13 episodes

Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.

Market Pulse Equifax

    • Business
    • 5.0 • 4 Ratings

Market Pulse is a monthly podcast by Equifax, in partnership with Moody’s Analytics. Equifax hosts bring you interviews with industry experts on the latest economic and credit insights that can help drive better business decisions. Whether you’re in financial, mortgage, auto or another service industry, we help make sense of the latest economic conditions that impact you. This podcast series supplements our Market Pulse webinars, which occur on the first Thursday of each month.

    Is This the Moment for Consumer-Permissioned Data?

    Is This the Moment for Consumer-Permissioned Data?

    With the summer travel season upon us, a new wave of concerns is hitting consumer wallets. We look at how supply chain shortages, inflation, global conflict, end of COVID relief packages, and potential forthcoming recession will impact consumer credit usage and access – with a special focus on how consumer-permissioned data can make credit more accessible. Join us for the latest insights from David Fieldhouse at Moody‘s Analytics and Jeff Hollander at Envestnet | Yodlee.

    Show Notes:
    As consumers feel the squeeze from inflation on their wallet, is the time ripe for leveraging consumer-permissioned data to unlock credit for certain populations? Jeff Hollander at Envestnet | Yodlee discusses the benefits of this aggregated data, while David Fieldhouse at Moody‘s Analytics discusses the latest overall economic and credit trends.
    Jump ahead to these topics:
    1:40 – Latest economic insights & consumer credit trends from Moody‘s Analytics
    6:06 – Certain populations and score bands experiencing higher rates of delinquencies
    8:12 – How will the student loan population be affected when deferments end?
    9:50 – What is Envestnet | Yodlee? And how can it help open access to credit?
    12:05 – Has pandemic accelerated use of consumer-permissioned data?
    13:50 – How do we get more consumers to opt-in to this data?
    15:30 – Envestnet | Yodlee: What is the future of consumer-permissioned data?
    16:50 – Moody‘s Analytics position on consumer-permissioned data
    Learn more about the Market Pulse podcast and webinar series.CreditForecast.comCashflow Insights

    • 19 min
    Is Your Business Ready for the Changing Face of the U.S.?

    Is Your Business Ready for the Changing Face of the U.S.?

    There are seismic shifts occurring in the U.S. population. One being the slowest population growth since 1900. What does this mean for the GDP and your business? Find out in our discussion with Wayne Best, Chief Economist at Visa.

    • 23 min
    'Tis the Season for Buy Now, Pay Later Loans

    'Tis the Season for Buy Now, Pay Later Loans

    Millions of people are flocking to Buy Now, Pay Later (BNPL) loans to finance everything this holiday season from clothing and vacations to even healthcare. In this episode, David Fieldhouse of Moody’s Analytics and Amy Frasher of Equifax talk about who’s using BNPL loans, why they’re gaining in popularity, and how they affect traditional credit files today – and perhaps in the future.

    • 21 min
    Financial Inclusion’s Role in the Economic Recovery

    Financial Inclusion’s Role in the Economic Recovery

    We get the latest on the economic recovery from David Fieldhouse, director of consumer credit analytics at Moody’s Analytics. Then, we discuss opportunities for extending credit to conventionally unscoreable populations with Emre Sahingur, senior vice president of predictive analytics research and product management at VantageScore.

    • 21 min
    Entrepreneurship & Credit in the Post-COVID Era

    Entrepreneurship & Credit in the Post-COVID Era

    It looks like a new day for small businesses in search of available credit to power their business. We get an economic update from David Fieldhouse, director of consumer credit analytics at Moody's Analytics, and Evan Leaphart, founder and CEO of Kiddie Kredit, discusses how business acumen begins with credit literacy at an early age.

    • 19 min
    Growing Optimism and a Rising GDP

    Growing Optimism and a Rising GDP

    Buckle up because the U.S. economic outlook for 2021 and 2022 is strong. Cris deRitis, deputy chief economist at Moody's Analytics, explains what’s going right with the economy -- and what the risks may be with such rapid growth. We also dig into the American Jobs Plan and the latest consumer credit trends.

    • 25 min

Customer Reviews

5.0 out of 5
4 Ratings

4 Ratings

Eddo's IPOD ,

Good info on consumer spending and borrowing

Equifax presentations are helpful !

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