Merchant Accounts Explained

SoarPay
  • 5.0 (2)
  • Entrepreneurship
  • Updated Monthly

Merchant Accounts Explained is the podcast for anyone who wants to understand credit card processing. Every episode covers something real: from choosing the right payment gateway, to understanding merchant accounts, chargebacks, and the fees hiding in your processing statement. Hosted by the team at SoarPay, and built for the full range of online merchants: from startup businesses setting up on WooCommerce or Shopify, to high-volume ecommerce businesses in complex, high-risk, or regulated industries. If you're serious about building a payments setup that scales with your business, this is your show.

  1. 1d ago

    VAMP Explained: The Visa Acquirer Monitoring Program

    VAMP isn't a threat — but it can become one fast if you're not paying attention. Learn what Visa's Acquirer Monitoring Program is, why it exists, and how it affects the banks and processors that support your account.

    4 min

  2. Jun 2

    Cash Discount vs. Surcharge vs Dual Pricing: What's the Difference?

    Discounting, surcharging, and dual pricing may sound similar, but they work very differently — and using the wrong one can create real problems. Learn how each pricing model is structured, which card network and state rules apply, and how to choose the right approach for your business.

    5 min

  3. May 5

    Is Your "Cash Discount" Program Illegal? Surcharging & Discounting Explained

    Many merchants think they're running a compliant cash discount program — but they're actually surcharging without knowing it. The difference matters. Learn how each model works, what the card networks require, and how to protect your margins without putting your account at risk.

    4 min

  4. Apr 7

    Using Authorize.net with a High-Risk Merchant Account

    Authorize.net is a powerful, trusted payment gateway—but whether it works for your business depends on the merchant account behind it. If you're in a high-risk industry, the key is partnering with a provider that supports your business type and integrates seamlessly with Authorize.net. Learn how to get approved, stay compliant, and make the most of your gateway setup.

    4 min

  5. Mar 3

    High Risk Payment Gateways For Shopify

    For merchants in regulated or high-risk industries, using a third-party gateway with Shopify can offer more flexibility and long-term stability. Learn how to connect trusted options like NMI or Authorize.net to your store, and how pairing them with the right merchant account helps ensure smooth, compliant payment processing.

    5 min

  6. Feb 3

    High Risk Payment Gateways For WooCommerce

    Running a WooCommerce store in a high-risk industry? Choosing the wrong payment gateway can lead to frozen funds, sudden shutdowns, and compliance headaches. Learn which gateways are built to handle high-risk products—and how to set up your store the right way to stay approved and scale with confidence.

    5 min

  7. Jan 6

    The Best High Risk Payment Gateways in 2026

    Finding the right payment gateway is critical for high-risk businesses—but not all providers are built to support your industry. Discover the best gateway solutions that offer strong performance, reliability, and features tailored to merchants in high-risk and regulated sectors.

    6 min

  8. 12/02/2025

    What's A High Risk Payment Gateway?

    Not all payment gateways work for high-risk businesses—and choosing the wrong one can lead to shutdowns or frozen funds. Learn what makes a gateway "high-risk friendly" and which features matter most for compliance, stability, and long-term growth.

    4 min
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Ratings & Reviews

5
out of 5
2 Ratings

About

Merchant Accounts Explained is the podcast for anyone who wants to understand credit card processing. Every episode covers something real: from choosing the right payment gateway, to understanding merchant accounts, chargebacks, and the fees hiding in your processing statement. Hosted by the team at SoarPay, and built for the full range of online merchants: from startup businesses setting up on WooCommerce or Shopify, to high-volume ecommerce businesses in complex, high-risk, or regulated industries. If you're serious about building a payments setup that scales with your business, this is your show.

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