Money Mindset Mastery: Personal Finance and Wealth Building

TvH Financial, including Jim Lao, Ryan Genoe, Denis Bisson and Eric Petersen
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Money Mindset Mastery is a Canadian personal finance podcast hosted by financial professionals. We blend behavioral finance with practical cash‑flow planning so Canadians can budget better, crush debt, invest smarter, and optimize taxes under CRA rules. Episodes cover RRSP/TFSA/RRIF, CPP/OAS, pensions, annuities, decumulation, tax‑efficient withdrawals, RESP/FHSA, mortgages, retirement income planning, and insurance: life, disability, critical illness, long‑term care. #PersonalFinancePodcast #MoneyMindset #WealthBuilding #InvestingForBeginners #BudgetingTips #FinancialFreedom #DebtPayoffStrat

  1. #108 | When Finance Feels Like a Game: How Gamification Can Push Canadians Into the Wrong Products

    MAR 5

    #108 | When Finance Feels Like a Game: How Gamification Can Push Canadians Into the Wrong Products

    Unlock the hidden tricks financial apps and institutions use to manipulate your choices — and discover how to protect your hard-earned money from their psychological games. If you’re tired of feeling duped, this episode reveals the covert tactics that push Canadians into risky products and debt traps, often disguised as rewards and incentives. Jim Lao, Ryan Genoe, and Eric Petersen dive deep into the surprising ways gamification and marketing strategies are designed to exploit your behavioral biases. From tempting offers like free gadgets that secretly cost more than they appear, to the dangers of pre-approved credit lines and misleading “win a home” lotteries, they expose the psychology behind these schemes. You’ll learn how banks use rewards, badges, and instant gratification to keep you hooked, often at the expense of your financial wellbeing. We break down specific tactics, including how apps nudge you with points, badges, and lotteries, all aimed at increasing spend and borrowing. You'll discover the real costs behind “free” offers, why fine print is your enemy, and how to ask the right questions before clicking “accept.” Plus, expert advice on spotting predatory marketing, understanding hidden fees, and setting your own cooling-off rules to avoid impulsive mistakes. This episode is essential listening for anyone who wants to stay in control of their finances. If you're tired of being played by marketing tricks and want to safeguard your future, these insights will give you the clarity and confidence to navigate the financial landscape smarter. Don’t let the industry’s gamification strategies rob you of peace of mind — empower yourself today. Eric Petersen, a seasoned financial advisor, shares real-world examples of how these tactics play out and offers practical tips on how to resist temptation and make informed decisions. Whether you're managing your investments, credit, or savings, understanding these psychological levers can make the difference between financial freedom and regret. Stop falling for the tricks — learn to recognize the games and how to win at your own financial future. Perfect for consumers, investors, and anyone eager to decode the marketing psychology that influences everyday financial decisions. Hit play and start taking control now.

    50 min
  2. #107 | Volatility and market noise: Why a specialist team beats a solo Advisor

    FEB 6

    #107 | Volatility and market noise: Why a specialist team beats a solo Advisor

    SummaryThe webinar begins with an introduction and a brief history of the Money Mindset Mastery podcast. The conversation then delves into the challenges of navigating market volatility and the importance of working with a team of professionals. The backgrounds and expertise of Denis B, Eric Petersen, and Ryan Genoe are discussed, highlighting their roles within the CFO team at TVH Financial. The concept of a CFO team and its significance in providing customized financial solutions is explored, emphasizing the importance of offering what's best for the client and collaborative problem-solving for clients. The conversation covers a range of topics including client decision-making, accountability, cash flow coaching, ethical concerns in banking, market volatility, integrated financial planning, team collaboration, and compensation structure. The speakers emphasize the importance of client focus, ethical decision-making, and the benefits of an integrated financial planning team. They also discuss the impact of emotion on decision-making and the role of human interaction in financial coaching.Takeaways* Collaborative problem-solving and customized financial solutions are essential for navigating market volatility.* The CFO team at TVH Financial plays a crucial role in providing specialized expertise and tailored financial solutions for clients. Client focus and ethical decision-making are key priorities for the financial planning team.* Integrated financial planning and team collaboration lead to greater efficiency and client support.

    58 min
  3. #106 | Top 5 Financial Myths We Busted in 2025

    12/16/2025

    #106 | Top 5 Financial Myths We Busted in 2025

    In this episode of the Money Mindset Mastery podcast, hosts Jim Lao, Ryan Genoe, and guest Eric Petersen dive into the world of financial myths and truths. They debunk common misconceptions about debt, investing, and market risks, sharing insights and personal stories. Discover how financial education, disciplined investing, and strong habits can lead to financial success. Tune in to learn why debt can be a tool, how to start investing with small amounts, and the importance of diversification. #FinancialMyths #Investing #MoneyMindset

    38 min
  4. #105 | Mindset Matters: How Canadians Can Shop Smart This Holiday Season

    12/01/2025

    #105 | Mindset Matters: How Canadians Can Shop Smart This Holiday Season

    Summary: This episode of the Money Mindset Mastery podcast, hosted by Jim Lao and featuring guest Ryan Geno, explores how Canadians can shop smart during the holiday season. The discussion covers financial stress, budgeting, and the importance of mindful consumption. The hosts share personal experiences and practical tips to help listeners manage their holiday spending effectively. Keywords: holiday shopping, financial stress, budgeting, mindful consumption, Canadian shopping trends Takeaways: 94% of Canadians expect financial strain this holiday season. Budgeting is crucial for managing holiday expenses. Mindful consumption can reduce financial stress. Buying local supports the economy and reduces stress. Impulse buying is a major challenge during holidays. Setting expectations with family can ease holiday stress. Experiences can be more meaningful than material gifts. Financial literacy is key to managing holiday spending. Credit card debt is a common issue during holidays. Planning ahead can prevent holiday financial stress. Chapters: 00:00:00 Introduction to Holiday Shopping Challenges 00:03:00 Budgeting and Financial Stress 00:09:00 Mindful Consumption and Local Shopping 00:15:00 Impulse Buying and Setting Expectations 00:21:00 The Importance of Financial Literacy #HolidayShopping #FinancialStress #MindfulConsumption #Budgeting #CanadianTrends

