MODERN CHOICE FINANCIAL

Mehrooz Misaghian
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Modern Choice Financial is a podcast about real estate, insurance, and finance. This podcast will answer the audience's queries about these topics. Your host, Mehrooz Misaghian, is an experienced Real Estate, Mortgage and Insurance Broker. And we will also invite experts to this podcast so they may share their knowledge on a particular subject that most listeners are curious about. In your investing journey, Modern Choice Financial will be your best friend and life partner.

Episodes

  1. 08/28/2024

    The Financial Truths They NEVER Tell You #realestate | Episode 11

    Here’s a summary of the podcast episode: Podcast Focus: The episode introduces financial planning and retirement strategies, featuring LDA from Exertus Financial. The discussion highlights the depth and variety of financial solutions offered by the company. Financial Solutions: Exertus Financial provides a range of products, including debt elimination plans, estate planning tools, and customizable life insurance policies, such as the 770x and BYOB (Build Your Own Bank). Debt Elimination: The BYOB plan helps individuals eliminate debt faster by using a proprietary software to create personalized debt action plans. It showcases the potential to pay off debts in half the time compared to traditional methods. Life Insurance Benefits: The podcast emphasizes the dual benefits of life insurance products—both as a safety net and as a tool for accumulating cash value, which can be accessed tax-free for various financial needs. Future Content: Upcoming episodes will delve deeper into specific financial products and strategies, including real-life scenarios and the benefits of comprehensive financial planning.

    52 min

  2. 08/27/2024

    Game-Changing News: 2024 Mortgage Market Overview | Episode 10

    Here’s a summary of the "Game-Changing News: 2024 Mortgage Market Overview": Market Trends: Current mortgage rates are high, but predictions suggest they might drop to the low fours by the end of 2024, making home buying more accessible. Buyer’s Market: The market is now favorable for buyers with lower home prices and less competition. Sellers may need to offer incentives like closing cost assistance. Housing Supply: There is a shortage of homes due to homeowners holding onto properties to keep their favorable interest rates, which limits new listings. Long-Term Investment: Real estate remains a good long-term investment despite short-term fluctuations. Homeowners build equity and benefit from property appreciation over time. Educational Gaps: Many potential buyers are unaware of available down payment assistance programs and believe they need 20% down, whereas some programs offer zero down payment options.

    36 min

  3. 08/26/2024

    Everything you need to know if you should Buy or Rent! | Episode 9

    In this episode of the Modern Choice Financial podcast, RoR Marus dives into the key considerations for deciding whether to buy or rent a home. The discussion covers: Mortgage Insights: Understanding the benefits of homeownership versus renting, including long-term financial advantages. Market Trends: Current housing market conditions and how they affect buying decisions. Rent vs. Buy Analysis: Pros and cons of renting compared to owning, with emphasis on building equity and potential for future savings. Expert Advice: Tips on navigating the real estate market, including interest rates and property values. Resources: How the podcast aims to provide transparency and valuable information for making informed real estate decisions. Tune in for practical advice on whether it's the right time for you to make a move in the real estate market.

    59 min

  4. 08/25/2024

    Everything you need to know about: INSURANCE| Episode 8

    In this episode of the Modern Choice Financial podcast, Mehrooz Misaghian and guest Michael dive into the essentials of insurance. They explore the differences between captive and broker insurance agencies, discuss the benefits of working with a broker, and provide valuable insights on auto insurance coverage. Michael, with over 9 years in the industry, shares his expertise on navigating insurance options to ensure clients receive the best coverage and pricing. Tune in to learn how to protect yourself effectively and make informed insurance decisions.

    55 min

  5. 08/24/2024

    Mastering Probate Avoidance: Your Step-by-Step Guide to Financial Freedom| Episode 7

    Mastering Probate Avoidance: Your Step-by-Step Guide to Financial Freedom- dives into the intricacies of probate and estate planning. Hosted by Mehrooz, this episode features attorney Mickey Bone, who brings over 39 years of experience in real estate, estate planning, and probate law. Learn why avoiding probate is crucial, the benefits of trusts, and practical steps to protect your assets and ease the burden on your loved ones. Discover essential strategies for estate planning and how to navigate the probate process effectively.

