Your super balance may be one number, but behind it is a mix of investments working together to help grow and manage your savings over the long term. In this episode of In the Hammock, host David ‘Kochie’ Koch is joined by Brighter Super Chief Investment Officer Damien Webb to make sense of how super investing works, from shares, property and infrastructure to diversification, investment options and managing risk. Whether you’re building your super or approaching retirement, discover what to know about how your super is invested, making sense of your investment options and keeping a long-term perspective when markets move. WATCH TO LEARN: 00:00 Where is my super invested? What sits behind your super balance. 01:50 Growth vs defensive assets: Understanding risk, volatility and return. 02:02 Cash, fixed interest and shares: How different investments work. 03:51 International shares: How currency movements can affect returns. 04:13 Property and infrastructure: How super can invest in real assets. 05:47 Diversification: How spreading investments can help manage risk. 07:15 Super investment options: Understanding conservative, balanced, growth and other options. 09:36 Risk and time horizon: Why the right investment mix can change over time. 10:06 Investing near retirement: Why becoming too conservative too early can have an impact. 11:15 Market volatility: The risks of reacting to short-term market falls. 12:38 Reviewing your super: How often to check your investments and risk profile. 14:17 Managing your super: The investment professionals working behind your portfolio. 15:00 Common investment mistakes: Being in the wrong option or reacting to market events. 15:35 What next? Get curious, understand what you’re invested in and know your risk profile. If you found this video helpful, click the thumbs up and subscribe for future episodes. USEFUL LINKS Let’s learn: Superannuation investments Brighter Super’s investment options Investment risk profiler How we invest Retirement Guide 2026 PRESENTERS David Koch – Retirement Advocate Damien Webb – Chief Investment Officer, Brighter Super DISCLAIMERS * The S&P ASX All Ordinaries is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and ASX Operations Pty Limited and has been licensed for use by Brighter Super Trustee. S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); ASX Operations Pty Limited Trademarks are trademarks of the ASX Operations Pty Limited and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Brighter Super Trustee. Brighter Super Trustee investment options are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, or ASX Operations Pty Limited and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P ASX All Ordinaries. ** United States stock market total return data based upon Robert Shiller’s analysis https://shillerdata.com Past performance is not a reliable indicator of future performance. Brighter Super Trustee (ABN 94 085 088 484) (AFSL 230511) (the Trustee) as trustee for Brighter Super (ABN 23 053 121 564) (RSE R1000160) (the Fund). Brighter Super may refer to the Trustee or the Fund as the context may be. Brighter Super products are issued by the Trustee on behalf of the Fund. The information contained is up to date at the time of publishing and may change. This podcast may contain general advice, which has been prepared without taking into account your individual objectives, financial situation or needs. Consider the appropriateness of the advice to your objectives, financial situation and needs before acting on the advice. Brighter Super representatives and partners are authorised to provide advice on Brighter Super products and superannuation in general. See our Financial Services Guide (FSG) for more information. You should also obtain and consider the Product Disclosure Statement (PDS) before making any decision to acquire any product or contribute additional amounts to your Brighter Super account. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the PDSs and TMDs at https://brightersuper.com.au/pds.
