Let's Talk About Scams Joyce Petrowski

This episode of “Let’s Talk About Scams,” host Joyce Petrowski, founder of R.O.S.E. Resources/Outreach to Safeguard the Elderly, takes us through a harrowing impersonation scam story shared by Sonny, whose wife became a victim of scammers skillfully posing as various government officials. From Customs, Border Patrol, and the U.S. Marshals, the scammers' used an elaborate scheme to scam! Together, Joyce and Sunny dissect the step-by-step manipulation process, from the initial fraudulent call under the guise of a customs official to the eventual demand for a Bitcoin ATM deposit. Join Joyce as she unpacks this real-life situation to equip and educate listeners on safeguarding themselves against such sophisticated scams.
 
Key Episode Takeaways:
Impersonation scams can involve sophisticated stories with scammers posing as officials from multiple government agencies. Emotional manipulation is a key tactic used by scammers to prevent victims from thinking clearly and questioning the scam. The importance of having a trusted person to consult with before making any decisions under pressure. Continuous education and awareness are crucial for protecting oneself against scams. Scammers exploit victims' fears of legal trouble and tarnished reputations to coerce them into compliance. Remember, knowledge is power—subscribe to "Let's Talk About Scams" podcast to stay updated on ways to safeguard your well-being against scams. Share what you've learned with your loved ones and stay vigilant. Stay safe and informed! Visit https://www.roseadvocacy.org/ for additional resources and newsletters to safeguard against scams.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional/legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources/Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

This episode of “Let’s Talk About Scams,” host Joyce Petrowski, founder of R.O.S.E. Resources/Outreach to Safeguard the Elderly, dives deep into the IRS Identity Protection PIN—a powerful tool in the fight against tax-related fraud. With fraudulent tax returns causing a staggering $6 billion in losses annually, the IRS introduced this PIN to safeguard taxpayers' refunds. Join Joyce as she guides you through the application process, emphasizing the importance of the PIN for anyone who files tax returns. Whether you've been a victim of tax return fraud or simply wish to protect your financial future, this episode is packed with actionable advice to secure your tax refund from the prying hands of scammers. Fortify your defenses against tax-related scams and ensure your financial security.
Key Episode Takeaways:
The IRS Identity Protection PIN is a critical measure against fraudulent tax returns. Taxpayers can apply for the PIN via an online tool, requiring identity verification to ensure security. The PIN is valid for one year, with a new one issued annually for continued protection. Applying online offers immediate receipt of the PIN, whereas mail applications take 4-8 weeks. Importance of keeping the PIN confidential to prevent unauthorized use by scammers. Key Resource Mentioned:
https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin
Remember, knowledge is power—subscribe to "Let's Talk About Scams" podcast to stay updated on ways to safeguard your well-being against scams. Share what you've learned with your loved ones and stay vigilant. Stay safe and informed! Visit https://www.roseadvocacy.org/ for additional resources and newsletters to safeguard against scams.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional/legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources/Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

This episode of “Let’s Talk About Scams,” host Joyce Petrowski, founder of R.O.S.E. Resources/Outreach to Safeguard the Elderly, sits down with Steve, who shares his near-miss experience with a scam called "pig butchering", which lures victims with the promise of lucrative cryptocurrency investments. Explore the depths of the mechanics behind the "pig butchering" scam and how scammers exploit social media and personal connections to build trust before slaughtering your piggy bank and vanishing without a trace. Hear Steve's personal story, understand the sophisticated tactics used by scammers, and recognize the importance of skepticism and verification in the digital age.
Key Episode Takeaways
The Nature of Pig Butchering Scams: A technique scammers use to build a relationship and trust before exploiting victims. Cryptocurrency as a Tool for Scammers: How scammers leverage the allure of cryptocurrency investments to manipulate potential victims. Importance of Skepticism and Verification: The critical need to verify information and maintain skepticism, especially when dealing with unexpected contacts or investment opportunities. Role of Emotions in Scams: How scammers manipulate emotions to cloud judgment and push their agenda. The Value of Reporting and Sharing: The importance of reporting scam attempts to authorities and sharing experiences to educate others. Key Resources Mentioned
FBI's Internet Crime Complaint Center (IC3) for reporting scams: https://www.ic3.gov/ 
Remember, knowledge is power—subscribe to "Let's Talk About Scams" podcast to stay updated on ways to safeguard your well-being against scams. Share what you've learned with your loved ones and stay vigilant. Stay safe and informed! Visit www.RoseAdvocacy.org for additional resources and newsletters to safeguard against scams.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional/legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources/Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

