Insights Out with Dr. Jen | 披荆斩棘

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A bilingual podcast on business, education, leadership, and personal growth from an East-West perspective. Hosted by Dr Jen, a finance PhD, lecturer, and business professional, this podcast bridges academic research with real-world insights. Through first-principles thinking and inspiring stories, it goes beyond the surface, challenges conventional wisdom, and uncovers the deeper truths that shape who we are today. Together, we break barriers in life—to infinity and beyond! *************************************************************************************************************************************************************************************** 欢迎收听《披荆斩棘| INsights OUT with Dr Jen》! 在这里，我们超越表面，挑战思维，探寻塑造我们的真实内在原则。这是一个人工智能崛起、万物紧密相连的时代，也是一个焦虑迷茫、困境丛生的时代。这个播客是我与自己的对话，一场提出问题、探索答案的旅程。穿越中英澳三地，我逐渐明白，外界环境难以掌控，但我可以选择如何看待自己，从内心汲取力量。我的名字“黄棘”意为“黄色的沙棘花”，象征在荒漠中扎根生长、开花结果。正如我在每一集播客中与大家分享的成长、学术、商业与人生的深思。每一集都是我这朵“沙棘黄花”扎根成长的旅程。愿它成为你人生路上的绿洲，陪伴你披荆斩棘，成为自己和周围人的光与路, 以智慧和爱点亮世界。 这是一个双语节目，标题中文就是中文播客，标题英文就是英文播客。通过分享我的日常思考，与大家一起成长，突破界限，探索无限可能。

  1. 23.丁爱珍的声音传记|《桀骜不驯的小三毛》第三集：算盘扬名，女中豪杰

    JUL 12

    23.丁爱珍的声音传记|《桀骜不驯的小三毛》第三集：算盘扬名，女中豪杰

    📍第三集：算盘扬名，女中豪杰  📝节目简介：  《桀骜不驯的小三毛》是一段母女之间的深度对话，也是一份记录一位时代女性一生的声音传记。她叫丁爱珍，出生成长于上海，支边新疆几十年，一手打拼出属于自己的天地。她是我妈妈，一个“桀骜不驯的小三毛”。  第三集，我们走进改革开放的八十年代，见证她用一把算盘敲响命运的新节奏。  她38岁参加珠算比赛，一路从石河子赛场打到全国舞台，赢得荣誉，也赢得事业新局。她为家庭拼尽全力，努力赚钱、改善生活——却也爱喝一口小酒、爱交朋友、在热闹与应酬中活得潇洒痛快。  但这种“女中豪杰”的生活方式，在家人眼里并不好理解。她在外风风火火，在家却常常缺席；于是争执、沉默与隔阂，渐渐在我们之间生了根。  这一集，是我们母女的一次敞开心扉的对话。经过半个世纪，我们终于和那段往事和解了。  节目最后，送上丁爱珍为她的快乐老伙伴写词、我们用AI谱曲的原创歌曲——  🎵《《因为有爱》》  献给所有为爱坚持、为爱争执的你。  🎧 本集关键词：  珠算比赛｜八十年代女性｜家庭沟通｜母女对话｜成长反思｜原创歌曲  🎵 本集原创音乐  《因为有爱》  词：丁爱珍｜曲：依廖昌永《长江之歌》旋律节奏编排建议  风格：大气磅礴、抒情深情、男中音演唱    【第一段】  因为有爱——  我们众多朋友欢聚在一起，  因为有爱——  平时虽聚少离多，却时刻挂牵在心里。  【第二段】  因为有爱——  一个眼神可以安慰寂寞的心灵，  因为有爱——  一抹微笑可以驱散孤独的身影。  因为有爱——  一声问候，舒展紧锁的眉头，  因为有爱——  一条短信，承载我无限的祝福，    【副歌/过门】  今朝——好友同行三峡、九寨，  心旷神怡，心潮澎湃。  长江流淌着中正的血脉，  黄河奔腾着奉献的脚步，  大山挺起诚信的脊梁，  珠峰伸出大爱的臂膀！  【第三段】  四海卷起欢快的浪花，  壮观的瀑布飞流直下，  口若悬河，  倾诉我们浓厚的情谊。  【尾声】  因为有爱——  好友们，我们开心，我们甜蜜，  我们欢笑，在这即将离别的时刻，  互道珍重，愿你我永远康健！  期盼——下一次更加愉快的相聚！  更加愉快的——相聚！

