together. 🎁 Join my FREE 7-Day Personal Finance Coaching Trial for tools, resources, and step-by-step guidance to help you stop living paycheck to paycheck and prepare for retirement. 🌐 www.MichaelDillard.org #PersonalFinance #CouplesMoney #Marriage #MoneyTips #Budgeting #Retirement #Investing #FinancialFreedom #MichaelDillard

    Money Lies You Believe

  7. Jul 6

    Money Moves That Matter July 6, 2026

    In this episode of The Saver Show, Michael Dillard breaks down three powerful money numbers that can shape a family’s financial future: $75,000, $20,000, and $2,400. Join the SAVER Community at www.MichaelDillard.org FREE Resources He starts with Nvidia and the bigger question behind investing in trending companies: do you already own it inside your retirement funds? Then he compares the long-term tradeoff between broad market investing and more aggressive tech exposure, showing how performance can differ dramatically over time.Michael also explains why high-interest credit card debt can be one of the most expensive financial decisions a family makes, with a $10,000 balance at 24% interest costing about $2,400 a year. He follows that with a look at mortgage rate differences and how even a small change can add up to roughly $20,000 over the life of a home loan. Finally, he reveals how to make cash savings work harder by comparing low-yield accounts to higher-yield options.The episode ends with a practical saver move: log into your retirement account, review every fund you own, and identify the top companies inside those funds so you can understand what you already own and make smarter decisions with confidence. Join the SAVER Community at www.MichaelDillard.org

    Money Moves That Matter July 6, 2026

  8. Jul 4

    Wealth Tips for College Graduates

    Unlock the crucial financial lessons that can transform your life—whether you're just starting out or looking to build generational wealth. Legna Soto Gonzalez, a first-generation college graduate and passionate financial literacy advocate, shares powerful strategies to help you escape the paycheck-to-paycheck cycle and secure your future.In this episode, Legna reveals how mismanagement and lack of education keep many living paycheck to paycheck—despite earning more than ever before. Discover how investing just $500 a month for 35 years at a 9% rate can lead to nearly $1.5 million in retirement savings. She breaks down simple, actionable steps to boost emergency funds, manage debt, and leverage employer-sponsored programs like 401(k)s to grow wealth effortlessly. Free Financial Tool kit. www.michaeldillard.org

    Wealth Tips for College Graduates
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About

Helping couples stop living paycheck to paycheck and build wealth using the SAVER System™. Join retired U.S. Diplomat and personal finance educator Michael Dillard as he shares practical strategies to help families take control of their money and create financial freedom. You’ll learn how to: • Pay off debt faster • Maximize your 401(k) and retirement accounts • Invest with confidence • Reduce financial stress • Build generational wealth • Teach your children smart money habits Simple money lessons. Real-life examples. Actionable steps you can use today. FREE 7 Day Stop Living Paycheck to Paycheck challenge www.MichaelDillard.org

Information

  • Creator
    Michael Dillard
  • Years Active
    2026
  • Episodes
    16
  • Rating
    Clean
  • Copyright
    © Copyright 2026 Michael Dillard
  • Show Website
    SAVER