Generational Wisdom

Dr. Julia Myers
  • 5.0 (1)
  • Self-Improvement
  • Updated Weekly

Generational Wisdom is a podcast about parenting, family wealth, financial literacy, and raising grounded kids who understand money, family values, and the responsibility that comes with wealth. Hosted by Dr. Julia Myers, TEDx speaker, Family Legacy Strategist, and mom of five in a blended family, the show explores how to talk to kids about money, build healthy family money habits, pass down generational wealth, and prepare the next generation to manage what you have built. Your kids may inherit your wealth by default. They inherit your wisdom only on purpose. Through honest conversations, solo episodes, multigenerational discussions, and expert guests, discover how to build a lasting family legacy rooted in wisdom, purpose, and values. Wealth without wisdom is wasted. Legacy is what you leave in them, not just to them. Learn more and find additional resources at https://juliamyers.com/podcast For guest inquiries: podcast@juliamyers.com

Episodes

  1. 3h ago ·  Video

    How to Talk to Your Kids About Money After Divorce with Rachel Duck

    Rachel Duck rebuilt after divorce and COVID hit at once, and shares how to talk to your kids about money along the way. Talking to your kids about money matters most when life doesn’t go to plan. Financial strategist Rachel Duck learned it in March 2020, when her divorce papers and the COVID shutdown arrived together and her 40-year plan fell apart. She rebuilt, wrote A Single Mom’s Guide to Financial Freedom, and teaches a 7-step framework that starts with mindset, not math. In this episode, Rachel joins Julia Myers to talk about reframing scarcity scripts, defining your financial freedom number, and why she answers her kids with “how can you afford it?” instead of an allowance. Key Takeaways: Why your money mindset comes before the numbersHow to answer “can I have this?” with “how can you afford it?”Why your kids need to watch you walk toward freedom out loudAbout Rachel Duck: Rachel Duck is the founder of JME Investment Group, a consultant, author, and speaker with more than two decades in real estate, investing, and financial strategy. Through her Financial Freedom Framework and her book A Single Mom’s Guide to Financial Freedom, she helps women take control of their finances and build lives of security, abundance, and legacy. She lives outside Austin, Texas, with her three children. Episode Links & Resources: A Single Mom’s Guide to Financial Freedom by Rachel Duck Rachel Duck’s website: rachelduck.com Financial Freedom Readiness Quiz: https://bit.ly/4zEhKoQ Timestamps: 00:00 Why kids get a front-row seat to your money story 03:22 First money lessons: earning 10% commission washing dogs 08:40 Changing your dream: starting a real estate career in 2009 14:10 Divorce papers and COVID: the moment that changed everything 17:56 The 7-step Financial Freedom Framework: start with mindset 26:45 How to talk to kids about divorce and money 32:20 “How can you afford it?” and why there’s no allowance 40:11 Teaching money to teens and young adults: custodial IRAs Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribe Guest inquiries: podcast@juliamyers.com Subscribe and follow on YouTube: youtube.com/@juliamyers Follow on Apple Podcasts: Generational Wisdom Follow on Spotify: Generational Wisdom Connect on LinkedIn: Julia Myers Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Follow on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share.