    40 min

  6. 08/23/2024

    Everything you need to know about: Home Inspection #realestate #vegashomes | Episode 6

    In this podcast episode, Mehrooz and Chris Mitchell of Real Choice Home Inspections dive into the crucial aspects of home inspections. Chris, with 15 years of experience, shares insights on the importance of thorough inspections, common issues in new builds, and additional services like mold and sewer scope inspections. They discuss the impact of inspection quality on home buying, provide tips for choosing inspection services, and share memorable stories from the field. Whether you're a homebuyer or real estate professional, this episode offers valuable advice on ensuring a smooth and informed property purchase.

    33 min

  7. 12/30/2023

    Everything you need to know about HOME APPRAISAL | 5th Episode #realestate #toprealtors

    The episode discusses the topic of home appraisal and features an experienced appraiser named Eric. Eric has been in the appraisal business for over 20 years and talks about the importance of home appraisal, especially in a growing town. The conversation covers various aspects of home appraisal, including differences between FHA and conventional appraisals, the impact of renovations on home value, and the influence of low-interest rates on housing prices. The episode emphasizes the importance of setting realistic expectations when selling a property and suggests that cash offers may not always result in lower sale prices.

    50 min

  8. 11/08/2023

    Market Insights: Tune in to Our Podcast

    Join us for the first episode of the Modern Choice Financial podcast, where we discuss all things finance and how we can provide the best services for our clients. From insurance to real estate to tax, we've got you covered. Subscribe to our YouTube channel to stay updated with our weekly live episodes and get all your financial questions answered. Las Vegas Realtor Realtor las vegas Realtor Henderson Henderson Realtor Las Vegas Real estate agent Henderson real estate agent Las Vegas top realtor Las Vegas luxury realtor Las Vegas luxury agentPersian Real estate agent las vegas Iranian Real estate agent Las Vegas Persian Real Estate agent Henderson Iranian Real estate agent Henderson Persian Realtor las vegas Iranian Realtor Las Vegas Persian Realtor Henderson Iranian Realtor Henderson Top Realtor las vegas Top Realtor Henderson Top real estate agent las vegas Top real estate agent Henderson Best Realtor las vegas Best Realtor Henderson Best Real estate agent las vegas Best Real estate agent Henderson #1 Realtor Las Vegas #1 Realtor Henderson Luxury listing agent Las Vegas Luxury listing agent HendersonLuxury Realtor Las Vegas Luxury Realtor Henderson Luxury real estate agent Las Vegas Luxury real estate agent Henderson Luxury agent Las Vegas Luxury agent Henderson Luxury home for sale Las Vegas Luxury home for sale Henderson High end listing agent Las Vegas High end listing agent Henderson Million dollar house Realtor Las Vegas Million dollar house Realtor Henderson Million dollar agentMillion dollar house listing agent Henderson Million dollar house Realtor Las Vegas Million dollar house Realtor Henderson #lasvegasluxury #luxuryhomelasvegas #LasVegasluxuryhouses #milliondollarhouselasvegas #luxuryhouseslasvegas #highriseslasvegas#milliondollarhousehenderson#luxuryhouseshenderson#luxurylistinghenderson #luxuryhomeshenderson#realtorHenderson #downpaymentassistance #downpaymentassistanceprogram #lvac #eos #valoan #FirstTimeHomeBuyer #persianrealtorlasvegas #persianrealtorhenderson#iranianrealtorlasvegas#iranianrealtorHenderson#persianrealtorvegas#toprealtorlasvegas#toprealestateagentlasvegas#toprealestateagenthenderson#bestrealtorlasvegas#bestrealestateagentlasvegas#bestrealestateagenthenderson#toprealtorhenderson#bestrealtorhendersonRealtor Mehrooz MisaghianLicense # B.0146524.LLCModern Choice Realty NMLS 2316569

