746 episodes

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

The Property Podcast Rob Bence and Rob Dix from The Property Hub

    • Business
    • 4.5 • 19 Ratings

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

    ASK295: What is the right level of leverage? PLUS: Do I need a new mortgage?

    ASK295: What is the right level of leverage? PLUS: Do I need a new mortgage?

    This week on Ask Rob & Rob we’re talking all things money and mortgages. 

    Our first question is about leverage and comes from Tyrone. 

    He wants to know if there’s a right amount of leverage to go for.  

    Tyrone is planning on re-mortgaging his property, but he doesn’t know what level he should go to. So, he’s asking for advice on how to calculate it and how he can balance the risk. 

    Our second question comes from James who wants to know about residential mortgages.  

    He’s got a three-bedroom property with a residential mortgage that runs out shortly. James has decided that he wants to convert it into a four-bedroom HMO property.  

    So now James is wanting to know if he can renew his residential mortgage or if he has to get a buy-to-let mortgage instead.  

    Tune in to find out. 

     

    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

    Or if you prefer, click here to leave a recording via your computer instead. 

    The next question on Ask Rob & Rob could be yours.  

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. 

    See omnystudio.com/listener for privacy information.

    • 7 min
    TPP436: Everything you need to know about short-term inflation

    TPP436: Everything you need to know about short-term inflation

    Everyone is now talking about inflation (H3) 

    Inflation is here and things are visibly getting more expensive from month-to-month.  

    But why is it happening?  

    Will it last?  

    And what is the government going to do about it?  

    Rob & Rob are going to be answering all these questions in today’s episode of The Property Podcast. 

    Inflation can mean the difference between being wealthy or poor when you’re older, so it’s important to understand how and why inflation works, which is why this is just the first of two episodes we’ll be covering on the subject.  

     

    In the news 

    This week’s news story comes from the National Residential Landlords Association, and they’ve calculated how many different pieces of law there are that affect people who rent out property in England. 

    The answer is a whopping 168 laws, and that number has increased by 40% in the last decade. It’s quite surprising just how many local authorities aren’t enforcing these laws.  

    If that wasn’t enough, we’ve got another news story for you where the headline reads ‘mortgage bonanza as choice grows and rates tumble’.  

    There are now 4,500 mortgage products on the market which is only slightly down on where they were before the pandemic started. Plus, rates have started to come down again, so now the average two-year fixed mortage is 2.55%. 

     

    Hub Extra 

    This week’s Hub Extra is a free resource from the Land Registry and it’s a property alert service.  

    It allows you to sign up to alerts if anything changes relating to one of your properties on the Land Registry.  

    It will help you to avoid any fraudulent activity on any of your properties and it’s free to do so it’s a no brainer really.  

     

    Let’s get social 

    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

    Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

    If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

    See omnystudio.com/listener for privacy information.

    • 34 min
    ASK294: Are we heading for higher interest rates? PLUS: Should I sell to my tenant?

    ASK294: Are we heading for higher interest rates? PLUS: Should I sell to my tenant?

    Rob & Rob are back for another round of questions. 

    Our first question this week comes from Louis.  

    Louis is in the process of saving up a deposit for his first investment property and has been doing some research whilst listening along to The Property Podcast.  

    He recalls a previous episode we did on quantitative easing and how the Bank of England pumped £450 billion into the economy in 2020.  

    He’s since looked into the Federal Reserve Central European Bank and Bank of Japan who have introduced a total of $8 trillion into their respective economies. 

    Louis is concerned that this amount of QE is going to have a knock-on effect and cause interest rates to skyrocket.  

    So naturally he wants to know if you’re planning to purchase a property and leverage debt before a period of inflation, are you running the risk of interest rates on that debt, greatly increasing as the government tries to combat inflation by pulling money back up the economy through increased interest rates? 

    Next up we’ve got Dan from the West Midlands who’s been in property for around five years.  

    He’s got a couple of properties in his own name and a couple in a limited company.  

    In one of his personal properties, he’s got a tenant that’s interested in purchasing it, if he’s willing to sell to them.  

    Dan’s had the property valued and if he chose to sell, he could release around 70-80K in equity. So, he wants to know which option The Robs think is the best. 

    Should he sell the property and use the 70-80K to buy more properties within his limited company, or should he keep the current property and take advantage of the good rental return and release the equity anyway? 

    Tune in to find out what Rob & Rob would do in these situations. 

     

    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

    Or if you prefer, click here to leave a recording via your computer instead. 

    The next question on Ask Rob & Rob could be yours.  

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

    See omnystudio.com/listener for privacy information.

    • 6 min
    TPP435: What traits make a successful property investor?

    TPP435: What traits make a successful property investor?

    What makes the best property investors?

    Lisa Orme is back to join The Robs on The Property Podcast.  

    Not only is she sharing the traits of successful property investors, she’s also sharing the strategies that she highly rates, and the ones that are overrated. 

    Lisa has had plenty of hands-on experience dealing with some of the best, and worst, property investors and has narrowed down the traits that make a good one. 

    It’s another jam-packed episode with plenty more takeaways so make sure you’ve got that notepad and pen at the ready again. 