  2. 5d ago ·  Video

    Find Your Purpose, Not Your Passion with Gabrielle Bosché

    Is “follow your passion” actually good advice? Author and speaker Gabrielle Bosché says it’s only half the story. In this episode, host Dr. Julia Myers sits down with Gabrielle to unpack why purpose, not passion, is the better guide for your career, your money, and your family. Find your purpose and stop chasing passion. Gabrielle Bosché shares a simple 3-question framework to find your purpose and help your family find theirs. Gabrielle’s path shaped how she thinks about purpose. She grew up filling tithing envelopes, lost her family’s home in the 2008 recession, and couldn’t afford college until an anonymous donor stepped in to help. This episode is for parents, grandparents, and mentors who want to help the next generation find direction, make wise financial decisions, and live with purpose. Key Takeaways: Why “follow your passion” is incomplete adviceHow to turn your purpose into a family decision-making rubricHow to rethink college, debt, and career choices through the lens of purposeDinner table conversation starters for raising capable, confident kidsAbout Gabrielle Bosché: Gabrielle Bosché published her first book at 17 and has since written seven books, delivered two TEDx Talks, and shared stages with Malcolm Gladwell, John Maxwell, Dave Ramsey, and Rudy Giuliani. She has spoken for Google, the CIA, Microsoft, Audi, Comcast, Expedia, and eight U.S. Naval Bases. She co-founded The Purpose Company with her husband, Brian, and created the Purpose Factor assessment. Her work has been featured in SUCCESS, NPR, SiriusXM, Bloomberg Radio, Glamour, Business Insider, and the Los Angeles Times. Episode Links & Resources: The Purpose Company: https://www.purposecompany.co/home37354734 Purpose Factor assessment: purposetest.com Time Stamps: 00:00 Why you need permission, not just passion 01:50 Five fast money questions 06:37 Money lessons growing up: trade-offs and the 2008 recession 16:19 Why “follow your passion” is bad advice 20:15 How to find your purpose: 3 questions 31:40 Rethinking college, student debt, and career choices 37:53 How to use purpose as a family decision-making tool 43:23 Where to take the Purpose Factor assessment Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribe Subscribe and follow on YouTube: youtube.com/@juliamyers Follow on Apple Podcasts: Generational Wisdom Follow on Spotify: Generational Wisdom Connect on LinkedIn: Julia Myers Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, a TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Subscribe and follow on YouTube or your favorite podcast player so you don't miss the next conversation.

  3. Oct 13 ·  Video

    Why High Income Isn’t Financial Security with Dr. Bill Yount

    Money conversations with your kids matter more than your income. Emergency physician Dr. Bill Yount learned that the hard way. After decades of high earnings, single-digit savings rates, and silence about money at home, a lawsuit at age 50 forced a financial reset. Today he’s financially independent, semi-retired, and passing on wisdom and wealth. In this episode, Bill joins host Julia Myers to talk about breaking a family money story and rebuilding trust with teens and young adults. Key Takeaways: How to break a family money story and start honest money conversations with your kidsWhy generational wisdom matters more than generational wealthWhy legacy is what you leave in people, not to themAbout Dr. Bill Yount: Bill has worked in emergency medicine since 1992 and is a husband, father of twin sons, and dog dad to two labradoodles. At 50, he realized he was financially illiterate, burned out, and living paycheck to paycheck despite a high income. He paused, planned, and pivoted, reaching financial independence a decade later. He now co-hosts the podcast Catching Up to FI and mentors late starters who feel behind or alone. His mantra is “Let’s Catch Up to FI Together.” Episode Links & Resources: Catching Up to FI episode with Julia -https://www.youtube.com/watch?v=x-T7Vj8PLek&vl=en-US Man's Search for Meaning by Victor Frankl - https://amzn.to/3VAVuxr Generational Wisdom Family Constitution - Https://juliamyers.com/constitution Time Stamps: 00:00 High Income Isn’t Financial Security 01:32 Quick Money Questions: First Car, Debt, Interest Rates 13:30 Why Overspending on Kids Creates Entitlement 17:17 The Wake-Up at 50: Lawsuit, Lifestyle Inflation, and Late Starting 19:30 How to Talk to Teens About Money Without Lecturing 22:24 Paying for College and Raising Debt-Free Kids 26:50 Financial Neuroplasticity: Rewiring Your Money Habits 33:09 Life After FI: Giving, Donor-Advised Funds, and Helping Adult Kids 35:29 How to Transfer Wealth to Adult Children: Roth IRA, HSA, and 529 50:34 Five Regrets of the Dying and What Legacy Really Means Learn More: Subscribe to Weekly Newsletter: juliamyers.com/subscribe Subscribe and follow on YouTube: youtube.com/@juliamyers Follow on Apple Podcasts: Generational Wisdom Follow on Spotify: Generational Wisdom Connect on LinkedIn: Julia Myers Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. This show is for education and encouragement, not financial, legal, or tax advice. Generational Wisdom® is a registered trademark of Generational Wisdom LLC. All Rights Reserved. Follow on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share.

