Medicaid Mastery

The Legal Podcast Network

Medicaid Mastery is a podcast dedicated to simplifying the often overwhelming world of long-term care Medicaid planning. Through expert interviews, real-life case studies, and actionable insights, the show empowers listeners to navigate the complexities of Medicaid with confidence. Whether you’re a family seeking guidance, a caregiver facing tough decisions, or a professional looking to expand your knowledge, Medicaid Mastery provides practical strategies and expert advice to help you protect resources, secure care, and achieve peace of mind.

  1. Medicaid and Veterans Benefits: How They Work Together

    12/09/2025

    Medicaid and Veterans Benefits: How They Work Together

    Episode Summary: In this episode of *Medicaid Mastery*, Tony Turbeville explains how veterans aid and attendance benefits work alongside Medicaid for long-term care. He delves into eligibility criteria, benefit amounts, coverage differences, and the complexities of coordinating both benefits. Key Timestamps: 00:00 – Introduction 01:15 – Explaining veterans aid and attendance benefits 03:45 – Contrasting aid and attendance with Medicaid coverage 06:20 – Coordinating VA and Medicaid benefits 08:10 – Transitioning from home care to nursing home care 10:30 – Common pitfalls in navigating VA and Medicaid together 12:45 – Differences in rules for veteran patients versus spouses 14:30 – Simplifying VA benefits compared to Medicaid 16:10 – Sequence of applying for VA and Medicaid benefits 18:00 – Importance of seeking professional guidance About the Show: *Medicaid Mastery* is a comprehensive guide to navigating the complexities of the real long-term care Medicaid system. Join Tony Turbeville as he sheds light on securing Medicaid benefits while safeguarding assets and peace of mind for families in need.

    18 min

  2. 11/25/2025

    Avoiding Medicaid Mistakes: Top Errors Families Make During the Application Process

    Episode Summary: In this episode of *Medicaid Mastery*, Tony Turbeville discusses the most common and costly mistakes families make when applying for Medicaid. He emphasizes the importance of avoiding these pitfalls to secure benefits while protecting assets and financial stability. Key Timestamps: 00:00 – Introduction 02:15 – Number one mistake families make during Medicaid applications 04:30 – Impact of giving away assets on Medicaid eligibility 07:10 – Exceptions and legal strategies for asset protection 09:45 – Timing and complexities of the Medicaid application process 12:20 – The value of professional assistance in Medicaid planning 15:05 – Common mistakes and solutions in Medicaid applications About the Show: *Medicaid Mastery* is a comprehensive guide to navigating the complex world of long-term care Medicaid. Tune in to learn valuable insights from Tony Turbeville, an expert in securing Medicaid benefits and safeguarding assets for families.

    17 min
  3. Medicaid and Special Needs Trusts: Protecting Benefits While Providing Support

    11/11/2025

    Medicaid and Special Needs Trusts: Protecting Benefits While Providing Support

    Episode Summary In this episode of Medicaid Mastery, Antony Turbeville explains the role of special needs trusts and pooled trusts in Medicaid planning. He breaks down who needs them, how they work, and why they’re vital for protecting eligibility while ensuring quality of life for loved ones with disabilities. Antony also clarifies common misconceptions, shares real-world examples, and highlights the differences between first-party, third-party, and pooled trusts. What You Will Learn in This Episode What a special needs trust is and how it functions The key differences between first-party, third-party, and pooled trusts How these trusts affect Medicaid eligibility for people under and over 65 Why leftover trust funds may be subject to repayment by the state Examples of how funds can be used to improve quality of life Restrictions on spending from special needs and pooled trusts Key Timestamps 00:02:00 – What is a special needs trust and how does it work? 00:05:00 – The difference between special needs trusts and pooled trusts 00:07:30 – First-party vs. third-party trusts explained 00:09:00 – Real-world examples of trust spending, from necessities to experiences 00:10:30 – Restrictions on how funds can and cannot be used About the Show Medicaid Mastery is a podcast dedicated to simplifying long-term care Medicaid planning for Florida residents. Featuring Antony Turbeville, the show provides clear, actionable guidance on navigating Medicaid rules, protecting assets, and ensuring financial security for aging parents. Through expert insights, the podcast empowers listeners to make informed decisions and avoid costly mistakes in long-term care planning.

