Militarily Speaking

Armed Forces Bank

Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDIC

  1. MAR 4

    Military Families: Are You Missing These Financial Resources?

    Welcome to Season 2 Episode 12 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we sit down with Jeff Major, a Personal Financial Readiness Specialist at Army Community Service (ACS), to discuss strengthening military financial readiness to providing critical support programs for military families. They outline the essential resources available to service members at every stage of their careers.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   Military Families: Are You Missing These Financial Resources?  Jeff Major, a seasoned Army veteran, brings decades of experience to the discussion. After serving as an attack helicopter pilot and aviation maintenance officer, Jeff transitioned into financial counseling, dedicating his post-service career to advancing financial education for military families. His work supports service members in building strong foundations for long-term success – both during active duty and while transitioning from military to civilian life.   The Core of Army Community Service  Army Community Service is often described as one of the military’s best-kept secrets. With 14 major programs designed to support service members and their families, ACS plays a central role in promoting financial readiness for military families and overall well-being. Programs such as Employment Readiness and Financial Readiness are especially impactful, offering guidance that helps service members prepare for both immediate challenges and long-term goals.   These services align closely with Armed Forces Bank’s broader mission of strengthening military financial education and ensuring that service members have access to reliable, installation-based support.   Financial Education and Military Financial Readiness  A major focus of the episode is the ACS Financial Readiness Program. Jeff emphasizes that military financial readiness begins with education – particularly for young service members who may be managing finances independently for the first time.   Topics covered include:   Budgeting and cash flow planningUnderstanding retirement options such as 401(k)-style plans and the Thrift Savings Plan (TSP)Managing debt and improving creditLong-term financial planning for military families  By building these habits early, service members can improve their financial stability and reduce stress throughout their careers.   Navigating Financial Challenges  Jeff shares personal stories that reflect common financial challenges faced by service members and veterans – from credit issues to unexpected expenses during PCS moves. His advice reinforces the importance of structured planning, disciplined saving, and proactive financial decision-making.   These conversations underscore why financial planning for service members is essential – not only for current stability but also for long-term security after separation from the military.   Collaboration with Armed Forces Bank and Financial Institutions  Tom and Jodi discuss how organizations like Armed Forces Bank can partner with ACS to strengthen military banking education and expand access to banking options for military members. Jeff highlights the importance of financial institutions providing clear, transparent guidance so service members fully understand the products they use – from checking and savings accounts to long-term planning tools.   This collaboration supports a unified approach to improving military financial readiness across the community.   The Army Community Service is more than a support office – it’s a cornerstone of financial readiness, education, and veteran-focused resources. Jeff Major’s insights reinforce the message that preparation, planning, and access to trusted programs can significantly improve outcomes for service members and their families.   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: Who purchased West Point back in 1790 for $11,085? And under what two names did West Point operate before officially becoming the United States Military Academy at West Point? ·      Answer: Alexander Hamilton, and prior to being the United States Military Academy at West Point, it was named Fort Arnold and Fort Clinton. ·      This week’s Military Minute question(s): What 1990s TV show starred Jane Seymour as a 19th century doctor who settled in Colorado Springs at the foot of the Rockies? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    48 min
  2. FEB 18