    37 min
  9. What you need to know about Title and Escrow | Episode 3

    09/14/2023

    What you need to know about Title and Escrow | Episode 3

    In this episode of the Milestone Builders Show/ Modern Choice Financial, Broker Mehrooz Misaghian sits down with the Title Representative, Dalene Mclaughlin and Signing Agency President, Norma Green, to discuss the important role of title and escrow in the home buying process. They cover topics such as: What is title insurance? What is escrow? Why are title and escrow important? What are the different types of title insurance? This episode is a must-listen for anyone who is thinking about buying a home. It will give you a better understanding of the title and escrow process and help you avoid any surprises down the road. Podcast flow: 00:00 Introduction 02:26 Dalene Mclaughlin 03:45 Norma Green 03:55 Direct Deeds 04:39 Extended Policy 06:55 Prelimary Title 08:41 Property Taxes 13:40 Transferred Tax 22:35 The importance of Title Insurance 25:23 Binder 27:38 Insurance Trust 30:28 What is Probate 39:20 Big Announcement! Where can you find us? Contact us: https://yourdreamhomeispossible.com/contact/ Find your dream home here: www.GreaterVegasHouses.com Telephone Number: (702) 493-8366 Send us an Email at: greatervegashouses@gmail.com Youtube Channel: https://bit.ly/MBS_RealtorMehrooz

    39 min

  10. 03/01/2022

    What tax has to do with people's qualification?

    At the end of this episode, you will learn the different types of taxes. From FHA, your VA, and your conventional and then conventional has conforming and jumbo. There are a lot of things to think about when you're buying a home, and it's easy to get caught up in the excitement and overlook important details. One of those important details is understanding the different types of loans that are available to you. Each loan has its own advantages and disadvantages, so the right loan for you will depend on your unique circumstances. So, Whether you're a beginner or not, this is for you. If you really want to buy a home you have to START IT NOW! Timestamps: 00:00 Introduction 02:16 Guest introduction 04:01 Start of discussion "What taxes has to do with people's loan qualification?" 08:32 Loan types differences 11:48 What is considered a first-time homebuyer? 13:47 Does credit score also affect first-time homebuyer loan qualifications? 17:31 Touching on the subject about credits and its mystery 23:12 Clarification of the discussion 24:07 Wrapping up Where can you find us? Contact us: https://yourdreamhomeispossible.com/contact/ Find your dream home here: www.GreaterVegasHouses.com Telephone Number: (702) 493-8366 Send us an Email at: greatervegashouses@gmail.com Youtube Channel: https://bit.ly/MBS_RealtorMehrooz

    25 min

  11. 12/01/2021

    Homeownership and Loans: Why it matters for the first time home buyers?

    What does true availing of loans mean to you? Maybe it is about decreasing the chance of overpowering payment for you. Maybe it is to decrease the chance of being in debt from someone or some organization. Or maybe, it is about disseminating your asset and particularly calling them your net worth in the near future.   In today's episode, Mehrooz and Brian, who's our guest for today will talk about the beneficial ways to guide us through the best and reasonable finding of your dream home. They got together for many years and they mostly knew each other through various ups and downs cycles of life and especially in real estate investing. The bond is stronger than ever, so is the foundation of real estate too.    You will also learn more about different characteristics of loans that you may want to avail yourself of upon having your dream home at hand.    This is a MUST-LISTEN podcast episode if you came to know the risks, the cost, and the reward of landing your first-time home buying and availing of loans with the hands-on assistance of yourself and your family.    Download this podcast now and share it with your friends and family as we also celebrate the month of Veterans Day!  Get a chance to have a free appraisal if you purchase or refinance a house before the end of the month!    Connect with Mehrooz!  https://www.youtube.com/channel/UCLQDxT5ApHX1IPZsHyfIJAw https://www.facebook.com/RealtorMehrooz https://www.instagram.com/realtormehrooz/

    48 min
  • 11 Episodes

About

Modern Choice Financial is a podcast about real estate, insurance, and finance. This podcast will answer the audience's queries about these topics. Your host, Mehrooz Misaghian, is an experienced Real Estate, Mortgage and Insurance Broker. And we will also invite experts to this podcast so they may share their knowledge on a particular subject that most listeners are curious about. In your investing journey, Modern Choice Financial will be your best friend and life partner.

Information

  • Creator
    Mehrooz Misaghian
  • Years Active
    2022 - 2024
  • Episodes
    11
  • Rating
    Clean
  • Copyright
    © Mehrooz Misaghian
  • Show Website
    MODERN CHOICE FINANCIAL