     

    In the news 

    The property boom – it's gone from radio silence to widespread chit chat!  

    This week’s news story comes from the BBC news website and the headline reads, ‘house prices rise at fastest pace in 17 years’.  

    Nationwide reported house price growth of 13.4% in the year to June, making new average house prices £245,432 compared to £216,403 in June 2020. 

    So, whilst the end of the stamp duty holiday hasn’t appeared to slow things down, we don’t think this pace is likely to continue. 

     

    Hub Extra 

    This week’s Hub Extra is another podcast recommendation for you.  

    If you’ve enjoyed the last two episodes of The Property Podcast with Lisa, then you’ll be pleased to know that she has her very own podcast called ‘Mortgage Momma’. 

    So, if you’re looking for further mortgage help and advice, make sure you go give it a listen. 

     

    Let’s get social 

    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

    Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

    If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

    See omnystudio.com/listener for privacy information.

    • 22 min
    ASK293: Has the creator of the 18 Year Cycle predicted a crash next year? PLUS: How long do I need to wait before remortgaging?

    ASK293: Has the creator of the 18 Year Cycle predicted a crash next year? PLUS: How long do I need to wait before remortgaging?

    Rob & Rob are back again this week and are discussing one of their favourite topics, the 18-year property cycle. 

    And the person asking the 18-year property cycle question is Ali from London.  

    At the beginning of June, Ali saw an article on This is Money where he believed the creator of the 18-year property cycle was implying that the market couldn’t continue with this boom phase and that it would be likely that next year there would be a market crash.  

    Normally Ali would ignore these rumour-type headlines but given that it was the creator of the 18-year property cycle making these claims, he wanted to get The Robs’ thoughts on it. 

    Our second question comes from Mike.  

    He wants to know, if he were to purchase a buy-to-let property and didn’t do anything with it, didn’t refurb it or add any value to it, how long would he have to wait before being able to pull his money back out?  

    He knows that it’s a case of just letting the cycle do its thing and hoping for capital growth to have an effect, but he’d like to know roughly how long he’d be waiting for. 

    Tune in to find out what they say. 

     

    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

    Or if you prefer, click here to leave a recording via your computer instead. 

    The next question on Ask Rob & Rob could be yours.  

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. 

    See omnystudio.com/listener for privacy information.

    • 6 min
    TPP434: How to use leverage in a boom and a crash

    TPP434: How to use leverage in a boom and a crash

    How should you be acting in the current boom market?

    In today’s episode Rob & Rob are joined by a fellow property expert. Not only is she an investor herself but has decades of experience as a mortgage broker.  

    Her name is Lisa Orme. 

    And in today’s episode she’s going to guide you through how you should be acting right now (while we’re in this boom period) when it comes to mortgages. If you follow her advice, we reckon you’ll do pretty well. 

    There’s loads to take from this episode so make sure you’re sat down with a paper and pen ready to take notes. 

    Plus, just because there’s so much to get through, Lisa will be joining The Robs again next week for even more mortgage talks. 

     

    Hub Extra 

    This week’s Hub Extra comes from our podcast producer, Dan. 

    After chatting to The Robs about how he wanted to read a book on his Kindle but couldn’t pluck up the courage as it was so big, he decided to downloaded the audio version to listen to at the same time as reading it, which he found really effective.  

    This led Rob B to stumbling across something from Amazon as he’s been looking for ways to help dyslexic children get interested in reading and absorbing information in different ways. 

    Amazon have built technology called Immersion Reading. It’s not just for dyslexic people, it can be for anyone like Dan who finds reading along with an audio book more effective for them. Give it a whirl.  

     

    Let’s get social 

    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

    Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

    If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

    See omnystudio.com/listener for privacy information.

    • 34 min

Customer Reviews

4.5 out of 5
19 Ratings

19 Ratings

KatherineBelle ,

The comeback will be greater than the set back!

Long time learner and listener made in London, heart in Newcastle, soul, spirit, mind and body firmly on the sands of Dubai. Your teachings from The property podcast have provided me a solid foundation upon which my analysis paralysis flounders. Every week you ignite my curiosity flame and it keeps burning till your next podcast. The ‘difficult lessons’ podcast propelled me to finally leave a five star review as not only are you both knowledgeable, giving and humble but also self-aware and spiritually aligned in a way I’d not appreciated before. Your levels of humility, self reflection and ownership are that of the so-called gurus (Eckhart - Tony Robbins) and you provide the inspirational foundation for us all to look in the mirror and face the hard truths. You’re stronger for it, I respect you more for it and this is the most powerful podcast in your collection to date. Maybe a future in the property podcast pranayama meditation and mindfulness mantras?

Plus Mark’s Dubai meet up’s and WhatsApp group management is epic!

Groovechampion1100 ,

New fan from the Middle East

I very much look forward to your transparent informative podcasts.
I am an expat based in the UAE awaiting to move back to the UK and get cracking with the UK property market. I have always been biased with investment in central London but now very much open to other county’s.

Mitch_ok ,

Great UK Property Podcast

I was looking for a good podcast on buying property to let in the UK and I found it in Rob and Rob's content. I am making my way through their back catalogue, having listened to more than half of what they have on offer already. Well worth the time, and very educational!

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