    Real Employment Opportunities for Military Veterans - And How to Access Them

    Welcome to Season 2 Episode 11 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we sit down with Tim Shaw and Colin Block, two leaders dedicated to helping veterans succeed after service. Their conversation centers on transitioning from military to civilian life, highlighting practical strategies, support programs, and the importance of financial readiness for veterans and military families.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   Real Employment Opportunities for Military Veterans – And How to Access Them  Tim Shaw, a West Point graduate and co-founder of multiple veteran support organizations, and Colin Block, a Marine Corps veteran working with Vitrify, share their personal journeys and professional insights. Together, they offer guidance on navigating career changes, education pathways, and the broader challenges veterans face during transition.   Their experiences underscore how preparation, community, and access to veteran financial resources can significantly impact long-term success after military service.   The Importance of Networking and SkillBridge  Colin emphasizes that networking is one of the most valuable tools for service members preparing to transition. Starting early, ideally two years before separation, allows veterans to plan intentionally for both employment and financial stability.   The SkillBridge program plays a critical role in this process by connecting service members with internships and fellowships while still on active duty. This hands-on experience supports career exploration and contributes to overall military financial readiness by reducing uncertainty during transition.   The Reserves as a Military Transition Path  Tim shares his experience in the reserves and explains how it can serve as a stabilizing bridge between military and civilian life. For many veterans, reserve service provides continued income, healthcare options, and a sense of structure are important factors in financial planning for service members and their families during times of change.   Service to School: Education as a Veteran Resource  Service to School, one of the nonprofit organizations Tim co-founded, helps enlisted veterans access higher education at top universities. Through its TRAIN model – test preparation, resume reviews, application assistance, interviewing assistance, and networking – the program expands educational opportunities and strengthens long-term financial readiness for military families.   Financial Preparedness: A Cornerstone of Veteran Transition  Both Tim and Colin stress that military financial readiness is essential for a smooth transition. Veterans are encouraged to plan ahead for changes in income, benefits, and healthcare, and to build strong financial habits early in their careers. Financial preparation, they note, is just as important as career planning when transitioning from military to civilian life.   Encouraging Veteran Employment  Tim and Colin highlight why veterans are such valuable hires, pointing to their discipline, adaptability, and teamwork. They encourage employers to engage with veteran employment programs to strengthen their workforce while supporting those who have served.   Veterans and employers interested in transition support and veteran employment opportunities are encouraged to explore TheMilVet, SkillBridge, Service to School, and other veteran support organizations discussed in this episode. With the right resources and planning, veterans can confidently build a strong future beyond the uniform.   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: What color are horses unable to see? And how many gallons of water can a horse drink in one day? ·      Answer: Red and 25 Gallons ·      This week’s Military Minute question(s): Who purchased West Point back in 1790 for $11,085? And under what two names did West Point operate before officially becoming the United States Military Academy at West Point? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    42 min
  3. FEB 4

    Why Veteran Horse Therapy Might Be the Breakthrough Veterans Need

    Welcome to Season 2 Episode 10 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we sit down with Jason Laramore, Program Director for Heroes and Horses, who shares how veteran horse therapy helps combat veterans rediscover purpose, resilience, and personal stability through nature, horsemanship, and personal challenge. The powerful work of Heroes and Horses supports veterans as they navigate the emotional and personal challenges of transitioning from military to civilian life, offering a transformative path toward healing and renewed direction.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   Why Veteran Horse Therapy Might Be the Breakthrough Veterans Need  Jason explains that Heroes and Horses was created to help veterans reset their relationship with stress, identity, and purpose after service. The program’s mission is to “unprogram the programmed” by removing participants from modern distractions and immersing them in nature. This holistic approach supports long-term well-being – an important foundation for stable relationships, and healthy decision-making after service.   The 41-day program challenges veterans physically, mentally, and emotionally, encouraging accountability, discipline, and self-reliance – skills that directly translate to success in civilian life.   A Journey of Self-Discovery and Transition  Participants undergo a full digital detox, giving up cell phones and external noise to focus inward. Veterans engage in physical fitness, mindfulness, horsemanship, and leadership exercises designed to rebuild confidence and clarity.   The program culminates in an 11-day pack trip through Montana’s rugged wilderness, where veterans face real-world challenges that mirror the complexities of veteran transition planning. This experience helps participants rebuild trust in themselves – an essential step toward stability for both veterans and their families.   The Impact on Veterans and Military Families  The impact of Heroes and Horses extends far beyond the individual participant. Graduates return home better equipped to reengage with their families, careers, and communities. By addressing emotional health, physical wellness, and personal responsibility, the program supports veterans in building a strong foundation for long-term readiness and life planning.   Programs like Heroes and Horses complement other veteran support organizations that focus on employment, financial education, and access to veteran financial resources, ensuring veterans have multiple pathways to success after service.   Global Influence and Veteran Support  The success of Heroes and Horses has inspired international expansion. Jason shares the story of an Australian veteran who, after completing the program, partnered with the Australian VA to launch a similar initiative. This global reach highlights the universal need for structured support systems that help veterans navigate post-service life with confidence and stability.   Community, Volunteers, and Ongoing Support  Heroes and Horses thrives thanks to a dedicated community of volunteers and partners who support daily operations, ranch maintenance, logistics, and nutrition. Their commitment reflects the broader military community’s belief that veterans deserve access to meaningful resources that support both personal well-being and long-term readiness.   Heroes and Horses demonstrates the profound role nature, discipline, and connection can play in helping veterans heal and rebuild after service. By addressing the invisible wounds of war, the program empowers veterans to reclaim purpose – strengthening not only individual lives but also the well-being of military families and communities nationwide.   If you or someone you know could benefit from Heroes and Horses, or if you’re interested in supporting their mission through volunteering or donations, visit heroesandhorses.org. Programs like this are a vital part of the ecosystem that supports veterans as they pursue stability, purpose, and a strong future beyond the uniform.   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: What is the name of the hero, to which a hall at the National War College, is dedicated? ·      Answer: General Colin Powell ·      This week’s Military Minute question(s): What color are horses unable to see? And how many gallons of water can a horse drink in one day? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    46 min
  4. JAN 21

