MyFinJourney

Mustafa Ladha
  • 5.0 (3)
  • INVESTING
  • UPDATED WEEKLY

Welcome to MyFinJourney, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth. People often think, "You need money to make money." But what if that isn’t true? Whether you have a lot of capital or just a little, you can challenge conventional wisdom and create opportunities to build financial freedom. In this podcast, Mustafa Ladha dives deep, uncovering different ways guests have made money and how you can too. Each episode, we will understand their journey and how their mentality has changed along the way. Here’s the secret, we’re creating a playbook for you to build financial freedom. If you’re ready to learn and grow, this is the podcast for you.

  1. 6D AGO

    Career Growth Secrets & Mentorship Tips from Biotech C-suite Advisor Rohit Sood

    Looking for the best career advice for 2026? In this powerful episode of MyFin Journey, host Mustafa Ladha interviews Rohit Sood — founder of Venture Life Sciences, former Sorcero executive, strategy consultant, and Rutgers Business School professor who has helped scale 50+ life sciences brands with 6 successful US and European product launches. Rohit shares the exact career growth strategies, mentorship frameworks, personal finance principles, and networking tactics that took him from a struggling immigrant student earning $24,000 in New York City to building a financially independent life on his own terms. Whether you're a college student looking for career advice, a young professional searching for mentorship, an MBA grad planning your next move, a freelancer building your personal brand, or an executive thinking about your second act — this interview is packed with actionable career tips, money lessons, and leadership insights you can apply immediately. 🎯 WHAT YOU'LL LEARN IN THIS EPISODE ✅ How to build a successful career without making money your #1 motivator ✅ The 4 questions every high performer asks before accepting any job ✅ How to find a great mentor (and why most bosses are terrible mentors) ✅ Career change advice: how to pivot industries successfully ✅ The biggest mistake young professionals make in job interviews ✅ How to build wealth through real estate investing as a side income ✅ Why you need a financial advisor — even if you're "good with money" ✅ AI in business 2026: what every professional needs to know ✅ LinkedIn strategy: how to grow your network and personal brand ✅ Networking tips for students and recent graduates ✅ How to ask for what you want in your career (the #1 underrated skill) ⏱️ EPISODE CHAPTERS 00:00 Introduction — Meet Rohit Sood, Biotech Leader & Strategy Consultant 01:25 Rohit's career journey: from computer science to Wall Street to biotech 06:20 How a struggling student became a top MBA performer 08:21 The mindset shift that unlocked his love for learning 10:21 The 4 questions Rohit asks before taking any new role 11:00 Why he never made career decisions based on money 13:16 Theory vs application: what real learning actually looks like 15:30 Teaching MBA students at Rutgers Business School 17:02 How maturity transforms your approach to education and work 18:30 Career advice for college students and recent graduates 20:25 The soft skills nobody teaches young professionals 22:04 How to find a good mentor (and spot a bad one) 25:25 Personal finance: when to hire a professional financial advisor 27:24 The $18,000 day trading mistake that changed everything 28:30 Real estate investing: how Rohit built his property portfolio 30:24 Why Rohit posts on LinkedIn every day 33:10 The job interview hack that actually lands offers 35:49 Why human skills will never be replaced by AI in 2026 37:20 Networking advice for the AI era 39:18 The #1 career skill nobody teaches: how to ask for what you want 40:02 Closing thoughts and how to connect with Rohit 🎤 ABOUT THE GUEST Rohit Sood is the founder of Venture Life Sciences, a strategic advisory firm helping startups and small companies navigate go-to-market strategy, commercial readiness, digital transformation, and AI readiness. With over 25 years of experience spanning Wall Street, global strategy consulting, biotech commercialization, and AI implementation, Rohit has guided 50+ brands to successful commercialization including 6 major US and European product launches. He currently teaches at Rutgers Business School, is developing a medical affairs course at Ole Miss School of Pharmacy, and is pursuing his doctorate in oncology operating models at Swiss School of Business Management. 🔗 Connect with Rohit on LinkedIn: https://www.linkedin.com/in/rsood/ 🎙️ ABOUT MYFINJOURNEY MyFin Journey is a podcast hosted by Mustafa Ladha featuring deep conversations with operators, founders, executives, and industry leaders about career growth, personal finance, entrepreneurship, leadership, and building wealth. New episodes drop weekly. 🔔 SUBSCRIBE for more interviews: https://www.youtube.com/@myfinjourney 👍 LIKE this video if you got value from it 💬 COMMENT your biggest takeaway below 📤 SHARE with someone who needs to hear this 🔗 FOLLOW Mustafa on LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ Spotify: https://open.spotify.com/show/5UmpEcn Apple Podcasts: https://podcasts.apple.com/us/podcast

