Net Net

Lizzy Marie, Lissa Lumutenga

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or “net negative” ultimately giving you the confidence to decide for yourself. These conversations are authentic, inspiring, and always entertaining.

  1. SEP 3

    Are souvenirs worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising psychology behind keepsakes.   Main Topics 00:00 Introduction 01:04 Running The Numbers Segment 02:16 Personal Stories and Souvenir Experiences 02:56 Intentions Behind Gift Giving 10:45 Historical Context of Souvenirs 12:30 Personal Souvenir Preferences 18:34 Space Considerations 22:25 Cultural Appropriation Concerns 23:56 Cherishing Travel Memories 27:27 Supporting Local Economies 29:50 20 Cents Segment   References for Statistics https://www.ibisworld.com/classifications/us-sic/5947/gift-novelty-and-souvenir-shops/?utm_source=chatgpt.com https://today.yougov.com/travel/articles/21197-more-women-men-purchase-souvenirs-friends-family-a https://www.souvenirproject.org/history/origins-of-souvenir/ https://emint.com/blog/a-modern-history-of-souvenirs-and-keepsakes/  Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    33 min
  2. AUG 20

    Is branding yourself worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a product. Is branding yourself is worth the payoff? Let’s talk about it.   Main Topics 00:00 Introduction 01:20 Running The Numbers Segment 02:33 What is Personal Branding? 04:00 Personal Branding in Career Transitions 07:01 The Costs and Benefits of Personal Branding 09:30 Navigating Personal and Business Branding 22:23 The Rebellious Brand of Rihanna 23:25 Personal Branding Challenges 25:47 Navigating Personal and Professional Identity 27:37 Costs of Being Known for Something 29:46 Balancing Personal Views and Public Persona 35:05 20 Cents Segment   References for Statistics https://www.entrepreneur.com/leadership/why-personal-branding-is-crucial-for-ceos-in-todays-world/468320 https://www.professionalrecruiterinc.com/the-value-of-a-strong-personal-brand-for-career-success/ https://www.linkedin.com/pulse/achieving-all-star-status-linkedin-sophie-milliken-fcipd-frsa/ https://capitaloneshopping.com/research/branding-statistics/ https://www.prnewswire.com/news-releases/more-than-half-of-employers-have-found-content-on-social-media-that-caused-them-not-to-hire-a-candidate-according-to-recent-careerbuilder-survey-300694437.html Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    40 min
  3. AUG 6

    Is hired help worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and when it starts to mess with your values, your budget, or your sense of self. Is convenience worth the cost? And who gets to decide?   Main Topics 00:00 The Trade-offs of Hiring Help 00:58 Running The Numbers Segment 01:18 Financial Realities of Domestic Workers 03:57 Personal Experiences with Hiring Help 07:45 Emotional and Ethical Considerations 15:21 Balancing Costs and Benefits 18:34 Hypothetical Millionaire Scenario 19:46 Housekeeping and Pets 22:22 Digital Hygiene and Personal Assistants 23:39 The Stigma of Hiring Help 29:05 20 Cents Segment   References for Statistics https://www.epi.org/publication/domestic-workers-chartbook-2022/ https://www.bls.gov/oes/2023/may/oes372012.htm Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    33 min
  4. JUL 23

    Are domestic partnerships worth it? feat. Raymond Hekmat

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you might not know could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework.   ►► Check out Raymond Hekmat on socials! Instagram - TikTok - YouTube   Main Topics 00:00 Introduction to Domestic Partnerships 01:36 Running The Numbers Segment 02:32 Benefits and Limitations 03:14 Legal Nuances 05:38 Cohabitation vs. Domestic Partnerships 09:02 Personal and Social Considerations 18:55 Understanding Domestic Partnerships 19:57 Legal Separation vs. Divorce 20:58 Perceptions of Domestic Partnerships 24:35 Commitment and Social Constructs 28:58 Common Law Marriage vs. Domestic Partnership 30:12 20 Cents Segment   References for Statistics https://www.census.gov/newsroom/press-releases/2024/families-living-arrangements.html https://www.pewresearch.org/social-trends/2019/11/06/the-landscape-of-marriage-and-cohabitation-in-the-u-s/ https://www.pewresearch.org/social-trends/2019/11/06/marriage-and-cohabitation-in-the-u-s/ https://www.kff.org/report-section/ehbs-2023-section-2-health-benefits-offer-rates/ Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    36 min
  5. JUL 9

