Last Paycheck

Archie and Rob Hoxton

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

  1. How to Build Wealth on Any Income

    2d ago ·  Video

    How to Build Wealth on Any Income

    Watch on YouTube: https://youtu.be/R1ph16eZ_Q4  Can you actually build wealth without a huge income? CFP Professionals Archie Hoxton and Jimmy Sutch challenge the idea that financial success is reserved for high earners. They explore how consistent saving, smart investing, and avoiding lifestyle inflation can help everyday people build lasting wealth over time. Drawing from real client experiences, Archie and Jimmy discuss the power of regular contributions to retirement accounts like 401(k)s, IRAs, and HSAs, along with the importance of managing debt and automating good financial habits. They also address the dangers of lifestyle creep and social comparison, which can quietly undermine even the best financial plans. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation    Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    19 min
  2. Inflation: The Silent Threat to Your Financial Future

    Jun 17 ·  Video

    Inflation: The Silent Threat to Your Financial Future

    Watch on YouTube: https://youtu.be/l0RkR4ExLz8  Is inflation quietly putting your retirement at risk? CFP Professionals Archie Hoxton and Jimmy Sutch explore how inflation affects everyday spending, long-term savings, and the retirement plans many people work decades to build. They explain why even modest inflation can have a significant impact over time—and why ignoring it can be a costly mistake. Archie and Jimmy break down the difference between healthy and harmful inflation, how rising prices erode purchasing power, and why retirees living on fixed incomes are especially vulnerable. They also discuss investment strategies that can help combat inflation and why holding too much cash or relying on low-yield assets may leave your financial plan exposed. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    18 min
  3. How to Protect Yourself from Financial Fraud

    Jun 10 ·  Video

    How to Protect Yourself from Financial Fraud

    Watch on YouTube: https://youtu.be/MzfJdZaXPTY  Could your financial life withstand a scam, data breach, or identity theft attack? CFP Professionals Archie Hoxton and Rob Hoxton explore the growing risks of fraud in an increasingly digital world—and why protecting your personal information has become an essential part of financial planning. They discuss common threats like wire fraud, payroll scams, and identity theft, along with the tactics criminals use to create urgency and exploit trust. Archie and Rob also share practical steps to strengthen your defenses, including credit freezes, password managers, two-factor authentication, and other simple habits that can significantly reduce your risk. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  4. Retirement Planning for Business Owners: What You Need to Know

    Jun 3 ·  Video

    Retirement Planning for Business Owners: What You Need to Know

    Watch this episode on YouTube: https://youtu.be/m9EHfFpun-o What happens if your business becomes your entire retirement plan? CFP Professionals Archie Hoxton and Rob Hoxton explore the unique retirement challenges small business owners face and why relying too heavily on the future sale of a business can create significant financial risk. They discuss the importance of diversification, retirement savings options like SEP IRAs and Solo 401(k)s, and the critical role succession and exit planning play in building long-term financial security. Archie and Rob also examine how changing market conditions, private equity activity, and advances in technology and AI are reshaping the value and future of many businesses. Check out this website to help facilitate your exit strategy - https://exit-planning-institute.org/find-a-cepa  If you're a business owner thinking about retirement, this episode offers practical guidance on how to prepare for the unexpected and create a more flexible, sustainable financial future. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    16 min
  5. The Retirement Tax Traps No One Talks About

    May 27 ·  Video

    The Retirement Tax Traps No One Talks About

    Watch on YouTube: https://youtu.be/J03xhxXaj_s  Do taxes actually get simpler in retirement? CFP Professionals Rob Hoxton and Archie Hoxton explore why tax planning can become even more complicated after you stop working—and the costly mistakes many retirees fail to anticipate. They break down key retirement tax challenges, including IRA withdrawals, required minimum distributions, the Social Security "tax torpedo," and how rising income can unexpectedly increase Medicare premiums through IRMAA. Rob and Archie also discuss proactive strategies like Roth conversions, qualified charitable distributions, and tax-efficient income planning to help retirees stay ahead of potential surprises. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  6. Downsizing Your Home for Retirement: What You Need to Know

    May 20 ·  Video

    Downsizing Your Home for Retirement: What You Need to Know

    Watch on YouTube: https://youtu.be/ACjrpoNi1Q8  What role should your home play in retirement? CFP Professionals Archie Hoxton and Jimmy Sutch explore the difficult housing decisions many retirees face—and how keeping, downsizing, selling, or renting can impact long-term financial security. They discuss the challenges of accessing home equity, the reality of downsizing in today's market, and how historically low mortgage rates have created "golden handcuffs" that keep many retirees financially stuck. Archie and Jimmy also break down the trade-offs between owning and renting, including flexibility, predictable expenses, and opportunities to put home equity to work elsewhere. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    18 min
  7. Enjoy Retirement Without Running Out of Money: Essential Early Spending Tips

    May 13

    Enjoy Retirement Without Running Out of Money: Essential Early Spending Tips

    Watch on YouTube: https://youtu.be/wouXHzbDYNI  CFP professionals Rob Hoxton and Archie Hoxton discuss one of the most important financial challenges retirees face: managing spending in the early years of retirement. They explain why the excitement of newly earned freedom can lead many people to overspend, treating retirement like a finish line instead of the beginning of a long financial journey. Drawing from real client experiences, Rob and Archie break down how excessive spending early in retirement can create lasting pressure on a financial plan and limit future flexibility. The conversation covers the importance of budgeting, maintaining adequate cash reserves, avoiding debt, and staying disciplined during retirement's "honeymoon phase." ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    18 min
  8. Why Couples Must Share Financial Control

    May 6

    Why Couples Must Share Financial Control

    Watch on YouTube: https://youtu.be/5uVgNKwTa0g  If something happened tomorrow… would your partner know what to do financially? CFP Professionals Archie Hoxton and Rob Hoxton explore why both partners need to be actively involved in managing their finances—and the risks of leaving it all to one person. They discuss the natural split of responsibilities in relationships, the importance of transparency, and simple ways couples can stay aligned. From shared visibility on accounts to tools like financial aggregators and regular "money dates," they outline practical steps to build confidence and avoid confusion if life takes an unexpected turn. If you want a stronger financial partnership and more peace of mind for the future, this episode will help you stay informed, prepared, and protected. ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
5
out of 5
15 Ratings

About

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

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