    41 min

  2. APR 8

    Why High Performers Are Secretly Disconnected | Faisal Ensaun on Clarity, Addiction & Real Success

    What if the thing holding your business back isn't strategy — it's you? In this episode of MyFinJourney, Mustafa Ladha sits down with Faisal Ensaun, a high performance coach who has worked with over 2,000 individuals — from entrepreneurs and executives to real estate investors and CEOs. Faisal opens up about his own journey through addiction, trauma, and rock bottom, and how that path led him to help some of the highest performers in the world reconnect with clarity, purpose, and real success. This episode isn't about hustle. It's about alignment — and why without it, no amount of strategy, capital, or ambition will get you where you want to go. What you'll learn: → Why 8 out of 10 business problems are actually personal disconnection problems → The real definition of addiction — and why you might be addicted without knowing it → How trauma from your past is silently capping your business growth → Why generational wealth without values is a trap → The 3 things nobody teaches you — knowing yourself, relationships, and money → How to build a long-term business with a 3-hour sales cycle and 90%+ referral rate → What Faisal is teaching his kids instead of passing on wealth → The concept of "parallel culture" and why it matters for your family's future Whether you're a real estate investor, entrepreneur, or executive — if you've ever felt stuck, plateaued, or quietly misaligned, this conversation is the reset you need. Connect with Faisal Ensaun: Linkedin: https://www.linkedin.com/in/faisalensaun/ Subscribe to MyFinJourney → 🎙 Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353 🎵 Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx 📸 Instagram: https://www.instagram.com/my.finjourney 💼 LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ Episode Chapters: 00:00 Introduction — high performance, clarity & alignment 01:16 Faisal's origin story — from addiction to coaching 2,000+ people 03:20 The rock bottom moment — blood, a subway station & a turning point 04:50 Born in Afghanistan, immigrant trauma & surviving in Canada 06:30 How one mentor changed more in 6 months than a decade of struggle 07:17 Was it the blood that triggered the change? 08:59 What it means to be a functioning alcoholic — signs you might miss 10:30 The psychology professor who asked the right question 11:45 Why people drink — the real answer most people deny 13:00 Addiction isn't just alcohol — work, shopping, social media & more 14:07 Lifestyle design — how Faisal engineered his environment to quit 15:30 Social pressure, identity & why people resist your sobriety 17:00 How healing the trauma within ended the addiction naturally 17:51 Is addiction just disconnection? Faisal's powerful reframe 19:41 How often are high performers secretly disconnected? 20:44 8 out of 10 business problems are personal — what that really means 22:33 Why nobody talks about internal alignment in business culture 23:39 The 3 things never taught in school — self, relationships, money 25:30 Maslow's hierarchy, industrial boom & the happiness paradox 27:00 Knowledge compartmentalization — why smart people still feel lost 27:50 What Faisal is teaching his kids instead of generational wealth 29:12 Why generational wealth without values leads to corruption 31:30 Identity, soul & who you are beyond your name and culture 33:00 Homeschooling, travel & building self-aware children 35:13 Do personal values translate into business strategy? 35:47 Long-term relationships as a business model — Faisal's approach 37:30 The 3-hour sales cycle — why Faisal won't rush a client decision 38:08 Instant gratification culture vs. long-term relationship building 39:30 Why most people don't actually need $10 million — the math 41:00 Going slower to get further — 20 years of value in 10 years 42:30 The concept of parallel culture and raising different thinkers 44:36 How to connect with Faisal Ensaun 45:36 Closing — internal alignment is the real wealth strategy 💡 If this episode made you pause and reflect — that's the point. Share it with one person who needs to hear it. 🔔 Subscribe to MyFinJourney: https://www.youtube.com/@myfinjourney 💬 Drop a comment: What area of your life do you feel most disconnected from right now — purpose, relationships, or finances? ⭐ Enjoying MyFinJourney? Leave a 5-star review on Apple Podcasts — it takes 30 seconds and helps more people find us.

