Limitless

Matthew Preston & Thaon Simms

Just 2 best friends talking about their interests which just happen to be finance

  1. 9H AGO

    The Truth About Pensions in Jamaica Nobody Is Telling You

    Most Jamaicans are walking toward retirement with nothing saved and don't know it yet. Desmond Johnson spent over 20 years inside NCB managing over $120 billion in pension assets. He joins Dr. Matthew Preston and Dr. Thaon Simms to explain why less than 20% of Jamaica's workforce contributes to a pension, what the government's auto enrollment plan actually changes, and which JSE stocks he's buying right now. This is the retirement conversation Jamaica needs to have. Chapters: 00:00 Introduction and Meet Desmond Johnson 02:10 Behind the Scenes: What the Pension Industry Sees That You Don't 05:06 Jamaica's Retirement Gap: Only 20% Are Saving 09:08 What a Pension Actually Is and How It Works 14:11 Starting at 24 vs 35: The Real Difference in Your Payout 16:17 Why Coverage Is So Low: It's a Culture Problem 18:14 What Auto Enrollment Actually Means for Jamaica 22:37 Pension Funds and the JSE: Why More Money Isn't Flowing In 33:19 How Pension Funds Invest and the 5% Concentration Limit 40:14 Desmond's JSE Stock Picks: NCB, Grace Kennedy and Sagicor 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 💝 Support the podcast: https://www.buzzsprout.com/1971039/support 📧 Email us: limitlesspodcastja@gmail.com 👍 If you enjoyed this episode, please like, subscribe, and share with someone who hasn't started saving for retirement yet! ❓ Are you contributing the maximum 20% to your pension? Drop an honest answer in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

    49 min
  2. MAY 15

    JETCON's Impossible Comeback Story

    A $74 million loss. A Chinese car brand most Jamaicans had never heard of. And one man who bet his 35 year old company on it. Dr. Matthew Preston and Dr. Thaon Simms sit down with Andrew Jackson, founder and executive chairman of Jetcon Corporation, to hear how he pivoted from used Japanese imports to an exclusive BAIC dealership and swung to a $95 million profit. Andrew reveals his 2026 sales targets, why he pulled back from solar, and why he thinks this could be Jetcon's biggest year ever. Chapters: 00:00 Introduction and Andrew Jackson's Origin Story 02:24 How Twins Forced Him Into Business 04:47 The Moment Chinese Cars Got Good 07:08 Why He Chose BAIC Over Every Other Brand 08:33 "You're Crazy" and the Skeptics 11:00 The BAIC X55, X35, BJ30 and BJ40 Walkthrough 17:01 How Much Do They Actually Cost? 19:45 The Resale Value Question Every Buyer Asks 24:26 Why New Cars Take 5 Months to Arrive 26:12 Sales Targets: 200 Last Year, 400 This Year 28:01 Why Jetcon Is Pulling Back From Solar 31:08 EVs in Jamaica: Why It Hasn't Worked Yet 35:36 The After Sales Goldmine Nobody Talks About 42:05 US China Tensions and the BAIC Risk 45:06 "This Year We're Gonna Blow That Away" 49:07 The Jackson Family and Succession Planning 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 💝 Support the podcast: https://www.buzzsprout.com/1971039/support 📧 Email us: limitlesspodcastja@gmail.com 👍 If you enjoyed this episode, please like, subscribe, and share with someone thinking about buying a new car in Jamaica! ❓ Would you buy a Chinese car over a Toyota or Honda? Drop your pick in the comments below! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

    53 min
  3. MAY 8

    QUANTUS ADVANTAGE IPO: The $11 Billion Opportunity Most Jamaicans Are Missing

    What if Jamaican businesses could access capital without a bank ever approving them? Dr. Matthew Preston and Dr. Thaon Simms sit down with Stanley Thompson, EVP at Quantus Capital, to get inside the engine room of the Quantus Advantage IPO. Stanley breaks down structured finance, securitization, the 8% hurdle rate, and why the $11 billion private credit market in Jamaica is largely untapped. Whether you're a first-time investor or sizing up your next JSE position, this episode gives you the framework to decide for yourself. Chapters: 00:00 Introduction and Stanley's Background 01:37 From Mayberry to Quantus: Stanley's Finance Journey 02:34 What Made Stanley Leave Banking for a Startup 04:33 Traditional Financing vs the Quantus Way 07:55 The Sandals Farmer Example: How Receivables Financing Works 12:19 Structured Finance vs Securitization Explained 17:00 The $11 Billion Market Jamaica Isn't Using 19:05 How the Quantus Advantage IPO Fits the Bigger Picture 25:29 Which Sectors Does Quantus Prefer? 31:00 Stanley's Top 3 Investment Evaluation Criteria 40:51 Why the 2% Fee and 8% Hurdle Rate Are Justified 44:32 Junior Market vs Main Market: Why Quantus Chose the US Main Market 48:52 Price vs Value: How to Actually Assess This IPO 52:13 Closing Thoughts and Stanley's Message to Future Shareholders 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 💝 Support the podcast: https://www.buzzsprout.com/1971039/support 📧 Email us: limitlesspodcastja@gmail.com 👍 If you enjoyed this episode, please like, subscribe, and share with someone watching this IPO! ❓ Are you investing in the Quantus Advantage IPO? What's your biggest concern? Drop your thoughts in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

