She Finds. She Funds.

She Finds She Funds

Welcome to She Finds. She Funds., the podcast where property, home loans and real conversations come together. Hosted by Queensland buyer's agent Christine and mortgage broker Sheena, we break down everything from first home buyers and pre-approvals to property investing, finance strategies, government schemes, saving for a deposit and navigating the Australian property market. Whether you're buying your first home, your next home or your next investment property, each episode shares practical insights to help you make more informed property decisions.

  1. Oct 5

    Ep 12: Bridging Finance Explained!

    Thinking about buying your next home before selling your current one? Bridging finance could be an option and it may not be as scary as it sounds. In Episode 012 of She Finds. She Funds., Sunshine Coast buyer’s agent Christine from Primary Place Buyers Agency and mortgage broker Sheena break down what bridging finance is, how it works and what buyers need to understand before using it to buy their next home. We walk through a real-world example showing how peak debt and end debt work, what happens when your existing property sells, and why seeing a large temporary loan balance doesn’t necessarily mean that will be your ongoing mortgage. We also answer some of the most common questions buyers have about bridging finance: • Do you have to make two mortgage repayments with bridging finance? • What is peak debt and end debt? • Can bridging interest be capitalised? • How long do you have to sell your existing home? • What happens if your property sells for less than expected? • How much equity do you need for bridging finance? • Is it better to sell first or buy first? • What do lenders look at when assessing a bridging loan? Bridging finance won’t suit every buyer. Your equity, income, existing debt, purchase price, expected sale price and lender requirements all matter. But understanding your options before you start house hunting can help you make a much more informed decision. If you’re a homeowner on the Sunshine Coast or elsewhere in Queensland thinking about selling and buying at the same time, buying before selling, or using bridging finance to secure your next home, this episode is for you. 🎙️ She Finds. She Funds. brings together the perspectives of a Queensland buyer’s agent and mortgage broker to make buying property, home loans and the property market easier to understand. Topics: bridging finance Australia, bridging loans, buying before selling, selling and buying at the same time, peak debt, end debt, mortgage broker, buyer’s agent, Sunshine Coast property, Sunshine Coast buyer’s agent, Queensland property, home loans, property finance, buying your next home.

  2. Sep 28

    Ep 11: Should You Sell First or Buy First? The Upgrader’s Dilemma

    You’ve decided it’s time to move… but what comes first? Do you sell your current home before buying the next one? Buy first and use bridging finance? Make an offer subject to the sale of your existing property? Or try to line up both settlements? In Episode 11 of She Finds. She Funds., Sunshine Coast buyer’s agent Christine from Primary Place Buyers Agency and mortgage broker Sheena from Fundli unpack one of the biggest questions facing homeowners looking to upgrade. We chat about the pros and considerations of selling first versus buying first, how bridging finance can help fill the gap between two properties, what a subject-to-sale offer actually means, and the realities of trying to coordinate two settlements on the same day. Because there isn’t one “right” way to upgrade. The best place to start is understanding your current property value, equity, borrowing capacity, the market you’re selling in and the market you’re buying into — before you fall in love with your next home. The Exchange Noosa – Co-Working Space This episode was recorded at The Exchange Noosa in Noosaville. If you’re looking for a professional co-working space, hot desk, dedicated desk or private office on the Sunshine Coast, you can check out their spaces. Next episode, we’re diving deeper into bridging finance and breaking down how it actually works without all the scary finance terminology. She Finds. She Funds. — the more you know, the more you can do.

