Million Dollar Problems

Making money is hard. Keeping it, growing it, and knowing what to do with it can be even harder. Welcome to Million Dollar Problems, a podcast about the financial challenges that come with success. Hosted by Luke Lloyd, founder of Lloyd Financial Group, and Chris Hjelm, Portfolio Manager for Connetic Ventures, the show explores the real-world decisions behind wealth, investing, taxes, retirement, business, family, and legacy. Because having more money doesn't eliminate problems—it often creates more complicated ones. How do you know when you have enough? How do you turn wealth into freedom? How do you protect what you've built? How do you avoid giving too much to the IRS? How do you pass wealth to the next generation without destroying their motivation? And perhaps the biggest problem of all: what do you do when money is no longer the primary thing driving you? Million Dollar Problems brings real conversations, sharp insights, and practical financial planning strategies to the challenges that come with building and maintaining significant wealth. Because when you have million-dollar problems, you need more than million-dollar solutions—you need a plan.