Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom

Steve Rhode
  • 4,1 (24)
  • DÉVELOPPEMENT PERSONNEL
  • CHAQUE SEMAINE

Welcome to the Get Out of Debt Podcast with Steve Rhode, your trusted source for practical debt solutions, budgeting tips, and effective money management strategies. Join us for real-world discussions on overcoming financial challenges. https://www.pinterest.com/getoutofdebtguy/ https://www.instagram.com/thegetoutofdebtguy/ https://bsky.app/profile/getoutofdebtguy.bsky.social https://www.facebook.com/GetOutOfDebtGuy/ https://x.com/getoutofdebtguy

  1. -2 J

    Video Podcast - A Different Plan for Meaty Mama: Hope, Debt, and Finding a Way Forward

    In this heartfelt episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — talk about The Meaty Mama, a hardworking YouTube creator juggling gig work, family, and $50,000 in debt. Steve and Damon explore the emotional and financial challenges she faces, including burnout, unstable gig income, and whether selling her condo is really the answer. Together, they unpack what it means to rebuild your financial life without shame — highlighting compassion, smart strategy, and forgiveness over fear. This episode goes beyond quick-fix advice and looks at how personalized financial recovery can help you protect your assets, your health, and your hope. Read more at https://getoutofdebt.org and connect with Damon for a free consultation at https://damonday.com.

    36 min
  2. A Different Plan for Meaty Mama: Hope, Debt, and Finding a Way Forward

    -4 J

    A Different Plan for Meaty Mama: Hope, Debt, and Finding a Way Forward

    In this heartfelt episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — talk about The Meaty Mama , a hardworking YouTube creator juggling gig work, family, and $50,000 in debt. Steve and Damon explore the emotional and financial challenges she faces, including burnout, unstable gig income, and whether selling her condo is really the answer. Together, they unpack what it means to rebuild your financial life without shame — highlighting compassion, smart strategy, and forgiveness over fear. This episode goes beyond quick-fix advice and looks at how personalized financial recovery can help you protect your assets, your health, and your hope. Read more at https://getoutofdebt.org and connect with Damon for a free consultation at https://damonday.com. The post we talk about in the podcast is The Comprehensive Case Against “The Dave Ramsey Way Is The Only Way”

    36 min
  3. Let’s Talk: Finding the Right Path Out of Debt — Without the One-Size-Fits-All Approach

    6 OCT.

    Let’s Talk: Finding the Right Path Out of Debt — Without the One-Size-Fits-All Approach

    In this episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — open up an honest, thoughtful conversation about debt, forgiveness, and financial recovery. Inspired by Steve’s new article The Comprehensive Case Against the “Dave Ramsey Way is the Only Way”, this discussion isn’t about tearing anyone down. It’s about opening up the conversation. Dave Ramsey has helped millions of people, and his principles work for many — but as Steve and Damon explain, personal finance is never truly “one-size-fits-all.” This show invites listeners to think critically, explore all their options, and make informed decisions that fit their unique lives and values. Whether you’re following the Ramsey plan, considering bankruptcy, or somewhere in between, this episode encourages healthy questioning and balanced perspective — because good financial advice should empower, not shame. Visit https://getoutofdebt.org to read the full article and more debt-free resources. Need personalized advice or a judgment-free conversation about your options? Damon offers free consultations at https://damonday.com.

    47 min
  4. Can You Go to Jail for Credit Card or Loan Debt? The Truth About Debt, Fear & Scams

    29 SEPT.

    Can You Go to Jail for Credit Card or Loan Debt? The Truth About Debt, Fear & Scams

    In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) dig into one of the most common fears people have about money: “If I stop paying my credit cards or personal loans, can I go to jail?” We separate fact from fiction, explain why debt misfortune isn’t fraud, and share the real consequences of missed payments. Damon introduces his “shoot the hostage” analogy about credit scores, Steve recalls stories from bankruptcy courts, and together they tackle the mental health toll of financial anxiety. We also expose how scammers pretend to be law enforcement to trick people into sending money, and why fear is the number one weapon used by both shady collectors and fraudsters. If you’ve ever lost sleep worrying about debt collectors, credit scores, or the fear of arrest, this episode will give you clarity — and a plan forward. 👉 Learn more at https://getoutofdebt.org 👉 Talk directly with Damon at https://damonday.com

    44 min

  5. 22 SEPT.

