Breaking the ICE

ICE Tech

Demystifying the Insurance World Breaking the ICE is a podcast for everyone who works in the space where insurance meets technology - whether you're steeped in underwriting and claims, building the platforms that support them, or simply curious about how one of the world's oldest industries is being reshaped by the rise of Artificial Intelligence and other complementary technologies. Hosted by Elliott Draga, Head of Growth at ICE Tech, alongside co-hosts Lloyd Overton and Mark Colonnese (and the occasional guest), the show draws on decades of combined practical experience in the global insurance sector. Together, the three of them unpack the ideas, technologies and trends shaping the industry today - and try to make sense of them without the baffling jargon that so often gets in the way. Insurance has a reputation for being somewhat archaic and slow to change. Breaking the ICE sets out to challenge that assumption. Each episode looks at how technology - from data analytics to customer relationship management - is streamlining operations, improving customer experience and opening up new avenues for growth. Rather than abstract theory, the hosts share first-hand experience from the front line of the industry, offering practical, actionable insights and the occasional off-topic side-quest.  Expect conversations that go beyond the obvious headlines. Alongside deep dives into specific technologies, regulatory challenges and emerging innovations, the podcast isn't afraid to draw on what's happening in the wider world - from the weather to major sporting events - and find the parallels with how businesses innovate, prepare and compete.  Get ready to start Breaking the ICE -  a grounded, conversational approach that treats big industry questions with a light touch, making complex ideas accessible without oversimplifying them.

Episodes

  1. 17h ago

    Episode 8 - Lost in Translation? Medical Assistance, Language, and AI with Lexxika

    In episode eight, host Elliott Draga is joined by podcast veterans Tom Bool and James Austin of Lexxika, a language services provider specialising in the travel insurance and medical assistance industry. The conversation digs into a corner of the industry few people see: the high-quality, high-stakes medical translation that sits behind live assistance cases. Tom and James explain what makes assistance translation so demanding - documents that are short, urgent and highly complex all at once, unpredictable demand across 90-plus languages, ugly source scans, and strict data security. They cover the human element that keeps skilled translators in the field, and how Lexxika has become a technology company with its own portal and development team. On AI, they're candid: medical data can't simply be fed into open-source models, and only four core languages - French, Italian, German and Spanish - produce output good enough to edit. They describe their ethical approach, bringing translators in-house rather than squeezing freelancers, and why editing AI output is a wholly different skill from translating. The episode closes on the years ahead - climate change reshaping where people travel, the ever-growing desire to explore, and a shared conviction that humans must stay at the heart of assistance. Listen to Breaking the ICE wherever you get your podcasts. Follow ICE-Tech online: Web // LinkedIn // YouTube

  2. Aug 20

    Episode 7 - Demystifying AI in Enterprise Software with CTO Al Robertson

    In episode seven, host Elliott Draga is joined by two of ICE-Tech's senior leaders - Chief Commercial Officer Andrew Passfield, back for a second appearance, and Chief Technology Officer Al Robertson. Together they set out to demystify Artifical Intelligence in enterprise software and how the engineering team uses it to augment its own software development lifecycle. Our resident CTO discusses the move towards "shifting left" - engineers now spend far more time on requirements, specification and architecture, while Artificial Intelligence based agents handle much of the build. He also discusses the investment behind it: an "AI champions" community spreading best practice across teams, an internal "agentic layer" of around 300 skills that teach the models ICE-Tech's private codebase and standards, and how tools like Claude Code and Codex used together for building and review. Andrew and Elliott press on the realities lost in the hype - that tokens, training, and heavier upfront specification all carry real cost, and that humans remain essential for judgement, architecture, and quality assurance. The guys also weigh in on where artificial intelligence does and doesn't belong - where plain code is more efficient, or where its non-determinism clashes with a process that must be reliable - alongside standout wins like an AI-built migration framework that would once have taken many man-years.   Listen to Breaking the ICE wherever you get your podcasts. Follow ICE-Tech online: Web // LinkedIn // YouTube

