Keep The Change

Octopus Money
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Keep The Change is here to crack open the black box of personal finance – because let’s be honest, most of us were never really taught how money works. We’re on a mission to make finance less confusing, more engaging, and actually useful for real life. Each episode, we'll break down the money questions that matter. -Smart, simple ways to make your money work harder-Conversations with experts who help real people every day-The human stories behind how we earn, spend, and save  Whether you’re trying to make smarter money moves or just want to feel more in control of your finances, we’ve got you covered.

  1. 3월 17일

    What is the neurodiversity tax?

    Money isn’t a level playing field. For many people experiencing neurodiversity, managing it comes with extra stress, admin and time: a hidden cost often called the neurodiversity tax. In this episode, Octopus Money adviser Chantelle Elmi shares her story of growing up with dyslexia and finding her place in one of the most complex professions out there. We talk about what the neurodiversity tax really means, how financial advice can be more inclusive, and why good money systems should work for every brain. Send us a text with suggestions for future episodes. Important information: This podcast is for general information only and isn’t personal advice. All investments carry risk. The value of your investments can go down as well as up, and you may get back less than you put in. Past performance isn’t a reliable guide to the future. References to tax or Inheritance Tax are based on current UK legislation, which can change, and the value of any tax relief depends on your individual circumstances. Send a text

    37분

  2. 3월 8일

    Risk, confidence and why more women should invest

    For this International Women’s Day episode, we’re joined by Erin Platts, CEO of Octopus Investments. We chat about why women still face more barriers to investing, even though they often outperform over time. Erin shares lessons from a career in banking, venture capital and tech, and we dig into what risk really means, how confidence gets built, and why representation matters when it comes to wealth. Got ideas for upcoming episodes? Send a text Send a text

    39분

  3. 2월 12일

    Tax year end: What to do before 5 April

    The tax year ends on 5 April, which means that many of the tax-free limits on how much you can pay into things like ISAs and pensions start again from zero. In this episode, we explain what tax year end actually means, walk through ISAs, pensions and general investment accounts, and share a simple way to decide whether you should act before the deadline. Practical, clear and designed to help you make one smart move before 6 April. Send a text

    21분

  4. 1월 28일

    What Happens If You Never Talk About Inheritance?

    Over £5 trillion is set to move between generations in the coming years, but most families aren’t talking about it.  In this episode, Tom and Octopus Money adviser Tim dig into the reality of passing on wealth: inheritance tax, care costs, gifting myths and awkward dinner-table conversations. They explore what silence could cost and how having honest conversations can protect your future while helping the next generation. Send a text

    34분

  5. 2025. 12. 15.

    Spend smarter this Christmas with Tynah Matembe

    Christmas is meant to feel joyful, but between gifts, travel, food, and family plans, December can quickly turn a bit manic.  Tom is joined by Tynah Matembe, founder of MoneyMatix, to share simple ways to enjoy the festive season without overspending. Expect honest chat on setting a Christmas budget, having “awkward” money conversations, cheaper gift ideas (including the Boxing Day trick), and how to reset in January by taking stock and setting one clear intention. Send a text

    34분

  6. 2025. 11. 28.

    The Autumn Budget 2025: What changed, what didn’t, and what to do next

    The Autumn budget landed yesterday: the headlines were noisy and the detail was confusing, so we pulled it apart. Tom and Kristian break down the Autumn Budget in plain English: What changed, what stayed frozen, and what this means for your money. We also took some of your questions to bring the changes to life. Got ideas for our next episode? Send us a text Send a text

    31분

  7. 2025. 11. 20.

    Parenthood, pay and pensions: two CEOs on beating the penalty

    Kids are pricey. But the hidden costs hit harder: not in your trolley, but in your payslip, pension and career. Tom is joined by two female CEOs to unpack the parenthood penalty and how to fight it. Michelle Kennedy, founder of Peanut and author of It Takes a Village, shares what new mums really face. Ruth Handcock, CEO of Octopus Money, explains why childcare is an investment in your career and how planning early changes outcomes. You’ll hear honest talk on parenthood and how two leaders are rewriting the rules on work, family and finance. Send a text

    50분

  8. 2025. 10. 22.

    How to Prepare for the Autumn Budget

    The Autumn Budget always grabs attention. This year’s, on 26 November, has sparked plenty of speculation about what it could mean for pensions, property and investing.  But what really matters for your money? In this solo episode of Keep the Change, Tom Francis, Head of Personal Finance at Octopus Money, takes a look at the Autumn Budget rumours: what’s realistic, what’s just noise and how to prepare your finances before any changes land. This podcast is for informational purposes only and does not constitute personal advice.  Send a text

    29분
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소개

Keep The Change is here to crack open the black box of personal finance – because let’s be honest, most of us were never really taught how money works. We’re on a mission to make finance less confusing, more engaging, and actually useful for real life. Each episode, we'll break down the money questions that matter. -Smart, simple ways to make your money work harder-Conversations with experts who help real people every day-The human stories behind how we earn, spend, and save  Whether you’re trying to make smarter money moves or just want to feel more in control of your finances, we’ve got you covered.

정보

  • 제작진
    Octopus Money
  • 방송 연도
    2025년 - 2026년
  • 에피소드
    20
  • 등급
    전체 연령 사용가
  • 저작권
    © 2026 Octopus Money
  • 웹사이트 보기
    Keep The Change

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