    55 min
  4. MAY 1

    $111 OIL: Why Every Jamaican Should Be Worried

    Brent crude just hit $111 a barrel and Jamaica's $4.50 weekly fuel cap is about to shatter. Matthew Preston and Thaon Simms break down how the Strait of Hormuz closure and the $11.8 billion Petrojam crisis are quietly crushing JSE stocks across manufacturing, banking, and energy. From Wisynco's diesel fleet to NCB's bond portfolio to Grace Kennedy's 9% price hike landing May 1, every Jamaican investor needs to know which companies survive this and which ones bleed. Your portfolio's exposure runs deeper than you think. Chapters: 00:00 Brent Crude at $111 and the JSE Crisis 02:22 The Strait of Hormuz Shutdown Explained 06:01 The 14 Million Barrel Production Cut 11:07 How Petrojam Pricing Actually Works 17:31 The $4.50 Cap and the $11.8 Billion Problem 20:21 Why Your JPS Bill Is About to Spike 24:52 The $40,000 a Month Bus Commuter Story 28:09 Why Trans Jamaica Highway Survives 34:33 The Margin Squeeze on FESCO and RPL 42:10 Manufacturing Stocks at Risk: WISYNCO, SEPROD, GK 49:30 The Bond Trap at NCB and SAGICOR 56:28 WIGTON and the Renewables Tailwind 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 💝 Support the podcast: https://www.buzzsprout.com/1971039/support 📧 Email us: limitlesspodcastja@gmail.com 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ Which JSE stock are you most worried about with Brent crude at $111? Drop the ticker in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

    1 hr
  5. APR 24

    The Untold Story of Julian Morrison

    Most people think investing is about picking the right stock. Julian Morrison, known as "Dr. Doom," reveals it's really about how you think. From producing music for Kabaka Pyramid to screening private equity deals at Proven Investments, Julian's path to managing capital was anything but conventional. Dr. Matthew Preston and Dr. Thaon Simms dig into how he evaluated NVIDIA before it was hot, why Fontana's real competitive advantage isn't pharmacy, and what makes him walk away from a deal. Chapters: 00:00 Introduction and Julian's Return 02:00 The Economy at a Turning Point 04:39 Julian's Earliest Memories of Money 13:12 The Music Production Chapter with Kabaka Pyramid 19:33 From Insurance Sales to JMMB Investment Advisor 25:31 The UWI Party Era and Locking In Academically 31:17 Jamaica's Unemployment Reality 36:33 First Job and Eating Humble Pie at JMMB 42:06 JN Fund Managers and the Bloomberg Terminal 48:50 Headhunted by Proven Investments 52:21 Private Equity and the Investment Committee 58:58 Companies Without Investment Committees 1:02:06 Screening Deals: How to Smell a Bad Investment 1:04:13 Proven Wealth and Strategic Planning 1:06:00 Valuing Catherine's Peak for Grace Kennedy 1:09:09 Jamaica Bauxite Mining and NIC Board Roles 1:27:17 What Makes a Deal Worth Taking 1:43:18 Crown Jewels: Fontana, Wisynco, and Porter's Five Forces 1:49:03 Advice for the 28 Year Old Investor 1:52:13 Book Recommendations: Mastery, Outliers, Tipping Point 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 💝 Support the podcast: https://www.buzzsprout.com/1971039/support 📧 Email us: limitlesspodcastja@gmail.com 👍 If you enjoyed this episode, please like, subscribe, and share with someone building their investment career! ❓ What's one unconventional skill from your career that's helped you as an investor? Drop your answer in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

    1h 60m
  6. APR 17

    We're Reading The Quantas Advantage IPO Prospectus LIVE

    The Quantas Advantage IPO opens April 22, 2026 — and it might be the most important JSE listing of the year. Dr. Matthew Preston and Dr. Thaon Simms break down the full prospectus LIVE We're reading the prospectus page by page, answering your questions in real time, and giving you our honest take on whether this belongs in your 2026 portfolio. Drop your questions in the chat — we're answering them live. Chapters: 00:00 LIVE Intro and Welcome 02:00 What is Quantas Advantage? (Plain English) 06:00 The Two-Pillar Business Model Explained 12:00 Structured Finance vs Securitised Assets 18:00 The Numbers: 10.19% ROE and Zero Credit Losses 25:00 Dividend Policy: 9.2% Yield Breakdown 32:00 Pricing Tiers: Why Anchors Pay $17.45 and You Pay $19.39 40:00 Who Already Owns Quantas (JMMB, Continental, DBJ) 48:00 Use of Proceeds: Where Your Money Actually Goes 55:00 Risk Factors You Need to Know 1:05:00 USD Main Market Listing: What This Means 1:12:00 Our Verdict: Buy, Pass, or Wait? 1:20:00 Live Q&A ⚠️ Key IPO Dates: Opens: April 22, 2026 Closes: May 21, 2026 Lead Broker: JMMB Securities Limited Listing: JSE USD Main Market 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 💝 Support the podcast: https://www.buzzsprout.com/1971039/support 📧 Email us: limitlesspodcastja@gmail.com 👍 If you're watching the replay, smash like and subscribe — we're covering every major JSE IPO this year. ❓ Are you subscribing to Quantas? Drop your answer in the comments: BUY, PASS, or WAIT-AND-SEE? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

