Pierce County Real Estate Advice with Steve McNamer

Steve McNamer

Buying or selling a home in Pierce, Kitsap, or King County? This is the show that answers the questions your agent forgets to explain. Steve McNamer — Managing Broker and REALTOR® with 474+ transactions — breaks down pricing, negotiation, probate and estate sales, divorce transactions, foreclosures, and senior transitions in plain English. No jargon, no pressure, no fear tactics. Just the practical hints that help you make a smarter decision on one of the biggest moves of your life.

Episodes

  1. Jul 27

    The Rule That's Making Some Pierce County Condos Nearly Impossible to Finance!

    Something changed in condo lending on August 3rd, 2026 and most buyers and sellers don't know about it yet. Steve McNamer and Jeff Graham from Fairway Mortgage went on camera to talk through it, because they've both seen what happens when nobody asks the right questions until it's too late. The limited review is gone. That's the process that let buyers with strong credit or large down payments skip most of the HOA financial scrutiny. Now every condo loan, regardless of down payment, goes through a full review. That means the lender is looking at reserve funds, insurance policies, deferred maintenance, pending special assessments, and meeting minutes. In Western Washington's wet climate, siding and window maintenance matter more than people realize. Jeff walked through a real example: an HOA discussing siding replacement in their last meeting could stall a closing for months while the board votes on it. For sellers, that means a shrinking buyer pool, potentially cash-only; and longer days on market. For buyers, it means asking more questions upfront, before you're emotionally invested. Steve and Jeff also explain the difference between actual cash value and replacement cost insurance, and why a condo HOA carrying the wrong kind of coverage is a problem that lands on the buyer.Contact McNamer Homes Team Today:Steve McNamer & Jill Jackson, REALTORS®📞 253-442-3322📨 McNamerteam@windermere.com🌐 https://www.mcnamerhomes.com📍 Windermere Professional Partners | McNamer Homes

  2. Jul 22

    Can Mortgage Forbearance Affect Your Home Sale Years Later?

    Did you pause your mortgage payments during COVID—or refinance afterward believing everything had been resolved? 🏡 Before selling your current home or purchasing another property, there may be an important detail worth investigating early. In this episode of Pierce County Real Estate Advice with Steve McNamer, Steve speaks with Jeff Graham of Fairway Home Mortgage about how COVID-era mortgage forbearance can potentially affect homeowners years later. They discuss why these issues may not become visible until title work is completed—and how an unexpected discovery could disrupt an otherwise carefully planned move. You’ll gain a clearer understanding of: Why previous mortgage forbearance may still matter todayHow FHA and government-backed loans can involve additional considerationsWhy refinancing may not always resolve every outstanding issueWhat homeowners should verify before listing their propertyHow lenders, title professionals, and real estate brokers work togetherWhy early communication can prevent stressful closing surprisesThis conversation is especially important for Washington homeowners who used a COVID mortgage forbearance, payment deferral, or loan modification and are now considering selling, refinancing, or purchasing their next home. Steve McNamer is a Washington Managing Broker with McNamer Homes at Windermere Professional Partners, helping homeowners throughout Pierce County and the South Sound prepare for real estate transactions with fewer surprises and a clearer plan. Did you use mortgage forbearance during COVID? Let’s identify any potential issues before your home is listed or your next purchase is under contract. 📞 Office: 253-442-3322📱 Steve: 253-310-1239🌐 www.mcnamerhomes.com This video is for educational purposes. Speak with your lender, title company, or qualified legal professional about your specific loan and property. #MortgageForbearance #HomeSellingTips #PierceCountyRealEstate 📞 Thinking About Selling?

  3. Jul 21

    Is 2026 the Right Time to Buy or Sell in Pierce County? (Mortgage Rates and Home Prices Drop)

    Is 2026 finally the year to buy, sell, or make the move you have been putting off? 🏡Many Washington homeowners and buyers entered the year expecting lower mortgage rates, better affordability, and a more active real estate market. Instead, changing rates, economic uncertainty, and mixed headlines have left many people feeling stuck.In this episode of Real Estate Advice with Steve McNamer, we look at what may shape the housing market through the rest of 2026 and what those changes could mean for buyers and sellers across Pierce County and the South Sound.You’ll come away with a clearer understanding of:What may influence mortgage rates and affordability 📉Whether waiting could lead to lower home pricesWhy the market has recently felt quieterWhat could bring more buyers and sellers back into the marketHow to decide whether moving makes sense for your specific situationWhy local data matters more than national headlinesThe goal is not to pressure you into making a move. It is to help you understand the numbers, recognize the opportunities, and make a confident decision based on what is right for your family.Steve McNamer is a Washington Managing Broker with McNamer Homes at Windermere Professional Partners, helping buyers, sellers, and homeowners navigate the Pierce County real estate market with practical, local guidance.📞 Ready to Run the Numbers?Thinking about buying or selling in Puyallup, Tacoma, Bonney Lake, Spanaway, University Place, or the surrounding South Sound?Let’s look at your goals, estimated payment, property value, and local market conditions—without pressure or guesswork.📞 Office: 253-442-3322📱 Steve: 253-310-1239🌐 www.mcnamerhomes.com

About

Buying or selling a home in Pierce, Kitsap, or King County? This is the show that answers the questions your agent forgets to explain. Steve McNamer — Managing Broker and REALTOR® with 474+ transactions — breaks down pricing, negotiation, probate and estate sales, divorce transactions, foreclosures, and senior transitions in plain English. No jargon, no pressure, no fear tactics. Just the practical hints that help you make a smarter decision on one of the biggest moves of your life.