  3. Sep 21

    Ep 10: You’ve Found the House… Don’t Make an Offer Until You Hear This

    You’ve found the house. You love it. You’re already imagining where the couch will go… but what actually happens next? In Episode 10 of She Finds. She Funds., Sunshine Coast Buyers Agent Christine from Primary Place Buyers Agency and Sunshine Coast Mortgage Broker Sheena from Fundli break down what happens from the moment you find a property you love right through to getting the keys. We cover what due diligence you should do before making an offer, how to work out what a property is actually worth, when to speak to your mortgage broker, how to approach an offer and what happens when there are multiple buyers competing for the same property. We also unpack finance clauses, building and pest inspections, lender valuations, formal finance approval, contract dates, final inspections and what actually happens on settlement day. Plus, we talk about some of the biggest mistakes buyers make along the way, including getting caught up in emotion, assuming pre-approval guarantees finance and making major financial changes before settlement. If you’re a first home buyer, home buyer or property buyer trying to understand the buying process in Queensland or on the Sunshine Coast, this episode gives you a simple overview of what happens after you finally find the right home. From working with a Sunshine Coast Buyers Agent like Primary Place Buyers Agency to getting your finance sorted with a Sunshine Coast Mortgage Broker like Fundli, having the right people around you can make the process much easier to understand. Because finding the house is only the beginning. She Finds. She Funds. The more you know, the more you can do.

  4. Sep 14

    Ep 9: What Should I Look for When Inspecting a House?

    Walking into a beautifully styled home is one thing. Knowing what you should actually be looking for is another. In this episode of She Finds. She Funds., Christine, a Sunshine Coast buyer’s agent, and Sheena, a Sunshine Coast mortgage broker, talk through what buyers should really be paying attention to when inspecting a property. Christine shares what she looks for when inspecting homes for buyers, from the street, neighbouring properties and location through to natural light, layout, drainage, retaining walls and potential red flags. We discuss how to look beyond beautiful styling, what to check inside and outside the property, questions to ask the selling agent and what deserves a closer look before making an offer. We also cover first and second inspections, building and pest inspections, balancing emotion with logic, knowing your non negotiables and some of the most common mistakes buyers make when inspecting a home. Whether you're a first home buyer, upgrading, downsizing or currently searching for a home on the Sunshine Coast, this episode will help you walk into your next property inspection knowing what to look for, what questions to ask and when something needs further investigation. Because when you're buying a property, the fresh paint and beautiful furniture aren't what you're actually buying. She Finds. She Funds. Christine, Primary Place Buyers Agency, Sunshine Coast Buyer’s Agent Sheena, Fundli, Sunshine Coast Mortgage Broker The more you know, the more you can do.

  5. Aug 31

    Ep 8: All Things Auctions for Buyers and Sellers

    Auctions can be exciting, intimidating and, if you’re not prepared, very easy to get swept up in. In this episode of She Finds. She Funds., Sunshine Coast Buyers Agent Christine Stoeckert and Sunshine Coast Mortgage Broker Sheena Briffa are joined by Chantel Dielwart from Ray White Coastal Network Sunshine Coast to take buyers and sellers behind the scenes of property auctions and explain what’s really happening when the bidding begins. We chat about how auctions work, vendor bids, what “on the market” actually means, what happens when a property is passed in, and some of the common mistakes buyers make when bidding. Chantel also shares her perspective from behind the hammer and what buyers and sellers might not realise is happening behind the scenes on auction day. Christine shares the buyer’s agent perspective, including how to prepare for an auction, setting your limit, bidding strategically and when it can make sense to have someone bid on your behalf. Sheena brings the mortgage broker perspective, including why having your borrowing capacity and finance organised before auction day is so important. If you're planning to bid at an auction on the Sunshine Coast or anywhere in Queensland, this episode will help you walk in feeling more prepared and confident. Chantel's pink gavel!: https://www.instagram.com/reel/DLzBHcHvaRv/?igsi=MWs2ajUxdDN2Y2tzMQ==  Featuring: Chantel Dielwart – Ray White Coastal Network Sunshine Coast Christine Stoeckert – Sunshine Coast Buyers Agent, Primary Place Buyers Agency Sheena Briffa – Sunshine Coast Mortgage Broker, Fundli 🎵 Music: Facticity by Nihilore She Finds. She Funds. is for general information and education only and does not constitute financial, legal or property advice.

About

Welcome to She Finds. She Funds., the podcast where property, home loans and real conversations come together. Hosted by Queensland buyer's agent Christine and mortgage broker Sheena, we break down everything from first home buyers and pre-approvals to property investing, finance strategies, government schemes, saving for a deposit and navigating the Australian property market. Whether you're buying your first home, your next home or your next investment property, each episode shares practical insights to help you make more informed property decisions.