    45 min

  3. APR 1

    Why High Performers Are Operating at 50% (Without Knowing It) | Michelle J. Howe

    Most high performers are running at 50% capacity and they have no idea. In this episode, Michelle J. Howe (CPA, strategy consultant & founder of Empath Evolution) breaks down why the most driven, successful leaders are quietly burning out, leaking energy in every direction, and operating far below their true potential. If you've ever felt like you're achieving on the outside but something's off on the inside — this conversation will name exactly what's happening. 🔑 WHAT YOU'LL LEARN IN THIS EPISODE ✅ Why high achievers are the hardest people to help — and the most in need ✅ The "50% lights" test: are you actually showing up fully in your life? ✅ How saying YES to too many things quietly depletes your energy and focus ✅ The morning smile test — the simplest way to self-diagnose burnout ✅ Why it took Michelle 4 years to fix what could've taken 1 (and what that costs YOU) ✅ How to identify your blind spots before they cost you years of your life ✅ The surprising link between emotional intelligence and personal finances ✅ How to deal with the negative, grumpy person in your life (without losing yourself) ✅ Why "if it's not a HELL YES, it's a no" is the most underrated life rule Episode Chapters 00:00 — Welcome & Michelle's introduction 01:13 — From structured high achiever to inner conflict: Michelle's story 04:46 — Why accounting felt too transactional — the pivot to emotional intelligence 07:20 — How having kids completely changes how you show up at work 08:38 — Pre vs. post-COVID: what changed for high performers 09:47 — The ideal client profile: who needs this kind of work 12:41 — The 4-year journey that could've been 1 (the cost of no mentor) 15:27 — The mirror moment: "Who is Michelle?" and finding your blind spots 17:34 — Why saying YES to everything is silently destroying your focus 18:34 — The illusion that you can do it all — and where it really comes from 20:39 — Type A vs. Type B: practical ways to slow down and be more present 21:07 — The morning smile test: a brutally honest self-diagnosis tool 23:07 — How to handle the chronically negative person in your life 26:15 — The #1 obstacle to getting help (and why most people never take it) 26:36 — Emotional intelligence + personal finances: the unexpected connection 30:04 — How to connect with Michelle & work with her 🔗 CONNECT WITH MICHELLE J. HOWE 🌐 Website: https://www.empathevolution.com Linkedin: https://www.linkedin.com/in/michellejhowe/ 📲 FOLLOW MyFinJourney 🎙 Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353 🎵 Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx 📸 Instagram: https://www.instagram.com/my.finjourney 💼 LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ ❤️ ENJOYED THIS EPISODE? If this episode gave you something to think about, please: 👍 Hit the LIKE button 🔔 SUBSCRIBE for weekly episodes on wealth, mindset & financial freedom 💬 Drop a comment 📤 Share this with a high-performer in your life who needs to hear it

    32 min

  4. MAR 25

    How to Give Money That Actually Creates Change | Strategic Philanthropy with Dilnaz Waraich

