Last Paycheck

Archie and Rob Hoxton

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

  1. Why "Playing It Safe" Can Hurt Your Retirement Plan

    1D AGO

    Why "Playing It Safe" Can Hurt Your Retirement Plan

    This episode on YouTube: https://youtu.be/aNNl7zB8R2A  ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Should you de-risk your portfolio—or is that actually riskier? CFP Professionals Archie Hoxton and Rob Hoxton tackle a question many investors ask during uncertain markets: should I pull back or get out altogether? They explain why moving entirely to cash can create new risks, such as inflation risk, longevity risk, and missed opportunity, and why emotional decision-making often hurts long-term results. They also discuss why market volatility feels so uncomfortable, and how strategies like bucket planning can help provide structure and confidence.  The episode also features their free Investment Alignment Worksheet, created to help you align your investment strategy with your long-term retirement goals - find it here: https://hoxtonpm.com/worksheets/investment-alignment-worksheet/  Have questions about de-risking, retirement, or navigating volatile markets? Drop them in the comments. We'd love to hear from you! Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  2. Retiring Soon? Do These 5 Things First

    FEB 4

    Retiring Soon? Do These 5 Things First

    This episode on YouTube: https://youtu.be/TAt1Ru377Xc  ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Five things to do before you retire! CFP professionals Rob Hoxton and Archie Hoxton walk through the 5 essential steps you need to take in the final 12 months before your last paycheck. This step-by-step framework helps future retirees avoid costly mistakes and build a retirement plan that actually works in real life. Rob and Archie also explain how retirement changes your cash flow, why flexibility matters, and how to build a plan that can scale up or down with the market—without panic. Questions about how to prepare for retirement? Drop them in the comments! Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  3. ETFs vs. Mutual Funds - Which One Is Better for You?

    JAN 28

    ETFs vs. Mutual Funds - Which One Is Better for You?

    This episode on YouTube: https://youtu.be/UQhWNRKr-gc  Get ready to finally understand the difference between mutual funds and ETFs. In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton break down one of the most common investing questions they hear: what's the real difference between traditional mutual funds and exchange-traded funds (ETFs)? They walk through how mutual funds originally opened the door for everyday investors, explain the rise of low-cost index funds, and explore why ETFs have surged in popularity. They also unpack key concepts like "in-kind" trading, the role taxes play in long-term investment returns, and when an ETF may (or may not) be a better choice than a mutual fund. Have questions? Drop them in the comments, we'd love to hear from you! ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    15 min
  4. Independent Advisors or Big Firms: Which Financial Planner Is Right for You?

    JAN 21

    Independent Advisors or Big Firms: Which Financial Planner Is Right for You?

    This episode on YouTube: https://youtu.be/974T8hcG9U0  In this episode of the Last Paycheck Podcast, CFP Professional Rob Hoxton and financial advisor Jimmy Sutch dive deep into one of the biggest questions in financial planning: Should you work with a big brand or a local independent firm?  Drawing on their personal experiences within both large organizations and independent practices, the hosts break down the advantages and challenges unique to each. They discuss how decision-making, compliance, client focus, and fiduciary responsibilities differ between these environments, shedding light on crucial considerations like conflicts of interest, community accountability, and the evolving landscape of independent advisory firms.  Whether you're just starting to look for a financial advisor or considering switching, this episode offers practical insights rooted in decades of experience. Don't miss this candid conversation designed to help you retire and stay that way with confidence. ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    16 min
  5. Stock Market Fun Facts: What History Reveals About Consistent Returns

    JAN 14

    Stock Market Fun Facts: What History Reveals About Consistent Returns

    This episode on YouTube: https://youtu.be/CsfudwsWhjw  Get ready to learn some fun facts about the stock market. In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton discuss some potentially surprising facts about the stock market that they are pretty sure you don't yet know. Sourced from Goldman Sachs Investment Research, they share some of the long-term performance of the S&P 500, revealing what the average annual return has been since 1945. They discuss why nearly 80 percent of years have been historically positive for investors, and debunk common misconceptions about market ownership. So, if you're an investor or an aspiring investor, this episode will shine a light on facts and misconceptions, making it easier for you to understand this vast world. Any questions? Feel free to comment.   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  6. Tales from the Trenches: Inspiring and Cautionary Financial Planning Stories

    JAN 7

    Tales from the Trenches: Inspiring and Cautionary Financial Planning Stories

    This episode on YouTube: https://youtu.be/WLjrMk2gBE4  Who can you trust when it comes to financial planning?  In this episode of The Last Paycheck, CFP Professionals Archie and Rob Hoxton bring some stories from their own experiences as financial planners over the years. This episode features two powerful narratives: one, a cautionary tale about the dangers of taking amateur investment advice, and another, an uplifting account of how thoughtful planning can create lasting legacies and deep personal fulfillment.  In each, the importance of relationships and trust shines through as their clients chose to take financial advice based on these. So, be careful making your financial decisions, know who to trust, and if in doubt, take the Financial Freedom Score quiz available on https://hoxtonpm.com/    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ This episode on YouTube: https://youtu.be/NnY0HQjndea  Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    15 min
  7. From Wealth-Building to Finding Purpose: Our Guide to Meaningful Money

    12/31/2025

    From Wealth-Building to Finding Purpose: Our Guide to Meaningful Money

    This episode on YouTube: https://youtu.be/5lQSlOODtPU  Can you save too much money? Archie and Rob say yeah, probably. In this episode of the Last Paycheck Podcast, CFP Professionals Archie and Rob Hoxton discuss the concept of making your money truly meaningful. Drawing from their personal and professional experience, they explore why simply accumulating wealth isn't always fulfilling and how aligning your financial decisions with your core values can lead to a richer, more purposeful life. While using some personal examples, Archie and Rob offer practical wisdom on how to build a financial plan that serves life's bigger goals, whether that's spending more time with loved ones, charitable giving, or creating a legacy. Are you saving for a specific goal or do you have a general objective in mind? What comes after? Share your thoughts in the comments.    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ This episode on YouTube: https://youtu.be/NnY0HQjndea  Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    16 min
  8. Are You Ready for a Financial Advisor? Signs, Triggers, and What to Expect

    12/24/2025

    Are You Ready for a Financial Advisor? Signs, Triggers, and What to Expect

    Do you even need a financial advisor? If yes, how do you know when to start looking for one? In this episode of the Last Paycheck Podcast, CFP Professional Archie Hoxton and financial advisor Jimmy Such dive deep into the signs that you might be ready to work with a financial advisor. Your financial needs will evolve, and today Archie and Jimmy discuss some of the more complex times in your life that will signal that yes, you may need a professional to help you remain successful. From getting started in your career to grappling with complex life transitions like retirement, estate planning, or navigating special financial circumstances, a financial planner may be a time and anxiety-saving solution that you've been looking for. Whether you're growing your wealth, facing big decisions, or just starting to wonder what a financial advisor can offer, this episode offers clarity on your next steps. Are you already working with a financial advisor? What made you sign up? Tell us in the comments.    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ This episode on YouTube: https://youtu.be/zd_jY-wjBQQ  Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
5
out of 5
15 Ratings

About

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.