    46 min
  2. 22.丁爱珍的声音传记 |《桀骜不驯的小三毛》第二集: 团场青春，燃情岁月

    JUL 10

    22.丁爱珍的声音传记 |《桀骜不驯的小三毛》第二集: 团场青春，燃情岁月

    📍第二集：团场青春，燃情岁月 (1964-1976)  《桀骜不驯的小三毛》是我和妈妈丁爱珍的一次深度对话，也是一份属于她的声音传记。这一系列用四集来回顾她一生的关键时刻和人生经历。在这一集，我们走进她在农八师的青春岁月——  1964年到1976年，丁爱珍经历了文革动荡、下放团场、干农活、搞社教，也在这段混乱的历史中遇见一生的朋友和伴侣。  她削甜菜、拾棉花、做司务长、打饭菜，也在众多追求者中选择了黄庆平——成为一名妻子、一位母亲。从“铁扫把小组”的正气少女，到日夜奔波只为给两个女儿更好生活的“顶梁柱”，妈妈的青春，是在农田尘土与新疆广袤天地中淬炼出来的刚强与温柔。  本集结尾，我为她写了一首歌，叫《农八师的青春》，致敬那个火热的年代，也献给那些和热血的支边青年丁爱珍一样的叔叔阿姨们。  🎧 本集关键词：  文革团场｜支边岁月｜青春爱情｜母亲成长｜农八师生活｜声音纪实｜原创歌曲｜女性力量    🎵 本集原创音乐：  《农八师的青春》   词 / Dr. Jen   曲 / AI 联合创作   风格 / 中文 · 民谣抒情 · 土地与家国的温暖融合    【主歌1】  削着甜菜我笑着干活   一手锅铲一手算盘拨   扫帚我自己组了小组   一句实话也要讲得清楚  白天打饭 夜里写信   锅台边我想着爹的眼神   他说：“庆平这人老实靠谱”   我点头，算是命里的安排    【副歌1】  这是我在农八师的青春   风吹沙走 心却沉稳   好姐妹一声笑 胜过千金暖   锅灶边 也能煮出一身筋骨真    【主歌2】  追求的人不止一个   可我看重的是那种笃实劲儿   做了司务长 大家靠得住   饭菜热不热 我一看就清楚  两年抱俩 我没停过步   一个伟伟 一个多多 都是心头肉   想着她们将来过得比我好   我再苦也值当守住    【副歌2】  这是我在农八师的青春   用手和心撑起清晨   饭桶一抬就是十几斤责任   一碗热饭 也是一种安稳    【尾声】  我是丁爱珍，一路向前走得稳，   聪明肯干，动作快，笔杆算盘都拿稳。   孩子是动力，家是底气，   再颠簸的日子，也要闪亮地过   💌 留言互动： 如果你听完这集，也想起了自己妈妈、爸爸、或那些还没说出口的心事，欢迎在评论区留言。 也欢迎你把这期节目转发给亲人，一起聊聊家里的故事。