    How the Air Warrior Courage Foundation Is Quietly Saving Military Families

    Welcome to Season 2 Episode 9 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we sit down with Sam, ‘Rags,’ and Bud from the Air Warrior Courage Foundation (AWCF) to the organization’s powerful mission supporting veterans, service members, and military families. They help militarily families with disaster relief, PTSD support, college grants, and much more. Tune in as they highlight the importance of giving back and the enduring bonds formed in military service.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   How the Air Warrior Courage Foundation Is Quietly Saving Military Families  The Air Warrior Courage Foundation was founded on the core military principle of never leaving a wingman behind. What began as an effort to help a fellow airman in need has evolved into a nationwide support network offering financial assistance for veterans, disaster relief, and aid to wounded service members and families of the fallen.   Bud emphasized that AWCF’s mission extends across branches, reinforcing a shared commitment to financial readiness for military families and ensuring no service member faces hardship alone. Whether supporting Air Force families or partnering with Navy Wounded Warrior programs, the foundation reflects the deep bond shared by those who serve.   Programs That Strengthen Financial Readiness for Military Families  One of the impactful initiatives discussed on the podcast is AWCF’s helping families with 529 education savings accounts for children of service members who die on active duty – an important step toward long-term financial security for military families. These programs reduce future financial strain while honoring the sacrifice of fallen heroes.   AWCF also partners with ROTC and JROTC programs nationwide, supporting education pathways that lead to military service and stable careers. These efforts align closely with broader goals around financial education for military families and preparing the next generation for success.   Rags and Bud shared moving stories of lives changed through AWCF support, including helping a young boy overcome a severe speech impediment – demonstrating how targeted assistance can transform futures beyond immediate financial relief.   Transparency, Integrity, and Veteran-Focused Financial Stewardship  A key theme throughout the episode was accountability. AWCF operates with strong financial oversight, ensuring donations are used responsibly and effectively. This transparency builds trust and mirrors the values of organizations dedicated to veteran financial resources and responsible nonprofit leadership.   Bud also discussed AWCF’s growth strategy, including expanding digital outreach, strengthening partnerships, and increasing visibility at military and veteran-focused events – all aimed at reaching more families in need of trusted financial support and resources.   Veterans Leading Veterans Forward  As leadership transitions to a new generation, AWCF remains firmly guided by veterans who understand the realities of military life and transitioning from military to civilian life. Sam shared how this firsthand experience allows the foundation to proactively identify needs and provide meaningful support before crises escalate.   Their work reflects a broader commitment to ensuring veterans and families have access to financial guidance, emergency assistance, and long-term stability – values that align closely with the mission of military banking and veteran-focused financial services.   A Lasting Commitment to Those Who Serve  Listeners inspired by AWCF’s work can get involved by volunteering, spreading awareness, or contributing financially. Donations help expand programs that promote financial readiness, education, and stability for service members and veterans.   To learn more or support the mission, visit https://airwarriorcourage.org/   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: How many national championships has the Auburn Tigers Football Team won. And in what year was their most recent one? ·      Answer: 9 National Championships with the most recent being in 2010. ·      This week’s Military Minute question(s): What is the name of the hero, to which a hall at the National War College, is dedicated? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    42 min
  5. JAN 7

