Millennial Money Moves

Sean Babin, CFP® and Blake Bandani, QKA
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We are here to empower our generation to take control of their financial future. With over 16 years of experience in the financial industry, we break down complex money topics into clear, actionable insights. Each episode features expert guests from across the industry, providing you with the knowledge to make smarter investment decisions for yourself and your family. For personalized financial planning, connect with Babin Wealth Management at babinwealth.com to schedule a consultation.

  1. 16 DE SET.

    Confident Money Moves Begin With Knowing Your Numbers

    Every great financial plan starts with one simple step: knowing your numbers. In this episode, we walk through two real-life examples of how to take control of your finances by first understanding how much money is coming in and where it’s going out. You’ll learn how to: Track income and expenses with clarity Spot spending patterns that could hold you back Find opportunities to pay yourself first Build a budget that actually works for your lifestyle If you’ve ever felt like money slips through your fingers or you’re not sure where to start, this episode gives you a clear and practical starting point. Confident money moves don’t begin with fancy investments—they begin with knowing your numbers.

    40min

  2. 21 DE AGO.

    Money Myth #4: Building Wealth by Choosing the Right Stocks

    Many investors believe the secret to wealth is finding the “right” stock at the “right” time. The truth? Even professional advisors and Wall Street pros can’t consistently pick winners. In this episode of Millennial Money Moves, we break down why stock picking is more gambling than strategy, why most people underperform the market trying to do it, and what smarter, evidence-based approaches can actually help you grow long-term wealth. Whether you’ve tried chasing hot stock tips, or you’ve wondered if you need to be picking individual companies to succeed, this episode will give you clarity, confidence, and a better strategy for your future. Link to study that Kenny mentions: https://blogs.wpcarey.asu.edu/20240805-asu-study-stock-market-winners-uncovers-some-surprises

    49min

  3. 1 DE AGO.

    10 Smart Questions Millennials Should Ask Their Financial Advisor

    Do you really need a financial advisor?If you’re a millennial juggling student loans, career growth, saving for a home—or just trying to figure out if you're on track—this episode is for you. In this episode of Millennial Money Moves, we dive into 10 powerful questions every millennial should be asking their financial advisor to take control of their money, reduce taxes, and build long-term wealth. Top 10 Questions:1. How do I balance paying off debt with saving and investing? 2. Am I on track for retirement, and what should I be doing now? 3. Should I contribute to a Roth or traditional account? 4. What should I do if I want to buy a home in the next few years? 5. How can I reduce my taxes now and in the future? 6. What investment strategy fits my goals and risk tolerance? 7. Am I properly insured? 8. How can I build wealth outside my 401(k)? 9. What financial habits should I focus on now? 10. How will my financial plan adjust as life changes? Whether you're working with an advisor now or just thinking about it, these questions will help you get more value, more clarity, and more confidence in your financial future.

    48min

  4. 25 DE JUL.

    Money Myth #3: You Shouldn’t Invest It All at Once

    You've probably heard the advice: “Don’t invest it all at once, dollar cost average instead.” But does spreading your money out over time actually reduce risk and improve returns? In this episode, Sean & Blake break down the numbers behind dollar cost averaging vs. lump sum investing and the results might surprise you. We’ll explore when DCA makes sense, when it doesn’t, and why blindly following this strategy could cost you in the long run. If you're serious about making smarter, data-driven investment decisions, this one's a must-listen.

    21min

  5. 20 DE JUN.

    Smart College Savings: Why You Should Consider a 529 Plan

    Thinking about how to pay for your child's education without drowning in student loans? In this episode, Sean & Blake break down the 529 plan, one of the most powerful and tax-efficient ways to save for future education expenses. You'll learn how these plans work, who they’re for, the tax benefits, what counts as a qualified expense, and how recent rule changes have made 529s even more flexible. Whether you’re a new parent or just playing catch-up, this is your roadmap to smarter college savings.

    25min

  6. 5 DE JUN.

    5 Money Mistakes to Avoid at All Costs

    In this episode of Millennial Money Moves, we’re breaking down five of the most common (and costly) money mistakes people make—and how to avoid them. From expensive car payments to purchasing annuities, these missteps can quietly sabotage your financial future. Whether you’re just getting started or already building wealth, these tips can help you stay on track and grow with confidence.

    30min

  7. 30 DE MAI.

    Unlocking Homeownership: A Guide to Mortgages

    Thinking about buying a home? Curious if the mortgage you have is right for you? This episode breaks down everything you need to know — from FHA vs. conventional loans to navigating high interest rates, monthly payments, and mortgage insurance. Tune in for real talk on affording a home in today’s market and how to unlock homeownership without blowing your budget. Sean Babin and Blake Bandani sit down with Jamie Fernandez, an experienced mortgage broker to unpack the American Dream of homeownership. Jamie Fernandez - jf@nyftylending.com, 602-419-9688

    46min

  8. 22 DE MAI.

    Money Myth #2: Why Past Performance Doesn’t Predict Future Returns

    You’ve seen the headlines: “Top 10 Stocks of the Year!” or “5-Star Funds to Buy Now!” But here’s the truth—investing in what’s recently done well often leads to disappointing long-term results. In this episode of Millennial Money Moves, we’re joined by Kenny Gatliff, CFA® and busting the myth of “track record investing” and digging into why chasing past winners, whether it’s hot stocks or 5-star Morningstar funds, can actually leave your portfolio worse off. We break down: ✅ Why past performance is a terrible predictor of future returns✅ The surprising data behind Morningstar ratings and their lack of predictive power✅ The psychology of performance chasing (and how to fight FOMO)✅ Smarter ways to invest for long-term growth If you’ve ever been tempted by a shiny 5-star fund or a top-performing ETF, this episode is your wake-up call.

    53min
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Sobre

We are here to empower our generation to take control of their financial future. With over 16 years of experience in the financial industry, we break down complex money topics into clear, actionable insights. Each episode features expert guests from across the industry, providing you with the knowledge to make smarter investment decisions for yourself and your family. For personalized financial planning, connect with Babin Wealth Management at babinwealth.com to schedule a consultation.

Informações

  • Criado por
    Sean Babin, CFP® and Blake Bandani, QKA
  • Anos de atividade
    2 mil
  • Episódios
    18
  • Classificação
    Livre
  • Copyright
    © Sean Babin, CFP® and Blake Bandani, QKA
  • Site do podcast
    Millennial Money Moves