    12 min
  4. Should You Shop the Fee? Financial Planning Tools to Keep the Family Liquid During Medicaid Planning

    10/28/2025

    Should You Shop the Fee? Financial Planning Tools to Keep the Family Liquid During Medicaid Planning

    Episode Summary When families face the cost of long-term care, the first instinct is often to shop around for the lowest fee. In this episode, Antony Turbeville explains why Medicaid planning should be based on value—not just price. He shares real examples of how the wrong strategy can leave families paying more in taxes, losing access to liquid funds, or even committing tax evasion without realizing it. Antony also breaks down tools like personal services contracts, promissory notes, and intra-family real estate transactions, showing how they can protect assets while keeping families financially stable. What You Will Learn in This Episode Why focusing only on cost can cost families more in the long run The difference between pre-planning and crisis planning for Medicaid How personal services contracts work—and their tax consequences Safer alternatives like promissory notes and intra-family real estate transfers Why timing and execution are critical to protecting assets The importance of choosing an experienced Medicaid professional How planning goes beyond asset protection to care decisions Key Timestamps 00:01:30 – Should families shop for the lowest fee? 00:04:45 – Why value matters more than cost in Medicaid planning 00:06:30 – The risks of personal services contracts and hidden tax burdens 00:10:15 – When to use PSCs—and why they should be a last resort 00:11:45 – Alternatives: promissory notes and intra-family real estate transfers 00:14:30 – Why Florida allows unique Medicaid planning strategies 00:16:00 – How families can assess options and avoid costly mistakes 00:18:00 – The bigger picture: asset protection and care decisions About the Show Medicaid Mastery is a podcast dedicated to simplifying long-term care Medicaid planning for Florida residents. Featuring Antony Turbeville, the show provides clear, actionable guidance on navigating Medicaid rules, protecting assets, and ensuring financial security for aging parents. Through expert insights, the podcast empowers listeners to make informed decisions and avoid costly mistakes in long-term care planning.

    19 min
  5. How to Help Your Parents Without Jeopardizing Their Medicaid Eligibility

    10/14/2025

    How to Help Your Parents Without Jeopardizing Their Medicaid Eligibility

    Episode Summary Antony Turbeville explores how adult children can financially support their aging parents without risking their Medicaid eligibility for long-term care in Florida. In this episode, Tony explains the difference between direct payments and vendor payments, the complications of joint accounts, and the critical role of documentation in maintaining eligibility. He highlights the importance of seeking competent counsel to navigate Medicaid rules ethically, ensuring parents’ care needs are met while protecting family finances. Key Timestamps 00:00 - Show Introduction and Welcome 01:30 - Impact of Financial Support on Medicaid Eligibility 05:00 - Vendor Payments and Their Safety 09:00 - Complications of Joint Accounts 13:00 - Importance of Proper Documentation 17:00 - Role of Medicaid Planning Experts 21:00 - Navigating Mortgage and Tax Payments 25:00 - Familial Responsibility Rules in Florida 29:00 - Financial Impact on Children’s Future 33:00 - Strategies to Maximize Asset Protection 37:00 - Importance of Pre-Application Counsel 41:00 - Conclusion and Call to Action About the Show Medicaid Mastery is a podcast dedicated to simplifying long-term care Medicaid planning for Florida residents. Featuring Antony Turbeville, the show provides clear, actionable guidance on navigating Medicaid rules, protecting assets, and ensuring financial security for aging parents. Through expert insights, the podcast empowers listeners to make informed decisions and avoid costly mistakes in long-term care planning.

    15 min
  6. Can You Protect the Family Farm or Small Business from Medicaid Recovery?

    09/30/2025

    Can You Protect the Family Farm or Small Business from Medicaid Recovery?

    Episode Summary Antony Turbeville examines strategies for safeguarding family farms and small businesses from Medicaid recovery in Florida’s long-term care system. In this episode, Tony explains how Medicaid recovers costs from probate estates, the unique treatment of farms and businesses compared to homes, and methods like joint ownership or LLC structuring to protect assets. He also highlights the importance of competent counsel to avoid costly mistakes and ensure legacies are preserved. Key Timestamps 00:00 - Show Introduction and Welcome 01:30 - Understanding Medicaid Recovery Concerns 05:00 - Joint Ownership and Asset Protection 09:00 - Treatment of Farms and Businesses vs. Homes 13:00 - Structuring Ownership to Exclude Assets 17:00 - Medicaid Eligibility with High-Value Assets 21:00 - Strategies to Maintain Business Operations 25:00 - Property Valuation in Medicaid Applications 29:00 - Successful Asset Protection Case Studies 33:00 - Planning for Long-Term Care Needs 37:00 - Importance of Competent Counsel 41:00 - Conclusion and Call to Action About the Show Medicaid Mastery is a podcast dedicated to simplifying long-term care Medicaid planning for Florida residents. Featuring Antony Turbeville, the show provides clear, actionable guidance on protecting assets, navigating Medicaid rules, and ensuring financial security. Through expert insights, the podcast empowers listeners to make informed decisions and avoid costly mistakes in long-term care planning.

    14 min
  7. Avoiding Medicaid Spend-Down Mistakes: What Families Need to Know

    09/16/2025

    Avoiding Medicaid Spend-Down Mistakes: What Families Need to Know

    Episode Summary In this episode of Medicaid Mastery, Antony Turbeville reveals the most common Medicaid spend down mistakes families make when preparing for long-term care and explains how to avoid costly missteps. He discusses the difference between negative and positive spend downs, why gifting assets can backfire, and safe ways to reduce countable assets without triggering penalties. Listeners will also learn why working with an experienced Medicaid planning professional can save families thousands of dollars and ensure a smoother approval process. From fixing past mistakes to preserving liquidity and control, this episode is a must-listen for anyone helping a loved one qualify for Medicaid. Key Timestamps 00:01:00 – What Medicaid “spend down” really means 00:01:45 – The biggest mistakes families make when gifting or moving money 00:03:40 – Understanding Medicaid’s five-year look-back period and penalties 00:04:50 – How to “fix” past gifts and asset transfers with promissory notes 00:05:45 – Safe ways to reduce assets without triggering penalties 00:07:40 – Why personal services contracts can create tax liabilities 00:09:40 – How professionals help families avoid costly mistakes and reduce administrative burdens 00:13:20 – The three keys to successful Medicaid planning: liquidity, control, and zero tax 00:16:00 – Why applying on your own can result in Medicaid denial 00:17:50 – Final advice for families helping parents qualify for Medicaid About the Show: Medicaid Mastery helps families navigate the complexities of Medicaid long-term care planning. Hosted by Antony Turbeville, each episode explains Medicaid rules, clears up common myths, and provides actionable strategies to protect your assets while ensuring proper care for your loved ones. For personalized Medicaid planning help, visit platben.com.

    19 min
  8. How to Protect Your Assets from Medicaid (Before and After You Apply)

    09/02/2025 · VIDEO

    How to Protect Your Assets from Medicaid (Before and After You Apply)

    Episode Summary: In this insightful episode of Medicaid Mastery, long-term care Medicaid expert Antony Turbeville breaks down essential strategies to protect your assets before and after applying for Medicaid. He explains what Medicaid considers countable and exempt assets, how to safeguard your home, savings, and retirement accounts, and the differences between preplanning and crisis planning. Listeners also learn about common mistakes families make, spousal protections, and why it’s never too late to save what you can. Key Timestamps: 00:01 – Understanding the biggest Medicaid asset concerns 00:47 – Why your home is generally safe in Florida 02:00 – Why Medicaid planning isn’t “cheating the system” 03:49 – Which assets count toward Medicaid eligibility 05:17 – Exemptions for homes, vehicles, and retirement plans 06:12 – When it’s too late to protect assets 06:57 – Preplanning vs. crisis planning explained 07:53 – How married couples can safeguard the healthy spouse 09:47 – Why annuities may not be the best option 11:14 – The two biggest mistakes families make with Medicaid planning 12:44 – Why it’s almost never too late to save remaining assets 13:37 – Final thoughts on protecting what’s left About the Show: Medicaid Mastery with Antony Turbeville demystifies the complex world of long-term care Medicaid. Each episode provides practical strategies to help families protect their savings, property, and peace of mind while navigating Medicaid’s ever-changing rules. From preplanning tips to crisis solutions, listeners gain valuable insights from one of Florida’s leading Medicaid planning experts.

    14 min
See All (16)

About

Medicaid Mastery is a podcast dedicated to simplifying the often overwhelming world of long-term care Medicaid planning. Through expert interviews, real-life case studies, and actionable insights, the show empowers listeners to navigate the complexities of Medicaid with confidence. Whether you’re a family seeking guidance, a caregiver facing tough decisions, or a professional looking to expand your knowledge, Medicaid Mastery provides practical strategies and expert advice to help you protect resources, secure care, and achieve peace of mind.

Information

More From The Legal Podcast Network