    48 min
  3. 21.丁爱珍的声音传记 | 《桀骜不驯的小三毛》第一集：弄堂起步，风吹西路

    JUL 9

    21.丁爱珍的声音传记 | 《桀骜不驯的小三毛》第一集：弄堂起步，风吹西路

    📍第一集：弄堂起步，风吹西路 (1945-1963)  《桀骜不驯的小三毛》是我和妈妈丁爱珍的一次深度对话，也是一份属于她的声音传记。  妈妈自称“桀骜不驯的小三毛”，是一个从上海弄堂走进新疆大漠、凭一己之力闯出人生天地的时代女性，也是我心目中的“女中豪杰，人中之凤”。  这一系列共四集，回顾她一生的关键时刻，既是母女间迟来的了解，也是一份爱的有声记忆。  在这第一集，我们走进她的童年——   丁爱珍年少丧母，与父亲相依为命；调皮聪明，却早早懂事；在米店帮忙、盖发票、学算盘，也在没人教导的青春期里默默摸索成长的方向。 18岁那年，她带着一腔热血，登上支边列车，从上海出发，驶向风沙滚滚的新疆——开始她漫长而传奇的西路人生。  这一集，是我作为女儿对妈妈起点的追问与倾听。是一次试图理解“超人妈妈”在成为母亲之前的她。  节目最后，我为她写了一首歌，叫《父亲的米店，妈妈的大脚》。写给那个倔强却孤单的少女丁爱珍，也送给每一个在记忆里回望的人。  🎤 本集嘉宾：  丁爱珍，80岁，支边青年、珠算冠军、创业女性、黄庆平的妻子，两位女儿的母亲   主持人：Dr. Jen（黄棘），女儿，播客《披荆斩棘》主理人  📆 本集特别时间节点：  1945年6月初三 出生在上海  1957年            12岁丁爱珍母亲离世  1963年            18岁徐汇中学高中四班毕业，从上海支边新疆石河子  2025年            80岁再次离开上海，赴昆明养老  本次录制时间：2025年6月7日，浙江义乌   🎵 本集原创音乐：  《父亲的米店，母亲的大脚》   词 / Dr. Jen   曲 / AI 联合创作  【Verse 1｜思念·童年】  小时候的弄堂有米香   也有你为我缝的新衣裳   只穿了一回就弄脏   我藏在角落，怕你骂也怕你伤  你的巴掌像风吹过脸庞   我还是偷偷盼你张望   你不知道，那时我多想   做个乖孩子不惹你慌    【Verse 2｜成长·缺席】  十五岁那天，我吓坏了   裤子红了，我以为生大病了   没有人告诉我这叫什么   我躲在被窝里 一个人哭  妈妈，你那时不在了   我才知道什么叫天塌了   原来成长最怕的   是没人给一个温柔的回答    【Chorus｜呼唤·怀念】  妈妈 妈妈   你去哪儿了这么久啊   我还没来得及好好叫你   你就成了梦里的话  爸爸 爸爸   你是我这辈子唯一的家   我十八岁那年离开你   一路往西 心一直放不下    【Verse 3｜日常·爱意】  你站在米店柜台边   我在帮你盖发票算钱   那时候觉得这世界很简单   只要你在，我就有依靠的肩  练出了手快 练出了眼快   后来我算盘打得比谁都稳   可我知道，最想让你看见的   不是奖牌 是我一天天在变稳    【Chorus 2｜回望·不舍】  妈妈 妈妈   你做的那条裤子我还记得啊   尽管我调皮爱摔爱闯   你还是最疼我的那一个啊  爸爸 爸爸   你是我心里放不下的牵挂   即使我再勇敢 再远走天涯   你沉默的爱 一直是我出发的码头和家    【Outro｜低声呢喃】  这一生 我不怕苦不怕累   但有些想念   我一直   没有说出来    💌 留言互动： 如果你听完这集，也想起了自己妈妈、爸爸、或那些还没说出口的心事，欢迎在评论区留言。 也欢迎你把这期节目转发给亲人，一起聊聊家里的故事。

    39 min
  4. 20.Behind the Paper:Tim’s PhD Journey to The Journal of Finance (Part2)

    MAY 19

    20.Behind the Paper:Tim’s PhD Journey to The Journal of Finance (Part2)

    What does it take to publish in the Journal of Finance? And how do you stay motivated through a decade of research on a single topic? In this episode, we go behind the scenes with Dr. Tim to explore the long and winding road from PhD student to published author in one of the world’s top journals. You’ll hear the story of how one idea—sparked years ago—evolved into a major academic paper that took nearly 10 years to complete. 💬 We had such a fun conversation—you can really feel the huge sense of relief and joy that comes when a researcher finally sees the finish line after a decade-long intellectual journey. You’ll hear: 📖 The personal story behind the research, especially how to collect historical data from archives?   🚧 The challenges of staying the course 📖 Publishing journey  💡 Tim’s advice for aspiring researchers in our “Insights Out” segment 📌  Final takeaway? Tim’s mindset is simple but powerful: Enjoy the work without constantly thinking about the outcome. 💬 Was it worth it? Yes. The journey itself is the reward. 📬 Want to learn more or say hi? You can connect with Dr. Tim on LinkedIn @ Tim Kooijmans  🎧 Catch up on Part 1 if you haven’t yet—it covers the fascinating insights from his paper on bank reputation and mortgage-backed securities in 18th-century Netherlands.