    Most people think giving is simply writing a check, to feel good. But what if there's a smarter, more strategic way to make your wealth create real, lasting change? In this episode of MyFinJourney, host Mustafa Ladha sits down with Dilnaz Waraich, President of the WF Fund, a philanthropic leader with decades of experience in strategic giving, interfaith engagement, and community building. Dilnaz breaks down how to turn charitable dollars into a long-term capital strategy — and why most high-net-worth donors are doing it wrong. What you'll learn:→ The difference between reactive giving and strategic philanthropy → What "catalytic funding" means and why it multiplies your impact → Why you should almost never start a new nonprofit (and what to do instead) → How giving circles work — and why women do them better than anyone → The power dynamic between funders and grantees nobody talks about → How Dilnaz's immigrant upbringing shaped her approach to wealth allocation → Trust-based philanthropy and its 6 core principles → How to allocate giving into 3 buckets: immediate need, long-term change, gray areas Whether you're a first-time donor, a high-net-worth investor, or running a family fund — this episode will change how you think about the legacy side of your wealth. ⏱ Episode Chapters00:00 Introduction — wealth, giving & legacy 00:46 Dilnaz's origin story — immigrating from India to Chicago 02:45 Growing up as a brown immigrant in Chicago public schools 04:50 What is philanthropy? It starts at the kitchen table 07:05 The WF Fund — catalytic funding explained 08:30 The 3 buckets of giving: human services, civic engagement, religious pluralism 15:25 Personal loss — her mother's passing and family philanthropy 17:00 Khadija — the 1,400-year-old role model for Muslim women in wealth 20:12 Financial literacy gaps for women and minority communities 21:45 The funder/grantee power dynamic nobody talks about 25:00 Capital allocation strategy — third, third, third framework 27:50 How to reach WF Fund if you're a nonprofit or chaplain 31:23 Financial confidence as a Muslim American woman 33:16 Fear, immigrant mentality, and standing up to authority 37:07 1.8 million nonprofits — why you shouldn't start another one 39:35 How to launch a giving circle (WhatsApp group → Signal) 41:43 Final advice — "you are just enough, act now" Connect with Dilnaz Waraich: LinkedIn: https://www.linkedin.com/in/dilnaz-waraich-559a72ba/ Connect with Mustafa Ladha LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ YouTube: https://www.youtube.com/@my.finjourney Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353 💡 If this episode shifted how you think about your money and your legacy — share it with one person who needs to hear it. 💬 Drop a comment: What's ONE cause you'd fund if money wasn't an issue? ⭐Enjoying the show? Leave a 5-star review — it takes 30 seconds and helps more people find us.

    42 min

  5. MAR 18

    How to Overcome Burnout and Build Real Resilience | Sylvie M Maury

    Building resilience isn’t about avoiding stress, it's about mastering it. Learn how to scale faster, avoid burnout, and lead with self-awareness in this episode with Dr. Sylvie Maury. In this episode of MyFinJourney, I’m joined by Dr. Sylvie Maury, a PhD-trained resilience coach who has helped executives, entrepreneurs, and teams in high-pressure environments build lasting resilience. Sylvie’s work started from a personal place—helping her children with ADHD leading her to discover the science of neuroplasticity and the mind-body connection. What you’ll learn in this episode:How to build resilience without burning outThe power of self-awareness: Why knowing yourself is key to high performanceSimple ways to regulate stress using body awareness practicesWhy emotional intelligence (EQ) is more important than IQ for decision-makingHow to create habits that increase mental resilience and help you lead effectivelyHow mindfulness practices can change your brain for the better Episode Chapters: (00:00) – Introduction to Dr. Sylvie Maury and her unique approach to resilience (02:00) – How Sylvie's journey into neuroplasticity began with her children’s ADHD (04:30) – The power of body awareness for reducing stress and building resilience (08:00) – How understanding your triggers can help you make better decisions (10:00) – Mindfulness practices that can reshape your brain and improve decision-making (14:30) – The importance of self-awareness for leaders and teams (17:00) – How slowing down can help you scale faster and make more effective decisions (21:30) – Building habits for mental and emotional resilience (25:00) – How self-awareness can lead to better team dynamics and business growth Connect with Dr. Sylvie MauryLinkedin: https://www.linkedin.com/in/sylviemmaury/ Website: Selfpathcoaching.com Connect with Mustafa Ladha LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ YouTube: https://www.youtube.com/@my.finjourney Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353 If you found value in this episode:👍 Like the video ✅ Subscribe for more practical, mindset-shifting episodes 🔁 Share this episode with a friend or colleague who could benefit from building resilience and avoiding burnout