    35 min
  5. #104 | Navigating Wealth: Portfolio Innovation with Jay Bhutani of Raintree Wealth Management

    11/17/2025

    #104 | Navigating Wealth: Portfolio Innovation with Jay Bhutani of Raintree Wealth Management

    Summary In this episode of the Money Mindset Mastery podcast, host Jim Lao and co-host Ryan Genoe are joined by Jay Bhutani, President and COO of Raintree Wealth Management. They discuss the exciting changes in Raintree's portfolio solutions, the importance of diversification, and how to manage risk in volatile markets. Jay shares insights from his 30-year career in investment management and the unique approach Raintree takes to provide institutional-quality investment management to the masses. Keywords: Money Mindset, Wealth Management, Investment, Diversification, Risk Management Takeaways: Jay Bhutani shares his 30-year experience in investment management. Raintree Wealth Management offers institutional-quality investment management. The importance of diversification in managing investment risk. Raintree's unique approach to portfolio management. How Raintree Wealth Management has evolved since 2017. The role of alternative investments in a diversified portfolio. Insights into managing risk during market volatility. The benefits of working with multiple portfolio managers. How Raintree customizes investment solutions for clients. The impact of market changes on investment strategies. Sound bites: "Institutional-quality investment for the masses." "Diversification is key to managing risk." "Raintree's unique portfolio approach." "Insights from 30 years in investment." "Alternative investments for diversification." "Managing risk during market volatility." "Customizing solutions for client success." "The evolution of Raintree Wealth." "Working with top portfolio managers." "Investment strategies for uncertain times." Chapters: 00:00:00 Introduction and Welcome 00:00:00 Jay Bhutani's Background 00:00:00 Raintree's Portfolio Solutions 00:00:00 Importance of Diversification 00:00:01 Managing Risk in Volatile Markets 00:00:01 Alternative Investments 00:00:01 Customizing Investment Solutions 00:00:02 Conclusion and Contact Information

    45 min
  6. #103 | Navigating Pension Shortfalls: What You Need to Know

    11/04/2025

    #103 | Navigating Pension Shortfalls: What You Need to Know

    In this episode, we delve into the complexities of pension shortfalls, exploring the risks and solutions available to secure your financial future. Our hosts, Jim and Ryan, along with guest Denis Bisson, discuss the importance of understanding pension plans, the potential pitfalls, and the options available for those facing a shortfall. Tune in to learn how to navigate these challenges and make informed decisions for your retirement.

    42 min
  7. #102 | Unlocking Generational Wealth: The Children's Life Insurance Strategy

    10/22/2025

    #102 | Unlocking Generational Wealth: The Children's Life Insurance Strategy

    In this episode of the Money Mindset Mastery podcast, hosts Jim Lao and Ryan Genoe delve into the powerful strategy of using children's life insurance to build generational wealth. Discover how grandparents can leverage life insurance policies to secure their grandchildren's financial future, offering flexibility, tax efficiency, and peace of mind. Tune in to learn about the benefits, potential pitfalls, and real-life examples of this innovative approach to wealth transfer. #GenerationalWealth #LifeInsurance #FinancialPlanning

    37 min
  8. #101 | Tax Planning Secrets: Keep More of What You Earn

    10/08/2025

    #101 | Tax Planning Secrets: Keep More of What You Earn

    In this episode of the Money Mindset Mastery podcast, hosts Ryan Genoe and Jim Lao dive into the critical topic of tax planning and legacy protection. Broadcasting from TVH Group's new head office, they explore strategies to avoid hefty tax bills and ensure your hard-earned savings benefit future generations. Discover actionable insights on RRSPs, life insurance, and estate planning, and learn how to take control of your financial future. Don't miss this essential conversation for anyone looking to safeguard their legacy. #TaxPlanning #FinancialLiteracy #LegacyProtection

    25 min
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About

Money Mindset Mastery is a Canadian personal finance podcast hosted by financial professionals. We blend behavioral finance with practical cash‑flow planning so Canadians can budget better, crush debt, invest smarter, and optimize taxes under CRA rules. Episodes cover RRSP/TFSA/RRIF, CPP/OAS, pensions, annuities, decumulation, tax‑efficient withdrawals, RESP/FHSA, mortgages, retirement income planning, and insurance: life, disability, critical illness, long‑term care. #PersonalFinancePodcast #MoneyMindset #WealthBuilding #InvestingForBeginners #BudgetingTips #FinancialFreedom #DebtPayoffStrat

Information

  • Creator
    TvH Financial, including Jim Lao, Ryan Genoe, Denis Bisson and Eric Petersen
  • Years Active
    2020 - 2026
  • Episodes
    108
  • Rating
    Clean
  • Copyright
    © 2026 TvH Financial, including Jim Lao, Ryan Genoe, Denis Bisson and Eric Petersen
  • Show Website
    Money Mindset Mastery: Personal Finance and Wealth Building