Money Behind the Deal

Michael Gabriel

Money Behind the Deal takes investors beyond the headlines and into the real numbers, strategies, and financing decisions that make deals happen. Each episode features honest conversations with investors, lenders, brokers, developers, and industry professionals who break down real deals, loan products, challenges, mistakes, and lessons learned along the way. From DSCR loans and private money to fix-and-flips, multifamily, commercial real estate, and creative financing, this podcast helps investors better understand how deals are structured, funded, and brought across the finish line. No hype. No confusing industry talk. Just practical conversations designed to help you make smarter decisions, avoid costly mistakes, and understand the money behind the deal.

Episodes

  1. Sep 14

    Why He Moved to Cleveland Blind to Build a $10 Million Net Worth

    What does a real estate portfolio need to look like to grow your net worth from $2.5 million to $10 million? In this episode, Gualter Amarelo joins Michael Gabriel to break down the deal math, investment strategy, and scaling principles he uses to buy bigger properties, create equity, and continuously grow his real estate portfolio. Gualter moved to Cleveland without knowing the market, but he had one clear goal: find deals with enough upside to change his family’s financial future. He explains how he looks for roughly a 20% discount at purchase, then targets another 20% in value-add opportunities. Through renovations, rent growth, refinancing, and mortgage paydown, some of his properties have reached 40% to 50% equity in just a few years. In this conversation, you'll learn: • Why Gualter doesn't buy properties with the intention of holding them forever • How his “pyramiding” strategy helps him trade smaller properties for larger multifamily assets • Why he now refuses to buy anything under 80 units • The acquisition rules he follows before considering a property • Why he stays within five minutes of his team • Why he avoids studios and one-bedroom units • How he evaluates whether existing tenants can support a property's mortgage • Why newer investors should talk to a mortgage broker early • Why buying the smallest deal you can afford today may beat waiting years for the “perfect” opportunity • How speed and relationships can give investors an advantage when deals hit the market Gualter also shares how he built his network from scratch, turned early relationships into capital partnerships, and established credibility by simply getting his first deal done. And if he had to start completely over? He explains exactly how he would approach the challenge of having little money, no credit, and only 30 days to find 200 doors. This episode is for real estate investors who want to think bigger, move faster, build equity, and create a portfolio that scales by design instead of by accident.

  2. Aug 24

    Why Most Fix-and-Flip Deals Fail Before Funding

    The conversation covers Brett Fair's background in lending, his experience with fix and flip loans, and the challenges and strategies involved in financing real estate deals. It also delves into the importance of teamwork, borrower responsiveness, and the key factors for successful real estate investments. The conversation covers the importance of customer service, risk assessment, and myths in real estate lending. It also delves into the significance of realistic expectations and the value of problem-solving in the lending process. Takeaways Teamwork is crucial in real estate financing and involves collaboration between the lender, broker, and borrower.Borrowers need to be financially prepared with reserves and a solid credit score before seeking financing for real estate investments. Customer service and coaching are key to retaining repeat borrowers.Realistic expectations and problem-solving are crucial in the lending process. Chapters 00:00 Introduction and Lending Products01:40 Brett Fair's Background and Career Journey03:23 Challenges in Real Estate Financing04:32 Teamwork and Borrower Responsiveness06:40 Investor Struggles and Financing Considerations09:38 Dealing with Tough Deals and Creative Approaches13:33 Key Factors for Successful Real Estate Investments18:11 Working with First-Time Investors19:29 The Importance of Customer Service20:06 Risk Assessment in Real Estate Lending21:01 Realistic Expectations and Myths in Lending23:02 The Value of Problem-Solving in Lending29:09 The Significance of Repeat Borrowers

  3. Jul 27

    Interviewed: How a 20-Year Friend Turned Scam Artist Taught Me the Value of Protecting Your Money

    Most entrepreneurs and marketers focus on the wrong thing — chasing results without truly understanding the human behavior behind success.  In this raw, unfiltered conversation, Michael Gabriel reveals the secrets he’s learned from nearly two decades of navigating the world of marketing, entrepreneurship, and personal growth. From explosive poker nights that launched him into a decade-long career and the lessons learned from high-stakes scams to the importance of protecting your investments and reputation, Michael shares concrete insights that can save you from costly mistakes.  Discover how understanding the psychology of human behavior, identifying who’s a giver versus a taker, and guarding your energy and resources can dramatically alter your success in business and life. You'll uncover: The powerful lesson that "design without results is just art" — and how this mindset can transform your marketing strategy.The true value of aligning with genuine givers and avoiding toxic relationships that drain your energy and growth.The eye-opening story of a scam that cost millions, and the critical lessons on protecting yourself, trusting your instincts, and the importance of airtight contracts.Practical tips to analyze human behavior, recognize red flags, and strengthen your decision-making in any relationship or deal.How resilience, integrity, and continuous learning help you bounce back from setbacks and turn adversity into exponential growth. This episode isn't just about marketing — it's about mastering your mindset, safeguarding your investments, and forging authentic relationships. Perfect for entrepreneurs, business owners, or anyone tired of the noise and ready to focus on what truly matters: results that last, and a life built on integrity. Michael Gabriel is a marketing strategist and entrepreneur known for his results-driven approach and deep understanding of human psychology.  He's helped clients grow their businesses, avoid scams, and build sustainable legacy wealth. Get ready to see your business—and your life—with new clarity. When you understand who you're really dealing with, your success becomes inevitable.

Ratings & Reviews

5
out of 5
2 Ratings

About

Money Behind the Deal takes investors beyond the headlines and into the real numbers, strategies, and financing decisions that make deals happen. Each episode features honest conversations with investors, lenders, brokers, developers, and industry professionals who break down real deals, loan products, challenges, mistakes, and lessons learned along the way. From DSCR loans and private money to fix-and-flips, multifamily, commercial real estate, and creative financing, this podcast helps investors better understand how deals are structured, funded, and brought across the finish line. No hype. No confusing industry talk. Just practical conversations designed to help you make smarter decisions, avoid costly mistakes, and understand the money behind the deal.