  4. Oct 6 ·  Video

    How to Talk to Your Kids About Money

    Most parents want to talk to their kids about money, but don't know where to start. In this episode, host Julia Myers sits down with her 12-year-old son Mason to show what that conversation can look like. Mason shares what "generational wisdom" means to him, why kids need to understand money before they inherit it, and how he thinks about deals. Then Julia gives him a virtual $50 and asks: What would he do with it, and why? His answer (invest some, give some away, spend some on Legos he won't get bored of) opens up a conversation about compounding, generosity, and making decisions on purpose. The big idea is that it isn't about how a kid spends the money. It's about how they decide. Julia and Mason also talk about needs vs. wants, why price isn't the same as value, and how their family uses a Family Constitution to turn values into goals, including their biggest Operation Christmas Child donation yet. If you're a parent wondering how to start, or a kid stuck in the back seat of the carpool line, this episode gives you the questions to start tonight. KEY INSIGHTS ✔️ Money is a tool, not a measure of what matters. Teach kids that money shouldn't matter more than time and relationships. ✔️ Think before you act, and think before you spend. Slowing down before a purchase is a financial literacy skill kids can build early. ✔️ Price isn't value. A good deal depends on what you want, what it costs, and how long you'll use it. ✔️ The $50 question shows how your child thinks. Saving, giving, and spending reveal their values and decision-making, so there are no wrong answers. TIME STAMPS 00:00 Meet Mason 01:30 What is generational wisdom? 03:30 Why kids need to learn about money before they inherit 05:30 Money is a tool 08:00 What makes a good deal? 10:30 The $50 challenge: invest, give, spend 13:00 Think before you spend 14:30 Why should kids care about money? 16:00 Does price equal value? 19:23 Family values, goals, and Operation Christmas Child Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, a TEDx speaker and mom of five. Follow Generational Wisdom on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share. Find me on LinkedIn or leave a comment. Generational Wisdom is for educational and entertainment purposes only. Nothing on this show is financial, legal, or tax advice. Every family’s situation is different, and we always encourage you to work with a qualified professional who knows your specific circumstances. Julia’s Links and resources: Show page and resources: https://www.juliamyers.com/podcast Guest inquiries: mailto:podcast@juliamyers.com Subscribe for new episodes: https://www.youtube.com/@juliamyers Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672 Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf #GenerationalWisdom #TeachingKidsAboutMoney #FinancialLiteracy #ParentingPodcast #KidsAndMoney

