Explore AI Out Loud

Santosh Savel and Brandon Ratay · MindOverMoney.ai

Two professionals working through AI out loud, from different ends of the same shift. One of us builds practical AI tools and workflows. One of us applies AI inside marketing, communications, and business strategy. Neither of us is teaching the other, and that is the point. Every episode: something one of us tried, built, or got wrong. A founder's-eye look at a real decision. And the AI developments worth your time, tied to something you could actually do. Plain English, working examples, honest disagreement. No hype, no doom. New episodes every other Tuesday. Presented by MindOverMoney.ai

Episodes

  1. 19h ago

    AI at Home: A Playbook for Real Family Life

    Can AI help with puppy training, home repairs and family life? Brandon and Santosh share what they tried, where they needed human help and what they hope comes next. Brandon built Project Chewie to help his family prepare for a puppy. Santosh, now a new dad, reflects on the AI future he hopes his son will inherit. They compare what worked, what still needed a real trainer, and how they have used AI for home repairs and household coordination. Subscribe to Neural Gains WeeklyWatch this episode on YouTubeListen and follow on Apple PodcastsListen and follow on SpotifyExplore the showFollow on InstagramFollow on TikTok Chapters00:00 AI Workbench: Project Chewie18:34 Founder’s Corner: The AI Future I Want for My Son27:04 AI Around the Globe: AI and home repair33:40 AI Around the Globe: A chief of staff for families40:04 Closing: One Takeaway Projects, articles and research discussedThe AI Future I Want for My Son — Founder’s Corner in Volume 53Fast Company — AI makes the right to repair more tempting than everFast Company — AI wants to become your family’s chief of staff. Should you let it?Fambot — product discussedFambot launch announcement — company-provided source New episodes every other Tuesday. Our next episode arrives November 24, 2026. Privacy note — 38:20Companies can profit from user data through advertising and other commercial uses without directly selling personal information. Collection, use, sharing and sale are different practices, and policies vary by service. Source: FTC staff report on social media and video streaming data practices Change Healthcare clarification — 38:54Santosh was referring to the share of Americans affected by the Change Healthcare breach. According to HHS, Change Healthcare reported on July 31, 2025 that approximately 192.7 million individuals were impacted. Source: HHS Change Healthcare incident FAQ, item 11Further reading: Reuters — Change Healthcare breach affected 192.7 million people (August 14, 2025)

    AI at Home: A Playbook for Real Family Life
  2. Oct 27

    Put AI to Work: Build Workflows, Solve Problems

    How do you turn AI learning into useful work? Santosh and Brandon explore a weekly publishing deadline, a repeatable writing process, and reusable context across AI tools. Santosh reflects on what a year of writing Neural Gains Weekly helped him build. In AI Workbench, the hosts discuss a portable second brain for preferences, methods and lessons. AI Around the Globe looks at how people gain experience as AI changes junior work, and how employers can make learning useful during a busy week. Follow @exploreaioutloud on Instagram and TikTok. Our next episode is November 10, 2026. Explore the show: https://www.mindovermoney.ai/podcast/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep004 Subscribe to Neural Gains Weekly: https://www.mindovermoney.ai/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep004 Listen and follow on Apple Podcasts: https://podcasts.apple.com/us/podcast/explore-ai-out-loud/id6812370441 Listen and follow on Spotify: https://open.spotify.com/show/0348nx4ylmWesSj02ECRjY Follow on Instagram: @exploreaioutloud:https://www.instagram.com/exploreaioutloud/ Follow on TikTok: @exploreaioutloud:https://www.tiktok.com/@exploreaioutloud CHAPTERS 00:00 Founder’s Corner: What a Weekly Deadline Made Possible 13:40 AI Workbench: A portable second brain 29:21 AI Around the Globe: Career growth in the AI era 38:47 AI Around the Globe: Making time to learn AI 43:45 Closing: One Takeaway DISCUSSEDWhat a Weekly Deadline Made Possible (Founder’s Corner): https://www.mindovermoney.ai/founders-corner/how-to-learn-ai-by-doing/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep004 Portable Second Brain (AI Workbench experimental starter): https://github.com/ssavel61/portable-second-brain AI Business: AI is removing rungs from the corporate career ladder: https://aibusiness.com/generative-ai/prompt-ai-removing-rungs-from-corporate-career-ladder ZDNET via Yahoo: Nearly 70% of workers use AI regularly now – but many get no time to upskill: https://tech.yahoo.com/ai/articles/nearly-70-workers-ai-regularly-130000704.html Workera: 2026 State of Skills Intelligence Report findings: https://www.prnewswire.com/news-releases/ai-training-more-than-doubled-this-year-but-56-of-employees-report-no-time-at-work-to-build-the-skills-workera-research-finds-302887120.html

    Put AI to Work: Build Workflows, Solve Problems
  3. Oct 13

    We Let AI Do More. Yet We Still Check.

