Mind Over Money

IVM Podcasts

SBI Mutual Fund presents Mind Over Money, a podcast series with Sumaira Abidi- Vice President SBI Mutual Fund. where she simplifies essential investment concepts for you making them accessible and relatable. So whether you’re starting your investment journey or are a seasoned investor and looking to deepen your knowledge, these bite-sized podcasts are just right for you.

Episodes

  1. How to Choose the Right Mutual Fund scheme in 4 Steps | Mind Over Money | #7

    01/09/2025

    How to Choose the Right Mutual Fund scheme in 4 Steps | Mind Over Money | #7

    In this episode of Mind Over Money, we break down the key guidelines for selecting the right mutual funds based on your unique goals and financial situation. Discover how to make informed investment decisions by simply asking yourself four simple questions:1. What’s your goal, risk appetite, and investment duration?Are you saving for your child’s education, a house down payment, or retirement? What level of risk are you comfortable with, and how long do you plan to invest?2. What types of mutual funds are available?Explore the different types of funds, including Equity, Debt, Hybrid, Passive, and Solution-Oriented Funds, and how their risks and returns align with your goals. 3. Which mutual funds suit your age and desired returns? Your age plays a crucial role in choosing the right fund. Learn how to adjust your investments as you age for stability and growth. 4. How well do you understand the funds you choose? Study the performance of your selected mutual funds and ensure your well-versed in their details by reviewing key documents like the Fact Sheet and SID (Scheme Information Document). Key Takeaways: Define your goals to allocate your funds correctly. Understand different mutual funds to pick the one that suits your needs. Listen to this episode to learn how to choose the Right Mutual Fund scheme for a better financial future.    See omnystudio.com/listener for privacy information.

    7 min
  2. The Power of Compounding with SIPs | Mind Over Money | #6

    11/07/2024

    The Power of Compounding with SIPs | Mind Over Money | #6

    Unlock the Power of Compounding with SIPs!In this video, we dive deep into the magic of compounding and how it can transform your finances over time. Remember learning about compound interest in school? It’s more powerful than you might think! Just like small habits in health can create lasting effects, small investments made regularly can snowball into substantial wealth.  The Power of Compounding Compounding allows you to earn interest on both your initial amount and accumulated interest, amplifying your wealth over time. As Albert Einstein said, “He who understands it, earns it; he who doesn’t, pays it.” With compounding, patience and consistency are key! SIPs as Your Compounding Companion Systematic Investment Plans (SIPs) make investing easy and stress-free. Whether the market rises or falls, SIPs average out your cost over time. This approach is like auto-pilot for building wealth, so you can focus on your day-to-day life while your money grows in the background. Achieving Financial Goals Dreaming of buying a house, funding your child’s education, or saving for retirement? SIPs can help make these goals achievable. Start early, and let your investments work silently to secure your future. SIPs are the stepping stones to long-term financial success. Boosting Your Wealth with Top-Up SIPs  If you’re getting a salary raise each year, consider increasing your SIP amount. By opting for a top-up SIP, you add “fuel” to your compounding journey. Investing a little more each year can amplify your returns and help you achieve – or even surpass – your financial goals faster. Key Takeaways: Consistency is Key: Start investing early and regularly. Patience Pays: Allow your money time to grow. Small Steps, Big Rewards: Even modest investments can create significant wealth over time.Listen to this episode to learn how SIPs and the power of compounding can help you secure a brighter financial future See omnystudio.com/listener for privacy information.

    5 min

About

SBI Mutual Fund presents Mind Over Money, a podcast series with Sumaira Abidi- Vice President SBI Mutual Fund. where she simplifies essential investment concepts for you making them accessible and relatable. So whether you’re starting your investment journey or are a seasoned investor and looking to deepen your knowledge, these bite-sized podcasts are just right for you.