Live it Full Richard & Kaitlin Fergeson

The Slight Edge by Jeff Olsen is a book that changed the trajectory of my life. 

https://amzn.to/37ZhBFi (As an Amazon Associate I earn from qualifying purchases.)

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No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it. Therefore, strengthen your feeble arms and weak knees.
Hebrews 12:11-12

Why do we let doubt stop us from pursuing our dreams?


This is a reference to “Doubting Thomas”, the disciple who famously refused to believe that Jesus had been resurrected until he had seen him with his own eyes. The story of Doubting Thomas is used as a parable about faith, and how true faith should not be predicated on a need for tangible evidence.


I am the Man, Thomas, I am the Man
Look at these nail scars here in my hands

They drove me up the hill, Thomas, I am the Man
They made me carry the cross, Thomas, I am the Man

I am the Man, Thomas, I am the Man
Look at these nail scars here in my hands

They crown my head with thorns, Thomas, I am the Man
They nailed me to the cross, Thomas, I am the Man

They pierced me in the side, Thomas, I am the Man
I died on the cross, Thomas, I am the Man

They buried me in the tomb, Thomas, I am the Man
In three days I rose, Thomas, I am the Man

Kaitlin and I reviewed these 21 Rules of Money last year on Episode 18.

Richard decided to make a 2022 edition and address some of our current financial concerns and plans for the future following these rules.

The 21 Rules of Money
 
1: 70/20/10 - Live on 70% of your income, invest 20% and give away 10%. 
2: If you can’t buy something with cash, don’t buy it with credit (other than car or real estate). 
3: Have six months of living expenses in cash but no more than that. 
4: Don’t waste money.
5: Don’t spend money based on emotion. 
6: When investing your money, do your due diligence, then do it again. 
7: Think four generations in the future before you spend or invest your money. Will it benefit my children’s children? 
8: Never carry a credit card balance unless it’s at 0%. 
9: Never have all your money in one account. (Read Profit First if you haven’t) 
10: Never have all your money in one investment (unless it’s your first deal).
11: Never spend more than you can truly afford. You have to know what you can afford. 
12: Don’t spend money solely to impress others, the Joneses are broke, you just don't know it. 
13: Make sure the reward always outweighs the risk. 
14: Treat your money as if you worked hard for it, even if you didn’t. 
15: Never work for the same dollar twice.
16: Manage and adapt your budget monthly.
17: Know your numbers (this is most people’s biggest issue) 
18: If it sounds too good to be true it is, trust me. 
19: Inform yourself of how taxes work and pay accordingly, get a good CPA. 
20: Never rely on just one source of income, the average millionaire has seven. 
21: Spend your time earning money until you can spend your money earning time.

When you learn to sit at the table with your Judas, you'll understand the love of Christ. 

Be able to discern your Judas from your Peter. 
Peter had a bad day, Judas had a bad heart. 
Peter, you restore. Judas, you release. 
You have got to know who to restore and who to release. 

Ralph Waldo Emerson said; 

“Sow a thought and you reap an action; sow an act and you reap a habit; sow a habit and you reap a character; sow a character and you reap a destiny.” 

Do you struggle with consistency? 

You always will, until you learn how to create habits that serve you.

You must be intentional until the habits that serve you are second nature, they are your character. 

To quote Uhtred; "Destiny is all."

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