The Plain Bagel

The Plain Bagel
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Investing and personal finance educational videos with a hint of economics, posted regularly.I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!For collaboration/other inquiries: richard@theplainbagel.comFor sponsorships:sponsorships@theplainbagel.comDISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.Links:Facebook: https://www.facebook.com/ThePlainBagel/Twitter: https://twitter.com/the_plain_bagelPatreon: https://www.patreon.com/ThePlainBagel

  1. 1h ago

    Investment Analyst Reacts to Finance TikToks - Prediction Markets and More

    Get your free trial with Blinkist (today's sponsor) and save an additional 30%. Go to http://blinkist.com/bagel.My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

    Investment Analyst Reacts to Finance TikToks - Prediction Markets and More

  2. 2h ago

    Plain Bagel QandA 4 | P/E, QE, and Short-Term Needs

    The Plain Bagel Q&A 4More Details on QE:QE is a concerted effort to provide additional monetary stimulus to the economy in order to light a fire under it and get growth increasing again. If we look back at recent history, during and for a long period after the financial crisis of 08/09, the central banks dropped their key interest rates to zero or virtually zero. They did this in order to incentivize the commercial banking system to borrow free money and then easily lend that same money out into the financial system for an easy profit for themselves. However, this didn’t work so well because, although the banks did borrow the free money, they then horded this free money in low to moderate risk investments without really investing and lending the funds into the real economy. At this point, this is where QE came into a necessary realization and effect.As mentioned, central banks (in effect) increase their own bank account balances and then buy various financial securities from commercial banks and other institutional investors. This effectively lowers longer-term interest rates (not short-term rates which are again already virtually zero) by artificially inflating the prices of the securities being bought by the QE operations. This in effect makes most government backed or guaranteed securities prevail at artificially and abnormally low yields (same interest payment, but higher prices). As a corollary, these same securities by default become much less attractive to any private market investor. In connecting the dots, as a final result, this will encourage both institutional and retail investors to put their money into more risky investments like stocks and corporate bonds, and this will eventually boost the stock market. Episode Music:Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671Artist: http://incompetech.com/

    Plain Bagel QandA 4 | P/E, QE, and Short-Term Needs

  3. 3h ago

    Bonds | Using Debt to Invest

    The Plain Bagel Episode IICompanies use debt to help fund their projects, borrowing money from investors to grow their business. This video covers bonds, the instrument these firms use to raise their debt.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/

    Bonds | Using Debt to Invest

  4. 4h ago

    Risk - Understanding Investment Uncertainty

    The Plain Bagel Episode XIn investments, you can't have return without taking on some risk. Today, let's look into better understanding the types of risks we'll face with our holdings, and how we can manage them.Sources: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.pdfIntro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/

    Risk - Understanding Investment Uncertainty

  5. 5h ago

    Plain Bagel QandA 1 | Good Reads and Rolled Sleeves

    The Plain Bagel Q&A 1Question topics: books on finance, “average person” investments, starting off, liquidity, and stock splitsHere’s a list of the books suggested by my colleagues. The first few are on personal finance, while the last two focus specifically on investing:- Moolala: Why smart people do dumb things with their money (and what you can do about it) by Bruce Sellery- Wealthing Like Rabbits by Robert R. Brown- Personal Finance For Canadians For Dummies by Eric Tyson & Tony Martin- Millionaire Teacher by Andrew Hallam- The Single Best Investment: Creating Wealth with Dividend Growth by Lowell MillerAnother colleague brought up a great point on stock splits that I’d like to add to my last answer. Companies also use stock splits to “signal” to investors that they expect future stock growth. This positive signal will infer that management believes in the sustainability of the stocks growth, which may convince investors to purchase the stock.Episode Music: https://www.youtube.com/user/kmmusicSources: http://www.investors.com/how-to-invest/investors-corner/how-much-money-do-you-need-to-start-investing/

    Plain Bagel QandA 1 | Good Reads and Rolled Sleeves

  6. 5h ago

    Investment Analyst Reacts to Finance TikToks - Part 9

    Markets are falling, and the world is in a full fledged trade war - let's watch some TikToks.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)DISCLAIMER:This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewersEdited by: Emma Konrad & Richard Coffin

    Investment Analyst Reacts to Finance TikToks - Part 9

  7. 6h ago

    The Plain Bagel Turns 1

    It's been a year since I posted my first video, just thought I'd provide a bit of a reflection on the channel thus far. :)

    The Plain Bagel Turns 1

  8. 7h ago

    Behavioral Finance | Investor Irrationality

    The Plain Bagel Episode XIAs humans, we tend to fall victim to different biases when making financial decisions. Let's take a look at behavioral finance and explore how we can circumvent these common pitfalls.Intro/Outro Music: https://www.bensound.com/royalty-free-musicEpisode Music: http://freemusicarchive.org/music/Podington_Bear/

    Behavioral Finance | Investor Irrationality
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About

Investing and personal finance educational videos with a hint of economics, posted regularly.I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!For collaboration/other inquiries: richard@theplainbagel.comFor sponsorships:sponsorships@theplainbagel.comDISCLAIMER:The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.Links:Facebook: https://www.facebook.com/ThePlainBagel/Twitter: https://twitter.com/the_plain_bagelPatreon: https://www.patreon.com/ThePlainBagel

Information

  • Creator
    The Plain Bagel
  • Years Active
    2026
  • Episodes
    37
  • Rating
    Clean