Mortgage Foundations

Tyler Cowle, AMPC - Mortgage Broker
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Explaining everything about the world of mortgages! This podcast will help you to understand how a mortgage works and explain the details. Mortgage Foundations is located in Oshawa, Ontario and is a Licensed Mortgage Brokerage with FSRA # 13614. It's Principal Broker is Tyler Cowle; who is also the host and main contributor to this podcast!

  1. 11/29/2024

    Episode 41 - What is a Mortgage (Video Podcast)

    Summary In this conversation, Tyler Cowle, a mortgage broker, explains the fundamentals of mortgages, including what they are, how they work, and the various types available. He emphasizes the importance of understanding mortgage terms, interest rates, down payments, and the loan-to-value ratio. Cowle also discusses different mortgage products, such as fixed-rate and adjustable-rate mortgages, and the significance of prepayment options. He encourages listeners to educate themselves and work with a mortgage broker to navigate the complexities of the mortgage process effectively. Takeaways A mortgage is a loan to buy a property. Mortgages typically last from 15 to 30 years. The higher the interest rate, the more you'll pay. The down payment is a percentage of the total amount. LTV compares the mortgage amount to the property's value. Fixed rate mortgages offer stability and predictability. Adjustable rate mortgages can fluctuate over time. Prepayment options can help reduce your amortization. Different types of mortgages suit different needs. Educate yourself before diving into the home buying process. Keywords mortgage, home loan, mortgage broker, interest rates, down payment, loan to value ratio, fixed rate mortgage, adjustable rate mortgage, mortgage amortization, home buying process

    7 min

  2. 10/17/2024

    Episode # 40 - Join the Mortgage Foundations Team

    Today's episode covers the benefits of joining Mortgage Foundations as a new agent or as an established agent or broker looking for a new home. Also offers tips of what to look for in a brokerage!

    6 min

  3. 10/09/2024

    Episode # 39 - The Mortgage Foundations Client Journey!

    Today's episode explains the Mortgage Foundations Client Journey from the opening Discovery Call to Closing Day and into the future after closing.

    7 min

  4. 10/03/2024

    Episode # 38 - Private Mortgages Explained

    Today's episode explains what a private mortgage is, the different types of private lenders and how to navigate the process of a private mortgage!

    6 min

  5. 09/30/2024

    Episode # 37 - Goodbye to the Stress Test for Uninsured Switches!

    OSFI finally removes the stress test from un-insured mortgages after much pressure from those in the mortgage industry as well as government agencies.

    5 min

  6. 09/19/2024

    Episode # 36 - The "Boldest Mortgage Reforms in Decades"

    Discussing the Federal Government's announcement of 30yr amortization for first-time homebuyers and the increase of the maximum price cap to $1.5M!

    7 min

  7. 09/10/2024

    Episode # 35 - What is a Debt Consolidation Mortgage?

    Explaining the pros and cons of a debt consolidation mortgage refinance.

    7 min

  8. 08/22/2024

    Episode # 34 - How a Mortgage Broker Gets Paid!

    Ever wonder how a Mortgage Broker gets paid for their services? Find out in today's epsiode where we discuss who pays a Mortgage Broker (hint - it is normally the lender)!

    8 min
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About

Explaining everything about the world of mortgages! This podcast will help you to understand how a mortgage works and explain the details. Mortgage Foundations is located in Oshawa, Ontario and is a Licensed Mortgage Brokerage with FSRA # 13614. It's Principal Broker is Tyler Cowle; who is also the host and main contributor to this podcast!

Information

  • Creator
    Tyler Cowle, AMPC - Mortgage Broker
  • Years Active
    2K
  • Episodes
    41
  • Rating
    Clean
  • Copyright
    © Tyler Cowle, AMPC - Mortgage Broker
  • Show Website
    Mortgage Foundations