    49 min
  5. 19.Tim’s Paper in the Journal of Finance (Part 1): Dutch Banks & the First MBS Crisis in the 1700s

    MAY 19

    19.Tim’s Paper in the Journal of Finance (Part 1): Dutch Banks & the First MBS Crisis in the 1700s

    Did you know that mortgage-backed securities (MBS) were invented by Dutch bankers over 200 years ago? And that their collapse triggered a financial crisis strikingly similar to the one we witnessed in 2008? In this episode, Dr. Jen kicks off a special two-part series with her colleague Dr. Tim, whose groundbreaking research on 18th-century Dutch banking was recently published in the Journal of Finance—the world’s top academic finance journal. 🎼 Special music: De Bankier's Farewell — a piece inspired by the 18th-century Netherlands, taking you back in time as we uncover this historical finance story. In Part 1, we dive into the research itself: ✅ What were these early MBS markets? ✅ How did reputation shape financial stability? ✅ And what lessons can we learn for today’s banking systems? To make this fascinating research easy and fun to understand, two AI co-hosts—Amy and Jonny—walk us through the paper in a clear, engaging 15-minute conversation. No finance degree needed! 📌 Paper title: “Going for Broke: Bank Reputation and Mortgage-Backed Securities in 18th-Century Netherlands” 📚 Don’t miss this story of innovation, collapse, and lessons that echo through centuries. 👉 Stay tuned for Episode 20, where we go behind the paper with Dr. Tim and explore the personal journey behind this major academic milestone.

    23 min
  6. 18.Easter Special (Part 2): Anne’s Way2Happiness – Living for the Sake of Others | Building Communities

    APR 16

    18.Easter Special (Part 2): Anne’s Way2Happiness – Living for the Sake of Others | Building Communities

    In Part 2 of our Easter special, we continue the inspiring journey of Anne Bellavance—a woman who has quietly transformed lives through her philosophy of “living for the sake of others.” In this episode, we focus on how Anne lives that philosophy through community building—locally and globally. As President of Women’s Federation for World Peace (WFWP) Australia, Anne has spent decades mentoring women, empowering families, and strengthening multicultural ties. From the Global Women’s Peace Network (GWPN) to cultural events like the Melbourne Pacific Festival, and hands-on global aid in island nations—Anne’s work is a testament to how leadership rooted in service can change the world, one community at a time. Whether you’re a teacher, parent, mentor, or community member, Anne’s story will remind you: you don’t need a title to lead—you just need a heart willing to give. ________________________________________ 🔑 What You’ll Hear in Part 2: • How Anne leads through WFWP without salary or title—purely by choice • Her work mentoring women through the Global Women’s Peace Network (GWPN) • Supporting multicultural harmony and Pacific Islander communities through events and aid • The challenges and insights of leading a nonprofit with love, not ego • Her reflections on legacy, inner peace, and what she hopes to offer in the next 5 years ________________________________________ 🌟 3 “Insights Out” from Anne: On living with purpose, mentoring others, and building a peaceful world ________________________________________ 🌱 Call to Action: If Anne’s story inspired you, take the next step by joining the Global Women’s Peace Network (GWPN) Regional Assembly in Melbourne on Friday, 24 May 2025. This in-person event launches a transformative 6-month mentorship journey designed to empower emerging women leaders.  The mentorship program includes: • One-on-one guidance from experienced mentors  • Five high-impact leadership workshops  • Access to an exclusive WhatsApp community for ongoing support  Whether you're a student, early-career professional, or community builder, this program is your opportunity to grow, connect, and lead with purpose. 🔗 Register now: https://www.wfwpaustralia.org/gwpn-assembly 📅 Date: Saturday 24 May 2025 📍 Location: Mount Waverley Community Center, Melbourne     I’m Dr. Jennifer. See you at the GWPN Assembly.

    31 min
  7. 17.Easter Special (Part1): Anne’s Way2Happiness – Living for the Sake of Others | Happy Family

    APR 16

    17.Easter Special (Part1): Anne’s Way2Happiness – Living for the Sake of Others | Happy Family

    What if true happiness isn’t found in chasing success—but in serving others? In this special Easter episode, I sit down with Anne Bellavance—a high school teacher, mother of four, and President of the Women’s Federation for World Peace (WFWP) Australia. As someone raised with Confucian teachings, I’ve always believed that life unfolds in meaningful stages—from learning at 15 to living in harmony with one’s heart at 70. In Anne, I see that path fully realized. Her story is the quiet, steady journey of a modern-day sage. Anne shares how she discovered her life purpose as a teenager walking alone in the rain in Tasmania. Since then, she has lived by one simple, powerful principle: “Living for the sake of others.” From raising a happy and grounded family to volunteering her time to empower women and build peace, Anne leads not in boardrooms, but with heart—at home, in the classroom, and within her community. 🎶 The episode ends with a special gift: “Walking in the Tasmanian Rain”, an original song I wrote, inspired by Anne’s journey. 🔑 What You’ll Hear in Part 1: The moment young Anne found her life purpose in the rain of Tasmania Her philosophy of leading with heart, service, and quiet strength How she built a happy family life guided by her values Personal reflections on sacrifice, marriage, and raising four children with love   🌱 Call to Action: If Anne’s story inspired you, consider connecting with or supporting the work of Women’s Federation for World Peace Australia. 🔗 Visit WFWP Australia 📧 Connect with WFWP Australia on LinkedIn 📺 Follow on YouTube | Facebook 🎧 Until next time—keep walking, even if it’s in the rain. I'm Dr. Jennifer. See you this Sunday for Part 2 of Anne’s journey: “Building Communities.”

