The ShiftShapers Podcast

David Saltzman
  • 4.4 (20)
  • Management
  • Updated Weekly

Change either paralyzes or energizes - the choice is yours. Hear from businesses and entrepreneurs who have become energized and who have profited by shaping the shifts in their markets and practices. Become a SHIFTSHAPERS INSIDER and get our latest download, advance notice of all podcasts, podcast summaries, and special INSIDER-ONLY content. INSIDER SIGN UP

  1. 23h ago

    EP 553 Change Leadership That Actually Works - with Leslie Ellis

    Your plan can be “on time and on budget” and still be headed for failure. We sit down with Leslie Ellis, founder of Meaningful Change Consulting, to get brutally clear on why complex change initiatives derail even when leadership teams believe they’re doing everything right. If you’ve ever watched a transformation turn into a flurry of templates, communications, and training while the real problems stay untouched, this conversation names what’s missing and what to do about it. We dig into the difference between change management tasks and true change leadership: making trade-offs visible, building shared clarity, and developing the capability to execute. Leslie introduces a simple diagnostic that instantly sharpens decision-making: is the constraint ability (skills, tools, bandwidth, execution capacity) or alignment (coherence, commitment, and coordinated action)? We also unpack a critical nuance that saves teams months of wasted effort: alignment is not agreement, and chasing consensus can slow change more than any skeptic. Friction comes up for a reason. Leslie reframes tension as “strategic tension,” the raw material of organizational change, and explains how curious leaders use it to create commitment instead of short-term compliance. You’ll hear a real digital transformation turnaround where everything looked green on the dashboard, yet the team was drowning, and a two-day reset brought clarity, realistic expectations, and better outcomes. If you lead change in the employee benefits industry or any high-stakes environment, you’ll leave with a Monday-morning checklist and a leadership mindset reset. Subscribe for more conversations like this, share the episode with a colleague who’s living through a messy rollout, and leave a review so more leaders can find it.

  2. Sep 8

    EP 552 When Brokers Become ERISA Targets - with Ron Peck

    The next big lawsuit headline in employee benefits may not name the employer first. It may name the broker. We sit down with Ron Peck, Chief Legal Officer at The PHIA Group, to make sense of rising ERISA fiduciary liability pressure on self-funded health plans and the advisors who support them. The twist Ron keeps coming back to is that the legal “ingredients” have been around for years, from retirement plan cases to suits targeting TPAs and other service providers. What’s changing is the target list, plus the creativity of plaintiffs’ firms applying an established ERISA playbook to health plan cost drivers and vendor relationships. We get practical about what actually creates fiduciary status: discretion, control, and decision-making power over plan assets or administration. A disclaimer in a contract helps only if our behavior matches it. That leads to concrete safeguards brokers can use immediately, like documenting options, clarifying who makes the final call, and keeping our own records so a client can’t later say “my broker made all the decisions.” From there, we connect fiduciary duty to cost containment basics that often get ignored, including subrogation and other recovery programs where leaving money on the table can look like a failure to follow plan terms and a failure of prudent asset management. Finally, we zoom out to what’s next: PBM transparency pressure, out-of-network claims governance, and an emerging No Surprises Act risk where plans pay through the federal process when the claim never qualified. If you advise employer-sponsored health plans, this conversation is a must-listen for staying valuable without accidentally becoming the decision-maker. Subscribe, share this with a colleague, and leave a review with the biggest fiduciary risk you think advisors are underestimating.

  3. Jun 2

    EP 551 Cybersecurity Reality Check - with Daniel Metcalf

    Cybercriminals don’t need to “hack” our systems when they can trick someone into handing over access, and AI is making those tricks more realistic and scalable. We talk with Daniel Metcalfe of Cyberfin about where benefits advisors are most exposed and the layered, practical steps that reduce breach risk while still letting teams use AI responsibly.  • why employee and employer data is “gold” to attackers  • how advisors get used as a pathway to bigger targets  • why MFA and antivirus alone don’t stop social engineering  • where agencies are most vulnerable today: email credentials and tool connections  • what “layered” user-based protection looks like in real life  • why password managers change the social engineering game  • how ongoing security awareness training finds gaps faster than annual check-the-box training  • why cloud storage is not the same as encrypted backups  • how AI is already being used inside agencies without formal approval  • practical AI wins that avoid sensitive data and improve efficiency  • what client expectations are becoming in an AI world and why relationships still matter

  4. May 26

    EP 550 Mindset Over Benefits - with Lizzie Benton

    The fastest way to waste a benefits budget is to ignore the beliefs running the workplace. If employees aren’t engaging with expensive benefits plans, the problem may not be the coverage or the vendor list. It may be the everyday mindset that shapes trust, motivation, and how safe people feel speaking up. We sit down with Lizzie Benton, founder of Libertymind, to unpack what “mindset” really means inside an organization and how it quietly becomes culture through habits, language, and leadership norms. We explore why values on a wall don’t matter if the lived experience signals control or suspicion, and how a transactional employer-employee relationship can drain performance even when the perks look generous. Along the way, Lizzie shares practical ways to build trust through authenticity and vulnerability, including the simple power of saying “I don’t know, but I’ll find out.” For employee benefits advisors and small business owners, we get concrete about what to watch for: the phrases leaders use about their teams, the emotional “temperature” when you walk into an office, and the subtle signs that disengagement is baked into the system. We also challenge the “more benefits equals better results” assumption by focusing on intrinsic motivation: autonomy, agency, growth, and meaningful impact. Finally, we look ahead at the AI workplace and why culture, communication, and human connection become even more important as mundane work gets automated. If you want better employee engagement and better benefits ROI, press play, then subscribe, share this with a colleague, and leave a review with the culture signal you think advisors should never ignore.