  3. Aug 13

    Episode 6 - Reliability plus Availability equals Reliavability, and Jane Hegeler talks travel assistance in the AI Era

    In episode six, host Elliott Draga is joined by ICE-Tech colleague Jane Hegeler, who brings 25 years in travel insurance and medical assistance from the Nordic Insurance Software side of the business. Together they explore how the travel market is changing, and where technology and AI genuinely help in assistance - and where the human touch still matters most. Jane traces her path from the British Embassy in Thailand into medical assistance across the APAC region and, four years ago, to Nordic Insurance Software. She and Elliott discuss the wave of M&A in travel, and why the market isn't shrinking but drawing in new entrants through globalisation, embedded cover and B2B partnerships. They cover the evolution of assistance technology, the balance between automating routine cases and keeping people front and centre in a crisis, the EU's new AI regulatory framework, and the value of tools like ICE-Tech's Orchestrator for surfacing a patient's medical history and location at the point of need. The episode closes on a competitive but optimistic market, where cheaper technology is lowering barriers to entry and, ultimately, making travel safer for everyone. Elliott also teases an upcoming episode focused on reliability, availability and scalability. Listen to Breaking the ICE wherever you get your podcasts. Follow ICE-Tech online: Web // LinkedIn // YouTube

  4. Jul 23

    Episode 3 - From Travel Insurance to IPMI - A Platform's Origin Story

    Episode three brings the show's first guest: Casper Søgaard-Petersen, Chief Product Officer at Ice-Tech, joining Elliott Draga and Lloyd Overton (plus the obligatory World Cup catch-up) to talk through the history of the ICE platform. Casper and Elliott worked together for 15 years at Nordic Insurance Software, and they trace its journey from a single-customer claims and assistance platform in the 1990s through to the multi-line, multi-currency system it is today. The core of the conversation is the pivot from travel insurance into international private medical insurance (IPMI), triggered by COVID wiping out the travel market almost overnight. Casper and Elliott walk through how the business used that disruption to rebuild its platform foundations, what carried over cleanly from travel into IPMI, and what needed extending - while Lloyd brings a personal lines perspective, drawing parallels with his own experience of the market's uneven pace of digital transformation. The episode closes by looking ahead: an open API strategy, third-party integrations, and what Casper calls the "orchestrator" - a governance layer for AI-driven workflows and agent-to-agent connections. Both guests are candid about the risks of over-building features without market validation, landing on a shared view that focus and stability matter more than chasing every new AI capability. Follow ICE-Tech online: Web // LinkedIn // YouTube

About

Demystifying the Insurance World Breaking the ICE is a podcast for everyone who works in the space where insurance meets technology - whether you're steeped in underwriting and claims, building the platforms that support them, or simply curious about how one of the world's oldest industries is being reshaped by the rise of Artificial Intelligence and other complementary technologies. Hosted by Elliott Draga, Head of Growth at ICE Tech, alongside co-hosts Lloyd Overton and Mark Colonnese (and the occasional guest), the show draws on decades of combined practical experience in the global insurance sector. Together, the three of them unpack the ideas, technologies and trends shaping the industry today - and try to make sense of them without the baffling jargon that so often gets in the way. Insurance has a reputation for being somewhat archaic and slow to change. Breaking the ICE sets out to challenge that assumption. Each episode looks at how technology - from data analytics to customer relationship management - is streamlining operations, improving customer experience and opening up new avenues for growth. Rather than abstract theory, the hosts share first-hand experience from the front line of the industry, offering practical, actionable insights and the occasional off-topic side-quest.  Expect conversations that go beyond the obvious headlines. Alongside deep dives into specific technologies, regulatory challenges and emerging innovations, the podcast isn't afraid to draw on what's happening in the wider world - from the weather to major sporting events - and find the parallels with how businesses innovate, prepare and compete.  Get ready to start Breaking the ICE -  a grounded, conversational approach that treats big industry questions with a light touch, making complex ideas accessible without oversimplifying them.