  5. Oct 6 ·  Video

    Teaching Kids About Money: You Can't Buy Everything

    Teaching kids about money doesn't have to be complicated. In this Generational Wisdom Kids Version episode, host Dr. Julia Myers sits down with her 10-year-old daughter, Lena, for an unscripted conversation about saving, spending, giving, and what money can't buy. Lena explains her three accounts (spending, savings, and giving), how she'd give away $1,000, and how she'd split money between spending, saving, and giving. She also tackles debt and where money comes from. The episode closes with a true story from a Boston airport. Julia and Lena are stuck on a standby list, trying to get home early, and no amount of money can buy them a seat. The lesson: money isn't the end goal, and some of life's best things can't be purchased. This episode is for parents who want to start money conversations with elementary and tween kids, and for kids who want to hear another kid explain it. KEY INSIGHTS ✔️ You can buy anything, but you can't buy everything. Lena's tongue twister is a simple way to teach limits and the difference between a want and a wish. ✔️ Save, spend, give. Lena works out a 70% spend, 20% save, 10% give split out loud. Julia notes the numbers shift as kids grow and their needs change. ✔️ Kids can explain debt in their own words. Asking your child to define money terms shows what they actually understand, and where the gaps are. ✔️ Money can't buy everything. Julia's story shows that patience and trust matter when a seat, a result, or an opportunity isn't for sale. ✔️ Not knowing is okay. When Lena couldn't answer where money comes from, Julia modeled curiosity over perfection. TIME STAMPS 00:00 Meet Lena: why legacy is what we leave in our kids 03:00 Spending, savings, and giving accounts 19:00 "You can buy anything, but you can't buy everything" 21:00 What is debt? A 10-year-old explains 27:00 The airport story: stuck on standby 31:30 The lesson: money can't buy everything Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, a TEDx speaker and mom of five. Follow Generational Wisdom on Apple, Spotify, or YouTube so you don't miss the next conversation. Leave a rating and share. Find me on LinkedIn or leave a comment. Generational Wisdom® is for educational and entertainment purposes only. Nothing on this show is financial, legal, or tax advice. Every family’s situation is different, and we always encourage you to work with a qualified professional who knows your specific circumstances. Julia’s Links and resources: Show page and resources: https://www.juliamyers.com/podcast Guest inquiries: mailto:podcast@juliamyers.com Subscribe for new episodes: https://www.youtube.com/@juliamyers Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672 Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf #GenerationalWisdom #TeachingKidsAboutMoney #FinancialLiteracy #ParentingPodcast #KidsAndMoney

  6. Oct 1

    What is Generational Wisdom?

    What's wrong with wanting to build generational wealth? In Episode 2 of Generational Wisdom, Dr. Julia Myers tackles the question she hears most. She explains why money lands badly in unprepared hands, from lottery winners to student athletes with NIL deals, and why wisdom is the missing piece. She shares the six-part Generational Wisdom Playbook from her FinCon talk: influences, skills, values, privilege, discernment, and legacy. Then her kids Lena (10) and Mason (12) share, unscripted, why money is a tool and why they think every family should talk about it. If you want your kids to inherit your wisdom, not just your wealth, start here. Your one step this week: pick a pillar and ask your kids one question about it. TEDx Link: https://juliamyers.com/tedx?utm_source=julia&utm_medium=textreplacement&utm_campaign=tedx_launch&utm_content=link KEY TAKEAWAYS ✔️ It isn't money that's the problem; it's the love of money. ✔️ Wealth that lands in unprepared hands rarely lasts. ✔️ The Generational Wisdom Playbook has six parts: influences, skills, values, privilege, discernment, and legacy. ✔️ Kids already know money is a tool, not something to value over time and relationships. ✔️ You can buy anything, but you can't buy everything.  CHAPTERS 00:00 What's wrong with wanting generational wealth? 04:02 The six-part Generational Wisdom Playbook 12:31 Lena and Mason answer: why should anyone listen? 14:14 Why should kids care about money? 14:49 "You can buy anything, but you can't buy everything" Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. Follow Generational Wisdom on your favorite podcast app or on YouTube so you don't miss the next conversation. Find me on LinkedIn or leave a comment. This show is for education and encouragement, not financial, legal, or tax advice. Links and resources: Show page and resources: https://www.juliamyers.com/podcast Guest inquiries: mailto:podcast@juliamyers.com Subscribe for new episodes: https://www.youtube.com/@juliamyers Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672 Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf #GenerationalWisdom #ParentingPodcast #KidsAndMoney