    59 min
  8. 16.How to Become a Registered Financial Advisor in Australia – Camille’s Journey

    MAR 31

    16.How to Become a Registered Financial Advisor in Australia – Camille’s Journey

    Thinking about a career in financial advising? Wondering what it takes to get licensed and thrive in the industry? In this episode, I sit down with my former mentee, Camille Cruz, who shares her journey—passing the licensing exam, switching jobs, and officially becoming a Registered Financial Advisor in Australia in 2025! Key Takeaways: ✅ The 4E Requirements – What you need to become a financial advisor in Australia. ✅ Licensing Exam Prep – Tips on how to study and pass. ✅ Challenges & Mentorship Lessons – The biggest obstacles new advisors face. ✅ Recognizing When It’s Time for a Career Move – Camille’s personal story. ✅ Future of Financial Advising in the AI Era – How to stay ahead. ✅ Advice for Aspiring Advisors – Practical insights to build confidence and stand out. ​Useful Links: Australian Securities and Investments Commission (ASIC): Provides authoritative information on qualifications, exams, and professional development requirements for financial advisers in Australia.​ Website: https://asic.gov.au/regulatory-resources/financial-services/financial-advice/professional-standards-for-financial-advisers/qualification-exam-and-professional-development/ Financials  Advice Association Australia (FAAA): The leading professional association for financial advisers in Australia, advocating for their interests and those of their clients nationwide. Formed in 2023 through the merger of the Financial Planning Association of Australia (FPA) and the Association of Financial Advisers (AFA).​ Website: https://faaa.au 🎵 Special Segment: To celebrate Camille’s achievement, I wrote a song just for her—"Well Done, Camille!" 🎶 Turning Insights into Action: 💡 Find yourself a mentor! Camille strongly recommends mentorship as a game-changer for career growth. 🚀 Take the Next Step: If you're a woman ready to step up, build confidence, and lead with impact, register for the WFWP 2025 ConfidentHER Mentorship Program! 🔗 Sign up here: https://www.wfwpaustralia.org/mentor-program Stay Connected: 📩 Want to connect with Camille? Find her on LinkedIn @ Camille Cruz—she’d love to connect with aspiring financial advisors!

    33 min
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A bilingual podcast on business, education, leadership, and personal growth from an East-West perspective. Hosted by Dr Jen, a finance PhD, lecturer, and business professional, this podcast bridges academic research with real-world insights. Through first-principles thinking and inspiring stories, it goes beyond the surface, challenges conventional wisdom, and uncovers the deeper truths that shape who we are today. Together, we break barriers in life—to infinity and beyond! *************************************************************************************************************************************************************************************** 欢迎收听《披荆斩棘| INsights OUT with Dr Jen》! 在这里，我们超越表面，挑战思维，探寻塑造我们的真实内在原则。这是一个人工智能崛起、万物紧密相连的时代，也是一个焦虑迷茫、困境丛生的时代。这个播客是我与自己的对话，一场提出问题、探索答案的旅程。穿越中英澳三地，我逐渐明白，外界环境难以掌控，但我可以选择如何看待自己，从内心汲取力量。我的名字“黄棘”意为“黄色的沙棘花”，象征在荒漠中扎根生长、开花结果。正如我在每一集播客中与大家分享的成长、学术、商业与人生的深思。每一集都是我这朵“沙棘黄花”扎根成长的旅程。愿它成为你人生路上的绿洲，陪伴你披荆斩棘，成为自己和周围人的光与路, 以智慧和爱点亮世界。 这是一个双语节目，标题中文就是中文播客，标题英文就是英文播客。通过分享我的日常思考，与大家一起成长，突破界限，探索无限可能。

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