    Military Money Mistakes No One Warns You About (And How to Avoid Them)

    Welcome to Season 2 Episode 8 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we sit down with Sarah Roder from Armed Forces Mutual to break down financial planning for military life. From Thrift Savings Plan (TSP) strategies and early retirement planning to budgeting, military benefits, and financial education for young service members, this conversation delivers practical insights every military family should know. Together, they explore how trusted organizations play a critical role in helping military members build financial confidence and plan for life beyond the uniform.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   Military Money Mistakes No One Warns You About (And How to Avoid Them) with Sarah Roder from Armed Forces Mutual  Founded in 1879 following the Battle of Little Bighorn, Armed Forces Mutual is one of the nation’s oldest organizations dedicated to supporting the military community. Originally established as Army Mutual Aid, the nonprofit now serves all branches of the armed forces with a clear mission: to promote financial independence for military families through insurance, education, and long-term planning tools.   Sarah explains how the organization’s evolution into Armed Forces Mutual reflects a modern approach to military banking alternatives and veteran financial resources, while remaining deeply rooted in service to those who serve.   Financial Planning for Service Members  A major focus of the discussion centers on financial planning for active-duty military members, particularly young service members between the ages of 18 and 25. Sarah emphasizes the importance of starting early with retirement planning, highlighting the Thrift Savings Plan (TSP) as one of the most powerful tools available to military members.   By contributing early and taking advantage of matching contributions, service members can significantly improve their long-term financial readiness. Sarah notes that military discipline often translates well into financial habits once the right education and resources are in place.   Comprehensive Support for Military Families  Armed Forces Mutual provides financial education for military families across every phase of military life – from initial enlistment to transition and retirement. Sarah discusses the organization’s digital vault, budgeting tools, and dedicated financial readiness resources designed to help military families manage everything from everyday expenses to long-term goals.   She also shares insights into the subject matter expert teams that deliver financial counseling and education on bases and in military communities nationwide. These programs help families navigate real-world challenges such as PCS moves, deployments, and major life transitions.   Supporting Military Transitions and Real-Life Needs  Sarah’s personal journey within Armed Forces Mutual illustrates the organization’s commitment to veteran support organizations and compassionate service. From assisting families during medical crises to guiding service members through complex benefit decisions, her experiences highlight the real-world impact of accessible financial counseling for military members and veterans.   These moments underscore how financial preparedness plays a vital role during times of uncertainty, transition, and change.   Embracing Technology in Military Financial Services  As military banking and financial services continue to evolve, Armed Forces Mutual is investing in technology to better serve today’s military families. Sarah previews upcoming enhancements, including a redesigned website and learning management system aimed at improving access to military financial education and self-guided planning tools.   These innovations support modern expectations while maintaining a personal, mission-driven approach to service.   Sarah reinforces the importance of trusted financial partners in the military community. Through education, technology, and personalized support, Armed Forces Mutual continues to help service members and veterans strengthen their financial readiness and plan confidently for the future.   To learn more about Armed Forces Mutual, visit their website: https://www.aafmaa.com/   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: What is the motto and the mascot for Bowie State University? ·      Answer:  The motto for Bowie State University is, “Your bold belongs to those who are Bowie bold.” And their mascot is the bulldog. ·      This week’s Military Minute question(s): How many national championships has the Auburn Tigers Football Team won. And in what year was their most recent one? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    45 min
  6. 12/24/2025