  5. May 19

    EP 549 Building A Better Provider Network - with Jarred Pierce

    We talk with Jared Pierce about why many provider networks run on outdated contracts and why that breaks trust for providers, members, and plan sponsors. We dig into how Unity builds a primary, provider-aligned network for self-funded plans that protects access while still driving real savings.  • Jared’s early start building PPO networks at 17 and how it shaped his view of the system  • Why legacy PPO networks “live off old paper” and what that means for pricing and trust  • How reference-based pricing can create confusion, appeals, and members turned away  • What “RBP-level reimbursement with real contracts” looks like in practice  • Using historical claims data and member nominations to build a customized network  • Why clear, simpler contracts improve provider participation and reduce noise  • Bootstrapping growth without private equity and staying independent longer  • Where Unity is seeing adoption and what advisors should watch next  • The future network model tied to member incentives and smarter plan design

  6. May 12

    EP 548 All You Can Eat Compliance - with Carol Taylor

    We bring compliance specialist Carol Taylor back to unpack why employers keep getting blindsided by benefit plan obligations like RXDC reporting, PBM disclosures, and fiduciary duties under ERISA. We map the real-world risks, the paperwork traps that cause rejected filings, and the simple audit habits that keep penalties from stacking up.  • RXDC reporting basics and why it exists  • why employers still miss RXDC years later  • where legal responsibility lands even when vendors file  • practical steps for HIOS access and employer uploads  • CAA 2026 expansion of PBM disclosure and rebate rules  • what PBM transparency can reveal about pricing and compensation  • ERISA fiduciary exposure for employers and individual decision-makers  • how advisors draw boundaries to avoid functional fiduciary status  • renewed ACA employer mandate enforcement around 1094 and 1095 filings  • why a mental health parity enforcement pause does not remove MAPEA duties  • ongoing No Surprises Act IDR problems and cost impacts  • using a compliance audit checklist and reviewing E&O coverage limits

  7. May 5

    EP 547 New "Captivated Health" Book - with Mark Gaunya

    We talk with Mark Gaunya about why employer health insurance often feels like a casino where the house wins and how employers can flip the odds with transparency, ownership, and smarter plan design.  We break down how captive risk sharing works, what it takes to implement, and the real financial and employee-experience wins that come from getting off the less bad renewal hamster wheel.  • Why the US healthcare system “works” as designed for rulemakers, not end users  • How the less bad renewal cycle traps employers without claims data and transparency  • Why Mark wrote Captivated Health and how case studies teach faster than jargon  • Captive insurance versus traditional self-funding, including stop loss and risk layers  • The four pillars of Captivated Health: members first, consumerism, wellbeing culture, self-governance  • How employers can control the SPD, stop loss contract, and TPA agreement  • outcomes from captive ownership: lower trend, pharmacy control, surplus, and rebate distributions  • Practical stories: bundled maternity pricing plus shared savings, adding LASIK through plan design  • The leadership mindset shift from system decision to self-decision  • What implementation really looks like for HR and finance without adding headcount  If you're an employer and you're struggling with these kinds of issues, and most of you are,  or if you're a broker and you have clients who are struggling with these issues, please get the book, "Captivated Health. Take Control. Gain Transparency. Leverage Confidence." CLICK HERE

  8. Apr 28

    EP 546 Well-Being That Actually Cuts Costs - with Ashley Rutkowski

    We challenge the old wellness playbook and show how coaching, claims integration, and clinical guardrails turn behavior change into measurable cost control. GLP-1s, chronic condition priorities, and realistic timelines come together in a system that bends trajectories instead of chasing fads. • why awareness and incentives fail without habit formation • building coaching into chronic care to shift daily decisions • measuring ROI with leading indicators and claims trends • onboarding with claims to target high-impact conditions • integrating point solutions into a coordinated system • using GLP-1s with coaching, guardrails, and taper plans • setting realistic timelines for years two and three • how AI and claims integration guide next-best actions For more information or to schedule a demo of the Benepower Advantage, go to Benepower.com They absolutely can either call me or they can email me at arutkowski at navigatewell.com

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4.4
out of 5
20 Ratings

About

Change either paralyzes or energizes - the choice is yours. Hear from businesses and entrepreneurs who have become energized and who have profited by shaping the shifts in their markets and practices. Become a SHIFTSHAPERS INSIDER and get our latest download, advance notice of all podcasts, podcast summaries, and special INSIDER-ONLY content. INSIDER SIGN UP

Information

  • Creator
    David Saltzman
  • Years Active
    2014 - 2026
  • Episodes
    558
  • Rating
    Clean
  • Copyright
    © 2026 The ShiftShapers Podcast
  • Show Website
    The ShiftShapers Podcast

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