Spread School by SyntheticFi

SyntheticFi
  • 5.0 (3)
  • Investing

Spread School is where sophisticated borrowing becomes easier to understand and easier to use. Hosted by Dasarte Yarnway and presented by SyntheticFi, Spread School brings together advisors, investors, and industry experts for practical conversations about box spreads, concentrated stock, portfolio liquidity, and the decisions that come with putting these strategies to work. Each episode goes beyond the mechanics. We explore how advisors evaluate borrowing options, navigate real client scenarios, think about risk and taxes, and use the portfolio to create greater financial flexibility. Whether you are learning about box spreads for the first time or looking to use them more effectively with clients, Spread School gives you the context to make better decisions. Ready to see how SyntheticFi can help you put these strategies to work? Book a meeting with our team at SyntheticFi.com.

Episodes

  1. 15h ago

    EP 5. Borrowing From a Bank? Listen to This First with Paul Harris

    For 25 years, Paul Harris made loans for banks. Then he discovered box spreads. His first reaction? “There’s gotta be a catch.” In this episode of Spread School, Paul, a Senior Financial Advisor at Client First Advisory Group, explains why he went from skeptical of box spreads to making them a core part of how he serves high-net-worth clients. And the use cases get big. One family came to Paul after a mid-eight-figure business sale with a seven-figure tax bill. Instead of liquidating more of the portfolio and reducing their desired lifestyle, Paul helped put a box spread facility in place to pay the IRS while keeping the portfolio invested and structuring repayment over time. Today, that client has roughly a $16 million facility in place. Paul also breaks down: Why traditional securities-backed loans can create unnecessary frictionHow box spreads can help clients handle major liquidity needsWhy he believes many clients with taxable portfolios should have access to liquidity before they need itHow advisors can use lending solutions to protect and potentially grow client relationshipsWhy his experience as a banker made him skeptical of box spreads at firstHow he went from “there’s gotta be a catch” to actively using the strategy with clients$16 million. One signature. Facility in place the next day. For Paul, that was a very different experience from traditional bank lending. Have a client with a significant liquidity need? Book a meeting at SyntheticFi.com to see whether a box spread could be a fit.

  2. Oct 19

    EP 4. Why Sell the Stock? with Samuel Deane

    A client needs cash. They’re sitting on a highly appreciated portfolio. The obvious move? Sell the stock. But why? In this episode of Spread School, Samuel Dean, founder of Rora Wealth, breaks down how he helps clients access liquidity without automatically turning to a sale. Samuel works with tech employees, founders, and entrepreneurs navigating concentrated stock and complex equity compensation. He shares how he’s used box spreads to help clients solve real problems, including covering a major tax liability and funding a home purchase. We get into: Why “sell the stock” shouldn’t always be the defaultReal-world box spread use casesHow Samuel introduces sophisticated strategies to clientsWhy he starts with the problem, not the productHow expanding your planning toolkit can make you more valuable as an advisorYour clients may have more options than they realize. You should too. Have a client who needs liquidity? Book a meeting with at SyntheticFi.com to see if a box spread could be a fit.

  3. Oct 5

    EP 3. This Marine Doubled RIA Revenue With One Simple Tactic ft. Erik Goodge

    Eric Goodge didn’t take the traditional path into financial advice. After serving in the Marine Corps, delivering pizzas in college, and cold-emailing local wealth managers looking for an opportunity, he eventually launched his own RIA and taught himself much of what he knows along the way. Now, his practice is on track to double revenue. In this episode of Spread School, Eric joins Dasarte Yarnway to break down what changed. They discuss how Eric uses box spreads as a potential borrowing alternative for clients, how he explains a complex strategy in simple terms, and why sophisticated planning can help advisors deliver more value to higher-net-worth clients. Eric also shares how YouTube became the growth engine he spent years looking for. After months of videos with almost no traction, his content now consistently generates inbound prospects from around the country. They cover: How Eric went from Marine and pizza delivery driver to independent RIA ownerThe first client situation that led him to implement a box spreadHow he explains box spread borrowing to clientsWhere box spreads can fit alongside mortgages and SBLOCsWhy advisors shouldn’t be afraid of strategies simply because they involve optionsHow a small YouTube audience began generating consistent inbound meetingsWhy Eric now treats growth and content creation as a core part of his jobHow better communication has made him a better financial plannerWhy differentiated planning strategies can help advisors move upmarketIf you’re an advisor looking for better ways to solve borrowing needs for clients, see how SyntheticFi can help you evaluate and execute box spread strategies. Book a demo at SyntheticFi.com.

  4. Sep 21

    EP 2. Your Clients Are Paying Too Much to Borrow with Samuel Harnisch

    Selling appreciated assets. Triggering a major tax bill. Paying 6% or 7% to borrow. For many wealthy clients, those are still the default options when they need liquidity. Samuel Harnisch believes advisors should be bringing better ones. In this episode of Spread School, Samuel joins Dasarte Yarnway to break down how he uses box spread loans and tax-aware planning for real client situations, including home purchases, large expenses, portfolio rebalancing and accessing liquidity without immediately selling appreciated assets. They also dig into a $15 million client situation that resulted in a six-figure tax bill, why Samuel now considers reviewing client borrowing “table stakes,” and how learning more sophisticated strategies can help advisors deliver better outcomes and stand apart. Have a client paying too much to borrow, sitting on highly appreciated assets, or facing a major liquidity need? Bring us the case. Visit SyntheticFi.com to see what may be possible.

  5. Sep 5

    EP 1. How Box Spreads Became a Growth Strategy with Akiva Glazerson

    Akiva Glazerson didn't launch his RIA with a book of business. He started with zero clients and zero AUM. What he did have was deep experience across Deutsche Bank, UBS, RBC, PIMCO and a $45 billion RIA, plus a belief that the traditional advisor playbook left room for something different. On this episode of Spread School, Akiva joins Dasarte Yarnway to explain how sophisticated strategies like box spreads helped him create differentiated prospect conversations, consolidate client assets and solve complex liquidity, tax and concentrated-stock problems. They break down: • Why differentiation mattered when starting from zero • How box spreads can open broader planning conversations • Why a $20,000 test case eventually became a multi-million-dollar box spread • How one client addressed volatility, liquidity and taxes around a $4 million concentrated stock position • A box-spread refinancing strategy for a vacation home • How advisors can get comfortable introducing more sophisticated solutions to clients For advisors looking for ways to compete beyond traditional portfolio management, this episode is a look at what differentiation can actually look like in practice. To start your journey with SyntheticFi, visit www.syntheticfi.com

  • 5 Episodes

Ratings & Reviews

5
out of 5
3 Ratings

About

Spread School is where sophisticated borrowing becomes easier to understand and easier to use. Hosted by Dasarte Yarnway and presented by SyntheticFi, Spread School brings together advisors, investors, and industry experts for practical conversations about box spreads, concentrated stock, portfolio liquidity, and the decisions that come with putting these strategies to work. Each episode goes beyond the mechanics. We explore how advisors evaluate borrowing options, navigate real client scenarios, think about risk and taxes, and use the portfolio to create greater financial flexibility. Whether you are learning about box spreads for the first time or looking to use them more effectively with clients, Spread School gives you the context to make better decisions. Ready to see how SyntheticFi can help you put these strategies to work? Book a meeting with our team at SyntheticFi.com.

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