    32 min

  6. MAR 11

    Fly Business Class for Almost Free (Points Partner’s Playbook) | Owen Beiny

    If you’ve ever seen business class prices and thought “yeah… never” this episode will change how you travel forever. Mustafa Ladha sits down with Owen Beiny (The Points Partner) to break down the real credit card points airline miles playbook that helps regular people fly business class for free (or close to it) without becoming a points-obsessed nerd or wasting hours in rewards-program hell. You’ll learn why most people use points the wrong way (travel portals), how to transfer points into airlines to multiply value, and the credit card “stack” Owen uses to help families stop overpaying for flights especially during peak seasons like summer, Christmas, and Thanksgiving. What you’ll learn in this episode: The 2 ways people use points (and the one that kills value) How points can become airline miles (and why timing matters) What a transfer bonus is (and how it boosts your miles instantly) The 5 types of cards Owen recommends (and why “premium-only” is a trap) Why cash back is often a bad deal if you travel How families should book: 8–12 months early (or last-minute hacks) The “Pyramid of Points” rule so you don’t get stuck How Owen paid $5.60 for a flight someone else paid $12,000 for Free bonus (from Owen) Free course for beginners - https://academy.thepointspartner.com/fly-free-academy-sneak-peek-version Join my inner circle. - https://academy.thepointspartner.com/the-inner-cirlce Need help with flights - https://share.hsforms.com/1QCIw0S30RKCKnplzcnpPEw30v7w IG: @thepointspartner Owen will give the first 30 people who message him and say “MyFin Journey” a free 15-minute Zoom call to help with their points + credit card strategy. Episode Chapters: (00:00) Unlocking the Secrets of Travel Points (07:01) The Power of Credit Cards as a Tool (14:45) Maximizing Credit Card Benefits (22:56) Financial Literacy and Travel Opportunities (24:14) The Importance of Financial Literacy (25:15) Tailoring Education for Individual Needs (26:29) Navigating Credit Card Choices (28:51) The Value of Concierge Services (30:22) Maximizing Points for Family Travel (32:33) Common Misconceptions About Points (36:54) Understanding Client Demographics (41:45) Owen's Journey to Points Mastery (46:10) Teaching Kids About Work Ethic and Passion Connect with Owen Beiny Linkedin: https://www.linkedin.com/in/owen-beiny-08749a/ Website: ThePointsPartner.com Connect with Mustafa Ladha LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ YouTube: https://www.youtube.com/@my.finjourney Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

    50 min

  7. MAR 4

    High Income vs Wealth: Building Generational Wealth with Discipline and Growth Mindset | Mohammed Quadri

