Last Paycheck

Archie and Rob Hoxton

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

  1. Why Couples Must Share Financial Control

    3D AGO

    Why Couples Must Share Financial Control

    Watch on YouTube: https://youtu.be/5uVgNKwTa0g  If something happened tomorrow… would your partner know what to do financially? CFP Professionals Archie Hoxton and Rob Hoxton explore why both partners need to be actively involved in managing their finances—and the risks of leaving it all to one person. They discuss the natural split of responsibilities in relationships, the importance of transparency, and simple ways couples can stay aligned. From shared visibility on accounts to tools like financial aggregators and regular "money dates," they outline practical steps to build confidence and avoid confusion if life takes an unexpected turn. If you want a stronger financial partnership and more peace of mind for the future, this episode will help you stay informed, prepared, and protected. ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  2. Your First Year of Retirement: What to Expect

    APR 29

    Your First Year of Retirement: What to Expect

    Watch on YouTube: https://youtu.be/ESx9i4upPtM  What really happens in your first year of retirement? CFP Professionals Rob and Archie Hoxton break down one of the most important—and often overlooked—phases of retirement: the transition from earning to drawing income. They explore the key financial and emotional challenges new retirees face, from building a sustainable income plan to avoiding common mistakes like overspending or poorly timed withdrawals. The conversation covers taxes, investment decisions, and sequence of returns risk, along with how market volatility and unexpected expenses can impact your plan early on. If you're approaching retirement or already in your first year, this episode will help you navigate the transition with more clarity, confidence, and control. ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  3. The Small Money Mistakes That Cost You Big

    APR 22

    The Small Money Mistakes That Cost You Big

    Watch on YouTube: https://youtu.be/Qqd8i2zItBU  CFP professional Archie Hoxton and Financial Advisor Jimmy Sutch unpack the small financial habits that can quietly derail long-term progress. They explore how everyday oversights, like disorganized accounts, unused subscriptions, and missed contribution opportunities, can add up over time. The conversation highlights common blind spots, including neglected retirement accounts, underutilized benefits like HSAs, and the importance of maintaining an emergency fund. Archie and Jimmy also discuss why keeping estate plans and beneficiary designations up to date is essential for protecting your financial future. With practical insights and real-world examples, this episode offers a clear look at how small adjustments can lead to stronger financial outcomes. ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    18 min
  4. Building Your Retirement: The Dangers of Not Having a Clear Plan

    APR 15

    Building Your Retirement: The Dangers of Not Having a Clear Plan

    CFP professionals Rob Hoxton and Archie Hoxton explore the risks of taking an "I'll just figure it out" approach to retirement planning. They break down why a clear, intentional financial plan matters, highlighting real-world examples and common missteps that can arise when planning is put on autopilot.  The conversation covers essential topics like setting realistic savings goals, making the most of different account types, and adjusting your investment strategy as retirement draws closer. Rob and Archie also address the emotional hurdles that often prevent people from confronting their financial reality, along with the potential for a "lifestyle cliff" when preparation falls short. With practical insights and actionable guidance, this episode offers a thoughtful look at how to plan ahead and build a more secure retirement. ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  5. Life After Work: Designing a Purposeful Retirement

    APR 8

    Life After Work: Designing a Purposeful Retirement

    Watch on YouTube: https://youtu.be/GarLCE8HGPI  In this second part of their conversation, CFP professionals Rob Hoxton and Archie Hoxton continue their discussion with financial planner, author of The Money and Meaning Journey, and host Jeff Bernier. Building on last week's episode, Jeff dives deeper into the connection between money, purpose, and fulfillment in retirement. Together, they explore what it means to create a meaningful "Act 2," including how to identify your unique abilities, clarify your values, and navigate common challenges like shifting identity and financial uncertainty. Jeff also shares practical tools and exercises from his work to help listeners gain clarity and confidence as they approach retirement. Whether you're nearing this transition or simply thinking ahead, this episode offers thoughtful insights on how to retire—and stay retired—with purpose. Watch part 1: https://youtu.be/Tp3m13nq0dM  Jeff's book The Money & Meaning Journey: A Guide to Clarity, Financial Confidence, and Joy  - https://www.amazon.com/Money-Meaning-Journey-Financial-Confidence/dp/164225262X  ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/

    17 min
  6. Is Early Retirement Realistic? Pros, Cons, and Risks of the FIRE Lifestyle

    MAR 25

    Is Early Retirement Realistic? Pros, Cons, and Risks of the FIRE Lifestyle

    This episode on YouTube: https://youtu.be/VBQaA8ObwhU  ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ Are you chasing FIRE… or is it chasing you? CFP Professionals Rob Hoxton and Archie Hoxton break down the reality behind Financial Independence, Retire Early, what it means, where it came from, and how achievable it really is. They cover the 4% rule, different versions of FIRE like Lean, Fat, Coast, and Barista, and the trade-offs between aggressive saving and actually enjoying life. Along the way, they share honest views on long-term risks such as healthcare and longevity, and on whether early retirement is realistic for most people. If you're thinking about retiring early or want a clearer plan for financial independence, this episode will help you understand what it really takes—and whether it's right for you. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    17 min
  7. The Real Drivers of Long-Term Investment Success

    MAR 18

    The Real Drivers of Long-Term Investment Success

    This episode on YouTube: https://youtu.be/xAsu_xyM3Bk  ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation  Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/ What really matters when it comes to investing? In this episode of the Last Paycheck Podcast, CFP Professionals Archie Hoxton and Rob Hoxton dive deep into what truly matters when it comes to investing, stripping away the noise and hype that often distracts from sound financial decision-making. Drawing from decades of experience and research, they discuss the importance of asset allocation versus stock picking, the role of fees and when it makes sense to pay them, behavioral coaching, and the myth of get-rich-quick schemes. Visit: http://www.thelastpaycheck.com   Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    15 min
5
out of 5
15 Ratings

About

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.