Joe Knows Retirement

Joe Schmitz Jr., CFP® ChFC® CKA®
  • 4.8 (28)
  • INVESTING
  • UPDATED WEEKLY

Welcome to the Joe Knows Retirement Podcast! Where Joe will take you through strategies to make the most of your retirement.

  1. 2H AGO

    Your 401k Might Be Your Biggest Retirement Mistake If You Have a Pension

    If you have a pension and a large 401k balance, you could be sitting on a massive tax problem in retirement without even realizing it. In this video, Joe breaks down why the traditional advice of deferring taxes can backfire for high savers and walks through seven practical strategies you can start using today to reduce taxes, control income, and protect your retirement. We cover why most people with pensions are not in a lower tax bracket in retirement, how Roth strategies can create flexibility, and how smart planning around Social Security, pensions, and investments can save you hundreds of thousands over time. If you hate taxes, have done a great job saving, and want to make sure Uncle Sam does not get more than his fair share, this episode is for you. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "I Hate Taxes":  https://keap.page/bsd964/toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/keep-your-401k-when-you-retire 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    16 min

  2. 5D AGO

    10 Retirement Fixes You Can Do TODAY

    Most people overthink retirement when what they really need are a few smart fixes they can implement right now. In this episode of Joe Knows Retirement, Joe breaks down 10 quick retirement fixes you can take action on immediately. These are real strategies our clients use to reduce taxes, improve income efficiency, and avoid costly retirement mistakes. If you have a pension, are a diligent saver, or fall into what we call the Midwestern Millionaire mindset, this episode is especially for you. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/retiring-with-a-pension-what-to-know 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    20 min

  3. FEB 17

    10 Tax Planning Moves Every Pension Retiree Must Know

    If you have a pension and $1 Million or more saved, taxes will likely be the biggest expense of your retirement. In this video, Joe breaks down 10 critical tax planning mistakes retirees with pensions often make and what to do instead. You will learn why today's tax environment is a rare opportunity, how required minimum distributions can become a tax bomb, why Social Security is often fully taxable for pension holders, and how Roth conversions can reduce lifetime taxes for you and your spouse. This episode is based on Joe's book "I Hate Taxes" and is designed for diligent savers who want to pay their fair share and not a penny more. If you are planning retirement with a pension, this is a must watch. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "I Hate Taxes":  https://keap.page/bsd964/toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/pension-tax-planning-should-start-now 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    23 min

  4. FEB 14

    DIY Retirement Planning? 4 Reasons to Hire an Advisor

    You've done everything right. You saved. You invested. You built a pension. But many of the best DIY retirees we see eventually reach a point where working with an advisor simply makes more sense. In this video, Joe breaks down 4 real reasons highly disciplined DIY investors decide to partner with a retirement planning team and why many tell us six months later it was one of the best decisions they made. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/are-you-a-diy-retirement-planner-what-you-need-to-know 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    20 min

  5. FEB 12

    These 5 Retirement Income Strategies Change Everything if You Have a Pension

    If you have a pension, your retirement income planning is completely different, and most people get it wrong. In this video, Joe breaks down 5 proven retirement income strategies specifically for people with a pension and significant savings. Whether you're part of the Midwestern Millionaire crowd or simply want to avoid unnecessary taxes and market risk, these strategies can help you spend with confidence without running out of money. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/retirement-planning/retirement-income-plan-for-the-two-percent-club 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    16 min

  6. FEB 10

    Biggest Retirement Mistakes for Those With Pensions

    If you have a pension and $1 million or more saved, you're in a great position, but that also means small mistakes can cost you hundreds of thousands of dollars in retirement. In this episode of Joe Knows Retirement, Joe breaks down the 4 biggest retirement mistakes people with pensions make, including the one mistake we see over and over again that creates massive tax problems later in life. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/retiring-with-a-pension-what-to-know 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    17 min

  7. FEB 7

    5 In-Service Withdrawal Rules You Must Know (401k/TSP)

    If you're 59½ or older and still working, there's a powerful retirement strategy most people don't fully understand: the in-service withdrawal. In this video, Joe breaks down 5 key things you must understand before moving money from your 401(k) to an IRA while still working and still getting your company match. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "I Hate Taxes":  https://keap.page/bsd964/toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/should-you-move-your-401k-to-an-ira-at-age-59 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    14 min

  8. FEB 5

    90% of People Should NOT Do a Roth Conversion?… But You Might Need To If You Have a Pension

    Most people should NOT do a Roth conversion, but if you have a pension and $1 million or more saved, the rules completely change. In this video, Joe breaks down exactly when a Roth conversion makes sense, when it doesn't, and why so many people get this decision wrong. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/reasons-roth-conversions-and-pensions-work-well-together 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

    19 min
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4.8
out of 5
28 Ratings

About

Welcome to the Joe Knows Retirement Podcast! Where Joe will take you through strategies to make the most of your retirement.

Information

  • Creator
    Joe Schmitz Jr., CFP® ChFC® CKA®
  • Years Active
    2023 - 2026
  • Episodes
    246
  • Rating
    Clean
  • Copyright
    © 2023
  • Show Website
    Joe Knows Retirement

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