Just4Dentists

Just4Dentists

Welcome to Just4Dentists — a brand new podcast that goes beyond the surgery chair to explore the real decisions that shape life in dentistry. Hosted by Dr Ruth Baidoo, each episode features honest, in-depth conversations with dentists about what it really takes to build a career in dentistry today — from training and specialisation to income, investing, and life beyond the clinic. After each conversation, Ruth is joined by trusted financial and business experts to unpack the money behind the story — turning lived experience into practical, real-world guidance you can actually use. From early career choices to long-term planning, Just4Dentists is here to help you build a career — and a life — in dentistry that truly works for you.

Выпуски

  1. [Spotlight] Why the RAF Could Be the Best Kept Secret for Dentists

    -6 ДН. ·  БОНУСНЫЙ КОНТЕНТ

    [Spotlight] Why the RAF Could Be the Best Kept Secret for Dentists

    What happens when you swap five-a-side football at lunchtime for fish and chips and Coronation Street? In this spotlight episode of Just4Dentists, Dr Ruth Baidoo shares a key moment from her conversation with Dr Oliver Hinton, principal dentist at King Street Dental and former RAF dentist. In this clip, Oli reflects on: The culture shock of walking into his first civilian practice after almost a decade in the RAF — and how different the two worlds really areHow he invested in himself clinically to build the confidence needed to have commercial conversations with patients for the first timeWhy despite all of it, he would still wholeheartedly recommend the RAF pathway to anyone considering a career in dentistry🎧 Listen to the full episode on the Just4Dentists feed for the complete conversation, including the financial expert panel with Martin Febery and Andrew Brown. Have a question or want tailored expert advice? 📩 Email info@j4d.co.uk or visit www.j4d.co.uk 💬 Join the Just4Dentists Facebook community to continue the conversation. Presented by Dr Ruth Baidoo  Produced by Your Podcast Producer Ltd for the Just4Dentists team Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    5 мин.
  2. Why the RAF Could Be the Best Kept Secret for Dentists

    20 АПР.

    Why the RAF Could Be the Best Kept Secret for Dentists

    Is there a way to qualify as a dentist with zero student debt and a guaranteed high salary? In this episode of Just4Dentists, Dr. Ruth Baidoo sits down with Dr. Oli Hinton to explore his unconventional career path through the Royal Air Force (RAF). Oli shares the reality of life as a military dentist, where clinical focus is paramount and the "financial burden" of education is removed through military scholarships and bursaries. We dive into the transition from a structured, salaried military role to the commercial world of civilian dentistry and private practice ownership. In this episode, we cover: The financial "head start" of graduating without student loans and managing early-career disposable income.Navigating the "culture shock" and commercial sales aspect of moving to private general practice.Expert advice on lifestyle inflation, mortgage affordability, and the importance of cash buffers for self-employed dentists.Following the interview, financial experts Andrew Brown (Mortgages4Dentists) and Martin Febery (Money4Dentists) provide a practical audit of Oli’s journey and how to protect your income when you lose military safety nets. Presented by Dr Ruth Baidoo Produced by Your Podcast Producer Ltd for Just4Dentists Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    28 мин.
  3. [Spotlight] The Cost Of Specialising in Dentistry

    13 АПР. ·  БОНУСНЫЙ КОНТЕНТ

    [Spotlight] The Cost Of Specialising in Dentistry

    What does it really take to build a career in implant dentistry — and is the financial reality what you'd expect? In this spotlight episode of Just4Dentists, Dr Ruth Baidoo shares a key moment from her conversation with implantologist Dr Anta Riekstina. In this clip, Anta opens up about: Her philosophy on pricing — why she deliberately chose volume over premium fees and has never wanted to be the most expensiveThe real cost of implants and why she questions whether the most expensive systems are always worth itHow working across six practices as a travelling specialist compares financially to owning her own — and why she now earns significantly moreIt's a refreshingly honest perspective that not everyone will agree with — but one that's well worth hearing. 🎧 Listen to the full episode on the Just4Dentists feed for the complete conversation, including the financial expert panel with Martin Febery and Andrew Brown. Have a question or want tailored expert advice? 📩 Email info@j4d.co.uk or visit www.j4d.co.uk 💬 Join the Just4Dentists Facebook community to continue the conversation. Presented by Dr Ruth Baidoo Produced by Your Podcast Producer Ltd for the Just4Dentists team Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    4 мин.
  4. The Cost Of Specialising in Dentistry

    7 АПР.