    Should You Use Your 401(k) to Pay Off Credit Card Debt? The Math vs. The Emotion

    Is it worth pulling money from your 401(k) to wipe out credit card debt charging you 20% or more? In this episode of The Get Out of Debt Guy Podcast, Steve, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, break down the real trade-offs. We tackle the emotional relief of paying off high-interest balances versus the cold math of lost compounding, penalties, and taxes when you tap into retirement savings. With credit card APRs climbing above 20%, and some people paying over $1,000 a month just in card payments, it’s no surprise more Americans are tempted to borrow from or cash out their 401(k). Steve and Damon debate whether raiding retirement accounts to pay credit cards ever makes sense, share horror stories of people who never put the money back, and explain why a strategic plan—not a panic move—is the only way forward. Learn about: Why a $10,000 401(k) loan today can cost you nearly $70,000 in lost growth over 20 years. What really happens if you lose your job while carrying a 401(k) loan. Smarter alternatives to tapping retirement funds, from side hustles to defensive debt strategies. When a 401(k) withdrawal might be the last option—and how to avoid disaster if you go that route. Don’t make a decision based on fear or a sales pitch. Separate emotion from math and protect your financial future. 👉 Visit https://getoutofdebt.org for more insights from Steve.👉 Work with Damon on a personalized plan at https://damonday.com

    44 min

  6. 16 SEPT.

    Laid Off or Terminated? Smart First Moves to Protect Your Finances

    Losing your job can feel like the floor’s been pulled out from under you—but there are steps you can take right away to steady your finances and protect your future. In this episode of the Get Out of Debt Guy Show, Steve Rhode (the original Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) break down what to do first when you’re laid off, terminated, or facing a sudden loss of income. We also tackle a listener’s question: If your loan is sold to a collection agency, does that mean you don’t owe the debt anymore? Damon shares a wild personal story about fighting Citibank in court, and Steve explains why documentation and planning matter more than online myths. From managing credit cards and unemployment benefits, to side hustles like DoorDash and Instacart, this conversation is packed with real-world strategies to avoid common mistakes when income stops. 💡 Want help with your unique situation? Damon can be reached directly at DamonDay.com.📚 More resources and guides at GetOutOfDebt.org.

    38 min

  7. 8 SEPT.

    Cost of Living Reality Check: Your Debt is Lava

    Prices are climbing faster than paychecks—and families feel the squeeze. In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) break down the real-world cost pressures hitting households right now: cost of living vs. wages, shrinkflation at the grocery store, Instacart/app markups, rent and housing costs, electricity rising faster than inflation, insurance premiums, and high-interest credit card debt. We keep it plain-English and practical: why this is happening, how it shows up in everyday budgets, and realistic steps to protect your cash flow (cutting debt, smarter shopping, avoiding app markups, and building savings so your future isn’t on a treadmill). Plus, a candid chat about retirement math—why “$7,000 a month” won’t buy in 10–20 years what it buys today—and how getting out of debt sooner can change your entire trajectory. Helpful links: • Get more free help and guides: GetOutOfDebt.org — https://getoutofdebt.org • Talk with Damon one-on-one: DamonDay.com — https://damonday.com

    40 min

  8. 2 SEPT.

    How to Make Real Money After Dark with Gig Apps

    Life’s more expensive than ever, and once you’ve cut back on extras, the only way forward is to earn more. In this episode of Get Out of Debt Guy, Steve Rhode talks with Damon Day—the new Get Out of Debt Guy—about how to turn evenings into real money using gig apps like DoorDash, Uber, Instacart, and Amazon Flex. Damon shares the playbook he personally uses to bring in serious side hustle income each month: multi-apping strategies, smart route planning, power blocks, and safety tips for working after dark. They also tackle common objections—from gas costs to burnout—and show how to make the gig economy work for your wallet instead of against it. Visit https://getoutofdebt.org for more insights, and reach Damon directly at https://damonday.com.

    47 min
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Welcome to the Get Out of Debt Podcast with Steve Rhode, your trusted source for practical debt solutions, budgeting tips, and effective money management strategies. Join us for real-world discussions on overcoming financial challenges. https://www.pinterest.com/getoutofdebtguy/ https://www.instagram.com/thegetoutofdebtguy/ https://bsky.app/profile/getoutofdebtguy.bsky.social https://www.facebook.com/GetOutOfDebtGuy/ https://x.com/getoutofdebtguy

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