Itasca Insights Itasca Bank & Trust Co.

Join us in this special episode of the Itasca Bank & Trust Co. Insights Podcast, where we dive deep into the incredible initiatives undertaken by Itasca Bank & Trust Co. during their 75th anniversary celebration. Hosted by Scott LaMorte, our distinguished panel of guests, including John Mueller, Sheryl Fasone, and Barbara Szczepaniak, shed light on the bank's unwavering commitment to supporting the local community.

Discover how Itasca Bank's employee volunteering program has made a significant impact, hear about their inspiring food and personal care product drive, and learn about their partnership with the Conservation Foundation's Green Earth Harvest program, which provides fresh produce to local food pantries in the suburbs of Chicago. 

In this episode, we also explore the vital role played by the DuPage Foundation in supporting these remarkable efforts. The conversation underscores the power of collaboration and community partnerships in addressing critical issues such as food insecurity, mental health, and housing in DuPage County.

Tune in to gain valuable insights into how businesses can make a positive difference in the communities they serve. Don't miss out on this engaging and informative discussion – hit that subscribe button and join the Itasca Bank & Trust community in their mission to create a lasting impact in our local communities.

Welcome back to another episode of the Itasca Insights Podcast presented by Itasca Bank & Trust Co. In today's episode, host Scott LaMorte is joined by Kyle Butson, a certified wealth manager with LPL Financial located at Itasca Bank & Trust Co. 

Kyle Butson stands apart as a specialized financial advisor with a focus on long-term investments and retirement planning. With over half a decade of experience in the field, he is a certified retirement plan fiduciary who assists employers in making informed decisions about employee retirement plans.

This episode dives deep into balancing college savings without jeopardizing your retirement finances. Kyle provides invaluable advice on how to make the most of college savings growth, the advantages of using a 529 plan, and effective approaches to the financial aid application process.



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Welcome to another episode of Community Association Insights brought to you by Itasca Bank & Trust Co. Our host, Mark Stelter, sits down with Stathie Panayi from Adams Roofing to dive deep into the intricacies of working with contractors on community association projects.

🔍 **In this episode, you'll discover:**- Why hiring an engineer for preparing project specifications is crucial.- The vital role of licensing, bonding, and insurance in contractor selection.- Comparing professional management and self-management: Which one is right for you?- The need for fostering transparent communication between contractors, board members, and property managers.-

How obtaining lien waivers can save community associations from potential legal entanglements. Whether you're a board member, property manager, or just keen on understanding the community association world better, this episode is packed with invaluable insights.



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In this podcast episode, join Scott LaMorte from Itasca Bank & Trust Co. as he engages in a detailed conversation with real estate lending experts Mike Pallares and John Mueller of Itasca Bank & Trust Co. Gain a deeper understanding of the intricacies of real estate lending as they discuss the different loan options available, the application process, and the current state of the housing market. Discover the key factors that lenders consider when approving loans and learn valuable tips on how to navigate the lending landscape successfully. Whether you're a prospective borrower or simply interested in the dynamics of real estate lending, this episode is a must-listen.
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Join us for an informative episode of "Community Association Insights," a podcast by Itasca Bank & Trust Co. In this episode, host Mark Stelter brings together a panel of experts - Nikki Ledwell, a licensed community association manager, and CAI board member, Steve Silverman from PBG Financial Services, and Omar Malik from Kovitz Schifrin Nesbit Law. The panelists provide an in-depth look into the important topics that every new community association board member should understand.

The episode focuses on the significance of familiarizing oneself with governing documents such as the Condominium Property Act, Common Interest Community Association Act, and the association's declaration, bylaws, and rules and regulations. The panel underscores the importance of having a proficient team of professionals, including an attorney, a financial advisor, and a manager, who can provide critical guidance and support.

The discussion then shifts to the fiduciary responsibilities of board members, with an emphasis on the importance of competent management of the association's finances. This includes a detailed look at managing both operating and reserve funds. The panelists also explore the nuances of the 22.1 disclosure and stress upon the importance of providing accurate information to potential buyers.

Please like, share, and subscribe for more insightful discussions and expert advice on managing community associations. Engage with us in the comments section below with your thoughts or questions, and you might hear them addressed in our next episode. Enjoy the podcast!

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To learn more about Itasca Bank & Trust Co.
https://www.itascabank.com/

Welcome to Community Association Insights powered by Itasca Bank & Trust, with Host Mark Stelter VP, Commercial Loan Officer & Director of Community Association Lending with Itasca Bank. Join our esteemed guests as they uncover the intricacies of obtaining common element repair loans for property managers and board members. Explore the financing complexities involved in maintaining exterior surfaces, roofs, clubhouses, and more. Learn the importance of finding the right lender, conducting due diligence, and understanding the financial implications of these loans. Gain insights into effective communication strategies with unit owners, planning for repairs, and the authority of the board. Discover valuable tips for successful loan acquisition, navigating assessment increases, and the role of professional managers. Tune in now and unlock the secrets to successfully obtaining common element repair loans in community associations.



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