K-Ski hosts without Kavawon, and Jessaii co-pilots the whole episode — vocalist, songwriter, producer, vocal coach, music educator, and a mother. The first hour is hers. Writing her first songs in Regina, discovering reggae in Calgary, and then seven years of accidents and knee dislocations that took her income, her mobility and very nearly the rest. Single motherhood, food banks, and the slow work of picking yourself up. She explains AuDHD as gas and brakes pressed at the same time, why she now writes accommodations into artist contracts, and why she calls it music medicine — on stage the pain disappears. Queen Level Productions has pivoted to supporting artists with disabilities. Karma Sounds — Karina Morin — arrives at 40:26. Painfully shy sax player to singer, Montreal to Vancouver, the two years of keys behind 'Wings', and how she sprinkles healing into a pop hook. She opened the stage for Lauryn Hill. Then Tracy Pequin, a financial coach with 19 years at Primerica, explains the Registered Disability Savings Plan, the Disability Tax Credit, and the Canada Disability Benefit — what qualifies, how to apply, why almost nobody knows they exist, and which firms take a cut of your refund for filing the form you could file yourself. If you or someone you love is disabled in Canada, that hour is worth real money. Recorded at B-Side Radio, Vancouver BC. 0:00 Welcome: intros and who's missing 1:50 A summer of rest and festival prep 2:36 Stevie Wonder and a cassette coincidence 5:26 First songs in Regina: 'Freedom' 6:31 Discovering reggae in Calgary 8:30 Vancouver's reggae scene and 'Rise' 9:54 Gilt & Co. and pacing while healing 10:55 A neuroaffirmative kids arts camp 11:44 Vocal coaching and IDEO Studio 12:36 Queen Level pivots to disabled artists 14:19 Making resources accessible 17:14 School with no supports in Saskatchewan 18:01 School districts cutting music 20:14 The kids who only fit in music class 21:52 Seven years of accidents and fallout 24:12 Single motherhood and food banks 26:29 Put your own mask on first 28:28 'Start Again': survival into medicine 29:30 How to actually organize support 32:38 On stage the pain disappears 33:46 AuDHD: gas and brakes at once 36:35 Accommodations in artist contracts 40:26 Introducing Karma Sounds 42:17 Karma Sounds' origins: art as refuge 44:51 Shy sax player to singer 48:40 The story behind 'Wings' 50:59 Melody first, healing in the hooks 55:08 ADHD, time blindness, perfectionism 58:29 'Disability' vs 'diverse abilities' 1:02:37 Opening the stage for Lauryn Hill 1:05:39 New single, and Bandcamp vs Spotify 1:09:12 Karma Sounds' Gilt & Co. show 1:12:28 Meeting Tracy Pequin 1:14:18 Tracy's path: three jobs to licensed 1:15:46 The RDSP and Disability Tax Credit 1:18:03 Canada Disability Benefit and finders 1:20:02 MAID, poverty, and asset limits 1:21:12 Predatory firms taking a cut 1:23:15 Why nobody knows these programs exist 1:24:52 What qualifies for the credit 1:26:47 Finding money people didn't know about 1:30:57 How to reach Tracy; the wealth transfer 1:36:59 Limiting beliefs and low expectations 1:39:50 Music: 'Getting Better', Karma Sounds 1:45:05 Closing with Jessaii: unmasking, dharma 1:49:47 What's next: 'Big Love' and festivals