  7. Oct 1

    Why I Almost Never Launched This Parenting Podcast

    Is procrastination really just perfectionism in disguise? In this first episode of Generational Wisdom, Dr. Julia Myers tells the story of the show she almost didn't make. She plays her first, imperfect podcast recording from 2025 next to the one-take version she recorded a year later at FinCon 2026, and shares what a year of bloopers, retakes, and more than 25 guest interviews taught her about perfectionism and procrastination. Along the way, she goes back to applying to pharmacy school before she felt ready, and to being accepted to speak at TEDx Lakeshore Drive. Both taught her the same thing: you don't get clarity and then take action. The action hands you the clarity. Then she introduces her framework for rewriting the money story your family inherited: the three no's- no skills, no ownership, and no expectations. And she leaves you with the question at the center of the show: is everything you've built a blessing or a burden? In this episode: - Why procrastination often hides inside perfectionism - Why action creates clarity, not the other way around - The three no's and how to pick one to work on this week Chapters 00:00 Why start when you're scared 00:42 Procrastination as perfectionism in disguise 01:10 My first podcast recording at FinCon 2025 06:27 Applying to speak at TEDx 07:24 The pharmacy school story 14:02 Blessing or burden 15:08 The three no's Generational Wisdom is the show for parents raising great kids in a world where more is never enough. Hosted by Dr. Julia Myers, TEDx speaker and mom of five. Follow Generational Wisdom on your favorite podcast app or on YouTube so you don't miss the next conversation. Find me on LinkedIn or leave a comment. This show is for education and encouragement, not financial, legal, or tax advice. Links and resources: Show page and resources: https://www.juliamyers.com/podcast Guest inquiries: mailto:podcast@juliamyers.com Subscribe for new episodes: https://www.youtube.com/@juliamyers Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672 Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf #GenerationalWisdom #ParentingPodcast #KidsAndMoney

  8. Sep 30

    Generational Wisdom Trailer

    Your kids inherit your wealth by default and your wisdom only on purpose. Generational Wisdom is the show for real conversations that rewrite your family's money story, so you raise grounded kids in a world where more is never enough. This parenting podcast tackles the money conversations most families avoid, from talking to kids about money and family values to raising grateful kids who can handle what you built and be blessed by it. Every generation gets a seat at the table. Hosted by Dr. Julia Myers, TEDx speaker, Family Legacy Strategist, and mom of five in a blended family. Real conversations, not lectures. Legacy is what you leave in them, not just to them. Learn more and find additional resources at the Generational Wisdom Website. Follow Generational Wisdom on your favorite podcast app or on YouTube so you don't miss the next conversation. Find me on LinkedIn or leave a comment. Links and resources: Show page and resources: https://www.juliamyers.com/podcast Guest inquiries: mailto:podcast@juliamyers.com Subscribe for new episodes: https://www.youtube.com/@juliamyers Follow on Apple Podcasts: https://podcasts.apple.com/gb/podcast/generational-wisdom/id6817849672 Follow on Spotify: https://open.spotify.com/show/1jfFHyQtWHsEIn3jAx5HSf   #GenerationalWisdom #ParentingPodcast #KidsAndMoney

  • 1 Trailer
    7 Episodes

Trailer

Ratings & Reviews

About

Generational Wisdom is a podcast about parenting, family wealth, financial literacy, and raising grounded kids who understand money, family values, and the responsibility that comes with wealth. Hosted by Dr. Julia Myers, TEDx speaker, Family Legacy Strategist, and mom of five in a blended family, the show explores how to talk to kids about money, build healthy family money habits, pass down generational wealth, and prepare the next generation to manage what you have built. Your kids may inherit your wealth by default. They inherit your wisdom only on purpose. Through honest conversations, solo episodes, multigenerational discussions, and expert guests, discover how to build a lasting family legacy rooted in wisdom, purpose, and values. Wealth without wisdom is wasted. Legacy is what you leave in them, not just to them. Learn more and find additional resources at https://juliamyers.com/podcast For guest inquiries: podcast@juliamyers.com

Information

  • Creator
    Dr. Julia Myers
  • Years Active
    2026
  • Episodes
    8
  • Rating
    Clean
  • Copyright
    © 2026 Dr. Julia Myers
  • Show Website
    Generational Wisdom

You Might Also Like