    1h 4m
  7. APR 11

    Limitless Podcast 4 Year Anniversary Live Stream

    Four years ago two doctors with zero subscribers hit record. Now with nearly 3,000 subscribers and 300,000 views, Dr. Matthew Preston and Dr. Thaon Simms celebrate The Limitless Podcast's fourth anniversary with a special live stream. They reflect on favorite episodes, lessons learned, and what's next for the channel. Plus they dive into Wisynco's Legend Beer strategy, TransJamaica's post dividend drop, and whether Main Event can recover from Hurricane Melissa's impact on their peak season. Chapters: 00:00 Four Year Anniversary Welcome 01:06 Did We Expect to Be Here Four Years Later? 03:18 Subscribe Push and Community Love 06:06 The Guy Who Said We Were Wrong About Oil 09:53 Favorite Episodes of the Year 12:00 The JSE Conference Experience 15:00 Chat Shoutouts and Episode Requests 19:16 Standout Guests Over Four Years 20:14 Wisynco's Legend Beer and On the Ground Research 25:04 Chat Love and Audience Messages 28:23 Can Legend Beer Really Move Wisynco's Stock? 31:36 Wisynco's Export Growth and Factory Upgrades 33:03 Wisynco Q1 and Q2 Earnings Breakdown 34:55 Main Event's Rough Quarter and Carnival Season 39:01 TransJamaica at $6.17 and the Dividend Drop 42:20 Thaon's TransJam Price Prediction 44:05 Lessons from Four Years of Podcasting 49:12 The Power of Prioritization 51:04 Community Building and Listener Stories 53:29 What's Next for Limitless 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 💝 Support the podcast: https://www.buzzsprout.com/1971039/support 📧 Email us: limitlesspodcastja@gmail.com 👍 If you enjoyed this episode, please like, subscribe, and share with a fellow JSE investor! ❓ What's been your favorite Limitless Podcast episode over the last four years? Drop it in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. We may own shares in any of the companies discussed on this podcast. Please consult a financial advisor before making any investment decisions Send us Fan Mail Support the show

    55 min
  8. APR 3

    We Asked Michael Lee-Chin To Build a Jamaican Stock Portfolio. This Is What Happened

    💰 What happens when you apply Michael Lee-Chin’s investment philosophy to the Jamaican stock market? 🇯🇲 📊 The result? A bold, high-conviction strategy built around deep understanding, concentration, and asymmetric upside. 🔥 This episode dives into: The “one stock” philosophy vs diversification How to build true conviction through research Identifying monopolies and structural advantages Spotting opportunities others might overlook 👀 And how macro events can create massive upside If you’ve ever wondered whether going all-in on your best idea is the key to wealth… this episode breaks it all down. 📊 Highlights & Chapters: 0:00 - 0:21 | 🎙️ Introduction & Big Question: What Would Lee-Chin Buy 0:22 - 1:28 | 🤔 One Stock Strategy vs Diversification 1:29 - 2:20 | 🤖 Training the AI on Lee-Chin’s Philosophy 2:21 - 3:54 | 📊 The “One Stock, One Monopoly” Framework 3:55 - 5:16 | ⚖️ Risk vs Reward: Concentration Debate 5:17 - 7:11 | 🔍 Research, Conviction & Investment Decision-Making 7:12 - 10:18 | 🧠 Real Example: Acquisition Thinking & Market Signals 10:19 - 12:51 | 📈 AI’s Final Investment Pick 12:52 - 15:54 | 🏗️ Macro Thesis & Market Opportunity 15:55 - 18:26 | ⚔️ Why Other Options Were Rejected 18:27 - 22:46 | 📊 Bull, Base & Bear Case Breakdown 22:47 - 26:12 | 🌍 Supply, Demand & Industry Dynamics 26:13 - 31:02 | 💡 Hidden Catalyst: Potential Strategic Moves 31:03 - 35:25 | 🔎 Global Trends & Market Implications 35:26 - 41:56 | 🚀 Final Thoughts & Is This Strategy Worth It? 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ Would you go all-in on one investment, or do you prefer to diversify? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

    42 min

Ratings & Reviews

5
out of 5
6 Ratings

About

Just 2 best friends talking about their interests which just happen to be finance