    Are personality tests worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame?    Main Topics 00:00 Introduction to Personality Types 01:18 Running The Numbers Segment 04:44 Criticisms and Limitations of Personality Tests 09:50 Personality Tests in the Workplace 19:58 Personality Profiles and Horoscopes 20:48 Myers-Briggs and 16 Personalities 23:08 Dating and Personality Compatibility 24:36 Validity of Personality Tests 28:07 Brand Archetype Quizzes 33:04 20 Cents Segment   References for Statistics https://www.shrm.org/topics-tools/news/all-things-work/assessing-personalities Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    38 min
  6. JUN 25

    Is buying in bulk worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn't always cheap.   Main Topics 00:00 Introduction 01:32 Running The Numbers Segment 02:03 The Privilege and Pitfalls of Bulk Buying 07:32 Unexpected Costs and Considerations 14:30 Changing Circumstances and Bulk Buying 19:51 Expensive vs. Cheap Items 21:01 Toiletries and Household Staples 22:57 Buying in Bulk in Different Cities 27:26 Food Waste 33:01 20 Cents Segment   References for Statistics https://www.lendingtree.com/credit-cards/study/bulk-buying/ https://couponfollow.com/research/savings-when-buying-bulk https://walton.uark.edu/insights/posts/the-high-cost-of-low-income.php https://www.rts.com/resources/guides/food-waste-america/ Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    37 min
  7. JUN 11

    Is budgeting worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life.   Main Topics 00:00 Introduction 01:25 Running The Numbers Segment 05:37 Challenges and Tools for Budgeting 10:10 Different Approaches to Budgeting 13:31 Loose Budgeting 20:25 Building Financial Confidence 23:12 The Costs of Budgeting 24:48 Emotional and Relationship Impacts 29:12 Alternative to Traditional Budgeting 32:36 20 Cents Segment   References for Statistics https://www.debt.com/research/best-way-to-budget/ https://www.intuit.com/blog/innovative-thinking/beyond-the-budget/ Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    37 min
  8. JUN 4

    Are prenups worth it? feat. Raymond Hekmat

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having.   Main Topics 00:00 Introduction 01:18 Running The Numbers Segment 02:20 Meet Our Guest, Raymond Hekmat 04:03 The Importance of Prenups 08:24 Prenups vs. Postnups 11:58 Navigating Prenup Discussions 19:49 Personal Experiences and Misconceptions 24:54 Financial Growth and Relationship Dynamics 25:19 Infidelity and Legal Protections 30:50 Costs and Timelines of Prenups 35:23 Unique Prenup Provisions 40:02 20 Cents Segment   References for Statistics https://helloprenup.com/prenup-statistics-2024-comprehensive-insights-into-prenuptial-agreements/ https://investors.legalzoom.com/news-releases/news-release-details/legalzoom-encourages-couples-consider-prenuptial-agreements https://www.newsweek.com/more-americans-are-signing-prenups-1838768   Check Out Raymond on: Instagram | TikTok Website: https://hekmatfamilylaw.com/ Co-Hosts Lizzy is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn   Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song”   Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcastEmail us at hi@netnetpodcast.com  Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!

    45 min

Ratings & Reviews

5
out of 5
4 Ratings

About

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or “net negative” ultimately giving you the confidence to decide for yourself. These conversations are authentic, inspiring, and always entertaining.

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