Disclosures Podcast

NYANTAKYI BONNA
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  • Entrepreneurship
  • Updated Weekly

In this era of entrepreneurship, it is important to have an adviser in your corner. On this podcast we bring to bear some business discussions that will help SME growth and sustainability.

Episodes

  1. 5d ago

    The GH₵350k Tax Trap: Why Clean Data Saves Ghanaian SMEs

    Many small-scale entrepreneurs in Ghana look at an accountant and see a "money spender" or a glorified tax collector. But what happens when you treat your business till like a personal wallet and completely avoid keeping records?  In this episode, we sit down with Ken, a seasoned financial professional with 15 years of experience working on the ground with Ghanaian sole proprietorships and micro-enterprises. Ken shares a sobering story of a local business that ran successfully on paper from 2015 to 2021, only for the Ghana Revenue Authority (GRA) to catch up with them—leaving the owner with a devastating GH₵350,000 bill in accrued taxes and penalties.  We have a straightforward conversation about: • The psychological trap of "co-mingling" business funds with personal expenses. • Why relying solely on your Mobile Money (MoMo) transaction history leaves dangerous blind spots. • How the GRA estimates your expenditures when you have incomplete records (and why they always estimate against you). • How bringing in a structured accounting framework can drop an annual tax liability significantly while keeping you fully compliant. If you are a solo entrepreneur looking to build a sustainable, bankable institution rather than just a casual shop, this masterclass on business data is exactly what you need to hear. Loved this episode? Leave us a review on Apple Podcasts or Spotify and share it with a fellow entrepreneur!

  2. Jul 2

    Understanding Risk vs. Profit in Local Business | Disclosures Podcast

    The higher the risk, the higher the returns"—we hear it all the time, but do we actually understand how to protect ourselves when things go wrong? In this episode of the Disclosures Podcast, host Nyantakyi Bonna takes a transparent look at what risk really means for everyday business owners and investors. Pulling from real-world local contexts—including the high-competition hustle of selling Kantamanto shoes, navigating seasonal market flooding, and avoiding the trap of seductive Ponzi schemes—Bonna simplifies how professionals analyze and mitigate threats. Discover the T-A-R-A framework, a staple tool among business leaders, as this episode dives deep into: Risk Avoidance: When to walk away from a volatile venture entirely based on frequency and impact. Risk Transfer: How tools like insurance act as a financial buffer, stepping in to restore your business after an unexpected crisis. Whether you're starting a roadside container shop or investing heavily in an enterprise, learning how to gauge impact versus frequency will save your capital. 💬 Help Us Grow Our Community: If you find value in these conversations, please follow the show on this platform! Expanding our listener base allows us to convince highly resourceful guests to come on the show and deliver massive impact directly to you. Disclosures Podcast is hosted by Nyantakyi Bonna.

  3. Jun 25

    How to Setup a Foolproof Emergency Fund (The 6-Month Savings Rule)

    When you happen to work with a government agency or occupy a respectable position in Ghana, everyone considers you a "Big Man." But that accolade comes with heavy expectations—from street hailing to family taxation. What happens when the month "negotiates a curve" and your salary runs out by the 15th? Where do you turn when you are the one who needs financial help? In Episode 6 of the Disclosures Podcast, we strip away the pride of "Big Man" culture to address a critical survival tool: the Emergency Fund. We break down the exact strategies you need to transition from surviving paycheck-to-paycheck to building a rock-solid financial cushion. In this episode, we discuss: • The Reality of Black Tax: How street and family expectations pressure your finances. • The Mid-Month Trap: Why relying on mobile money credit facilities and loans is an expensive mistake. • The 6-Month Rule: How to calculate exactly how much you need to survive a sudden job transition or income loss. • Practical Steps to Start: How to track expenditures and create a budget that works. • Automating Your Wealth: Using standing orders and direct debits to eliminate the reliance on willpower. • The 5-Day Rule: A brilliant strategy for positioning unexpected funds, tips, or bonuses instead of wasting them. • The Hardest Truth: Temporarily adjusting family support to secure your own financial baseline. Building a financial cushion is a habit, not an overnight event. Turn up the volume and learn how to start small but finish secure. Connect with Disclosures Podcast: • YouTube: https://youtube.com/@disclosurespodcastgh?si=0Ok2mo2-E5n4fFAw • Instagram: https://www.instagram.com/disclosurespodcast?igsh=M2JqcXIyYWdyOTN1 • TikTok: https://vt.tiktok.com/ZSCNCtbcN/

  4. Jun 22

    The Costly Myths Killing Ghanaian Startups with Dickson Assan

    Four out of five small businesses in Ghana collapse before their 10th year—but a major reason isn't bad ideas, it's a lack of structure.In this episode of the Disclosure Podcast, we are recording live from the Oxygen, Mawuli School Corridor 3 at the 2026 ICAG Accountancy Conference. We sit down with Mr. Dickson Assan, a Chartered Accountant and one of LinkedIn’s top 5 most influential voices in Ghana, to break down why entrepreneurs avoid formalizing their businesses and the dangerous myths holding them back.From the crippling fear of the Ghana Revenue Authority (GRA) and SSNIT to cultural superstitions like "Black Tax" and family envy, Dickson exposes the real costs of keeping your business "low-key." He also drops major knowledge bombs on how the corporate veil can save your personal assets (like your house and car) if your business defaults on a loan, and how tax incentives can legally exempt young entrepreneurs under 35 from paying taxes for up to 5 years!If you are currently running a hustle, mixing your personal finances with your business cash, or hiding in the shadows to avoid regulators, this episode is your wake-up call to build a legacy that transcends you.

  5. Jun 15

    Profit with Purpose The Small Business Guide to Staying Alive

    Is chasing quick money blinding us to long-term business survival? Whether you are a large-scale investor or running a small local business, focusing only on immediate profit can be a trap.To build a business that truly withstands the test of time, you have to care for the People you serve and the Planet we all live on. In this episode, we break down why a sustainability mindset is the ultimate secret to business longevity. When you treat people right and protect your environment, you build a powerful reputation, win fierce customer loyalty, and ensure your business keeps thriving for years to come.What We Discuss in This Episode:Beyond the Profit Margin: Why focusing only on quick returns puts your business at risk.The Three P's: Balancing Profit, People, and the Planet in everyday business.Building a Name That Lasts: How doing good makes your customers, community, and partners proud to support you.👇 Whether you run a registered enterprise or a small informal shop, how do you give back to your community? Let’s talk in the comments!#SustainableBusiness #SmallBusinessTips #BusinessStrategy #GrowthMindset #Podcast

  • 5 Episodes

About

In this era of entrepreneurship, it is important to have an adviser in your corner. On this podcast we bring to bear some business discussions that will help SME growth and sustainability.

Information

  • Creator
    NYANTAKYI BONNA
  • Years Active
    2026
  • Episodes
    5
  • Rating
    Clean
  • Copyright
    © NYANTAKYI BONNA
  • Show Website
    Disclosures Podcast