Just Ask John King

John King
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Just Ask John King is about making complicated home and mortgage decisions easier to understand. From buying, selling, refinancing, and using your equity to planning your next move, John King gives you clear, practical answers so you can make more informed decisions. Listen Saturdays at 3 PM on AM 1380 The Answer in Sacramento, ask John a question, find resources from the show, or get help with your own situation.

Episodes

  1. 1d ago

    Home Equity Investments: The Hidden Cost of Giving Up Your Home's Appreciation

    What if you could access $50,000, $100,000, or even $200,000 from your home's equity without making a single monthly payment? Sounds pretty good, right? But what is that money really going to cost you? A listener recently called into my radio show asking about companies offering homeowners cash with no monthly payments, no interest, and repayment delayed for 10 years or longer. These programs are called Home Equity Investments (HEIs), and while the offers sound attractive, there's a lot more to understand before signing on the dotted line. 🏠 Learn more about Home Equity Investments, including additional resources and consumer information: Why No Monthly Payment Can Cost You More ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  2. Nov 1

    Sellers Are Cutting Prices, Buyers Aren't Showing Up. Now What?

    Homes are sitting on the market longer, sellers are cutting prices, and in some areas, buyers still aren't showing up. So what does this mean if you're thinking about buying, selling, or tapping into your home's equity? In this episode of Just Ask John King, I share what I'm seeing in today's shifting housing market, including a real example of a home that dropped $105,000 in asking price and still hadn't sold. We also talk about what homeowners can do when their house isn't selling, why your home equity may be more important than ever, and how to decide between a HELOC, a home equity loan, or other financing options. ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  3. Oct 25

    The Difference Between Making Money and Building Financial Freedom

    What are you really working so hard for? We spend so much of our lives working toward financial security, building careers, and planning for the future. But how often do we stop and ask ourselves what we're actually trying to accomplish? In this episode of Just Ask John King, I'm joined by longtime friend, entrepreneur, and business consultant Paul Sommerhausen for a conversation about money, success, taking risks, and building a life with purpose. Paul shares his journey from leaving home at 15 to building a successful business and eventually reaching financial independence.  Whether you're building a business, planning for retirement, working toward homeownership, or simply trying to make better financial decisions, this conversation offers a different perspective on what success really means. ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  4. Oct 18

    Should You Buy or Sell a Home Now, or Wait for a Better Market?

    Should you buy or sell a home now, or wait for mortgage rates and home prices to improve? With mortgage rates rising, home prices softening, and the housing market shifting, many buyers and homeowners are facing the same question: Is now the right time to make a move, or could waiting put you in a better position? In this episode of Just Ask John King, I break down why trying to time the housing market can backfire and what buyers and sellers should really be paying attention to. The best time to buy or sell isn't necessarily when rates are lowest or prices are highest. It's when the numbers, opportunities, and timing make sense for you. ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  5. Oct 12

    Higher Bills, Growing Debt & Less Money Left Over? Homeowners Have Options

    You locked in a great mortgage rate, you've built equity in your home… so why does it still feel like you're falling behind financially? Rising credit card balances, higher living expenses, and growing monthly payments are putting pressure on homeowners, even those who thought they were in great financial shape. In this episode of Just Ask John King, I share real stories of homeowners who found themselves overwhelmed by debt, worried about retirement, and unsure what to do next. We'll discuss why debt consolidation doesn't always solve the problem, when using home equity may make sense, and how the right financial strategy could help you lower monthly payments without putting your long-term goals at risk. ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  6. Oct 5

    Higher Rates, Fewer Buyers, More Sellers: What’s Changing in the Housing Market

    Something is changing in the housing market and I’m seeing it in real conversations and real transactions. Mortgage rates have moved higher, buyers are becoming more cautious, some sellers are reaching the point where they can’t keep waiting, and I’m seeing short sales show up in my business for the first time in years. Does that mean we’re headed for another 2008? No, and that’s not what I’m predicting. But there are cracks worth paying attention to. In this episode, I break down how we got here, what I’m seeing from buyers, sellers and builders, and what today’s market could mean if you’re thinking about buying, selling, refinancing or simply wondering what may happen to your home’s value and equity. The goal isn’t to predict the future. It’s to understand what’s happening now so you can make better decisions about what comes next. Have a question about your own situation? Visit https://justaskjohnking.com/ and submit it for a future episode. ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  7. Sep 28

    Should You Build an ADU? What Homeowners Need to Know

    Thinking about building an ADU? There’s a lot more to consider than just adding extra space. In this episode of Just Ask John King, I break down what an ADU is, how homeowners are using them for rental income, aging parents, adult children, and more, and some of the financing options available to help pay for one. I also explain why a HELOC isn’t always the best answer, how your home’s future value may come into play, and why the right financing strategy depends on what you’re actually trying to accomplish. If you’re considering an ADU or simply wondering what options you may have with your home equity, this episode will help you understand what questions to ask before making a decision. ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  8. Sep 25

    Credit, Debt & Knowing Your Options

    What do you do when credit card debt starts getting out of control and someone promises an easy solution? In this episode of Just Ask John King, I share real client situations involving debt consolidation, missed payments, reverse mortgages, and offers that sounded much better than they actually were. I also break down practical ways to approach debt, including the debt snowball vs. debt avalanche, how credit scores are affected, why waiting too long can limit your options, and when tools like credit counseling, home equity, or other financial strategies may be worth exploring. The goal isn’t to sell you one solution. It’s to help you understand your options before making a decision that could affect your finances for years. 👉Have a question about your mortgage, credit, home equity, or next move? Visit https://justaskjohnking.com/ ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  9. Sep 14

    Buying and Selling a Home at the Same Time: What Are Your Options?

    Already own a home but thinking about making a move? In this episode of Just Ask John King, I break down the three main ways to buy your next home when you still own your current one: sell first, buy and sell at the same time, or buy first and sell later. Each option comes with different tradeoffs when it comes to timing, cash, monthly payments, flexibility, and stress. I also explain what to think about before making your move and why the right strategy depends on your specific situation. 👉Have a question about buying, selling, refinancing, or using your home equity? Just ask John. Listen Saturdays at 3 PM on AM 1380 The Answer or on any podcast platform and visit JustAskJohnKing.com to ask a question, find show resources, or schedule a conversation. ----- Have questions? Just Ask John King. Visit JustAskJohnKing.com to submit your question, explore your options, or schedule a conversation. Listen Saturdays at 3 PM on AM 1380 The Answer or catch the show on your favorite podcast platform. John King, NMLS #453426 | CrossCountry Mortgage, LLC, NMLS #3029 | Equal Housing Opportunity All loans are subject to underwriting approval. Restrictions apply. This content is for general educational purposes and is not legal, tax, investment, or individualized financial advice.

  • 9 Episodes

About

Just Ask John King is about making complicated home and mortgage decisions easier to understand. From buying, selling, refinancing, and using your equity to planning your next move, John King gives you clear, practical answers so you can make more informed decisions. Listen Saturdays at 3 PM on AM 1380 The Answer in Sacramento, ask John a question, find resources from the show, or get help with your own situation.

Information

  • Creator
    John King
  • Years Active
    2026
  • Episodes
    9
  • Rating
    Explicit
  • Copyright
    © 2026 Just Ask John King
  • Show Website
    Just Ask John King