    AI can make a logo or complete a workflow. But can you judge the result? Santosh and Brandon explore what still takes a designer's eye, an informed audit and a willingness to experiment. We talk through creating the show's graphics with AI, then revisit "Being in the Loop Is Not Enough" and Santosh's experience checking a delegated YouTube-to-website workflow. Our news discussion connects a reported military AI incident with Google and Anthropic research on how people use AI at work. What can we learn from those examples, and what do they leave unanswered? Watch this episode on YouTube: https://youtu.be/4GDF5oMt3Y4 Subscribe to Neural Gains Weekly: https://mindovermoney.ai/?utm_source=podcast_feed&utm_medium=podcast&utm_campaign=ep003 Listen and follow on Apple Podcasts: https://podcasts.apple.com/us/podcast/explore-ai-out-loud/id6812370441 Listen and follow on Spotify: https://open.spotify.com/show/0348nx4ylmWesSj02ECRjY New episodes every other Tuesday. CHAPTERS 00:00 AI Workbench: Building Our Show Graphics 19:31 Founder's Corner: Auditing AI's Work 28:25 AI Around the Globe: Military AI Oversight 38:18 AI Around the Globe: AI Adoption at Work 45:22 Closing: One Takeaway ARTICLES & RESEARCH Being in the Loop Is Not Enough (Founder's Corner): https://www.mindovermoney.ai/founders-corner/how-to-verify-work-done-by-an-ai-agent/?utm_source=podcast_feed&utm_medium=podcast&utm_campaign=ep003 TechCrunch military AI reporting: https://techcrunch.com/2026/09/18/ai-hallucination-nearly-triggers-us-military-operation/ Google ATLAS, original findings: https://blog.google/innovation-and-ai/technology/research/understanding-the-ai-economy/ Google ATLAS, September update: https://blog.google/innovation-and-ai/technology/ai/ai-economy-atlas-september-2026/ Anthropic Economic Index: Cadences: https://www.anthropic.com/research/economic-index-june-2026-report

    We Let AI Do More. Yet We Still Check.
  4. Sep 29

    We Built a Podcast Tool With AI. Here’s What We Learned.

    What happens when two people who aren’t software engineers try to build the tool their podcast needs? Santosh Savel and Brandon Ratay take you inside Cliptool, the AI-assisted project that grew from a social-clipping idea into a podcast production workflow. Santosh brings a focus on solving workflow problems. Brandon brings more than a decade of broadcast production experience and a keen eye for the editing details that shape the final product. Together, they explain what they had to learn, where human review still matters, and why getting AI to generate code is only part of the work. In Founder’s Corner, they discuss “There Is No Such Thing as an AI Expert” and the shift from learning about AI to building something with it. Brandon shares how the process changed his sense of what he could do, and Santosh offers a practical starting point: find a problem at home and try solving it. Then, in AI Around the Globe, they discuss Google’s expansion of Gemini in Classroom to students of all ages when access is enabled by their school administrator, along with the PORTS-Pike infrastructure project in Ohio and the questions these developments raise for teachers, parents and local communities. In this episode: How a social-clipping idea grew into a larger production tool. What happened when transcript review created too much manual work. How editing experience and workflow judgment shape an AI-assisted build. Why experimenting can teach you things that reading and courses alone cannot. Where AI could support classrooms—and why community concerns matter when building data centers. CHAPTERS 00:00 Welcome 01:46 AI Workbench: Building Cliptool 08:24 Making the Workflow Easier 12:23 What’s Next for Cliptool 14:50 The Human Role in AI Building 19:40 Founder’s Corner: There Are No AI Experts 30:33 AI in Education 36:44 AI Data Centers and Local Communities 41:57 Takeaways and What’s Next ARTICLES DISCUSSED AI Around the Globe Gemini in Google Classroom expands to users of all ages OpenAI joins the PORTS-Pike project Founder’s Corner There Is No Such Thing as an AI ExpertSubscribe and Keep the Conversation Going Subscribe to Neural Gains Weekly Watch this episode on YouTube Listen and follow on Apple Podcasts Listen and follow on Spotify What recurring task would you try to improve with AI? Tell us in the comments. And if you have a better name for Cliptool, we’re taking suggestions. Like, comment and subscribe on YouTube—or follow Explore AI Out Loud in your preferred podcast app.

    We Built a Podcast Tool With AI. Here’s What We Learned.

Ratings & Reviews

5
out of 5
3 Ratings

About

Two professionals working through AI out loud, from different ends of the same shift. One of us builds practical AI tools and workflows. One of us applies AI inside marketing, communications, and business strategy. Neither of us is teaching the other, and that is the point. Every episode: something one of us tried, built, or got wrong. A founder's-eye look at a real decision. And the AI developments worth your time, tied to something you could actually do. Plain English, working examples, honest disagreement. No hype, no doom. New episodes every other Tuesday. Presented by MindOverMoney.ai