    The Cost Of Specialising in Dentistry

    Is specialising in dental implants the ultimate path to financial freedom — or a road paved with expensive lessons? In this episode of Just4Dentists, Dr Ruth Baidoo sits down with Dr Anta Riekstina, an implantologist with over two decades of experience who built her career across Latvia and the UK. Anta shares an unusually honest account of her journey — from owning her own practice to working as a travelling specialist across six sites, and why the switch made her significantly more money. Together they cover: The real cost of implant training and the financial mistakes Anta wishes she'd avoided earlier in her careerVolume vs price — why Anta chose accessibility over premium pricing and what that meant for her income long termThe travelling specialist model — how working across six practices compares financially to running your ownAfter the interview, Ruth is joined by Martin Febery (Money4Dentists) and Andrew Brown (Mortgages4Dentists) to break down the financial lessons behind Anta's story, including: How to manage unpredictable income streams when you move into specialist or portfolio workBudgeting for expensive CPD and clinical equipment without damaging your long-term cash flowProperty decisions and tax considerations for dentists working across multiple locationsWhether you're a dental associate considering a specialism, a practice owner weighing up your options, or simply want to understand what a portfolio dental career really looks like financially — this episode is for you. Music Credits: InPlusMusic: ‘Funk Funky Beat Music’ Raspberry Music: ‘Feel Good’ Cold_Fire: ‘Base and Claps’ Have a question, or want expert insight?  📩 Email info@j4d.co.uk 💬 Join the Just4Dentists Facebook community to keep the conversation going. Presented by Dr Ruth Baidoo Guests: Andrew Brown and Martin Febery Brought to you by the Just4Dentists team  Produced by Your Podcast Producer Ltd Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    36 мин.
  5. [Spotlight] The Tax Mistakes Dentists Make (And How to Avoid Them)

    30 МАР. ·  БОНУСНЫЙ КОНТЕНТ

    [Spotlight] The Tax Mistakes Dentists Make (And How to Avoid Them)

    Are you leaving your tax planning too late? In this spotlight episode of Just4Dentists, Dr Ruth Baidoo shares a key moment from the tax special with financial advisor Martin Febery (Money4Dentists) and mortgage broker Andrew Brown (Mortgages4Dentists). In this clip, Martin and Andrew challenge the assumption that January is the most important tax deadline — and make the case for why a small amount of forward planning throughout the year can save dentists significant time, money and stress. They also share a familiar scenario that many dentists will recognise: arriving at the end of the year with a bag full of receipts and hoping for the best. If you're a dentist who wants to feel more in control of your finances, this is a great place to start. 🎧 Listen to the full tax special episode on the Just4Dentists feed for the complete conversation, including pension carry forward, ISAs, Making Tax Digital and more. Have a question or want tailored expert advice?  📩 Email info@j4d.co.uk or visit www.j4d.co.uk 💬 Join the Just4Dentists Facebook community to continue the conversation. Presented by Dr Ruth Baidoo  Produced by Your Podcast Producer Ltd for the Just4Dentists team Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    5 мин.
  6. The Tax Mistakes Dentists Make (And How to Avoid Them)

    24 МАР.

