Let's Get Real -Estate- with Veronica

Veronica Diquez
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Real estate is about more than buying and selling homes. Join Charlotte REALTOR® Veronica Diquez for real conversations about buying, selling, investing, homeownership, and the life decisions that affect real estate. Each episode features professionals in mortgage, finance, insurance, estate planning, law, real estate, and more—breaking down the questions buyers, sellers, homeowners, and investors actually want answered. Hosted by Veronica Diquez | Veronica’s Homes | Charlotte, NC.

Episodes

  1. 11h ago

    The Real Truth About Hard Money Lending- Cesar Cabezas

    In this episode of Home Story with Veronica, I’m joined by Cesar Cabezas, Lending Relationship Manager and investment loan expert, to uncover the real truth about hard money lending — and how it’s helping realtors and investors turn opportunities into ownership.We’ll dive into:How to separate a “nice-looking” property from one that actually makes financial senseThe top mistakes investors make when rushing into dealsHow realtors can use hard money lending to start investing for themselvesThe key to building confidence in your real estate decisionsThis show was created to bring you real conversations and actionable insights — not theory, but the knowledge you can use right now to make smarter real estate moves.📺 Watch the full episode and catch every new one, airing Fridays at 2 PM ET on NOW Media TV, available on Roku, Apple TV, and iOS.🎥 Subscribe here for all episodes#HomeStoryWithVeronica #CesarCabezas #RealEstateInvesting #HardMoneyLending #NowMediaTV #VeronicasHomes #MakingRealEstateALuxuryExperience #CharlotteNC #Realtors #WealthThroughRealEstate #RealEstateShow

  2. Oct 26

    The Real Truth About Buying a Home: Saving, Loan Approval & Confidence with Tyler Lombardo

    Welcome to the very first episode of Let's Get Real — Estate — with Veronica (originally Home Story with Veronica), where we talk about the real stories behind buying, selling, and everything in between. I'm joined by Tyler Lombardo, Senior Loan Officer at CrossCountry Mortgage, to unpack the topics that make or break most home journeys — from saving for a down payment when it feels impossible, to getting past loan approval anxiety, to why your personal story matters as much as your credit score. This show was born from my passion to share real, valuable, practical information that helps people make smarter, more confident real estate decisions. Because buying or selling a home isn't just a transaction… it's a life-changing story. In this episode, we cover: • How to start saving for a down payment, even when it feels impossible • How to overcome loan approval anxiety • What lenders really look for • Why your personal story matters as much as your credit score Guest: Tyler Lombardo, Senior Loan Officer, CrossCountry Mortgage Disclaimer: This conversation is for educational purposes only and does not replace lending, legal, tax, or real estate advice specific to your situation. Please speak with the appropriate licensed professionals before making decisions. 🎧 Follow the show on Spotify — new episodes every Tuesday 📺 Watch the full video series on YouTube 📸 Instagram: @veronicashomes ✨ Making Real Estate a Luxury Experience Veronica's Homes with The Redbud Group, Keller Williams Southpark VeronicasHomeskw.com | 561-809-1769

  3. Oct 26

    You Have Home Equity… Now What? How to Use It to Buy, Move or Invest with Jeremy Hunt

    You've built equity in your home — but what can you actually do with it? In this episode of Let's Get Real — Estate — with Veronica, I sit down with Jeremy Hunt, Mortgage Planner with Rosegate Mortgage, to break down the different ways homeowners may be able to use the equity they've already built. The big question isn't just "How much equity do I have?" It's "What can that equity realistically help me do?" Jeremy brings nearly 20 years of mortgage lending experience and explains the financing side in a way homeowners can actually understand. In this episode, we cover: • What home equity actually is • HELOCs vs. home-equity loans vs. cash-out refinances • Using equity to help purchase another home • Keeping your current home and turning it into a rental • Whether rental income can help you qualify for your next mortgage • Buying your next home before selling your current one • What to do when your down payment is tied up in your current property • Using home equity to purchase an investment property • The risks to understand before borrowing against your home If you're thinking about buying, selling, investing, upgrading or downsizing, your current home may give you more options than you realize. Connect with Jeremy Hunt Mortgage Planner | Rosegate Mortgage 704-577-1247 | Jhunt@rosegate.com mortgageswithjeremy.com Rosegate Mortgage is offering listeners a waiver of the lender fee with promo code PODCAST. Offer provided by Rosegate Mortgage; terms and eligibility apply. Disclaimer: This conversation is for educational purposes only and does not replace lending, legal, tax, or real estate advice specific to your situation. Please speak with the appropriate licensed professionals before making decisions. 🎧 Follow the show on Spotify — new episodes every Tuesday 📺 Watch the full video series on YouTube ✨ Making Real Estate a Luxury Experience Veronica's Homes with The Redbud Group, Keller Williams Southpark VeronicasHomeskw.com | 561-809-1769

  4. Oct 26

    First-Time Buyer Basics: Credit, Loans & Underwriting with Leslie Silva

    In this episode of Let's Get Real — Estate — with Veronica, we break down one of the most confusing and emotional journeys in real estate: buying your first home. I'm joined by Leslie Silva, mortgage loan officer and homeownership educator, who is passionate about helping buyers use real estate as a pathway to long-term stability and generational wealth. Known for her clear, no-pressure approach and bilingual expertise in English and Spanish, Leslie helps first-time buyers cut through the noise and start their journey the right way. We start with the foundation most buyers skip: what you need to know before you start shopping. Then we dive into credit and debt, how lenders really evaluate your financial profile, and which loan fits you best. We finish with the part that causes the most anxiety: underwriting, appraisals, and waiting. Leslie reframes underwriting as protection, not punishment. In this episode, we cover: • Pre-approval vs. pre-qualification • Realistic savings goals and hidden costs • How lenders look at credit scores and debt-to-income ratios • Student loans and common mistakes that delay a purchase • FHA, Conventional, USDA and VA loans explained • What happens during underwriting and appraisal • How to stay calm and proactive until closing day Guest: Leslie Silva, Mortgage Loan Officer & Homeownership Educator Disclaimer: This conversation is for educational purposes only and does not replace lending, legal, tax, or real estate advice specific to your situation. Please speak with the appropriate licensed professionals before making decisions. 🎧 New episodes every Tuesday on Spotify 📺 Watch the full video series on YouTube ✨ Making Real Estate a Luxury Experience Veronica's Homes with The Redbud Group, Keller Williams Southpark VeronicasHomeskw.com | 561-809-1769

