Finance Unfiltered

McCarty Wealth
  • 5.0 (1)
  • Investing

Finance Unfiltered is a podcast hosted by McCarty Wealth, a Brevard County-based financial advisory firm helping Space Coast families and retirees plan with confidence. Hosted by Susan and Luke McCarty a CERTIFIED FINANCIAL PLANNER. Each episode cuts through the industry jargon to cover what actually matters — annuities, 401(k) rollovers, market changes, retirement income strategies, investing for your kids, and the decisions most people never get explained clearly. No sales pitch, no scripts — just real conversations about money, from the advisors Brevard County already trusts.

Episodes

  1. Oct 6

    Are the $5,000 "Trump Checks" Real? A CFP® Answers Your Biggest Money Questions

    Hey! I'd love to hear your thoughts, send me a voice note. The Fed made its September move. Inflation is still hitting the grocery bill. And everyone's asking about the $5,000 "Trump checks." What does any of it mean for your money, and who should you trust to manage it? Susan sits down with Luke McCarty, CERTIFIED FINANCIAL PLANNER™ professional and founder of McCarty Wealth, whose money advice has been featured in Forbes and Kiplinger. They start with the big picture, then bring it home to your bank account and the advisor managing it. In this episode: 00:00 Intro 00:42 The Fed's September decision 2:20 Where inflation really stands 3:32 The $5,000 "Trump checks": real or not? 4:45 How much cash should you hold in the bank? 6:21 Are you a fiduciary? 8:15 How often do you meet with clients? 10:13 Can you help with my taxes? 11:42 Wrap-up Subscribe for full episodes and deep dives. Prefer to listen? Search "Finance Unfiltered" on Spotify, Apple Podcasts, and Amazon Music and hit follow. Work with McCarty Wealth 4175 US-1 Ste 101, Rockledge, FL 32955 (321) 221-7870

    Are the $5,000 "Trump Checks" Real? A CFP® Answers Your Biggest Money Questions

  2. Sep 29

    5 Retiree Tax Tips Every Retiree Needs, Roth Conversions & 401(k)s

    Hey! I'd love to hear your thoughts, send me a voice note. Taxes, Roth conversions, and what to actually do with your 401(k) when you retire. These are the decisions that quietly cost people thousands when they get them wrong. In this episode, Susan sits down with Luke McCarty of McCarty Wealth to break down his newly published Kiplinger article on retiree tax tips, then dig into the Roth IRA debate, concentrated stock positions, and post-retirement 401(k) strategy. Timestamps: 0:00 – Intro 0:16 – Key takeaways 1:26 – Kiplinger Tip #1 2:03 – Kiplinger Tip #2 2:38 – Kiplinger Tip #3 3:28 – Kiplinger Tip #4 4:17 – Kiplinger Tip #5 5:19 – The Roth IRA Debate 7:00 – Concentrated Stock Positions 8:42 – 401(k) Post-Retirement 📖 Read Luke's full Kiplinger article here: https://www.kiplinger.com/taxes/tax-planning/quick-tax-tips-for-retirees Have a question you want answered on the next episode? Drop it in the comments below. Connect with McCarty Wealth: https://www.mccartywealth.com/

    5 Retiree Tax Tips Every Retiree Needs, Roth Conversions & 401(k)s

  3. Sep 15

    Should You Buy an Annuity? Surrender Periods, Hidden Fees & Legacy Planning Without Kids | Finance Unfiltered Ep. 2

    Hey! I'd love to hear your thoughts, send me a voice note. Join Susan and Luke as they break down the real talk on annuities: are they actually worth it, what happens if you're locked into a bad policy, and how the McCarty Wealth team handles fees with full transparency. Plus, planning a legacy when you don't have kids. ⏱️ Timestamps 0:00 – Intro 0:40 – Does a CFP® recommend annuities? 3:23 – Stuck in my current policy — what do I do? 5:36 – McCarty Wealth's fees: transparent pricing 7:06 – Leaving a legacy behind with no children 8:28 – Outro / next episode 📍 4175 US-1 Ste 101, Rockledge, FL 32955 📞 (321) 221-7870 Have a question for our team? Reach out to McCarty Wealth to schedule a consultation. 🔔 Subscribe for new episodes of Finance Unfiltered.

    Should You Buy an Annuity? Surrender Periods, Hidden Fees & Legacy Planning Without Kids | Finance Unfiltered Ep. 2

  4. Sep 11

    Finance Unfiltered Ep. 1: Iran, Interest Rates & Why "Safe" Bonds Aren't So Safe

    Hey! I'd love to hear your thoughts, send me a voice note. Susan sits down with Luke McCarty of McCarty Wealth for a no-fluff breakdown of what's actually moving markets right now. Topics covered: How the Iran conflict is influencing portfolio moves and where money is flowingWhat a new Fed Chair (including Kevin Warsh) could mean for markets — and why history isn't on investors' sideWhy the "safe" bond strategy hasn't been so safe lately, and what conservative investors are doing insteadWhere interest rates are headed and how to position now

    Finance Unfiltered Ep. 1: Iran, Interest Rates & Why "Safe" Bonds Aren't So Safe
  • 4 Episodes

About

Finance Unfiltered is a podcast hosted by McCarty Wealth, a Brevard County-based financial advisory firm helping Space Coast families and retirees plan with confidence. Hosted by Susan and Luke McCarty a CERTIFIED FINANCIAL PLANNER. Each episode cuts through the industry jargon to cover what actually matters — annuities, 401(k) rollovers, market changes, retirement income strategies, investing for your kids, and the decisions most people never get explained clearly. No sales pitch, no scripts — just real conversations about money, from the advisors Brevard County already trusts.

Information

  • Creator
    McCarty Wealth
  • Years Active
    2026
  • Episodes
    4
  • Rating
    Clean
  • Copyright
    © McCarty Wealth 2026
  • Show Website
    Finance Unfiltered