On this episode of “Let’s Talk About Scams,” host Joyce Petrowski, founder of R.O.S.E. Resources/Outreach to Safeguard the Elderly, exposes the latest scams targeting the elderly. From the classic Reader's Digest sweepstake scams to the more insidious package delivery scams, Joyce provides valuable insights into recognizing these fraudulent schemes. This episode takes a compassionate turn as it explores the emotional and psychological impact of scams on victims, particularly older adults. With a blend of practical advice and heartfelt concern, Joyce aims to arm listeners with knowledge and resources to protect themselves and their loved ones from financial exploitation.
Key Episode Takeaways
Silence unknown callers to reduce scam calls. Be skeptical of sweepstakes or prize announcement calls asking for money. Avoid clicking links or calling back numbers from suspicious package delivery messages. The emotional and psychological effects of scams can be as devastating as financial losses. Resources and tips for scam prevention and protection. Remember, knowledge is power—subscribe to "Let's Talk About Scams" podcast to stay updated on ways to safeguard your well-being against scams. Share what you've learned with your loved ones and stay vigilant. Stay safe and informed! Visit www.RoseAdvocacy.org for additional resources and newsletters to safeguard against scams.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional/legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources/Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

On this episode of “Let’s Talk About Scams,” host Joyce Petrowski, founder of R.O.S.E. Resources/Outreach to Safeguard the Elderly, discusses the two prevalent scams that are currently making the rounds. First up is the “Look Who Died” scam on Facebook, a malicious attempt to exploit users’ emotions and curiosity. Following that, Joyce sheds light on “bank jugging,” a concerning trend that has prompted warnings from the Chandler Police Department. Through expert insights and actionable advice, this episode arms listeners with the knowledge needed to recognize and protect themselves and their loved ones from these deceptive practices.
Key Episode Takeaways
The “Look Who Died” scam on Facebook uses fake obituaries to lure users into clicking malicious links. “Bank Jugging” involves thieves targeting individuals who have just visited a bank, exploiting their vulnerability. Strategies for safeguarding personal information online and while in public. The importance of community awareness and reporting suspicious activities to prevent scams. Don't forget to subscribe to "Let's Talk About Scams" for more insights. Share what you've learned with your loved ones and stay vigilant. Stay safe and informed! Visit www.RoseAdvocacy.org for additional resources and newsletters to safeguard against scams.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional/legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources/Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.

On this episode of "Let's Talk About Scams," host Joyce Petrowski, founder of R.O.S.E. Resources/Outreach to Safeguard the Elderly, hears from Janet who shares a recent tech support scam that targeted a 92-year-old family member. Through Janet's story, we understand the sophisticated tactics scammers use, from alarming pop-up messages to posing as bank employees, in order to exploit vulnerabilities and instill fear. This episode not only sheds light on the emotional and financial toll such scams can take but also emphasizes the importance of vigilance, skepticism, and the support of trusted individuals in safeguarding against these digital threats.
Key Episode Takeaways
Tech support scams can use sophisticated tactics to exploit victims, including alarming pop-up messages and posing as legitimate organizations. Victims may be manipulated into withdrawing large sums of money under the disguise of security threats to their financial assets. Emotional and psychological impacts of scams can be profound, leading to embarrassment and reluctance to seek help or disclose the scam. The importance of updating email addresses, using secure browsers, and implementing antivirus software to protect against scams. Encouraging conversations about scam awareness and prevention within families and communities is crucial. Don't forget to subscribe to "Let's Talk About Scams" for more insights. Share what you've learned with your loved ones and stay vigilant. Stay safe and informed! Visit www.RoseAdvocacy.org for additional resources and newsletters to safeguard against scams.
Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional/legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources/Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam.