Member Exchange

Greater Kingston Chamber of Commerce

Member Exchange is our digital webinar series that spotlights the expertise of Kingston Chamber members while sharing practical knowledge and insights with the broader business community. Each episode is published on our website, YouTube channel, and podcast platforms, extending the reach of every conversation and bringing our members closer to the special guest and the ideas being shared. Many thanks to Title Sponsor, Chambers Plan - Employee Benefits for their support on this program.

  1. Navigating Municipal Law in Kingston: A Small Business Guide (Licensing, Zoning & Funding) - Member Exchange - June 2026

    May 27

    Navigating Municipal Law in Kingston: A Small Business Guide (Licensing, Zoning & Funding) - Member Exchange - June 2026

    Learn how to successfully navigate municipal law as a small business owner in Kingston, Ontario.In this comprehensive presentation from the Greater Kingston Chamber of Commerce Member Exchange, first-year law students from Queen’s University break down the essential legal and regulatory requirements every local business owner should understand.This session covers everything from business structures and municipal legislation to licensing, zoning bylaws, funding opportunities, and tax considerations—all tailored specifically to Kingston.Whether you're starting a new business or looking to stay compliant, this guide will help you understand your obligations and make informed decisions.⚖️ Presented by:Queen’s University Law Students in collaboration with Pro Bono Students CanadaSupervised by a Kingston lawyer🔑 What You’ll Learn- Types of business structures (sole proprietorship, partnership, corporation)- Key municipal legislation affecting your business- Licensing requirements and fees in Kingston- Zoning bylaws and the Official Plan- Funding tools and legal resources available- Tax obligations and CRA updates- Development charges and real case insights⚠️ DisclaimerThis presentation is for informational purposes only and does not constitute legal advice. Always consult a qualified legal professional for guidance specific to your situation.🔗 Helpful Resources Mentioned- City of Kingston Website- Government of Canada Business Benefits Finder Tool- Queen’s Business Law Clinic- Pro Bono Ontario- Legal Aid Ontario- CRA My Business Account👍 If you found this helpfulLike 👍 | Subscribe 🔔 | Share with a fellow business owner⏱️ Chapters00:00 Introduction & Speakers00:33 Overview of Presentation & Disclaimer01:12 Business Structures Explained02:45 Key Municipal Legislation in Ontario04:01 Municipal Powers & Strong Mayor Powers06:50 Business Licensing in Kingston07:29 Funding Tools & Legal Resources08:35 Federal Tax Considerations & CRA Updates10:19 Business Setup Checklist (Step-by-Step)12:46 Industry-Specific Requirements (Food, Salons)14:01 Kingston Official Plan & Zoning Overview14:30 Commercial Area Designations Explained17:35 Development Charges & Fees18:06 Case Study: Stelmach vs. City of Kingston19:24 Key Takeaways for Business Owners20:36 Closing & Feedback

    21 min
  2. May 1

    Cybersecurity and Privacy for Small Businesses PIPEDA Explained and Best Practices - Member Exchange

    Protecting customer data is essential for every small business.In this Member Exchange session, Queen’s Law students from Pro Bono Students Canada explain cybersecurity and privacy in a practical and easy to understand way. Learn how Canadian privacy law PIPEDA applies to your business, what counts as personal information, and the steps you can take today to reduce your risk.In this video you will learn• What qualifies as personal information• Key cybersecurity threats such as phishing weak passwords and unsecured Wi Fi• Your legal responsibilities under PIPEDA• How to handle data breaches and customer requests• Real world scenarios and common mistakes• Practical cybersecurity strategies for small businessesWhether you are a small business owner entrepreneur or team member handling customer data, this session will help you build stronger privacy practices and protect your organization.View the slides here: https://bit.ly/4dxSEA3Key takeaways• Use strong passwords and multi factor authentication• Limit access to sensitive data using the principle of least privilege• Train employees regularly on cybersecurity risks• Create a breach response plan• Invest in secure systems and backupsDisclaimerThis presentation provides general information only and does not constitute legal advice. Pro Bono Students Canada participants are not licensed lawyers.Special thanks toQueen’s Law and Pro Bono Students CanadaSupervising Lawyer Alexander McPhersonCHAPTERS00:00 Introduction and Welcome 00:34 Disclaimer 01:06 What You Will Learn in This Session 02:06 Key Terms Personal Information and Data Breaches 03:01 Consent Express and Implied 03:37 Cyber Threats Malware and Phishing 03:56 Collection Use and Disclosure Explained 04:33 Additional Key Terms Access Requests Safeguards Encryption 06:37 What is PIPEDA Canadian Privacy Law 07:19 PIPEDA Principles for Businesses 08:30 Legal Obligations and Reasonable Person Test 10:18 Reporting Data Breaches 11:09 Customer Access Rights 12:36 Real World Scenario What Went Wrong 13:38 Risk One Zoom Calls in Public 15:19 Risk Two Data on Personal Devices 18:25 Common Cybersecurity Threats for Businesses 20:16 Phishing and Smishing Explained 23:37 Password Security Best Practices 24:40 Multi Factor Authentication 25:52 Reputational Risk and Customer Trust 27:04 Cost of Cybersecurity for Small Businesses 28:13 Key Takeaways and Best Practices 30:20 Final Thoughts and Resources 30:50 Closing and Disclaimer

    31 min
  3. 2026 Kingston Retiree Tax Traps: 5 Legal Strategies Most Advisors Miss - Member Exchange - Apr. 2026

    Mar 27

    2026 Kingston Retiree Tax Traps: 5 Legal Strategies Most Advisors Miss - Member Exchange - Apr. 2026

    In this Greater Kingston Chamber of Commerce Member Exchange, Sean May shares practical retirement and estate planning ideas for Kingston-area retirees navigating the 2026 tax landscape.Sean covers five legal and tax-efficient strategies that may help reduce unnecessary taxes, minimize probate, protect more of your estate, and improve what you pass on to family or charities.Topics include: RRSP meltdown strategies before age 72Prescribed rate loansCottage insurance swapsInsured annuitiesCharitable remainder trustsAlter ego and joint partner trustsHe also explains key retiree concerns for 2026, including: Capital gains inclusion rate uncertaintyOld Age Security (OAS) clawbackRRIF minimum withdrawal concernsAlternative Minimum Tax (AMT) changesOntario probate feesThis session is intended as educational information for retirees, business owners, and families thinking about retirement income, tax planning, estate preservation, and succession planning.Speaker: Sean May, CFP, CIM, FCSICertified Financial Planner serving Kingston families and businesses since 2004Presented as part of the Greater Kingston Chamber of Commerce Member ExchangeChapters00:00 Introduction00:49 2026 tax challenges facing Kingston retirees04:21 Overview of the 5 legal strategies04:56 Strategy 1: RRSP meltdown before age 7208:47 Strategy 2: Prescribed rate loan14:47 Strategy 3: Cottage insurance swap18:05 Strategy 4: Insured annuity or charitable remainder trust22:55 Strategy 5: Alter ego trust / joint partner trust26:05 Quick comparison of all 5 strategies27:23 Team expertise and closing remarks

    30 min
  4. Incorporating Your Business in Ontario or Canada | Federal vs Provincial Guide - Member Exchange - March 2026

    Mar 4

    Incorporating Your Business in Ontario or Canada | Federal vs Provincial Guide - Member Exchange - March 2026

    Thinking about incorporating your business in Ontario or Canada?In this presentation, student caseworkers from the Queen’s Business Law Clinic (QBLC) break down everything small business owners need to know about incorporation, including: When incorporation makes senseFederal vs Ontario incorporation (CBCA vs OBCA)Tax considerations (CCPC, Small Business Deduction, LCGE)Filing requirements and government feesOngoing compliance obligationsShareholder agreements, bylaws, and minute booksPost-incorporation meetings and corporate governanceWhether you're a startup founder, small business owner, or planning to scale, this session will help you understand the legal structure behind corporations in Canada.👩‍⚖️ Presented by:Queen’s Business Law ClinicOlivia ButzelaarMegan CoulterConnor CutlerDavid HamburgNicole BerezinThe QBLC provides free legal services to eligible small businesses and not-for-profits, including assistance with: IncorporationShareholder agreementsContract draftingCorporate governanceIntellectual property mattersLearn more or apply for services through the Queen’s Business Law Clinic website.⚠️ DisclaimerThis presentation is for general informational purposes only and does not constitute legal advice. Please consult a qualified lawyer for advice specific to your situation.📌 Who This Video Is For: Ontario entrepreneursCanadian small business ownersStartups deciding between sole proprietorship and incorporationBusinesses considering federal vs provincial incorporationFounders preparing for investors⏱ Chapters00:00 – Introduction & About the Queen’s Business Law Clinic01:15 – What Is Incorporation?02:30 – When Does Incorporation Make Sense?03:50 – Federal vs Ontario Incorporation (CBCA vs OBCA Overview)06:20 – Advantages of Federal Incorporation08:30 – Tax Considerations (CCPC, Small Business Deduction, LCGE)10:15 – Disadvantages of Federal Incorporation11:20 – Advantages & Disadvantages of Ontario Incorporation13:40 – Share Structure & Corporate Fundamentals14:45 – Shareholder Rights & Director Responsibilities17:30 – Initial Filing Requirements & Government Fees19:45 – Annual Returns & Ongoing Compliance21:45 – Step-by-Step: How to Incorporate Federally25:40 – Post-Incorporation Requirements26:30 – Shareholder Agreements Explained27:30 – Corporate Bylaws & Minute Books28:30 – Required Director & Shareholder Meetings30:15 – Key Takeaways31:00 – How to Apply for Free Legal Support (QBLC)

    32 min
  5. Feb 20

    How an Answering Service Works: An Overview of Call Handling and Dispatch - Member Exchange - Feb/26

    Ever wondered what an answering service actually does—and how calls get handled after hours, during emergencies, or when a business is simply too busy to answer the phone?In this presentation, a Client Success Coordinator from Alliance Answer explains how professional answering services work, what makes them valuable to businesses, and how Alliance’s call handling and dispatch process supports clients across North America—24/7/365.You’ll learn: What an answering service is (and why not all services are the same)A brief history of Alliance Answer’s roots in KingstonHow businesses use answering services for overflow, after-hours, on-demand coverage, and emergenciesWhat kinds of industries benefit (from municipalities to funeral homes to property management)How onboarding, scripting, and dispatch procedures work behind the scenesHow calls are handled using call types, custom scripts, and escalation stepsExtra services like email monitoring, on-call scheduling, and lone-worker check-insTraining and quality standards (including guidelines from the Canadian Call Management Association)A closing perspective on AI in the answering service industry and why customer service still matters mostChapters 00:00 Introduction & speaker background00:47 What this talk will cover (and why services differ)01:21 Alliance Answer origins & early history (1948–1977)02:48 Early operations: switchboards, pagers, and local roots04:04 Expansion, computers, and growth across Canada/US06:21 Alliance today: team, clients, and Kingston connection06:50 What an answering service is + key benefits (ROI & balance)07:53 How businesses use answering services (overflow, after-hours, on-demand)09:13 Industries served (health, municipalities, trades, law, funeral, property, elevators)10:16 Why answering services matter (emergencies & critical events)12:07 After-hours customer support scenarios (no heat, lockouts, towing, etc.)12:49 Revenue support: capturing leads, quotes, appointments13:29 Funeral home calls: sensitivity, first contact, and coordination14:27 How it works: onboarding, intake forms, and call forwarding16:11 Agent training + call handling software (Genesis)17:02 Call types, scripting, and what info gets collected18:54 Dispatching messages: non-urgent vs urgent workflows21:03 Escalation steps and confirming message receipt23:20 Dispatch screen walkthrough + examples (including funeral homes)26:40 More dispatch examples (property management, tech support, etc.)26:59 Check-in / check-out calls and “facts” pages28:42 Email monitoring + on-call schedule management29:54 Training program + tiered account system32:14 Quality guidelines and call scoring standards37:19 AI in the industry + closing thoughts on customer service37:56 Thank you

    38 min
  6. Jan 16

    Retain, Refine & Rise: Emotional Intelligence & Employee Retention in 2026 - Member Exchange 2026

    How do you actually keep your best people in 2026—when burnout, quiet quitting, and shifting expectations (hello, Gen Z 👋) are all in the mix?In this Greater Kingston Chamber of Commerce Member Exchange session, Jade Bodzasy (Emotional Intelligence Facilitator, certified REBT coaching consultant, and professional life coach) breaks down a practical, people-first approach to retention using her Enjoy – Evolve – Earn framework.You’ll learn:- Why retention is the new recruitment—and what that means for your bottom line- The hidden costs of turnover (1.5–2x salary per person) and what high churn is really telling you about your culture- How emotional intelligence (EQ) drives retention, engagement, and performance- Why 70% of employees stay for growth opportunities and how to build those into your workplace- How to create emotionally safe environments where people feel seen, supported, and stretched- The 4 pillars of EQ (self-awareness, self-management, social awareness, relationship management) and how they apply at work- What it means for your team to enjoy, evolve, and earn—and how that turns into ROI, client loyalty, and stabilityWhether you’re a business owner, people leader, or HR professional, this session will help you:- Spot the signals of low emotional intelligence in your culture- Design more constructive, non-toxic workplaces- Build clear career and development pathways that stop stagnation- Align purpose, performance, and profit✅ If you found this helpful:- Like 👍 this video- Subscribe for more Chamber programming- Share it with another leader who’s focused on culture and retentionMany thanks to Title Sponsor, Chambers Plan - Employee Benefits for their support on this program.#EmployeeRetention #EmotionalIntelligence #WorkplaceCulture #LeadershipDevelopment #gkcc Chapters0:00 – Welcome & introduction0:30 – Emotional reactions as signals for learning1:09 – The retention challenge in 20262:32 – About Jade & her background3:44 – The real cost of losing an employee5:00 – Why growth opportunities keep people (stats & insight)6:41 – Introducing the Enjoy, Evolve & Earn retention model8:29 – ENJOY: Creating emotionally safe, enjoyable workplaces12:17 – EVOLVE: Cultivating internal talent & emotional intelligence16:11 – EARN: Trust, loyalty, customer satisfaction & profitability18:25 – The ROI of emotional intelligence & soft skills (key stats)21:32 – Bringing the Enjoy–Evolve–Earn model into your culture22:12 – Summary: How enjoyment, evolution & earning drive retention23:49 – Reflection: Would you stay in the culture you lead?24:54 – Invitation: Book a complimentary call with Jade26:20 – Closing thanks & final remarks

    27 min
  7. 12/03/2025

    Kingston: Canada’s Museum Capital | Why Our Museums Power Community & Economy

    Welcome to Wisdom Wednesday! In this episode, Dr. Simge Erdogan-O'Connor, Director of the Museum of Healthcare in Kingston, explores one of the city’s greatest — and most under-recognized — strengths: its museums and heritage sector. Kingston is officially recognized as Canada’s Museum Capital, with 24+ museums, art galleries, and historic sites per capita. But these institutions aren’t just places to learn about the past — they are active drivers of tourism, local business, economic development, and community well-being. Dr. Erdogan-O'Connor shares: Why Kingston’s museum density is nationally unique Examples of the city’s diverse museums, from military history to maritime heritage to healthcare innovation How museums operate like businesses — with strategy, marketing, sustainability, and innovation needs The impact museums have on tourism, residents, and year-round local activity How museum-business partnerships create a shared cycle of growth Why supporting museums is really about supporting Kingston’s future Whether you’re a resident, a business owner, a visitor, or someone who cares about community building, this talk offers a powerful new way to see Kingston’s cultural ecosystem. Visit local museums. Partner with them. Support them. Because when museums thrive, communities and businesses thrive too. 👍 If you enjoyed this episode, please like, subscribe, and share it with someone who loves Kingston! Chapters 00:00 – Welcome to Wisdom Wednesday + Speaker Introduction 01:34 – Kingston’s Museums: A Great Strength, Underrated Asset 02:33 – What Makes Kingston Unique 03:23 – Kingston Is Officially Canada’s Museum Capital 04:15 – The 24+ Museums Across Kingston 05:02 – Museum Spotlights: Murney Tower, Great Lakes Museum, Museum of Healthcare 06:58 – Museums as a Community & Pride-Building Network 07:29 – Museums Operate Like Businesses 08:00 – Key Difference: Profit vs Community Impact 09:11 – Museums’ Shared Business Realities (Strategy, Finance, Marketing) 10:02 – Museums as Untapped Economic Development Assets 11:14 – Museums Drive Tourism & Visitor Experience 12:57 – Museums Serve Locals Year-Round 14:18 – Social Impact: Belonging, Pride, Healthier Communities 15:37 – Youth Programs & Long-Term Community Benefits 17:23 – When Museums Thrive, Communities Thrive 18:06 – Museum-Business Partnerships: Benefits for Business 19:21 – Why Partnerships Are Vital for Museums 20:10 – The Shared Cycle of Growth 21:07 – What Supporting Museums Really Means 22:00 – Kingston’s National Model for Heritage-Led Vitality 22:52 – Call to Action: Visit, Partner, Support 23:55 – Thank You!

    24 min
  8. 11/07/2025

    How Employee Benefits Give Small Businesses a Competitive Edge | Wisdom Wednesday

    Welcome to Wisdom Wednesday! In this episode, Matthew Howell, Advisor at PPF Benefits and Retirement, explains how offering employee benefits can become a true competitive advantage for small businesses — helping you attract and retain talent, strengthen workplace culture, and build long-term stability. Learn how the Chambers Plan, available through your Kingston Chamber of Commerce membership, supports business owners with flexible, affordable group benefits and valuable professional resources. 💡 What You’ll Learn: - Why benefits are key to attracting and keeping great employees - The history and purpose behind the Chambers Plan - How small businesses can access “big company” benefits- Extra supports like HR, legal, and accounting services - Tools for mental health, telemedicine, and online pharmacy options Chapters 0:00 Welcome to Wisdom Wednesday — Introduction with Matthew Howell 0:26 Why Employee Benefits Matter — Protecting your people and strengthening your business 1:05 The Story Behind the Chambers Plan — Helping small businesses since the 1970s 1:44 Canada-Wide Growth — Supporting 33,000+ businesses across the country 1:55 Attracting & Retaining Talent — Why benefits often matter more than pay 2:52 Employee Wellbeing & Mental Health — Addressing workplace stress 3:04 What the Plan Offers — Health, dental, disability, and life coverage 3:34 Extra Business Support — HR, accounting, and legal resources 4:01 Unique Advantages — Telemedicine, pooled risk, and stable rates 5:00 The Not-for-Profit Difference — Keeping premiums fair and predictable 5:22 How Pooled Risk Works — Shared strength across Canadian businesses 5:41 Telemedicine in Action — 24/7 virtual healthcare through Teledoc 6:25 Professional Advice On Demand — Business Assistance Services 7:13 PocketPills Partnership — Added convenience and savings for members 8:07 MyBenefits Platform — Digital access to coverage and health tools 9:16 Top 10 Reasons Businesses Choose This Plan — Matthew’s countdown 10:32 Transparency and Service — Not-for-profit and member-focused 11:18 Customizable Coverage — Tailoring benefits to your team’s needs 12:17 Get Started — How to explore your options or book a consultation 12:19 Closing Remarks

    12 min

About

Member Exchange is our digital webinar series that spotlights the expertise of Kingston Chamber members while sharing practical knowledge and insights with the broader business community. Each episode is published on our website, YouTube channel, and podcast platforms, extending the reach of every conversation and bringing our members closer to the special guest and the ideas being shared. Many thanks to Title Sponsor, Chambers Plan - Employee Benefits for their support on this program.