    The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For

    Welcome to Season 2 Episode 7 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we are joined by Retired Brigadier General Omuso “Moose” George, the President and CEO of the Association of Military Banks of America (AMBA). Together we cover Moose's impressive 30-year military career, his transition to leading AMBA, and the unique challenges and opportunities of the military banking landscape. From his early days at West Point to managing billions in Army funds, Moose shares insights on financial readiness, the impact of AI and technology on banking, and how banks can better serve military families.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   The Future of Military Banks: What AMBA’s CEO Says You Need to Prepare For  Moose’s distinguished 30-year career in Army financial management laid the foundation for his expertise in military money management and financial operations. After transitioning from active duty, he moved into consulting, continuing to support the defense community. Eventually, he was recruited to lead AMBA, where his passion for military financial education and service-centered leadership came full circle.   His professional path reflects the strategic decision-making that many veterans face when navigating military transition financial planning, showing how financial literacy and readiness play key roles in long-term success.   The Role of AMBA  AMBA is the only trade association dedicated exclusively to military banks – financial institutions that provide specialized banking support, products, and resources for military families. Today, AMBA represents 98 military-focused banks and 8 non-bank members committed to strengthening financial readiness for military families through safe, accessible, and dependable financial services.   Under Moose’s leadership, AMBA advocates for programs that enhance military financial resources, promote secure digital banking options for service members, and support trusted military credit-building tools and responsible lending, including military loans and transition-friendly financial products.   Challenges and Opportunities in Military Banking  As Moose reflects on his early Army days, he highlights how the evolution of military banking – from in-person deposits to mobile banking – has created both new efficiencies and new risks. Technology, including AI, offers powerful opportunities for improving military financial tools, but it also demands stronger cybersecurity and responsible innovation.   These issues were central topics at the latest AMBA Summit, where industry leaders explored how technological shifts impact military financial readiness, service member protections, and safe financial access worldwide.   Military Family Financial Complexities  Moose shared personal stories that underscore the financial complexities military families face – from frequent PCS moves to challenges securing stable military spouse employment, which is critical to building long-term military family financial support. Each relocation disrupts income, savings, and career paths, making strong banking partnerships and military financial resources essential.   AMBA and its member banks work to address these issues through spouse hiring programs, tailored financial products, and education that empowers families to maintain financial stability through every transition.   Best Practices for Supporting Military Families  Throughout our conversation, Moose highlighted how banks can support the unique needs of military families by offering:   ·      Targeted financial education for military families ·      Safe and accessible military checking and military savings accounts ·      Low-cost military loans and military credit-building programs ·      Tools that simplify military money management during deployments and PCS moves ·      Career opportunities for military spouses   These best practices strengthen financial readiness across the military community, helping families stay prepared for both everyday expenses and unexpected challenges.   Looking forward, AMBA is enhancing its digital presence, branding, and community partnerships to expand its reach and improve access to military financial education and trustworthy banking resources. Moose’s vision focuses on ensuring that every service member and veteran has access to safe, reliable financial options that support readiness and long-term well-being.   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: What are the three main categories of military uniforms? ·      Answer: Combat, Service, and Dress ·      This week’s Military Minute question(s):  What is the motto and the mascot for Bowie State University? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    45 min
  7. 12/10/2025

    Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath

    Welcome to Season 2 Episode 6 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we dive deep into the world of veteran entrepreneurship and military business leadership with Robert Patton, the founder and CEO of Sheath. Sheath is a unique veteran-owned business known for innovating comfort in men’s underwear. Robert’s journey from Army soldier to successful entrepreneur offers powerful insights for military members, veterans, and military spouses interested in starting a business, veteran small business funding, and leadership development.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are. Turning a Deployment Idea Into a Multi-Million Dollar Veteran Business with Robert Patton, Founder and CEO of Sheath  Robert Patton launched Sheath in 2013, building what is now a recognized veteran-owned apparel brand. Originally a men’s underwear company, it expanded to include a women’s line in 2017. The brand reflects discipline, durability, and self-mastery – qualities rooted in Robert's military background and aligned with the broader mission of encouraging military entrepreneurs to build purpose-driven businesses.   Transitioning from Military to Business  Robert’s entrepreneurial journey began during his military service in Iraq, where he identified a need for performance-based comfort in extreme conditions. Encouraged by those around him, he turned an idea into a prototype and eventually into a thriving business. His experience illustrates the challenges and opportunities that come with transitioning from active duty to entrepreneurship, a path many veterans and military spouses are exploring today.   The Military Influence on Business Leadership  The discussion highlights how military experience directly shapes effective business leadership, communication, and problem-solving. Robert shared how his Army training built resilience, perseverance, and confidence – essential skills for anyone navigating military small business ownership or exploring funding for veteran owned business. His story underscores why veterans often make exceptional leaders in both startups and established companies.   Challenges and Growth at Sheath  Robert’s initial product run didn’t succeed due to design issues, but the setback only strengthened his determination. After refining the design and relaunching, Sheath gained momentum. His story is a reminder that growth requires patience, adaptability, and a willingness to learn – traits often developed during military service and essential for entrepreneurial leadership.   Sheath’s team is largely built around trusted family and friends. While unconventional, this lean and resourceful approach helped the company grow organically. It offers an interesting perspective for listeners considering team-building strategies for their own veteran-owned small business.   Testing Different Marketing Strategies  Sheath’s marketing strategy evolved from podcast outreach to influencer endorsements and YouTube sponsorships. Robert emphasizes the importance of organic growth, audience feedback, and meeting customers where they are. His experience offers valuable insight for military entrepreneurs navigating business marketing, digital platforms, and customer engagement.   Looking ahead, Sheath plans to expand into pajamas and everyday apparel, aiming for significant growth over the next decade. Robert’s approach demonstrates long-term strategic planning – a key theme in both leadership development and military-inspired business strategy.   Advice for Aspiring Veteran Entrepreneurs  Robert encourages aspiring entrepreneurs, especially veterans, to leverage resources such as the GI Bill, the Small Business Administration, and modern funding avenues like crowdfunding. These tools can help military members and spouses access veteran business funding, reduce financial risk, and build sustainable companies.   Robert Patton’s story is a powerful example of resilience, innovation, and applying military skills to the business world. His journey encourages aspiring military entrepreneurs to embrace challenges, keep learning, and stay committed to their vision — whether they’re exploring veteran-owned business opportunities, military spouse entrepreneurship, or leadership training.   To learn more about Robert Patton and Sheath, or try their innovative apparel, visit sheath.com and use promo code AFB for a 20% discount.   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: What is the last name of the famous Heather known for her heroic actions on 9/11 as an Air Force pilot when she flew to intercept United Flight 93? ·      Answer: Heather Penney ·      This week’s Military Minute question(s): What are the three main categories of military uniforms? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    53 min
  8. 11/26/2025

    The Financial Moves Every Military Family Needs to Make - Advice from Navy Mutual’s Heather Walrath