    The Tax Mistakes Dentists Make (And How to Avoid Them)

    As the end of the UK tax year approaches, many dentists find themselves scrambling to understand their tax position — but the most important decisions often need to be made long before the January deadline. In this special episode of Just4Dentists, Dr Ruth Baidoo is joined by financial and mortgage experts Martin Febery (Money4Dentists) and Andrew Brown (Mortgages4Dentists) to break down the key tax considerations dentists should be thinking about before the tax year ends. Together they discuss: • Why 5th April is the most important tax planning deadline  • The £100k tax trap and how dentists can avoid paying up to 60% tax  • How pension carry forward can help reduce your tax bill  • When to prioritise pensions vs ISAs  • The impact of Making Tax Digital for self-employed dentists They also share practical tips on tracking income, planning ahead, and building a financial strategy that supports both your career and your long-term goals. Whether you’re a newly qualified associate or an experienced dentist running your own practice, this episode should help you make smarter financial decisions before the tax year closes. Music Credits: InPlusMusic: ‘Funk Funky Beat Music’ Raspberry Music: ‘Feel Good’ Cold_Fire: ‘Base and Claps’ Have a question, or want expert insight?  📩 Email info@j4d.co.uk 💬 Join the Just4Dentists Facebook community to keep the conversation going. Presented by Dr Ruth Baidoo Guests: Andrew Brown and Martin Febery Brought to you by the Just4Dentists team  Produced by Your Podcast Producer Ltd Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    37 мин.
  7. [Spotlight] The Reality of a Portfolio Career in Dentistry

    17 МАР. ·  БОНУСНЫЙ КОНТЕНТ

    [Spotlight] The Reality of a Portfolio Career in Dentistry

    What does it really take to build a portfolio career in dentistry? In this spotlight episode of Just4Dentists, Dr Ruth Baidoo shares a key moment from her conversation with aesthetic and restorative dentist Dr Shiraz Khan. Shiraz reflects on the financial commitment behind postgraduate dental education, how opportunities like international lecturing can evolve over time, and the reality of balancing clinical dentistry with wider career ambitions. If you're a dentist considering further training, speaking opportunities, or diversifying your career, this clip offers an honest look at the journey behind the scenes. Listen to the full episode on the Just4Dentists feed Have a question or want tailored expert advice? 📩 Email info@j4d.co.uk or visit www.j4d.co.uk 💬 Join the Just4Dentists Facebook community to continue the conversation. Presented by Dr Ruth Baidoo Produced by Your Podcast Producer Ltd for the Just4Dentists team Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    6 мин.
  8. The Reality of a Portfolio Career in Dentistry

    10 МАР.

    The Reality of a Portfolio Career in Dentistry

    What does it really take to build a portfolio career in dentistry — and what are the financial realities behind it? In this episode of Just4Dentists, host Dr Ruth Baidoo speaks with London-based aesthetic and restorative dentist Dr Shiraz Khan about building a modern portfolio career in dentistry. Shiraz graduated from University of Birmingham in 2013 and now works at the London Centre for Implant and Aesthetic Dentistry. Alongside clinical practice, he has developed a diverse career including postgraduate education, international lecturing, mentoring dentists, and co-founding Apex Dental Club. In this conversation, Ruth and Shiraz explore the real financial and career decisions behind diversifying as a dentist, including: • The true cost and return on investment of postgraduate dental education  • Why multiple income streams don’t always mean “extra” income  • How dentists can build a portfolio career without burning out  • The reality of balancing clinical dentistry with speaking, teaching and personal branding Following the interview, financial experts Andrew Brown and Martin Febery break down the financial planning considerations for dentists with portfolio careers, including: • Managing irregular or multiple income streams  • Pension planning and tax strategy for dentists  • Key-person risk for dentists with strong personal brands  • Why passion projects should be structured like real businesses This episode is ideal for: • Dentists considering postgraduate training  • Dentists exploring a portfolio career in dentistry  • Dentists building a personal brand, side business or education platform Music Credits: InPlusMusic: ‘Funk Funky Beat Music’ Raspberry Music: ‘Feel Good’ Cold_Fire: ‘Base and Claps’ Have a question or want tailored expert advice? 📩 Email info@j4d.co.uk 💬 Join the Just4Dentists Facebook community to continue the conversation. Presented by Dr Ruth Baidoo Produced by Your Podcast Producer Ltd for Just4Dentists Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    30 мин.
  9. [Spotlight] How To Run a Profitable Dental Practice in a Deprived Area