    Most high-income earners never build real wealth. In this episode of MyFinJourney, Dr. Mohammed Quadri shares the mindset shift that separates high earners from true wealth builders and why income alone will never create generational wealth. Dr. Quadri is a physician, healthcare strategist, investor, and leader operating at the intersection of medicine, innovation, and commercialization. But what makes this conversation powerful isn’t his resume, it's his framework. From growing up in India to studying medicine in Russia in -40° temperatures, to building in the United States, Dr. Quadri explains: • Why “High Income” does NOT equal wealth • The difference between intelligence and wisdom • Why most professionals optimize for salary instead of ownership • The concept of being a “steward of wealth” • Growth mindset vs fixed mindset (what it actually means) • How to think like an investor, not an employee • Why saying NO is a wealth-building skill • Fail fast. Learn fast. Move forward. Episode Chapters: (00:00) Introduction to Dr. Mohammed Quadri (02:27) Dr. Quadri's Early Influences and Experiences (05:02) Lessons from Russia: Embracing Discomfort (07:10) The Value of Investing: Early Lessons (09:21) Understanding Wealth and Intentions (11:37) The Role of Mindset in Wealth Creation (13:48) The Business of Medicine: A Personal Journey (15:55) High Earners and the Wealth Mindset (18:18) Stewardship of Wealth: A New Perspective (20:29) The Power of Collective Intelligence (22:32) Growth Mindset vs. Fixed Mindset (24:51) Learning from Failures and Mistakes (27:11) The Importance of Diligence and Optimism If you’re a physician, executive, entrepreneur, or high-income earner trying to convert income into generational wealth, this episode is for you. Connect with Mohammed QuadriLinkedin: https://www.linkedin.com/in/mohammed-quadri-md-mba-ssbb-12632952/ Connect with Mustafa Ladha LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ YouTube: https://www.youtube.com/@my.finjourney Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

    33 min

  8. FEB 25

    Stop Pitch Slapping People (Build Trust, Then Sell) | Rob Durant

    If sales has ever felt cringe, manipulative, or “not you”… you don’t need new tactics. You need a better identity + a repeatable system. In this episode of MyFinJourney, Mustafa Ladha sits down with Rob Durant (sales leader + educator, creator of “social enablement”) to break down how modern selling actually works when you stop chasing transactions and start building real relationships. What you’ll learnWhy cold outreach is dying (and what to do instead)The difference between social selling vs social enablementThe “trusted advisor” mindset that replaces pressure sellingA simple framework: Be approachable. Be sociable. Be generous.How to stand out without being over-the-top (Gestalt theory)AI in sales: what it can accelerate (and what it can’t replace)The “servant seller” mentality that compounds relationshipsThe “Start With Why” habit: when to persevere vs pivot Episode Chapters(00:00) Why sales feels messy (and why this episode will fix it) (03:20) The real secret: who knows you for what (07:08) Viral tactics vs real relationships (why Rob doesn’t chase “one-call closes”) (08:50) Cold outreach vs cold connections + “pitch slapping” (12:54) The 3-step framework: approachable, sociable, generous (14:31) Gestalt theory: how to stand out the right way (19:21) How real connections actually start (and why it works) (23:43) AI in sales: walking stick, not the walking (28:43) Why optimizing only for money kills outcomes (33:32) Start With Why + the 5 Whys (persevere vs pivot) (38:22) How to connect with Rob the right way Connect with Rob DurantLinkedin: https://www.linkedin.com/in/robdurant/ Website: SalesTV.live Connect with Mustafa Ladha LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ YouTube: https://www.youtube.com/@my.finjourney Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

    40 min
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out of 5
3 Ratings

About

Welcome to MyFinJourney, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth. People often think, "You need money to make money." But what if that isn’t true? Whether you have a lot of capital or just a little, you can challenge conventional wisdom and create opportunities to build financial freedom. In this podcast, Mustafa Ladha dives deep, uncovering different ways guests have made money and how you can too. Each episode, we will understand their journey and how their mentality has changed along the way. Here’s the secret, we’re creating a playbook for you to build financial freedom. If you’re ready to learn and grow, this is the podcast for you.

Information

  • Creator
    Mustafa Ladha
  • Years Active
    2025 - 2026
  • Episodes
    44
  • Rating
    Clean
  • Copyright
    © Copyright 2026 Mustafa Ladha
  • Show Website
    MyFinJourney