    Welcome to Season 2 Episode 5 of the "Militarily Speaking" podcast with Tom McLean and Jodi Vickery  In this episode of Militarily Speaking, we sit down with Heather Walrath of Navy Mutual Aid Association to discuss military financial readiness, budgeting for PCS moves, and long-term planning for veterans and service members. Discover expert tips on saving money, improving credit, managing military loans, and preparing for life after service. Whether you’re new to the military or nearing retirement, this episode is your guide to smarter military banking and financial success.   “Militarily Speaking” is a podcast produced by Armed Forces Bank that is dedicated to the military lifestyle and all the things that makes the military community who they are.   The Financial Moves Every Military Family Needs to Make - Advice from Navy Mutual’s Heather Walrath  The Navy Mutual Aid Association is the oldest federally recognized veteran service organization in the U.S., founded to support naval officers and their families after the Battle of Little Bighorn. Today, it provides life insurance, financial counseling, and educational resources across all branches of the military.   Heather’s role gives her a front-row seat to the financial challenges military families face, from navigating military benefits to planning for retirement. Her passion lies in empowering families through financial literacy – ensuring every military service member understands the full scope of benefits and options available to them.   Building Military Financial Readiness from Day One  Heather emphasizes that financial education for service members should begin as early as possible. Her mantra – “Save from day one” – encourages young service members to take advantage of military savings accounts, the Thrift Savings Plan (TSP), and high-yield savings options offered by military-friendly banks like Armed Forces Bank.   She also highlights how financial planning for military families can prevent issues that affect security clearances and leadership opportunities. By setting shared goals and having regular “money dates,” military couples can improve communication and maintain financial wellness during deployments or PCS moves.   Overcoming Common Financial Challenges in Military Life  From frequent relocations to managing unexpected expenses, Heather outlines how military families can improve financial readiness through emergency savings, smart budgeting, and ongoing financial education.   Her stories underscore the real-world impact of military financial resources – including one about helping a widow recover unclaimed benefits, illustrating how financial literacy directly supports the military community’s well-being.   Collaboration Between Banks and the Military Community  Heather stresses the importance of partnerships between financial institutions and veteran organizations. By hosting workshops, sharing resources about VA home loans, military checking and savings accounts, and access loans, banks can play a key role in improving financial literacy among service members and veterans.   These collaborations ensure veterans and military families have access to trusted tools that promote financial independence and support their transition to civilian life.   Defining Financial Success for Military Families  Heather defines financial success not as wealth, but as peace of mind – the confidence that comes from being prepared for emergencies, living within your means, and making informed financial choices. Her approach aligns with Armed Forces Bank: to provide financial tools and guidance that help service members, veterans, and their families thrive, no matter where military life takes them.   Building Financial Independence in the Military Community  Heather Walrath’s insights highlight the critical role of financial readiness in the military community. From understanding military benefits to creating long-term stability through financial education, her message is clear: financial empowerment starts with knowledge and proactive planning.   For more financial tips for military families and resources to improve your military financial readiness, visit navymutual.org or explore the educational tools and military banking solutions available through Armed Forces Bank.   Military Minute The Military Minute giveaway offers listeners like you a chance to show off your military and life knowledge. Winners receive $50 for themselves and a charity of their choice! For giveaway details or to enter, visit the Militarily Speaking Podcast Facebook page and find this episodes’ Military Minute post! After a winning selection, Military Minute participants are eligible for another selection after 12 months.   ·      Last episode’s Military Minute: What was the original name of Old Dominion University? ·      Answer: Norfolk Division of the College of William and Mary ·      This week’s Military Minute question(s): What is the last name of the famous Heather known for her heroic actions on 9/11 as an Air Force pilot when she flew to intercept United Flight 93? ·      Watch for this weeks’ Military Minute post on the Militarily Speaking Facebook page. ·      Answer with the correct answer and you plus a charity of your choice can each win $50. ·      After a winning selection, Military Minute participants are eligible for another selection after 12 months.   Tom closes the episode by asking listeners to go to www.afbank.com and subscribe to the show, as well as leave a rating and comment on your favorite podcast platform such as Apple Podcasts or Spotify.   Join us to hear how to better navigate your finances, military life, and the crossroads of the two.   Visit www.afbank.com

    48 min
5
out of 5
19 Ratings

About

Militarily Speaking dives into the heart of military life through the voices of those who’ve lived it. Hosted by Tom McLean and Jodi Vickery — seasoned professionals with a passion for serving the military community — the show blends financial insight, real-world experience, and honest conversation. Jodi, a proud military spouse, and Tom bring different perspectives that make every episode both relatable and practical. Each episode, we sit down with veterans, spouses, and leaders who share stories that matter — from the challenges of deployment and transition to insights on careers, family, and finances. It’s about the military journey, told through the people who know it best. And don’t miss our Military Minute, a trivia segment where listeners can test their knowledge of military history, pop culture, and more — with chances to win prizes for you and your favorite charity. Head over to our Facebook page for more info. Season 2 brings even more stories, new voices, and more ways to engage with the community. Follow us on Facebook at Militarily Speaking Podcast and be part of the conversation. Produced by Armed Forces Bank. This is who we are. AFBank.com | Member FDIC