Minding Your Money Vanessa Linenberger

Sometimes cutting expenses just isn't enough. Sometimes, to reach your financial goals, you need to bring in more money. Here are some tips and things to consider when determining the best way for you to increase your income.
 
Let's connect! instagram.com/vanessalinenberger
Schedule a free call with me: https://calendly.com/vanessajane/30minassessment
 
Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral
 
What is financial coaching? Check my website!
https://www.accountable.network/vanessalinenbergerwebsite
 
Join a free money webinar!
https://www.accountable.network/accountable-money-live-optin?fbclid=IwAR1TzmgksctUv4Z0JCO5vc4_ipZh4ZKUHd0mmxmnl1UffAwf9Rem004_ot0

Zovig Garboushian is the founder and head coach of Boldness Ablaze where she helps ambitious women reach for more.
We had a really great conversation around women and goals and money.
If you'd like to learn more about Zovig and her coaching  you can email her at zovig@boldnessablaze.com or check out her website: https://boldnessablazecoaching.com/
 
6 Weeks to Bolder Living program: https://boldnessablazecoaching.com/6-weeks-live-bolder/
 
newsletter sign up: https://boldnessablazecoaching.us4.list-manage.com/subscribe?u=4ba455a06eac79fff72fdbb72&id=bd763d9aae
 
 
Let's connect! instagram.com/vanessalinenberger
 
Schedule a free call with me: https://calendly.com/vanessajane/30minassessment
 
 
Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral
 
What is financial coaching? Check my website!
https://www.accountable.network/VanessaLinenbergerWebsite
 
Join a free money webinar!
https://www.accountable.network/accountable-money-live-optin?fbclid=IwAR1TzmgksctUv4Z0JCO5vc4_ipZh4ZKUHd0mmxmnl1UffAwf9Rem004_ot0

There are different types of budgets and each has features that are beneficial and help some people more than others. Finding one that resonates with you and how you think about money will help you achieve your financial goals.
Today I’m going to talk about 4 different types of budgeting styles that are each a little bit different in the approach but all promote intentional spending and aligning your spending with your goals.
1. Zero Based Budgeting
2. Envelope Method
3. Reverse Budgeting
4. 50/30/20 Method
 
Let's connect! instagram.com/vanessalinenberger
Schedule a free call with me: https://calendly.com/vanessajane/30minassessment
Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral
What is financial coaching? Check my website!
https://www.accountable.network/VanessaLinenbergerWebsite
Join a free money webinar!
https://www.accountable.network/accountable-money-live-optin?fbclid=IwAR1TzmgksctUv4Z0JCO5vc4_ipZh4ZKUHd0mmxmnl1UffAwf9Rem004_ot0
 

Money is the greatest stressor and cause for divorce so getting ahead of it and opening up that conversation is crucial. Today, I'm sharing the 5 topics you should discuss with your partner.
Joint or separate accounts Budgeting Debt Retirement Children The key is to have these conversations right away and continually. Things change and circumstances shift, so staying in constant communication will help avoid being blindsided by something that can be detrimental to your relationship.
And, above all, be open and give each other grace. This is a hard topic but you are both on the same team. 
Need some help navigating these conversations? I can help! Schedule a free call with me and we can chat!
https://calendly.com/vanessajane/30minassessment
 
Let's connect! instagram.com/vanessalinenberger
Schedule a free call with me: https://calendly.com/vanessajane/30minassessment
Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral
What is financial coaching? Check my website!
https://www.accountable.network/VanessaLinenbergerWebsite
Join a free money webinar!
https://www.accountable.network/accountable-money-live-optin?fbclid=IwAR1TzmgksctUv4Z0JCO5vc4_ipZh4ZKUHd0mmxmnl1UffAwf9Rem004_ot0
 
 

If you have any questions about mortgages, the different types, how to qualify, how to prepare for buying a home, then this episode is for you!
We also discuss the current housing market and the different factors that helped get us here.
This was such a good interview with tons of great info!
 
If you're in the PNW and need a mortgage specialist, Rick is who you need to talk to! 
Rick Robertson, Certified Mortgage Planning Specialist, MLO-120044
Email: Rick.Robertson@axiahomeloans.com
https://axiahomeloans.com/RickRobertson/
 
Let's connect! instagram.com/vanessalinenberger
 
Schedule a free call with me: https://calendly.com/vanessajane/30minassessment
 
 
Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral
 
What is financial coaching? Check my website!
https://www.accountable.network/VanessaLinenbergerWebsite
 
Join a free money webinar!
https://www.accountable.network/accountable-money-live-optin?fbclid=IwAR1TzmgksctUv4Z0JCO5vc4_ipZh4ZKUHd0mmxmnl1UffAwf9Rem004_ot0

The decision to lease or buy a vehicle depends on your needs and priorities. Good times to lease are if you only need a car for a few years or plan to replace your vehicle every couple years anyway.
Purchasing comes with higher monthly payments, but in the long run might still be cheaper for you.
Today's episode covers some of the pros and cons of each option and how to determine which is best for you.
Let's connect! instagram.com/vanessalinenberger
 
Schedule a free call with me: https://calendly.com/vanessajane/30minassessment
 
 
Want my favorite budgeting app? Try it free for 34 days. https://ynab.com/referral/?ref=qMc5WddklO7s3T0Z&utm_source=customer_referral
 
What is financial coaching? Check my website!
https://www.accountable.network/VanessaLinenbergerWebsite
 
Join a free money webinar!
https://www.accountable.network/accountable-money-live-optin?fbclid=IwAR1TzmgksctUv4Z0JCO5vc4_ipZh4ZKUHd0mmxmnl1UffAwf9Rem004_ot0