Inside Access

Inside Access

Welcome to Inside Access, where we get real about building wealth. This show is for everyday Australians who want clarity around property investing and a plan that actually fits their life. We work with homeowners, existing investors, and anyone who knows their path to wealth isn’t going to be achieved through their 9-5. Hosted by Dory Senior and Ben Senior, every week, we unpack how strategic property investing really works, from understanding your borrowing capacity to structuring your finance, researching the right locations, and making informed decisions. Stay tuned for no BS information on how to properly invest in property based on your circumstances.

Episodes

  1. Aug 5

    #002 - The Impact of New Budget Changes on Property Investment

    Get a clear roadmap to build wealth, pay off your home fast, and save thousands in tax, Book your discovery call → https://accwealth.com.au/booking/ In this episode, Dory and Ben break down the major shifts hitting property investors, from changes to capital gains tax to the new treatment of negative gearing. They explore why holding costs now sit at the centre of every investment decision and how these policy moves are reshaping what everyday investors can actually afford. You'll hear: ◼️ Why holding costs now outweigh capital gains ◼️ How CGT changes shift investor decisions ◼️ Why new property is becoming the only affordable long‑term option Timestamps: 00:00:00 - Introduction 00:00:15 - Importance of Holding Property 00:00:24 - Government Changes to Negative Gearing and Capital Gains Tax 00:00:47 - Historical Capital Gains Tax Concession 00:01:09 - Indexation Model for Capital Gains Tax 00:01:19 - Negative Gearing Overview 00:02:05 - Deducting Expenses Over Rental Income 00:02:36 - Changes in Negative Gearing Benefits 00:03:04 - Real-Life Example of Property Costs 00:03:24 - Out-of-Pocket Expenses for Investors 00:03:45 - Impact on Average Income Investors 00:04:16 - Cash Flow Importance in Property Investment 00:04:44 - Tax Refunds and Negative Gearing 00:05:30 - Government's Stance on New Properties 00:06:02 - Economic and Housing Supply Impact 00:06:40 - Benefits of Investing in New Properties 00:07:02 - Depreciation Benefits for New Properties 00:08:04 - Affordability and Long-Term Holding 00:08:48 - Market Shift Towards New Properties 00:09:17 - Tenant Preferences for New Properties 00:09:49 - Passive Investment Strategy with New Properties 00:10:09 - Supply and Demand Challenges Follow Access Wealth: https://www.facebook.com/accwealth/ https://www.instagram.com/access_wealth https://x.com/Access_WealthAU https://www.linkedin.com/company/access-wealth-australia/

  2. Jul 24

    #001 - The TRUTH About Starting Property Investing In Australia

    Get a clear roadmap to build wealth, pay off your home fast, and save thousands in tax, Book your discovery call → https://accwealth.com.au/booking/ Thinking about buying your first investment property in Australia but not sure where to begin? This episode breaks down the basics of property investing, giving beginners a clear and simple roadmap before making their first move. In this first episode of Access Wealth, Dory and Ben unpack the real foundations of smart investing, your why, your borrowing capacity, your finance structure, and the research that separates confident investors from emotional decision makers. You will learn: ◼️ Why defining your why matters ◼️ How to prepare your finances and borrowing capacity ◼️ The role of equity, valuations and loan structuring ◼️ Why location research beats buying close to home ◼️ How to avoid emotional decisions and invest with confidence ◼️ What professional due diligence includes Timestamps: 00:00:00 - Introduction 00:00:02 Why Long-Term Success Matters 00:00:12 Basics of Property Investing in Australia 00:00:23 Common Questions for New Investors 00:00:33 Asset Types Overview 00:00:36 Understanding Your Why 00:00:45 Tax, Mortgage and Retirement Pressures 00:01:15 Seeing Your Long-Term Mortgage Outlook 00:01:53 Tax Impact Over Time 00:02:20 Mortgage Interest Reality 00:02:31 Moving Beyond the Why 00:02:44 Borrowing Capacity and Finance Structure 00:03:06 Consequences of Poor Structuring 00:03:14 Importance of Valuations and Equity 00:03:29 How Valuations Can Vary 00:03:49 Cranbourne Valuation Example 00:04:31 Finance Structure and Due Diligence 00:04:41 Knowing Your Borrowing Capacity and Equity 00:05:01 Where Most People Invest Incorrectly 00:05:14 Limited Suburb Research 00:05:23 Why Most Australians Choose the Wrong Suburbs 00:05:36 Cutting Out 99 Percent of the Market 00:05:49 Emotional Buying and Auctions 00:06:09 Importance of Proper Advice 00:06:18 Researching 15,000 Suburbs 00:06:35 Outdated Property Beliefs 00:06:56 Emotional vs Strategic Decisions 00:07:10 Overwhelm and Investment Options 00:07:23 Mapping Out the Investment Steps 00:07:44 Importance of Data and Research 00:07:56 Due Diligence and Reporting 00:08:27 Financial Inputs and Ongoing Costs Follow Access Wealth: https://www.facebook.com/accwealth/ https://www.instagram.com/access_wealth https://x.com/Access_WealthAU https://www.linkedin.com/company/access-wealth-australia/

About

Welcome to Inside Access, where we get real about building wealth. This show is for everyday Australians who want clarity around property investing and a plan that actually fits their life. We work with homeowners, existing investors, and anyone who knows their path to wealth isn’t going to be achieved through their 9-5. Hosted by Dory Senior and Ben Senior, every week, we unpack how strategic property investing really works, from understanding your borrowing capacity to structuring your finance, researching the right locations, and making informed decisions. Stay tuned for no BS information on how to properly invest in property based on your circumstances.