    3 МАР. ·  БОНУСНЫЙ КОНТЕНТ

    [Spotlight] How To Run a Profitable Dental Practice in a Deprived Area

    Can a great dentist ever truly be a great business owner? In this short episode of Just4Dentists, Dr Ruth Baidoo revisits a powerful moment from her conversation with Dr Khalid Master, co-owner of Bank View Smile Studios. Every fortnight, Just4Dentists looks back at recent conversations and highlights moments that deserve a closer look — the insights that stop you in your tracks. Here, Khalid reflects on the “clinician’s trap”: why outstanding clinical skill doesn’t automatically translate into business success, and how overlooking systems, planning, and financial reality can lead even the best dentists into difficulty. If this clip resonates, listen to the full episode on the Just4Dentists feed — where Ruth is joined by financial experts to explore the money behind the story and turn experience into practical, real-world guidance. Presenter: Dr Ruth Baidoo Guest: Dr Khalid Master Produced by Your Podcast Producer Limited for the Just4Dentists Team Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    5 мин.
  10. How To Run a Profitable Dental Practice in a Deprived Area

    24 ФЕВР.

    How To Run a Profitable Dental Practice in a Deprived Area

    Can a dental practice thrive in an area of high socioeconomic deprivation? In the premiere episode of Just4Dentists, Dr Ruth Baidoo speaks with Dr Khalid Master, co-owner of Bank View Smile Studios in Blackburn, about running a sustainable dental practice in an area of high socioeconomic deprivation. In this episode, they explore: The Four-Quarter Model: How Dr Khalid Master uses a four-quarter business model to balance NHS contracts, private fee-per-item dentistry and maintenance plans to build financial resilience.The Clinician’s Trap: Why being an excellent dentist doesn't automatically make you a great business owner—and how to separate the two.Accessibility vs. Dental Practice Profitability: How affordable maintenance plans (starting at £10–£15 per month) are used to cover 100% of fixed business expenses while keeping care accessible.Dental Practice Ownership: The financial reality of buying a freehold versus just the business and goodwill and how each choice impacts long-term wealth.Following the interview, Ruth is joined by financial specialists Andrew Brown (Director and Mortgage Broker at Mortgages4Dentists) and Martin Febery (Principal Adviser at Money4Dentists) who conduct a practical financial audit of Khalid’s story, covering: Risk Management for dental professionalsEssential protections including Key Person Cover and income protectionDental financial planning fundamentals: How to calculate your monthly break-even point and stay ahead of tax liabilitiesInvestment Strategy: The pros and cons of using a pension to purchase dental practice property.This episode is for: Dentists, practice owners and associates who want to understand how to build a financially sustainable dental practice — even in challenging economic environments. Music Credits: InPlusMusic: ‘Funk Funky Beat Music’ Raspberry Music: ‘Feel Good’ Cold_Fire: ‘Base and Claps’ Have a question, or want expert insight?  📩 Email info@j4d.co.uk 💬 Join the Just4Dentists Facebook community to keep the conversation going. Presented by Dr Ruth Baidoo  Brought to you by the Just4Dentists team This is a Your Podcast Producer Ltd production Disclaimer: The information provided in this podcast is for educational and informational purposes only and does not constitute formal financial or legal advice. Every dentist’s career pathway and financial situation is unique; therefore, you should not rely on this content as a substitute for professional advice tailored to your specific circumstances. The value of investments can go down as well as up, and past performance is not a reliable indicator of future results.

    38 мин.

Об этом подкасте

Welcome to Just4Dentists — a brand new podcast that goes beyond the surgery chair to explore the real decisions that shape life in dentistry. Hosted by Dr Ruth Baidoo, each episode features honest, in-depth conversations with dentists about what it really takes to build a career in dentistry today — from training and specialisation to income, investing, and life beyond the clinic. After each conversation, Ruth is joined by trusted financial and business experts to unpack the money behind the story — turning lived experience into practical, real-world guidance you can actually use. From early career choices to long-term planning, Just4Dentists is here to help you build a career — and a life — in dentistry that truly works for you.