  5. Oct 26

    Can Non-U.S. Citizens Buy a Home in the U.S.? with Immigration Attorney Jamila Espinosa

    Can non-U.S. citizens legally buy a home in the United States? The short answer: yes — but the details matter. In this episode of Let's Get Real — Estate — with Veronica, I sit down with immigration attorney Jamila Espinosa, owner of Espinosa Law, to answer one of the biggest questions many families have. We talk about common myths around homeownership and immigration status, financing options for ITIN borrowers and visa holders, FHA changes, what documents lenders may ask for, what happens when a foreign owner sells a home, FIRPTA withholding, and what immigrant families should know about renting and fair housing rights. This episode is for anyone who wants clarity before making a real estate decision based on fear, rumors, or bad information. In this episode, we cover: • Can non-U.S. citizens buy property in the U.S.? • Can you buy a home without a green card? • Can ITIN buyers qualify for a mortgage? • What changed with FHA loans in 2025 • Why cash savings need to be documented in the bank • What foreign sellers need to know before selling • FIRPTA and tax withholding basics • Renting rights for immigrant families • Fair housing protections and discrimination red flags Guest: Jamila Espinosa, Immigration Attorney, Espinosa Law Disclaimer: This conversation is for educational purposes only and does not replace legal, tax, lending, or real estate advice specific to your situation. Please speak with the appropriate licensed professionals before making decisions. 🎧 New episodes every Tuesday on Spotify 📺 Watch the full video series on YouTube ✨ Making Real Estate a Luxury Experience Veronica's Homes with The Redbud Group, Keller Williams Southpark VeronicasHomeskw.com | 561-809-1769

  6. Oct 26

    Welcome to Let's Get Real — Estate — with Veronica (As Seen on WCCB Charlotte)

    Welcome to Let's Get Real — Estate — with Veronica! In this clip from my interview on WCCB Charlotte, I talk about the heart of my show: real estate is so much more than listings and contracts. It's about people, their dreams, and the stories that make every home unique. You'll hear me call it by its original name, Home Story with Veronica. Same show, same mission, new name. Every episode, I sit down with experts — inspectors, lenders, attorneys, investors, designers and more — to give you real talk and straight answers on buying, selling, investing and protecting your home in Charlotte and beyond. 🎧 New episodes every Tuesday on Spotify 📺 Watch the full video series on YouTube ✨ Making Real Estate a Luxury Experience Veronica's Homes with The Redbud Group, Keller Williams Southpark VeronicasHomeskw.com | 561-809-1769

  7. Oct 26

    Home Inspections: Red Flags & Negotiations with Inspector Crazy Pants (Preston Sandlin)

    In this episode of Let's Get Real — Estate — with Veronica, we tackle one of the most misunderstood and emotionally charged steps in real estate: the home inspection. I'm joined by Preston Sandlin, also known as Inspector Crazy Pants, President and Co-Owner of Home Inspection Carolina. With over 20 years of experience inspecting homes across the Carolinas, Preston brings straight talk, deep expertise, and clarity to a part of the transaction that often causes unnecessary fear and confusion for buyers and sellers. We start with the question almost everyone asks but few truly understand: what does a home inspection actually cover, and what doesn't it? Preston explains the core systems inspectors evaluate, common misconceptions, and how to read an inspection report without jumping to worst-case conclusions. From there, we dive into red flags, separating normal wear and tear from real safety, structural, or system issues. Then we shift to sellers and pre-listing inspections: when they add value, when they can hurt, and how sellers can control the narrative. We close with negotiations: who fixes what, when credits make more sense than repairs, what lenders actually require, and how deals are protected or killed during this phase. In this episode, we cover: • What a standard home inspection really includes • Common myths about home inspections • Issues inspectors don't evaluate that surprise buyers and sellers • How to read inspection reports the right way • Red flags that look scary but usually aren't • Issues buyers should never ignore • When sellers should (and shouldn't) get a pre-listing inspection • Repair vs. credit strategies during negotiations • What inspection items truly kill deals, and which don't This episode is about replacing fear with information, so buyers, sellers, and agents can move forward with confidence. 🎧 New episodes every Tuesday on Spotify 📺 Watch the full video series on YouTube ✨ Making Real Estate a Luxury Experience Veronica's Homes with The Redbud Group, Keller Williams Southpark VeronicasHomeskw.com | 561-809-1769

    Home Inspections: Red Flags & Negotiations with Inspector Crazy Pants (Preston Sandlin)
  • 7 Episodes

About

Real estate is about more than buying and selling homes. Join Charlotte REALTOR® Veronica Diquez for real conversations about buying, selling, investing, homeownership, and the life decisions that affect real estate. Each episode features professionals in mortgage, finance, insurance, estate planning, law, real estate, and more—breaking down the questions buyers, sellers, homeowners, and investors actually want answered. Hosted by Veronica Diquez | Veronica’s Homes | Charlotte, NC.

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